Moving to Apollo Beach, Florida: The 2026 Data Guide

As of 2026-09-13, the median home sold in Apollo Beach, Florida over the last 12 months went for $522,000 (568 closings across 83 communities in Momentum’s MLS record), about $219 per square foot for a median 2,394-sq-ft home built around 2015. Homes currently listed have been on the market a median of 51 days, and with 235 active listings against that sales pace the city is carrying roughly 5.0 months of supply. Sellers have been getting about 96% of their original asking price. That median is 29% above the median across Momentum’s Florida and Georgia coverage.

$522,000

Median sale (12 mo)

$219

Price per sq ft

$3,608

Est. monthly cost to own

51 days

Days listed (median)

5.0

Months of supply

32%

New construction share

What your budget buys in Apollo Beach

Three price points from 258 recent Apollo Beach closings in our record, each showing what actually closed within 10% of that price:

Around $365,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,960 sq ft, built around 2015 (36 sales).
Around $522,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,468 sq ft, built around 2019 (44 sales).
Around $795,000: the typical sale in this band was a 4-bed, 3-bath home of about 2,983 sq ft, built around 2004 (23 sales).

The real monthly cost of owning in Apollo Beach

Take the median $522,000 home with 20% down at today’s 6.76% 30-year rate: principal and interest run about $2,711/month. Hillsborough County’s typical total millage is 15.73 mills, so after the $50,000 homestead exemption the property tax is roughly $7,424/year ($619/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Hillsborough County is about $1,816/year; private-market quotes vary with roof age and wind mitigation. 79% of current Apollo Beach listings carry an HOA, with a median of $127/month where one applies. All in, budget on the order of $3,608/month to own the median Apollo Beach home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Hillsborough County property tax guide and our home insurance by county map.

Where people are buying: Apollo Beach’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

Community	Sales (12 mo)	Median	Days listed
Southshore Falls	46	$298,835	51
Indigo Creek	43	$484,799	152
Waterset Wolf Creek	41	$472,030	16
Apollo Beach	40	$649,500	76
Covington Park	29	$293,500	35
MiraBay	24	$365,000	123
Harbour Isles	14	$501,250	72
Bimini Bay	13	$580,000	104

Apollo Beach by ZIP code

Sales and medians by ZIP over the same 12 months: 33572 (256 sales, median $517,500).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 80% were single-family homes, 13% townhomes or villas, and 2% condos. New construction accounted for 32% of closings, led by Indigo Creek, Waterset Wolf Creek, Hemingway Estates, Regency at Waterset. The housing stock skews newer: 50% of homes sold were built in 2015 or later and 7% before 1980.

Getting around from Apollo Beach

Measured from the center of Apollo Beach’s recent sales: Downtown Tampa is about 13 miles; Tampa International Airport (TPA) is about 16 miles; Sarasota is about 30 miles; Lakeland is about 34 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Hillsborough County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Hillsborough County’s typical millage of 15.73; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Hillsborough County average of $1,816/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Apollo Beach: the case for and against

What works in Apollo Beach’s favor

32% of sales are new construction, so builder incentives and warranties are part of the market
insurance is comparatively manageable here (Citizens average $1,816/year)
no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

prices run 29% above the statewide median in our coverage
79% of listings carry an HOA (median $127/month)
property taxes reset to your purchase price, so never budget off the seller’s bill

Your Apollo Beach relocation toolkit

Common questions about moving to Apollo Beach

How much does a house cost in Apollo Beach, FL?

The median sale over the last 12 months was $522,000 (568 closings), about $219 per square foot. Among recent closings in our record a quarter sold under $365,000 and a quarter over $795,000.

What does it cost per month to own a home in Apollo Beach?

For the median $522,000 home with 20% down at 6.76%, roughly $3,608 per month including principal, interest, Hillsborough County property tax after the homestead exemption, insurance, and a typical HOA.

What are property taxes like in Apollo Beach?

Hillsborough County's typical total millage is 15.73 mills. On the median home that is about $7,424 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.

Is Apollo Beach a buyer's or seller's market right now?

With about 5.0 months of supply and a median 51 days on market for current listings, conditions are roughly balanced.

Is there a lot of new construction in Apollo Beach?

New construction was 32% of sales in the last 12 months, concentrated in Indigo Creek, Waterset Wolf Creek, Hemingway Estates, Regency at Waterset.

Does Florida have a state income tax?

No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Apollo Beach communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Hillsborough County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.