Waterset in Apollo Beach

Waterset Homes for Sale in Apollo Beach, FL

Newland master plan · Apollo Beach, Hillsborough County · ZIP 33572

Apollo Beach's amenity-rich Newland master plan, a multi-builder community south of Tampa.

Resort amenitiesMultiple buildersHOA + CDD
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Waterset spans many villages, builders, and product types, so the plan, the village CDD, and the lot, not a community average, decide the buy.
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Unlock Off-Market Waterset

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Waterset is a large, amenity-rich Newland master plan in Apollo Beach, so the read is about village, product, and lot rather than a single number: single-family, townhomes, and active-adult product from several builders share trails, pools, and clubhouses, and two homes that list close can carry very different CDD lines depending on the village. With the Founder's Club opening in 2025, the amenity package is among the deepest in south Hillsborough, and that is priced into the homes. Your leverage is matching the product to real comps and verifying the HOA plus the parcel's CDD before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Waterset is a master-planned community in Apollo Beach, Hillsborough County, developed by Newland Communities about 16 miles south of Tampa. It offers new and resale homes from several national builders across single-family, townhome, and low-maintenance active-adult product (watersetfl.com and builder pages, 2026).

The amenity package is the headline: more than 12 miles of trails, over 10 parks, multiple community pools, and a set of clubhouses, the Landing Club, the Waterset Club, and the Founder's Club, the last of which opened in 2025 with a resort-style pool, fitness, pickleball, and co-working and social spaces. The community is served by the Hillsborough County school district and is home to Waterset Charter School and the Dorothy C. York Innovation Academy.

Waterset spans many villages and product types, so the money is made or lost on the plan, the village, the lot, and an honest read of builder pricing against resale comps, not the headline base price.

The pitch is resort amenities and strong schools at an Apollo Beach price, with Tampa reachable via US 41 and I-75. Both an HOA and a CDD apply, with the CDD varying by village and lot. The work is sorting which village and product fit your budget, confirming both fee lines, and pricing builder inventory against nearby resales.

Best for

  • Buyers who want a deep resort-amenity package and trails
  • Households who value the charter school and county school options
  • Buyers comparing single-family, townhome, and active-adult product
  • Commuters working the Tampa and south Hillsborough corridor

Probably not for

  • Buyers who want a no-CDD, low-fee structure
  • Anyone who wants an established, fully built community today
  • Buyers who need the shortest possible central-Tampa commute
  • Buyers who want acreage or a rural, low-density feel

How Waterset is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Waterset listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Waterset buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Three clubhouses anchor the amenities
  • The Founder's Club opened in 2025
  • Resort and lap pools, fitness, and pickleball
  • More than 12 miles of trails and over 10 parks
  • Amenities are funded through the HOA and CDD

Waterset is built around one of south Hillsborough's deepest amenity packages. Three clubhouses anchor it: the Landing Club with a heated lap pool, fitness, and gathering spaces; the Waterset Club with a zero-entry pool and water slides, a separate lap pool, fitness, a game room, and courts for tennis, sand volleyball, basketball, and pickleball; and the Founder's Club, which opened in 2025 with a resort-style pool with lap lanes, fitness, a playground, eight pickleball courts, and a modern clubhouse with co-working and social spaces. The community also has more than 12 miles of trails and over 10 parks. Because amenities are funded through the HOA and CDD, confirm both fee lines for the exact village before you buy.

The takeaway

Waterset pairs a deep amenity package with manageable access to Tampa, the airport, and the bay via US 41 and I-75, the everyday case for amenity-first buyers south of the city.

US 41 (Apollo Beach)~5 to 8 min · main corridor
Interstate 75~10 to 15 min · north-south access
Tampa (downtown)~30 to 40 min · ~16 miles north
St. Joseph's Hospital South~12 to 18 min · Riverview
Tampa International Airport~35 to 45 min · via I-75 and Selmon
Ellenton Premium Outlets~20 to 25 min · shopping
Bradenton and Gulf beaches~30 to 45 min · south via I-75

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Waterset Homes for Sale in Apollo Beach, FL with Momentum Realty’s local guides.

SHSabalKey Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.3 miWAWaterset,Apollo Beach Homes for SaleApollo Beach, FL · 0.3 miICIndigo Creek Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.8 miLPLookout Place,Apollo Beach Homes for SaleApollo Beach, FL · 0.8 miMPMiraBay (Parcel 8) Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.9 miRWRegency at Waterset Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.9 miACAntigua Cove Homes for Sale in Apollo Beach, FLApollo Beach, FL · 0.9 miSFSouthshore Falls,Apollo Beach Homes for SaleApollo Beach, FL · 1.2 miCICaribbean IslesResidential Cooperative Homes for Sale in Apollo Beach, FLApollo Beach, FL · 1.2 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Waterset (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Waterset is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Schools (verify by address)

Verifyrating
Charter

Waterset Charter School

Verifyrating
Choice

Dorothy C. York Innovation Academy

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Waterset address.

