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Waterset in Apollo Beach

Waterset
Homes for Sale in Apollo Beach, FL

By , Co-Founder, Momentum Realty · Updated October 20, 2026

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All 382 homes for sale in Apollo Beach, FL · median $474,950 · Hillsborough County homes for sale

Community in Apollo Beach · Hillsborough County
1,399 homesBuilt 2012–2024
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS dataFL DOR public recordsUpdated twice daily

As of October 2026, Waterset in Apollo Beach, FL has 39 homes for sale and 26 pending, asking from $299,990 to $889,990 (median $425,000). Homes listed or recently sold were built 2013 - 2026 with 41 new construction; 76 of 77 report an HOA (median $13/mo); 1 of the 77 geocoded homes sit in a FEMA special flood hazard zone (median elevation 35 ft).

Neighborhoods in the Waterset area

MLS subdivisions in the same ZIP codes within Apollo Beach, FL, placed by location around Waterset (distance from the community centre). They are not necessarily part of the Waterset plan.

Villages & sections of Waterset

Waterset in Apollo Beach, FL is a master-planned community recorded as 11 named villages and sections in the MLS; 24 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.

Sections of Waterset in the MLS

Waterset in Apollo Beach, FL is recorded as 3 separate subdivisions/phases in the MLS; 3 homes are for sale across them today. Each section has its own page:

Live · Waterset Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
72%
Owner-occupied · Waterset
1006 of 1399 parcels homesteaded (FL DOR 2025)
28%
Non-owner-occupied · Waterset
incl. 2% trust or LLC-held · 4% out-of-state
1,399
Homes in the community
1399 residential parcels (FL DOR 2025)
Track record · years of records
Est. 2012
Community established
homes built 2012-2024, median 2019 (FL DOR 2025)

Homes For Sale Right Now in Waterset

Live MLS inventory for Waterset. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

6117 GOLDEN BEACH DRIVE home for sale in Waterset Homes for Sale: From $295KActive · 1 daysTop listing
$1,250,000
4 bd · 4 ba · 4,400 sqft · built 2025
6117 GOLDEN BEACH DRIVE, APOLLO BEACH, 33572
Listed by RE/MAX BAYSIDE REALTY LLC
7720 PARADISO DRIVE home for sale in Waterset Homes for Sale: From $295KActive · 2 days
$699,999
4 bd · 3 ba · 2,516 sqft · built 2021
7720 PARADISO DRIVE, APOLLO BEACH, 33572
Listed by CHARLES RUTENBERG REALTY INC
5306 SILVER SUN DRIVE home for sale in Waterset Homes for Sale: From $295KActive · 37 days
$699,000
4 bd · 3 ba · 3,274 sqft · built 2019
5306 SILVER SUN DRIVE, APOLLO BEACH, 33572
Listed by COMPASS FLORIDA LLC
7322 PARADISO DRIVE home for sale in Waterset Homes for Sale: From $295KActive · 49 days
$695,000
4 bd · 3 ba · 2,504 sqft · built 2020
7322 PARADISO DRIVE, APOLLO BEACH, 33572
Listed by 27NORTH REALTY
5159 SEA BRANCH AVENUE home for sale in Waterset Homes for Sale: From $295KActive · 7 days
$622,160
4 bd · 3.5 ba · 3,061 sqft · built 2026
5159 SEA BRANCH AVENUE, APOLLO BEACH, 33572
Listed by WEEKLEY HOMES REALTY COMPANY
5406 LIMELIGHT DRIVE home for sale in Waterset Homes for Sale: From $295KActive · 77 days
$599,900
4 bd · 3 ba · 2,537 sqft · built 2023
5406 LIMELIGHT DRIVE, APOLLO BEACH, 33572
Listed by DICUS HARRISON REALTY
6916 NEOPOLITAN COURT home for sale in Waterset Homes for Sale: From $295KActive · 11 days
$598,000
4 bd · 3 ba · 2,643 sqft · built 2018
6916 NEOPOLITAN COURT, APOLLO BEACH, 33572
Listed by COASTAL PROPERTIES GROUP INTER
5416 SILVER SUN DRIVE home for sale in Waterset Homes for Sale: From $295KActive · 7 days
$590,790
4 bd · 3 ba · 2,740 sqft · built 2026
5416 SILVER SUN DRIVE, APOLLO BEACH, 33572
Listed by WEEKLEY HOMES REALTY COMPANY
5166 CREEK SAND DRIVE home for sale in Waterset Homes for Sale: From $295KActive · 18 days
$589,750
5 bd · 4 ba · 2,815 sqft · built 2026
5166 CREEK SAND DRIVE, APOLLO BEACH, 33572
Listed by WEEKLEY HOMES REALTY COMPANY
7526 PARADISO DRIVE home for sale in Waterset Homes for Sale: From $295KActive · 60 days
$565,000
4 bd · 3 ba · 2,601 sqft · built 2021
7526 PARADISO DRIVE, APOLLO BEACH, 33572
Listed by KELLER WILLIAMS SUBURBAN TAMPA
5182 CREEK SAND DRIVE home for sale in Waterset Homes for Sale: From $295KActive · 37 days
$564,990
4 bd · 3 ba · 2,733 sqft · built 2026
5182 CREEK SAND DRIVE, APOLLO BEACH, 33572
Listed by WEEKLEY HOMES REALTY COMPANY
5169 SEA BRANCH AVENUE home for sale in Waterset Homes for Sale: From $295KActive · 14 days
$549,990
4 bd · 3 ba · 2,551 sqft · built 2026
5169 SEA BRANCH AVENUE, APOLLO BEACH, 33572
Listed by WEEKLEY HOMES REALTY COMPANY
5130 SEA BRANCH AVENUE home for sale in Waterset Homes for Sale: From $295KActive · 71 days
$534,990
3 bd · 2.5 ba · 2,539 sqft · built 2026
5130 SEA BRANCH AVENUE, APOLLO BEACH, 33572
Listed by WEEKLEY HOMES REALTY COMPANY
5408 TAGALONG PLACE home for sale in Waterset Homes for Sale: From $295KActive · 94 days
$520,000
4 bd · 3 ba · 2,494 sqft · built 2023
5408 TAGALONG PLACE, APOLLO BEACH, 33572
Listed by KELLER WILLIAMS TAMPA CENTRAL

