Florida Housing IntelligenceWalton County › 32459 (Santa Rosa Beach)
Aerial view of 32459, Florida

32459 (Santa Rosa Beach)
Housing Market

ZIP code market report · Walton County

Median sale price $926,250, down 1.6% year over year, with homes going under contract in about 82 days, 500 homes on the market.

114 communities reporting924 sales analyzedRefreshed twice dailyMomentum Score 44
Live Market Pulse
44/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 7% off asking. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 32459 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$926K
Median sold · 12 moConfidence: High
down 1.6% vs the prior 12 months
-1.6%
1-yr price change
n = 924 recent sales
93.1%
Sale vs ask
Walton County: 94.8% · +0.6pp vs prior yr
$654K
Walton County home value
Zillow ZHVI, monthly · -0.7% vs a year ago
Tempo
82days
Median DOM · closed
Walton County: 77 days · -3.0 days vs prior yr
500 · 87
For sale · pending
live counts, refreshed twice daily
Market context
21%
Listings with price cuts
Walton County · Zillow · +0.2pp vs prior month
2,929
County for-sale inventory
Zillow, monthly · +1.1% vs prior month
0%
Cash buyers
share of sales · peak 0%
44/100
Momentum score
Buyer's Opportunity
114
Communities reporting
of 347 tracked in 32459
Economy & people · county layer
$79,281
Median household income
U.S. Census ACS, county
79,846
County population
+21.2% since 2018
8.2×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$1,709/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 1.6% versus the prior year, but sellers are still collecting 93.1% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 44
Momentum Score
Buyer leverage56
Seller leverage44

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Mortgage sensitivity — at 8.2× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32459 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

$300K–$500K
mo · buyer-tilted · 50 active
$500K–$750K
mo · buyer-tilted · 108 active
$750K+
mo · buyer-tilted · 338 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32459 is hot — and where it isn't

Each dot is a community (114 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32459 (Santa Rosa Beach)

The median sale price across 32459 currently stands at $926,250, down 1.6% from a year ago. The typical home goes under contract in about 82 days. Sellers are capturing 93.1% of their original asking price on average.

There are 500 active listings on the market, with 87 more already under contract.

Zillow's home value index for Walton County stands at $654,436. About 21% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32459 is 44 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

32459 since 2012 — and where it’s heading

A median home here sold for $331,782 in 2012 and $1,233,647 over the last recorded year — 272% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (8,487 recorded sales)

$313K$783K$1.25M$1.23M2012: $332K2013: $341K2014: $372K2015: $475K2016: $561K2017: $589K2018: $708K2019: $712K2020: $723K2021: $1.05M2022: $1.12M2023: $1.10M2024: $1.18M2025: $1.16M2026: $1.23M20122015201920232026

Days on market by year

17d74d130d82d2012: 128d2013: 97d2014: 81d2015: 104d2016: 97d2017: 85d2018: 68d2019: 81d2020: 80d2021: 25d2022: 20d2023: 65d2024: 85d2025: 85d2026: 82d20122015201920232026

Cash buyers · share of sales

-1%0%1%0%2016: 0%2017: 0%2018: 0%2019: 0%2020: 0%2021: 0%2022: 0%2023: 0%2024: 0%2025: 0%2026: 0%20162018202120242026

Home value trend · Walton County (Zillow ZHVI)

$646K$653K$659K$654KJun '25: $659KJul '25: $654KAug '25: $651KSep '25: $650KOct '25: $648KNov '25: $647KDec '25: $647KJan '26: $646KFeb '26: $648KMar '26: $652KApr '26: $655KMay '26: $656KJun '26: $654KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

2,4192,7313,0432,929Jun '25: 3,017Jul '25: 3,031Aug '25: 2,976Sep '25: 2,874Oct '25: 2,785Nov '25: 2,705Dec '25: 2,579Jan '26: 2,475Feb '26: 2,432Mar '26: 2,569Apr '26: 2,742May '26: 2,896Jun '26: 2,929Jun '25Sep '25Dec '25Mar '26Jun '26
Detached Single Family 77%Townhome 12%Condo 11%
Local Economics · county layer

What’s driving 32459

Who’s moving here
+2,430 net residents/yr

Top inbound states: GA, TX, AL, TN. Movers arriving report ~$178,385 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,942/yr avg premium

433 Citizens policies in force in Walton County — the state-backed insurer of last resort. Budget insurance into any Walton purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
2,399 units permitted -17% YoY

1,427 single-family · 972 multi-family · 30.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
BEACH HIGHLAND 1ST ADD ▼ 41%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Walton

MarketMedianActiveScore
32459 ← this page$926K50044
32550$715K39643Open →
32439$389K23455Open →
32461$967K23057Open →
32433$207K5849Open →
32435$207K2954Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
EAGLE BAYSanta Rosa Beach$485K▲ 33%
NATUREWALK AT WATERSOUND ORIGINSInlet Beach$926K▲ 26%
PEACH CREEKSanta Rosa Beach$558K▲ 15%
ESCADASanta Rosa Beach$500K▲ 15%
DAUGHETTES AMENDEDSanta Rosa Beach$1.02M▲ 14%
Prices cooling fastest
BEACH HIGHLAND 1ST ADDSanta Rosa Beach$1.62M▼ 41%
GULF SHORE MANORSanta Rosa Beach$1.48M▼ 26%
WATERSOUND WEST BEACHSanta Rosa Beach$1.91M▼ 26%
SERENITY AT DUNE ALLENSanta Rosa Beach$925K▼ 24%
MAJESTIC SUNMiramar Beach$590K▼ 20%
Most homes for sale
PROMINENCEInlet Beach$842K25
SEACREST BEACHInlet Beach$1.54M24
WATERSOUND BEACHInlet Beach$3.61M20
ARIEL DUNES IIMiramar Beach$482K16
DRIFTWOOD ESTATESSanta Rosa Beach$570K15
Selling fastest
THE SHOALSanta Rosa Beach$874K1 days
COTTAGE GROVESanta Rosa Beach$1.24M4 days
NATUREWALK AT WATERSOUND ORIGINSInlet Beach$926K26 days
WATERSOUND WEST BEACHSanta Rosa Beach$1.91M30 days
CHURCH STREET VILLAGESanta Rosa Beach$500K32 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32459 right now?

The data says conditions currently favor buyers in 32459 — the Momentum Score reads 44/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32459 becoming more affordable?

Yes, modestly — the median sale price in 32459 is $926,250, down 1.6% versus the prior year, while sellers still capture 93.1% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 32459?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are BEACH HIGHLAND 1ST ADD (-41%); GULF SHORE MANOR (-26%); WATERSOUND WEST BEACH (-26%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32459 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are THE SHOAL (1 days); COTTAGE GROVE (4 days); NATUREWALK AT WATERSOUND ORIGINS (26 days) — homes there go under contract well ahead of the market-wide pace of 82 days.

Questions

32459 (Santa Rosa Beach) housing market FAQ

What is the median home price in 32459?

The median sale price in 32459 is currently $926,250, down 1.6% from a year ago, based on MLS sales data updated August 6, 2026.

Is 32459 a buyer's or seller's market right now?

The data currently is roughly balanced. 32459 scores 44 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 32459?

The typical home in 32459 goes under contract in about 82 days, per current MLS data.

How many homes are for sale in 32459?

There are approximately 500 active listings in 32459 as of August 6, 2026.

Are home prices in 32459 rising or falling?

Median sale prices are down 1.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32459 (Santa Rosa Beach). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.