Peach Creek
Homes for Sale in Point Washington, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Emerald Coast MLS
Homes For Sale Right Now in Peach Creek
Live MLS inventory for Peach Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 58 daysTop listing
Active · 104 days
Active · 112 days
Active · 544 days
Active · 89 days
Active · 215 daysActive · 13 days
Active · 167 days
Active · 90 days
Active · 193 days
Active · 201 days
Active · 674 days
Pending · 13 days
Pending · 73 daysActive and pending Peach Creek listings as of 2026-09-28, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Price in Peach Creek is driven by condition and vintage more than any single house type. The median build year is 2016, but the stock stretches back to 1933, so what you pay tracks closely to whether you are buying newer construction or an older structure that may need work. The median living area of about 2,626 square feet gives you a useful yardstick: much of what sells here is a substantial single-family home, not a starter box. The median sits at $557,500, and the spread around it is wide enough that two houses at similar prices can be very different properties.
The current posture is moderately warm, not frantic. Median days on market run just under 60, which means well-priced, move-in-ready homes trade at a reasonable clip while dated or overpriced ones sit. With 13 active listings against 10 recent closings, inventory is thin but not starved. Sellers still have leverage on the right product; buyers have room to be selective and should not feel rushed into a stale listing.
Peach Creek right now
🟢 Buyer-leaning market. 11.1 months of supply and 14% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: High (14 active and pending listings, 12 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($518K) is down 4.7% from the prior 12 months ($543K) and up 179% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (12 and 12 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 20, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Peach Creek market snapshot (as of September 20, 2026): the median sale price is about $518K, a median 60 days on market for closed sales, and 11.1 months of supply, a buyer-leaning market. The trailing-12-month median is down 5% from the prior 12 months and up 179% since 2012, computed from record-level Emerald Coast MLS closed sales (12 closings in the current window).
Peach Creek is a community of 185 homes in Point Washington, Walton County, built between 2011 and 2020 (median 2018), with a median living area of about 2,650 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Peach Creek is an established Santa Rosa Beach community of roughly 286 homes with a broad build range, so the housing here reads as varied rather than uniform. No shared community amenities show up in current MLS listings, so the draw is the homes and the Walton County location itself.
The setting & the homes.
Aerial and on-site photos of Peach Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Peach CreekPeach CreekPeach CreekPeach CreekPeach CreekPeach CreekPeach CreekPeach CreekPhotos from Emerald Coast MLS listings in Peach Creek; content deemed reliable but not guaranteed.
Who Peach Creek is best for.
Best for
- Buyers targeting the mid-$550s for a roughly 2,600-square-foot single-family home
- Owner-occupants who want an established, primarily homesteaded setting
- Buyers willing to inspect carefully and trade uniformity for variety in vintage and style
Probably not for
- Anyone wanting resort-style shared amenities, which current listings do not show
- Buyers who need a brand-new, single-vintage subdivision with predictable finishes
- Investors chasing a rental-dominant block, given the high owner-occupied share
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($518K) IS the median in the snapshot above, and the move from 2025 ($543K) IS the -4.7% one-year change.
Windows contain 2 to 35 sales each (12 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Peach Creek Market Scorecard
Peach Creek is currently a buyer-leaning market. About 11.1 months of supply, a median asking price of $500,000, and homes go under contract in about 167 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Peach Creek, Point Washington
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Peach Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Dune Lakes · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Peach Creek listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Peach Creek address.
The Peach Creek buying strategy.
If we were buying in Peach Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Peach Creek.
A mixed-vintage pocket, not a cookie-cutter subdivision
The build years here run from 1933 to 2023, with the median around 2016. That tells you Peach Creek is not a single-phase development where every house looks like its neighbor. You will find newer construction alongside much older structures, and that variety is the single biggest thing shaping value. Buyers should budget inspection time accordingly and read each listing on its own terms.
With homestead occupancy near 65 percent, this leans owner-occupied rather than a rental-heavy stretch. The median price of $557,500 is up 15.1 percent year over year and has roughly tripled since 2012, a 200 percent move. That history reflects the broader Emerald Coast trajectory; it is context on where prices have been, not a forecast of where they go next.
The location and the amenities are priced into every listing in Peach Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Peach Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (5.5). Basis: Long-Term Appreciation +179% since 2012; Recent Direction -4.7% year-over-year; Liquidity & Demand 11.1 months of supply; Owner Commitment 72% owner-occupied; Pricing Power 93.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community where value swings on vintage and condition rather than a published price sheet, the work is in reading each property accurately. We help buyers separate a fairly priced newer home from an older one carrying a newer-home price, and we help sellers position against the thin but real competition so a good listing does not drift past the roughly 60-day median.
Peach Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Peach Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Peach Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Peach Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Peach Creek home worth?
Get a no-obligation home value based on real comparable sales in Peach Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Peach Creek on the map →
Frequently Asked Questions
What is the median home price in Peach Creek?
How long do homes in Peach Creek take to sell?
Is Peach Creek a buyer's or seller's market right now?
How many homes are in Peach Creek?
What share of Peach Creek is owner-occupied?
When were the homes in Peach Creek built?
Have Peach Creek home prices gone up?
Who is the best real estate agent for Peach Creek?
How do I find a top Point Washington real estate agent who knows Peach Creek?
Can Momentum Realty connect me with an agent for Peach Creek?
Should you buy in Peach Creek?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Peach Creek with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 28, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2011 (210 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Peach Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Peach Creek
- Home values · What homes in Peach Creek actually sell for