Active and pending Waterset listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 22, 2026

Waterset is a newer-build community, with homes constructed between 2012 and 2024 and a median build year of 2019 - meaning most inventory here is still well inside its first ownership cycle. Construction quality, layout era, and remaining builder-era finishes do more to separate one listing from another than lot location does, since the community was largely built out on a consistent development timeline.

There are currently no active listings in this community per MLS, so there is no live pricing or inventory signal to read right now. That does not mean nothing is happening - it means anyone considering a move here should treat the next listing that hits the market as the market, and be ready to act on it rather than compare it against a shelf of competing options.

Figures in this note are as of July 22, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside WatersetHomes for Sale in Apollo Beach, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

6352 MOORING LINE CIRCLE
$337K · 0.2 mi away
2 bd · 2 ba · 1,584 sqft
6352 MOORING LINE CIRCLE
Listed by BHHS FLORIDA PROPERTIES GROUP
6308 MOORING LINE CIRCLE
$325K · 0.3 mi away
2 bd · 2 ba · 1,554 sqft
6308 MOORING LINE CIRCLE
Listed by EXP REALTY LLC
6211 SEA AIR DRIVE
$485K · 0.3 mi away
4 bd · 2.5 ba · 2,220 sqft
6211 SEA AIR DRIVE
Listed by KELLER WILLIAMS ST PETE REALTY
6321 CAMINO DRIVE
$326K · 0.3 mi away
4 bd · 2.5 ba · 1,966 sqft
6321 CAMINO DRIVE
Listed by COLDWELL BANKER REALTY
6273 CAMINO DRIVE
$315K · 0.3 mi away
3 bd · 2.5 ba · 1,892 sqft
6273 CAMINO DRIVE
Listed by IMPACT REALTY TAMPA BAY
6232 SEA AIR DRIVE
$460K · 0.4 mi away
4 bd · 2 ba · 2,220 sqft
6232 SEA AIR DRIVE
Listed by KELLER WILLIAMS SOUTH SHORE

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Waterset in Apollo Beach is a large, built-out community of nearly 1,400 homes constructed largely over the past decade, with a median living area of 2,680 square feet - pointing toward larger, more recently built floor plans than much of the surrounding Hillsborough submarket.

