Waterset
Homes for Sale in Apollo Beach, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Waterset in Apollo Beach, FL has 46 homes for sale and 23 pending, asking from $294,990 to $1,250,000 (median $452,450). Homes listed or recently sold were built 2013 - 2026 with 43 new construction; 80 of 81 report an HOA (median $13/mo); none of the 63 geocoded homes sit in a FEMA special flood hazard zone (median elevation 39 ft).
Neighborhoods in the Waterset area
MLS subdivisions in the same ZIP codes within Apollo Beach, FL, placed by location around Waterset (distance from the community centre). They are not necessarily part of the Waterset plan.
- Leisey Sub · 8 for sale · 1.1 mi
- Lookout Place · 2 for sale · 1.2 mi
- Lynwood Estates · 1 for sale · 1.2 mi
- Southshore Falls Ph 1 · 1.2 mi
- Island Walk Ph I · 1.3 mi
- Island Walk Ph Ii · 1.3 mi
- C7L | Mangrove Point Phases 2 and 3 · 0.9 mi
- Edgewater Village Unit 1 · 1.5 mi
- Lynnwood Manors · 1.1 mi
- Mangrove Manor Ph 2 & 3 · 0.8 mi
- Mangrove Point Phs 2 & 3 · 0.7 mi
Villages & sections of Waterset
Waterset in Apollo Beach, FL is a master-planned community recorded as 8 named villages and sections in the MLS; 17 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Waterset Wolf Creek · 16 for sale · 41 sold/12 mo
- Regency at Waterset · 1 for sale · 4 sold/12 mo
- Seasons at Waterset · 1 sold/12 mo
- Waterset Phases 5A-2B and 5B-1 · 1 sold/12 mo
- Waterset 60' Executive Series
- Waterset Garden Series
- Waterset Wolf Creek Ph G1 and 30Th
- Waterset Wolf Creek Phases A and D1 Lot 16 Block 1
Sections of Waterset in the MLS
Waterset in Apollo Beach, FL is recorded as 3 separate subdivisions/phases in the MLS; 3 homes are for sale across them today. Each section has its own page:
- Waterset Ph 2C1-1/2C1-2 · 2 for sale · 6 sold/12 mo
- Waterset Ph 2C3-1/2C3-2 · 1 for sale · 4 sold/12 mo
- Waterset Ph Sa-2B & 5B-1
Homes For Sale Right Now in Waterset
Live MLS inventory for Waterset. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Waterset listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.

Waterset is a newer-build community, with homes constructed between 2012 and 2024 and a median build year of 2019 - meaning most inventory here is still well inside its first ownership cycle. Construction quality, layout era, and remaining builder-era finishes do more to separate one listing from another than lot location does, since the community was largely built out on a consistent development timeline.
There are currently no active listings in this community per MLS, so there is no live pricing or inventory signal to read right now. That does not mean nothing is happening - it means anyone considering a move here should treat the next listing that hits the market as the market, and be ready to act on it rather than compare it against a shelf of competing options.
Nearby homes for sale
No active listings inside Waterset right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Waterset in Apollo Beach is a large, built-out community of nearly 1,400 homes constructed largely over the past decade, with a median living area of 2,680 square feet - pointing toward larger, more recently built floor plans than much of the surrounding Hillsborough submarket.
Flood zones in Waterset: of 50 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Apollo Beach.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Waterset is best for.
Best for
- Buyers prioritizing a newer-construction home with modern systems over an older, more established build
- Buyers who want a larger living footprint, given the community's above-2,600-square-foot median
- Long-horizon buyers comfortable with a market that currently shows no active inventory and may require patience
Probably not for
- Buyers who need to compare several active listings side by side right now
- Buyers specifically seeking an older or more established housing stock with decades of ownership history
- Investors seeking a rental-heavy pocket - the high homestead share points to a predominantly owner-occupied footprint
The market around Waterset
Waterset is too small for its own price trend, so here is the market around it.
Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).
ZIP and county figures describe the wider market, not Waterset specifically. Momentum Research analysis of MLS records.
Waterset on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Schools (verify by address) · Public
- Waterset Charter SchoolFLDOE grade B · Charter
- Dorothy C. York Innovation Academy · Choice
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Waterset address.
Shop the zone: Homes zoned for East Bay-Hb High School
The Waterset buying strategy.
If we were buying in Waterset today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterset.
A young build stock, an owner-heavy footprint
The build range - 2012 through 2024 - puts the entire community inside a modern construction era, which shapes everything from electrical and HVAC systems to lot layout and garage configurations. A median year built of 2019 means the typical home here has had roughly a handful of years of ownership, not decades, so the usual older-home negotiating points (aging roofs, dated systems) are less likely to define a deal.
With homestead exemptions filed on close to 72% of homes, the large majority of Waterset's housing stock is owner-occupied rather than held as investment or seasonal property. That tends to support more consistent home upkeep at the individual-property level and a steadier, less transient turnover pattern than communities with heavier investor or rental concentration - though it also means fewer homes cycle onto the market at any given time, which lines up with the current zero-listing snapshot.
The location and the amenities are priced into every listing in Waterset. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community sitting at zero active listings, timing and access matter more than browsing a portal. We track Waterset's listing activity as it happens, understand how its build-era construction and floor plans compare across phases, and can position a buyer or seller to move the moment something surfaces rather than reacting after the fact.
Waterset in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $13/month · median of 144 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $13 per month - the median AssociationFee across 144 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterset buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterset sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterset, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterset home worth?
Get a no-obligation home value based on real comparable sales in Waterset, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Apollo Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hillsborough County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Waterset Market Scorecard
Waterset is currently a seller's market. About 2.5 months of supply, a median asking price of $452,450, and homes go under contract in about 54 days.
Typical home value in the 33572 ZIP is $441,348, about 22.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Waterset?
What share of Waterset is owner-occupied?
When were the homes in Waterset built?
What schools serve Waterset?
Who is the best real estate agent for Waterset?
How do I find a top Apollo Beach real estate agent who knows Waterset?
Can Momentum Realty connect me with an agent for Waterset?
Should you buy in Waterset?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Waterset fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Waterset with Momentum Realty’s local guides.






