Point Washington
Housing Market

City market report · Walton County, FL

Median sale price $562,500, with homes going under contract in about 64 days, 5 homes on the market.

5 communities reporting12 sales analyzedData as of Nov 12, 2026Momentum Score 46
Live Market Pulse
46/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 6% off asking. Calculated from licensed MLS data · last refresh November 12, 2026 at 5:37 PM ET.
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Live · Point Washington Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$562K
Median sold · 12 moConfidence: Low
93.5%
Sale vs ask
Walton County: 96.2%
$661K ▲
Walton County home value
Zillow ZHVI, monthly · +0.9% vs a year ago
Tempo
5.0mo
Supply
5 for sale ÷ (12 sales ÷ 12) · 3 to 6 months is the balanced band
64days
Median DOM · closed
Walton County: 70 days
25%
Under contract
Walton County: 25%
5 · 2
For sale · pending
MLS counts as of Nov 12, 2026
12 ▲
Sold · last 12 mo
closed sales, MLS, last 12 full months · +200.0% vs prior 12 mo
Market context
21% ▼
Listings with price cuts
Walton County · Zillow · -0.6pp vs prior month
2,824 ▼
County for-sale inventory
Zillow, monthly · -1.9% vs prior month
46/100
Momentum score
Buyer's Opportunity
5
Communities reporting
of 9 tracked in Point Washington
Economy & people · county layer
$81,986
Median household income
U.S. Census ACS, county
82,948
County population
+25.9% since 2018
8.1×
Price to income
county home value vs median income
79%
Owner-occupied
U.S. Census ACS, county
$1,902/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Data as of Nov 12, 2026
Today's Take · November 12, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 5.0 months of supply — balanced by the 3-to-6-month balanced benchmark, and 25% of listed homes are already under contract. sellers are still collecting 93.5% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 46
Momentum Score
Buyer leverage54
Seller leverage46

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 25% of inventory sits under contract.
  • Mortgage sensitivity — at 8.1× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Point Washington data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

$500K–$750K
7.3 mo · buyer-tilted · 22 active
$750K+
5.1 mo · balanced band · 11 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Analysis

The read on Point Washington

The median sale price across Point Washington currently stands at $562,500. The typical home goes under contract in about 64 days. Homes are selling for about 93.5% of their original asking price.

There are 5 active listings on the market, with 2 more already under contract. With 12 closed sales over the trailing 12 months (5 listings divided by 12 / 12), that works out to 5.0 months of supply — roughly balanced conditions by the 3-to-6-month balanced band.

Zillow's home value index for Walton County stands at $660,738. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Point Washington is 46 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of November 12, 2026.

Trends & History

Where the market is heading

Home value trend · Walton County (Zillow ZHVI)

$652K$657K$662K$661KSep '25: $655KOct '25: $654KNov '25: $653KDec '25: $652KJan '26: $652KFeb '26: $653KMar '26: $657KApr '26: $660KMay '26: $661KJun '26: $660KJul '26: $659KAug '26: $659KSep '26: $661KSep '25Dec '25Mar '26Jun '26Sep '26

For-sale inventory · county (Zillow)

2,4212,6822,9432,824Sep '25: 2,874Oct '25: 2,785Nov '25: 2,705Dec '25: 2,579Jan '26: 2,475Feb '26: 2,432Mar '26: 2,569Apr '26: 2,742May '26: 2,896Jun '26: 2,933Jul '26: 2,923Aug '26: 2,880Sep '26: 2,824Sep '25Dec '25Mar '26Jun '26Sep '26

Daily active vs pending · Walton County (MLS)

2831,7713,260Aug 10 · Active: 2,619Aug 11 · Active: 2,611Aug 12 · Active: 2,604Aug 13 · Active: 2,602Aug 15 · Active: 2,611Aug 17 · Active: 2,592Aug 19 · Active: 2,577Aug 22 · Active: 2,583Aug 23 · Active: 2,571Aug 28 · Active: 2,576Aug 29 · Active: 2,584Aug 30 · Active: 2,582Aug 31 · Active: 2,584Sep 07 · Active: 3,177Sep 09 · Active: 3,160Sep 11 · Active: 3,167Sep 12 · Active: 3,160Sep 13 · Active: 3,155Sep 14 · Active: 3,143Sep 15 · Active: 3,141Sep 16 · Active: 3,140Sep 17 · Active: 3,124Sep 19 · Active: 3,142Sep 20 · Active: 3,144Sep 21 · Active: 3,119Sep 22 · Active: 3,113Sep 23 · Active: 3,112Sep 24 · Active: 3,114Sep 25 · Active: 3,117Sep 26 · Active: 3,127Sep 28 · Active: 3,117Sep 29 · Active: 3,100Oct 01 · Active: 3,029Oct 04 · Active: 3,051Oct 05 · Active: 3,040Oct 06 · Active: 3,037Oct 07 · Active: 3,040Oct 09 · Active: 3,041Oct 10 · Active: 3,034Oct 11 · Active: 3,027Oct 12 · Active: 3,023Oct 14 · Active: 3,020Oct 17 · Active: 3,030Oct 18 · Active: 3,032Oct 19 · Active: 3,025Oct 20 · Active: 3,019Oct 23 · Active: 616Oct 26 · Active: 3,026Oct 27 · Active: 3,031Oct 28 · Active: 3,023Oct 29 · Active: 3,020Oct 30 · Active: 3,024Oct 31 · Active: 3,008Nov 01 · Active: 2,960Nov 02 · Active: 2,957Nov 03 · Active: 2,950Nov 05 · Active: 2,962Nov 06 · Active: 2,980Nov 08 · Active: 2,983Nov 09 · Active: 2,980Nov 10 · Active: 2,965Nov 11 · Active: 2,948Nov 12 · Active: 2,948Aug 10Sep 29Nov 12ActivePending