The takeaway

What is actually shaping value at Waterset: the 2025 opening of the Founder's Club, Newland's ongoing build-out across multiple builders, and strong south Hillsborough school and amenity demand. Each item is sourced and linked.

Recent Developments in Waterset

Our read on what is being built around Waterset, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe deepening amenity package and Newland's build-out point up, with the watch items being the CDD load by village and how resales compete with live builder inventory.

Founder's Club opens as the fifth amenity

2025
BullishMajor impact
SignificanceRadius: On-site

A new resort-style clubhouse deepens an already strong amenity package and supports demand across the community.

Multi-builder Newland build-out continues

Ongoing
BullishNotable impact
SignificanceRadius: On-site

Several builders delivering across villages broadens product choice but keeps resales priced against live new construction.

Charter and county school options

Ongoing
BullishNotable impact
SignificanceRadius: Community

On-site charter and innovation-academy options strengthen the buyer-demand case that supports value.

HOA plus a village-varying CDD

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Both fee lines apply and the CDD varies by village and lot, so carrying cost must be verified per parcel.

Deep trail and park network

Ongoing
BullishNotable impact
SignificanceRadius: On-site

More than 12 miles of trails and over 10 parks anchor the outdoor lifestyle buyers pay for here.

Apollo Beach coastal flood considerations

Ongoing
NeutralMinor impact
SignificanceRadius: Area

Coastal south Hillsborough means flood exposure is parcel specific and worth verifying on each home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Waterset, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Amenities

    Waterset adds the Founder's Club, its fifth amenity

    Waterset announced the Founder's Club, a new amenity opening in 2025 with a resort-style pool with lap lanes, a fitness center, a playground, eight pickleball courts, and a modern clubhouse with co-working and social spaces. Why it matters: A deeper amenity package reinforces the lifestyle premium buyers pay across the community. Source

  2. June 2025
    Builder

    Newland continues multi-builder delivery at Waterset

    Waterset continues to deliver new homes from several national builders across single-family, townhome, and active-adult product, alongside an active resale market in the earlier villages. Why it matters: Ongoing builder activity broadens choice and keeps resales competing with new construction. Source

Development alerts for WatersetGet a short monthly email when something new is approved, funded, or opens near Waterset.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Waterset, this is the order of operations we would run, and the one we run for our clients.

1

Pick the village and product first. Waterset spans single-family, townhomes, and active-adult product across many villages, so the village decides your price and your fee lines.

2

Price builder inventory against resales. A new base price and a nearby resale can represent very different value once upgrades and lot premiums are counted.

3

Verify the HOA and the parcel's CDD. Both apply, and the CDD varies by village and lot, so confirm both lines in writing before you offer.

4

Buy near the amenities you will use. With multiple clubhouses and pools, proximity to the one you will use most is a real, durable premium.

5

Use the corridor context, and cross-shop other amenity master plans such as Mirada before you commit.

Best Buy
A well-positioned plan near the amenities, matched to real comps
Biggest Risk
Underbudgeting the CDD and amenity premium versus a no-CDD community
Best Lot
Water, preserve, or amenity-adjacent lots over interior positions
Smart Timing
Confirm the village CDD and HOA lines before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Single-family, townhomes, and active-adult product

Developer

Newland Communities, multiple national builders

Range

Compact plans to executive product by village

Status

Actively building with an active resale market

Costs & Fees

HOA

Funds amenity operations and common areas

CDD

Waterset Central and North districts, varies by village and lot

Worth noting

Verify both fee lines for the exact parcel

Amenities

Clubhouses

Landing Club, Waterset Club, and Founder's Club

Trails

More than 12 miles of trails

Recreation

Multiple pools, parks, and sports courts

Schools

Waterset Charter and York Innovation Academy

Location

Area

Apollo Beach, south Hillsborough, ZIP 33572

Access

US 41 and I-75 to Tampa and the region

Position

About 16 miles south of downtown Tampa

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Product

Townhomes, bungalows, and the most compact single-family plans, the entry into the trails and clubhouses.

Lowest entry
The Core Plan

The volume of larger single-family plans across the main villages, where village, lot, and builder drive the spread.

Most inventory
The Top

The largest executive plans on water and preserve lots near the amenities, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Product
Townhomes, bungalows, and the most compact single-family plans, the entry into the trails and clubhouses.
The Core Plan
The volume of larger single-family plans across the main villages, where village, lot, and builder drive the spread.
The Top
The largest executive plans on water and preserve lots near the amenities, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within Apollo BeachStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Waterset

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

The trails, the clubs, and the schools are priced into every home. The deal is won or lost on the village, the lot, and builder price versus real comps.

