MiraBay Homes for Sale in Apollo Beach, FL

Established 1988 · Apollo Beach · Hillsborough County

A gated waterfront master-planned community in Apollo Beach, built around a lagoon and canals with boatable access to Tampa Bay.

Gated waterfront master planLagoon and Tampa Bay accessResort-style amenities

Live Market Pulse

44/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market MiraBay

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

$563K

Median Price

7.2mo

Supply

121days

Avg DOM

Soft

Seller Leverage

$236/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"MiraBay is a large gated, waterfront master-planned community in Apollo Beach (Hillsborough County, 33572), developed by Newland with home construction reported beginning around 2003. It is built around a roughly 135-acre lagoon and a network of canals that connect to Tampa Bay, with a reported club, lagoon-style and lap pools, cafe, fitness, tennis and pickleball, a marina with slips, and free resident kayaks. It is reported as an all-ages master plan of roughly 1,700 single-family homes, not a 55-plus community. The read is amenity-rich, boatable coastal living. Because this is a waterfront Tampa Bay community, value turns on the lot and the water position alongside the home: confirm whether the home is on a canal or the lagoon, the boat-access depth and any lift, the HOA and the CDD assessment on the tax bill, and the flood zone and insurance reality, since storm surge from hurricanes Helene and Milton in 2024 affected Apollo Beach. Comp within MiraBay by water position and home, not against an inland tract."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

MiraBay market snapshot (as of June 25, 2026): the median sale price is about $563K ($236 per sq ft), with homes averaging 121 days on market and 7.2 months of supply, a buyer-leaning market (limited data). Based on 5 recent closings in live Stellar MLS data.

MiraBay is a gated, waterfront master-planned community in Apollo Beach (ZIP 33572), Hillsborough County, developed by Newland with home construction reported beginning around 2003 by a variety of builders (community profiles).

The community is built around a reported 135-acre lagoon and a network of canals that connect to Tampa Bay and, from there, the Gulf, with a reported marina and boat slips, free resident kayaks, and direct water access for many homes. Treat any figure as reported and confirm boat access, depth, and any lift for the specific home.

Reported amenities include the MiraBay Club with a cafe or poolside restaurant, lagoon-style resort pool and lap lanes, a water slide, fitness center, day spa, tennis and pickleball, basketball, and sand volleyball. It is reported as an all-ages community of roughly 1,700 single-family homes, not a 55-plus plan; confirm any age restriction and amenity access with the listing.

Because this is a waterfront Tampa Bay community, value is lot-and-water specific. Confirm the canal or lagoon position, boat access, the HOA and the CDD assessment on the tax bill, and the flood zone and insurance, since 2024 storm surge affected Apollo Beach, before you offer.

Quick Match

Who MiraBay is best for.

Best for

Buyers who want gated, amenity-rich waterfront living with boatable access to Tampa Bay
Boaters who value a canal or lagoon lot, a marina, and free resident kayaks
Buyers comfortable evaluating water position, HOA and CDD costs, and coastal flood and insurance

Probably not for

Buyers who want a no-fee, no-CDD inland subdivision
Buyers seeking a 55-plus age-restricted community
Buyers who want to avoid coastal flood-zone and surge considerations

Market Pulse

How MiraBay is performing right now

44/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

7.2Months of supplytight

72Median days on marketdays

0 : 3Under contract vs for salestrong demand

5Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

-14%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current MiraBay listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare or Apollo Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now3 : 0active : pending

For sale3

Pending0

Sold 12mo5

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in MiraBay buys, holds, and resells. See the five factors.

Homes For Sale Right Now in MiraBay

Live MLS inventory for MiraBay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 289 daysTop listing

$1,075,000

4 bd · 3 ba · 2,625 sqft · built 2023

5961 Blakeney Loop, APOLLO BEACH, 33572

Strong resaleRenovatedLakefront

Listed by COMMAND PROPERTIES FLORIDA

Active · 72 days

$539,999

5 bd · 3.5 ba · 2,656 sqft · built 2023

933 Signet Drive, APOLLO BEACH, 33572

Reno opportunityBest value

Listed by RE/MAX REALTY UNLIMITED

Active · 3 days

$459,000

4 bd · 2.5 ba · 2,647 sqft · built 2005

5401 Cafrey Place, APOLLO BEACH, 33572

Reno opportunityBest value

Listed by 27NORTH REALTY

Active and pending MiraBay listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

MiraBay on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from MiraBay. They are approximate and vary with traffic and your exact start point.

US-41 (Tamiami Trail)~5 to 10 min · approximate

I-75 access~10 to 15 min · approximate

Downtown Tampa~30 to 40 min · approximate

Tampa International Airport (TPA)~40 to 50 min · approximate

MacDill Air Force Base~30 to 40 min · approximate

St. Petersburg via I-275~40 to 50 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near MiraBay with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

MiraBay (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Hillsborough County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

MiraBay is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any MiraBay address.

The takeaway

What actually shapes value in MiraBay, sourced and dated. We do not publish rumor.

Recent Developments in MiraBay

Development Intelligence

Our read on what is being built around MiraBay, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a gated, amenity-rich waterfront master plan with lagoon and Tampa Bay access. The watch items are the water position, boat access, the HOA and CDD costs, and the coastal flood and insurance picture after the 2024 storms.