Flood zones in Waterset: of 43 listing addresses checked against the FEMA National Flood Hazard Layer, 98% sit outside the FEMA Special Flood Hazard Area (Zone X); 2% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Apollo Beach.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Quick Match

Who Waterset is best for.

Best for

  • Buyers prioritizing a newer-construction home with modern systems over an older, more established build
  • Buyers who want a larger living footprint, given the community's above-2,600-square-foot median
  • Long-horizon buyers comfortable with a market that currently shows no active inventory and may require patience

Probably not for

  • Buyers who need to compare several active listings side by side right now
  • Buyers specifically seeking an older or more established housing stock with decades of ownership history
  • Investors seeking a rental-heavy pocket - the high homestead share points to a predominantly owner-occupied footprint
The Area Market

The market around Waterset

Waterset is too small for its own price trend, so here is the market around it.

Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).

ZIP and county figures describe the wider market, not Waterset specifically. Momentum Research analysis of MLS records.

Interactive Map

Waterset on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Hillsborough County Schools (verify by address) · Public
  • Waterset Charter SchoolFLDOE grade B · Charter
  • Dorothy C. York Innovation Academy · Choice

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Hillsborough County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Waterset address.

Shop the zone: Homes zoned for East Bay-Hb High School

The Strategy

The Waterset buying strategy.

If we were buying in Waterset today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterset.

The Quick Decision
Best Buy
Buyers who want a newer-built home with square footage on the larger side, not a fixer or a project.
Biggest Risk
With zero active listings right now, buyers have no current inventory to shop and sellers have no direct comps to anchor against.
Sweet Spot
Move-in-ready buyers targeting a mid-size to larger floor plan built within the last decade or so.
Avoid If
You need to buy on a short timeline and want multiple homes to compare - there is currently nothing active to choose from.
The Deep Dive

A young build stock, an owner-heavy footprint

The build range - 2012 through 2024 - puts the entire community inside a modern construction era, which shapes everything from electrical and HVAC systems to lot layout and garage configurations. A median year built of 2019 means the typical home here has had roughly a handful of years of ownership, not decades, so the usual older-home negotiating points (aging roofs, dated systems) are less likely to define a deal.

With homestead exemptions filed on close to 72% of homes, the large majority of Waterset's housing stock is owner-occupied rather than held as investment or seasonal property. That tends to support more consistent home upkeep at the individual-property level and a steadier, less transient turnover pattern than communities with heavier investor or rental concentration - though it also means fewer homes cycle onto the market at any given time, which lines up with the current zero-listing snapshot.

“

The location and the amenities are priced into every listing in Waterset. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Why Momentum

Why work with Momentum here

In a community sitting at zero active listings, timing and access matter more than browsing a portal. We track Waterset's listing activity as it happens, understand how its build-era construction and floor plans compare across phases, and can position a buyer or seller to move the moment something surfaces rather than reacting after the fact.

The 15-Second Verdict

Waterset in 15 seconds.

Best forBuyers who want a newer-built home with square footage on the larger side, not a fixer or a project.
Biggest advantageA build stock concentrated in one modern era simplifies comparisons on age, systems, and construction style.
Biggest riskWith zero active listings right now, buyers have no current inventory to shop and sellers have no direct comps to anchor against.
Sweet spotMove-in-ready buyers targeting a mid-size to larger floor plan built within the last decade or so.
Avoid ifYou need to buy on a short timeline and want multiple homes to compare - there is currently nothing active to choose from.