Median price · daily recalculation

$498K$542K$587K$562KSep 12: $500KSep 13: $500KSep 14: $500KSep 15: $500KSep 16: $500KSep 17: $500KSep 19: $500KSep 20: $585KSep 21: $585KSep 22: $585KSep 23: $585KSep 24: $585KSep 25: $585KSep 26: $585KSep 28: $585KSep 29: $585KSep 30: $585KOct 01: $585KOct 03: $585KOct 04: $585KOct 05: $585KOct 06: $585KOct 07: $585KOct 09: $585KOct 10: $585KOct 11: $585KOct 12: $585KOct 14: $585KOct 17: $585KOct 18: $585KOct 19: $585KOct 20: $585KOct 23: $585KOct 26: $585KOct 27: $585KOct 28: $585KOct 29: $585KOct 30: $585KOct 31: $585KNov 01: $585KNov 02: $585KNov 05: $585KNov 06: $585KNov 08: $585KNov 09: $562KNov 10: $562KNov 11: $562KNov 12: $562KSep 12Sep 25Oct 10Oct 29Nov 12
Local Economics · county layer

What’s driving Point Washington

Who’s moving here
+2,430 net residents/yr

Top inbound states: GA, TX, AL, TN. Movers arriving report ~$178,385 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$3,873/yr avg Citizens premium

2,905 Citizens personal-lines policies in Walton County; average premium $3,992 before the 2026 change, $3,873 after (-3.0%). Citizens is the state-backed insurer of last resort; budget insurance into any Walton purchase. Source: Citizens Property Insurance Corporation, 2026 Approved Rate Changes by County (ALL PERSONAL LINES COMBINED table).

Building pipeline
2,399 units permitted -17% YoY

1,427 single-family · 972 multi-family · 28.9 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest risk buyers are ignoring
$500K–$750K: 7.3 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Point Washington right now.

Biggest opportunity
$750K+: 5.1 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Walton County

MarketMedianActiveScore
Point Washington ← this page$562K3346
Freeport$394K22253Open →
Watersound$1.11M15459Open →
Santa Rosa Beach$837K123—Open →
Miramar Beach$705K11032Open →
Monroe$386K7646Open →
Community Movers

Neighborhoods on the move

Most homes for sale
Peach CreekPoint Washington$512K13
DAUGHETTES AMENDEDPoint Washington$900K11
MAGNOLIA BEACHPoint Washington$585K5
Paradise CovePoint Washington$575K4
Selling fastest
Peach CreekPoint Washington$512K74 days
Explore Deeper

Point Washington ZIP codes

Most active communities

More on Point Washington

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Point Washington right now?

The data says conditions currently favor neither side decisively in Point Washington — the Momentum Score reads 46/100 with 5.0 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Which Point Washington neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Peach Creek (74 days) — homes there go under contract well ahead of the market-wide pace of 64 days.

How does Point Washington compare to the rest of Walton County?

Point Washington's median of $562,500 runs 3% below the county-wide median of $579,750, and homes here take 64 days to go under contract versus 70 county-wide.

Questions

Point Washington housing market FAQ

How is the housing market in Point Washington right now?

As of November 12, 2026, the Point Washington housing market is roughly balanced: the median sale price is $562,500, 5 homes are for sale against 12 sales in the last 12 months, which is 5.0 months of supply, and the typical home goes under contract in about 64 days.

How much is a house in Point Washington?

The median home sold for $562,500 in Point Washington over the last 12 months; asking prices on the 5 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Point Washington?

By the numbers, sellers in Point Washington are getting 93.5% of asking price and going under contract in about 64 days with 5.0 months of supply. Under three months of supply generally favors sellers, three to six is balanced, and over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the median home price in Point Washington?

The median sale price in Point Washington is currently $562,500, based on MLS sales data updated November 12, 2026.

Is Point Washington a buyer's or seller's market right now?

The data currently is roughly balanced. Point Washington scores 46 of 100 on the Momentum Score, with 5.0 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Point Washington?

The typical home in Point Washington goes under contract in about 64 days, per current MLS data.

How many homes are for sale in Point Washington?

There are approximately 5 active listings in Point Washington as of November 12, 2026.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Point Washington. Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use the MLS listing counts from the last data refresh (date below); the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: November 12, 2026 at 5:37 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.