Waterset
Homes for Sale in Apollo Beach, FL
True comps, carrying-cost math, and listings before the portals.
Waterset is a newer-build community, with homes constructed between 2012 and 2024 and a median build year of 2019 - meaning most inventory here is still well inside its first ownership cycle. Construction quality, layout era, and remaining builder-era finishes do more to separate one listing from another than lot location does, since the community was largely built out on a consistent development timeline.
There are currently no active listings in this community per MLS, so there is no live pricing or inventory signal to read right now. That does not mean nothing is happening - it means anyone considering a move here should treat the next listing that hits the market as the market, and be ready to act on it rather than compare it against a shelf of competing options.
The setting & the homes.
Aerial and on-site photos of Waterset. Swipe to explore the community.
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WatersetWho Waterset is best for.
Best for
- Buyers prioritizing a newer-construction home with modern systems over an older, more established build
- Buyers who want a larger living footprint, given the community's above-2,600-square-foot median
- Long-horizon buyers comfortable with a market that currently shows no active inventory and may require patience
Probably not for
- Buyers who need to compare several active listings side by side right now
- Buyers specifically seeking an older or more established housing stock with decades of ownership history
- Investors seeking a rental-heavy pocket - the high homestead share points to a predominantly owner-occupied footprint
The market around Waterset
Waterset is too small for its own price trend, so here is the market around it.
Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).
ZIP and county figures describe the wider market, not Waterset specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Waterset, Apollo Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Schools (verify by address) · Public
- Waterset Charter SchoolFLDOE grade B · Charter
- Dorothy C. York Innovation Academy · Choice
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Waterset address.
The Waterset buying strategy.
If we were buying in Waterset today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterset.
A young build stock, an owner-heavy footprint
The build range - 2012 through 2024 - puts the entire community inside a modern construction era, which shapes everything from electrical and HVAC systems to lot layout and garage configurations. A median year built of 2019 means the typical home here has had roughly a handful of years of ownership, not decades, so the usual older-home negotiating points (aging roofs, dated systems) are less likely to define a deal.
With homestead exemptions filed on close to 72% of homes, the large majority of Waterset's housing stock is owner-occupied rather than held as investment or seasonal property. That tends to support more consistent home upkeep at the individual-property level and a steadier, less transient turnover pattern than communities with heavier investor or rental concentration - though it also means fewer homes cycle onto the market at any given time, which lines up with the current zero-listing snapshot.
The location and the amenities are priced into every listing in Waterset. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community sitting at zero active listings, timing and access matter more than browsing a portal. We track Waterset's listing activity as it happens, understand how its build-era construction and floor plans compare across phases, and can position a buyer or seller to move the moment something surfaces rather than reacting after the fact.
Waterset in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterset buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterset sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterset, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterset home worth?
Get a no-obligation home value based on real comparable sales in Waterset, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Waterset on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hillsborough County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Waterset Market Scorecard
Waterset is currently a thin data market. Limited supply, a median asking price of n/a.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Waterset?
What share of Waterset is owner-occupied?
When were the homes in Waterset built?
What schools serve Waterset?
Who is the best real estate agent for Waterset?
How do I find a top Apollo Beach real estate agent who knows Waterset?
Can Momentum Realty connect me with an agent for Waterset?
Should you buy in Waterset?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Waterset with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 24, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Apollo Beach & Tampa & Hillsborough County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa & Hillsborough County or the full Neighborhood Finder.
See how Waterset fits the bigger picture — live prices, inventory, and Momentum Scores:
Buying or selling in Waterset? Find the best agent in Apollo Beach · Find the best agent in Hillsborough County · Get a cash offer.