What it really costs to own in WatersetHomes for Sale

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

CDD / special assessmentsListings here report a median of $2,370/yr in CDD or special-district assessments on the tax bill (84 listings, MLS, 2026-10-20). 98% of the 86 listings that report the field show one. The amount is per lot and set by the district: confirm it on the parcel's TRIM notice.
HOA duesMLS listings here mostly enter dues as billed annually, but the median entry is only $151/year across 71 listings (2026-10-20), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues.
Home and flood insuranceThe average Citizens Property Insurance premium in Hillsborough County is $1,816/yr (6,518 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 43 listing addresses checked against the FEMA flood map, 98% sit outside the high-risk zone and 2% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2026 across 88 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes.

Email me new listings in WatersetHomes for Sale

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about WatersetHomes for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works WatersetHomes for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Waterset homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Waterset.
In short
  • HOA dues in MLS listings look inconsistent here (median entry $151/year across 71 listings). Confirm the current dues with the association
  • Any club/amenity membership is billed separately

MLS listings here mostly enter association dues as billed annually, but the median entry is only $151 a year across 71 records, which usually means a quarterly or monthly amount was entered as annual. Ask the association or the listing agent for the current dues and what they cover before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Waterset buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxHillsborough County millage and the homestead picture.Rent vs buyThe breakeven on owning in Waterset.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterset sales matched to your home.

Selling in Waterset

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Waterset, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Waterset home worth?

Get a no-obligation home value based on real comparable sales in Waterset, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Apollo Beach →

Real comps, not an automated estimate.

Recently off market in Waterset

Homes in Waterset that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 18 on record.

Just listed in Waterset

The newest homes for sale in Waterset right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS Oct 20, 2026. All new listings in this market.

Every Home for Sale in Waterset Right Now (65)

All 65 active and pending Waterset listings with a detail page, newest first, refreshed twice a day from the MLS. Showing the newest 60 of 65; the carousel above and the map carry the rest.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,380/mo
Hillsborough County typical true cost to own
$151/mo
Hillsborough County typical home insurance
Has a CDD
Bond assessment on top of taxes

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hillsborough County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

40% of homes for sale in Waterset are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).

Waterset Market Scorecard

Seller's market

Waterset is currently a seller's market. About 2.5 months of supply, a median asking price of $423,450, and homes go under contract in about 49 days.

2.5
Months supply
$423,450
Median list
$481,390
Median sold
$215
Per sqft
49
Days on mkt
42/25/203
Active/Pend/Sold

Typical home value in the 33572 ZIP is $440,723, about 21.8% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

How many homes are in Waterset?
The Florida DOR 2025 assessment roll shows 1,399 homes in Waterset (public records).
What share of Waterset is owner-occupied?
72% of Waterset parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Waterset built?
Homes in Waterset were built between 2012 and 2024, with a median year built of 2019 (FL DOR 2025 roll).
What schools serve Waterset?
Waterset is served by Hillsborough County Public Schools, typically Hillsborough County Schools (verify by address), Waterset Charter School and Dorothy C. York Innovation Academy. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Waterset?
The best agent for Waterset is one who actively works Apollo Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Waterset.
How do I find a top Apollo Beach real estate agent who knows Waterset?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Waterset and the wider Apollo Beach area.
Can Momentum Realty connect me with an agent for Waterset?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Waterset purchase or sale - no call center and no pressure.
Where is Waterset, and what county is it in?
Waterset is in Apollo Beach, Hillsborough County, FL.
Is Waterset in a flood zone?
Partly. Of 43 homes we sampled in Waterset, 98% sit outside a FEMA Special Flood Hazard Area (Zone X) and 2% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
The Verdict

Should you buy in Waterset?

An honest fit check. We will tell you when it is not your community.

Buyers prioritizing a newer-construction home with modern systems over an older, more established buildExcellent fit
Buyers who want a larger living footprint, given the community's above-2,600-square-foot medianExcellent fit
Long-horizon buyers comfortable with a market that currently shows no active inventory and may require patienceExcellent fit
Buyers who need to compare several active listings side by side right nowProbably not
Buyers specifically seeking an older or more established housing stock with decades of ownership historyProbably not
Investors seeking a rental-heavy pocket - the high homestead share points to a predominantly owner-occupied footprintProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 12, 2026)
Housing stock & ownershipFlorida DOR assessment roll (community parcel extract)
Under-contract sharesStellar MLS records, as of 2026-07-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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