PEACH CREEK
Homes for Sale in Santa Rosa Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via emeraldcoast
Price in Peach Creek is driven by condition and vintage more than any single house type. The median build year is 2016, but the stock stretches back to 1933, so what you pay tracks closely to whether you are buying newer construction or an older structure that may need work. The median living area of about 2,626 square feet gives you a useful yardstick: much of what sells here is a substantial single-family home, not a starter box. The median sits at $557,500, and the spread around it is wide enough that two houses at similar prices can be very different properties.
The current posture is moderately warm, not frantic. Median days on market run just under 60, which means well-priced, move-in-ready homes trade at a reasonable clip while dated or overpriced ones sit. With 13 active listings against 10 recent closings, inventory is thin but not starved. Sellers still have leverage on the right product; buyers have room to be selective and should not feel rushed into a stale listing.
PEACH CREEK right now
🟢 Still climbing. The trailing-12-month median ($558K) is up 15.1% from the prior 12 months ($484K) and up 200% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level emeraldcoast closed sales, 12-month windows ending July 25. Confidence: Medium (10 and 10 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 25, 2026 · Live data: emeraldcoast, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
PEACH CREEK market snapshot (as of July 25, 2026): the median sale price is about $558K, and a median 60 days on market for closed sales. The trailing-12-month median is up 15% from the prior 12 months and up 200% since 2012, computed from record-level emeraldcoast closed sales (10 closings in the current window).
PEACH CREEK is a community of 286 homes in Santa Rosa Beach, Walton County, built between 1933 and 2023 (median 2016.0), with a median living area of about 2,626 square feet. 65% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Peach Creek is an established Santa Rosa Beach community of roughly 286 homes with a broad build range, so the housing here reads as varied rather than uniform. No shared community amenities show up in current MLS listings, so the draw is the homes and the Walton County location itself.
The setting & the homes.
Aerial and on-site photos of PEACH CREEK. Swipe to explore the community.
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PEACH CREEKPhotos from emeraldcoast listings in PEACH CREEK; content deemed reliable but not guaranteed.
Who PEACH CREEK is best for.
Best for
- Buyers targeting the mid-$550s for a roughly 2,600-square-foot single-family home
- Owner-occupants who want an established, primarily homesteaded setting
- Buyers willing to inspect carefully and trade uniformity for variety in vintage and style
Probably not for
- Anyone wanting resort-style shared amenities, which current listings do not show
- Buyers who need a brand-new, single-vintage subdivision with predictable finishes
- Investors chasing a rental-dominant block, given the high owner-occupied share
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($558K) IS the median in the snapshot above, and the move from 2025 ($484K) IS the +15.1% one-year change.
Windows contain 4 to 35 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
PEACH CREEK Market Scorecard
PEACH CREEK is currently a balanced market., a median asking price of $529,900, and homes go under contract in about 85 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in PEACH CREEK
Live MLS inventory for PEACH CREEK. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 25 daysTop listingActive · 39 daysActive · 47 daysActive · 85 daysActive · 479 daysActive · 24 daysActive · 102 daysActive · 150 days
Active · 9 days
Active · 136 days
Active · 128 days
Active · 25 days
Active · 609 days
Pending · 13 daysActive and pending PEACH CREEK listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
PEACH CREEK on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from emeraldcoast. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Dune Lakes · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent PEACH CREEK listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any PEACH CREEK address.
The PEACH CREEK buying strategy.
If we were buying in PEACH CREEK today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in PEACH CREEK.
A mixed-vintage pocket, not a cookie-cutter subdivision
The build years here run from 1933 to 2023, with the median around 2016. That tells you Peach Creek is not a single-phase development where every house looks like its neighbor. You will find newer construction alongside much older structures, and that variety is the single biggest thing shaping value. Buyers should budget inspection time accordingly and read each listing on its own terms.
With homestead occupancy near 65 percent, this leans owner-occupied rather than a rental-heavy stretch. The median price of $557,500 is up 15.1 percent year over year and has roughly tripled since 2012, a 200 percent move. That history reflects the broader Emerald Coast trajectory; it is context on where prices have been, not a forecast of where they go next.
The location and the amenities are priced into every listing in PEACH CREEK. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in PEACH CREEK buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (8.0). Basis: Long-Term Appreciation +200% since 2012; Recent Direction +15.1% year-over-year; Owner Commitment 65% owner-occupied; Pricing Power 93.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community where value swings on vintage and condition rather than a published price sheet, the work is in reading each property accurately. We help buyers separate a fairly priced newer home from an older one carrying a newer-home price, and we help sellers position against the thin but real competition so a good listing does not drift past the roughly 60-day median.
PEACH CREEK in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a PEACH CREEK buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed PEACH CREEK sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in PEACH CREEK, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your PEACH CREEK home worth?
Get a no-obligation home value based on real comparable sales in PEACH CREEK, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in PEACH CREEK on the map →
Frequently Asked Questions
What is the median home price in PEACH CREEK?
How long do homes in PEACH CREEK take to sell?
How many homes are in PEACH CREEK?
What share of PEACH CREEK is owner-occupied?
When were the homes in PEACH CREEK built?
Do cash buyers compete in PEACH CREEK?
Have PEACH CREEK home prices gone up?
Who is the best real estate agent for PEACH CREEK?
How do I find a top Santa Rosa Beach real estate agent who knows PEACH CREEK?
Can Momentum Realty connect me with an agent for PEACH CREEK?
Should you buy in PEACH CREEK?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near PEACH CREEK with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | emeraldcoast, refreshed twice daily (last: July 25, 2026) |
| Community market stats | emeraldcoast closed sales, 12-month windows ending July 25, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (13 streets, ZIP 32459)) |
| Historical depth | Closed-sale records back to 2011 (205 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.
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