Jon Brooks · Founder, Momentum Realty
7.8B+ · Buy Score
Resale Strength7.6/10
Renovation Risk4.2/10
Location Efficiency7.4/10
Long-Term Defensibility7.8/10
Carrying Cost Advantage6.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Waterset is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Water, preserve, and amenity-adjacent lots hold value best
  • Interior lots are where buyers overpay early
  • The CDD scales with village and lot type
  • Buy near the clubhouse you will actually use
  • Read the lot and the plat before the upgrades

In a deep-amenity master plan, the lot is the part of your money the market gives back. Waterset's water-view, preserve-edge, and amenity-adjacent lots carry durable premiums, while interior lots backing to another home absorb the most discount at resale. The home can be repeated by the builder; the lot and the proximity to the clubhouse cannot. Read the lot and the plat first, then price the product and upgrades against it.

Waterset in 15 seconds.

Best forBuyers who want resort amenities and strong schools at an Apollo Beach price.
Biggest advantageOne of south Hillsborough's deepest amenity packages, trails, pools, and three clubhouses.
Biggest riskHOA plus a CDD that varies by village, and resales competing with builder inventory.
Sweet spotA well-positioned plan near the amenities, matched honestly to comps.
Avoid ifYou want no CDD, a rural feel, or the shortest central-Tampa commute.

HOA, CDD & Fees

15-Second Take
  • Both HOA and CDD apply, verify both lines
  • The CDD varies by village and lot type
  • Reported CDD totals roughly run in the low to mid thousands a year
  • Confirm the exact parcel's tax line, do not trust an average
  • The deep amenity package is what the fees fund

Waterset carries both an HOA and a CDD. The HOA funds covenants and amenity operations, while the Waterset CDD funds community infrastructure and is assessed on the tax bill, with amounts that vary by village and lot type (Hillsborough County CDD assessments, FY 2024 to 2025). Confirm both lines for the exact village and parcel.

HOA dues cover the amenity operations and common areas; CDD assessments, including debt service, cover roads, utilities, parks, and stormwater and vary by the Waterset Central and Waterset North districts and lot type.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Waterset, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Mirada, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Waterset home worth?

Get a no-obligation home value based on real comparable sales in Waterset matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Waterset on the map →
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Real comps, not a Zestimate.

Waterset Market Scorecard

Strong seller's market

Waterset is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Waterset?
Waterset is in Apollo Beach, Hillsborough County, about 16 miles south of Tampa, with access via US 41 and I-75.
Who developed Waterset?
Waterset is developed by Newland Communities, with homes from several national builders across single-family, townhome, and active-adult product.
What amenities does Waterset have?
More than 12 miles of trails, over 10 parks, multiple pools, and three clubhouses, the Landing Club, the Waterset Club, and the Founder's Club, the last of which opened in 2025 with a resort pool, fitness, and pickleball.
Does Waterset have HOA and CDD fees?
Yes. Both an HOA and a CDD apply. The CDD is assessed on the tax bill and varies by village and lot type across the Waterset Central and Waterset North districts. Confirm both lines for the exact parcel.
What schools serve Waterset?
Waterset is part of the Hillsborough County school district and is home to Waterset Charter School and the Dorothy C. York Innovation Academy. Confirm the zoned and choice options for the exact address.
What types of homes are in Waterset?
Single-family homes, townhomes and bungalows, and low-maintenance active-adult homes, from several builders at a range of price points.
Is Waterset new construction or resale?
Both. Newland and its builders continue to deliver new homes while an active resale market trades the earlier villages.
When did the Founder's Club open?
The Founder's Club, Waterset's fifth amenity, opened in 2025 with a resort-style pool, fitness center, pickleball courts, and a clubhouse with co-working and social spaces.
How is the commute from Waterset?
US 41 and I-75 connect Apollo Beach to Tampa and the wider region. Drive times depend on your destination and the time of day.
Is there an active-adult section in Waterset?
Yes, Waterset includes low-maintenance active-adult product alongside the all-ages villages. Confirm the specific section's rules and fees.
Does Waterset flood?
Apollo Beach is coastal south Hillsborough, so exposure is parcel specific. Run the FEMA flood zone and an insurance quote for the exact address during diligence.
Is Waterset a good investment?
A deep amenity package, strong schools, and Newland's standards support demand, but you compete with builder inventory at resale and carry a CDD. Plan, village, and pricing discipline drive the outcome; this is not a guarantee of future value.
Buyers who want a deep resort-amenity package and trailsExcellent fit
Households who value the charter and county school optionsExcellent fit
Buyers comparing single-family, townhome, and active-adult productExcellent fit
Commuters working the Tampa and south Hillsborough corridorExcellent fit
Buyers who will verify the HOA and the village CDDExcellent fit
Buyers who want a no-CDD, low-fee structureProbably not
Anyone who wants an established, fully built community todayProbably not
Buyers who need the shortest central-Tampa commuteProbably not
Buyers who want acreage or a rural feelProbably not
Buyers unwilling to price resales against builder inventoryProbably not

Get the inside read on Waterset

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Waterset home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Waterset specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Waterset — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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