Gated waterfront master plan with lagoon and Tampa Bay access

BullishA reported 135-acre lagoon, canals, a marina, and resort amenities support a waterfront and lifestyle premium; confirm the water position and boat access for the parcel. impact

SignificanceRadius: Community

Gated waterfront master plan with lagoon and Tampa Bay access

Coastal flood zone and 2024 hurricane surge

NeutralApollo Beach saw storm surge from hurricanes Helene and Milton in 2024; flood zone, elevation, and insurance materially affect carrying cost. Confirm the flood zone, any prior flooding, and an insurance quote for the home. impact

SignificanceRadius: Community

Coastal flood zone and 2024 hurricane surge

HOA dues plus a CDD assessment on the tax bill

NeutralMiraBay carries both HOA dues and a CDD assessment billed through property taxes; the combined figure varies by section. Confirm both before you offer. impact

SignificanceRadius: Community

HOA dues plus a CDD assessment on the tax bill

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting MiraBay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

Oct 2024
Storm
Apollo Beach hit by Helene surge, then evacuates for Milton
Apollo Beach residents along the canals dealt with storm surge from Hurricane Helene in late September 2024, then evacuated as Hurricane Milton approached in October 2024, with mandatory evacuation zones and projected Tampa Bay surge (WFLA). Why it matters: Confirm the flood zone, elevation, any prior flooding, and a current insurance quote for any waterfront home here. Source
Oct 2024
Storm
Southern Hillsborough braces for Milton after Helene damage
Southern Hillsborough County, including Apollo Beach, braced for Hurricane Milton in October 2024 while still recovering from Helene damage days earlier (FOX 13 Tampa Bay). Why it matters: Coastal flood and insurance are part of the carrying picture for a Tampa Bay waterfront community; price them in. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The MiraBay buying strategy.

If we were buying in MiraBay, this is the order of operations we would run, and the one we run for our clients.

Confirm the water position, whether the home is on a canal or the lagoon, and the boat access, depth, and any lift, since this drives value here.

Check the flood zone and insurance, the elevation, any prior flooding, and a current flood and wind insurance quote, since 2024 surge affected Apollo Beach.

Confirm the HOA dues and the CDD assessment, both the HOA and the CDD line on the tax bill, since the combined figure varies by section.

Read the home and the build year, because homes were built from around 2003 by many builders and condition and elevation vary.

Comp within MiraBay by water position and home, not against an inland tract subdivision.

The Quick Decision

Best Buy

A sound home on a desirable canal or lagoon lot with confirmed boat access and a manageable flood and insurance picture, priced to its condition.

Biggest Risk

Underbudgeting flood and wind insurance, the CDD assessment, or comparing a waterfront lot to an inland one.

Best Lot

Canal and lagoon water position, boat access, and a deep-water or lift lot carry premiums within the community.

Smart Timing

Confirm the water position, the flood zone and insurance, and the HOA plus CDD before you write.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

MiraBay is a gated, waterfront master-planned community in Apollo Beach (33572), Hillsborough County, developed by Newland with home construction reported beginning around 2003 by a variety of builders. It is built around a reported 135-acre lagoon and a network of canals connecting to Tampa Bay, with a reported marina and slips, free resident kayaks, and the MiraBay Club offering a cafe, lagoon-style and lap pools, fitness, day spa, tennis and pickleball, basketball, and sand volleyball. It is reported as an all-ages community of roughly 1,700 single-family homes, not 55-plus. The community carries both HOA dues and a CDD assessment on the tax bill. Homes are reported zoned to Hillsborough County Public Schools, with examples including Apollo Beach Elementary, Eisenhower Middle, and East Bay High; verify zoning with the district. Because this is a Tampa Bay waterfront community, confirm the flood zone, elevation, and insurance, since 2024 storm surge affected Apollo Beach.

MiraBay Homes For Sale

What your money buys in MiraBay.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in MiraBay today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: interior or smaller homes off the water

$350K to $563K

The most attainable product is interior lots or smaller, older homes off direct water. Budget for updates and confirm the flood zone and insurance even off the water.

Lowest entry

Mid: updated homes on canal lots

$563K to $622K

The core is updated homes on canal lots with boat access. The water position, boat access, and condition separate these more than square footage alone.

Most inventory

High: larger homes on premium lagoon or deep-water lots

$622K to $990K

The top end is larger homes on the lagoon or the most direct deep-water lots with lifts. These trade on the water, the home, and the finish.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$563K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$350K to $563K

Entry: interior or smaller homes off the water

The most attainable product is interior lots or smaller, older homes off direct water. Budget for updates and confirm the flood zone and insurance even off the water.

$563K to $622K

Mid: updated homes on canal lots

The core is updated homes on canal lots with boat access. The water position, boat access, and condition separate these more than square footage alone.

$622K to $990K

High: larger homes on premium lagoon or deep-water lots

The top end is larger homes on the lagoon or the most direct deep-water lots with lifts. These trade on the water, the home, and the finish.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in MiraBay, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Updated homes ask about 118% more per square foot than original-condition homes, and they tend to sell faster. In an all-resale market, condition is the single biggest swing in value, which is why reading the renovation math is the whole game.

Asking price per square foot

Renovated$410

Original$188

Median days on market

Renovated289

Original38

From current MiraBay listings (renovated 1, original 2); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well MiraBay holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Apollo Beach locationStrong

Scarce, established homesitesStrong

Established, in-demand locationPositive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in MiraBay

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The water, the amenities, and the gate are priced into every MiraBay listing. The deal is won on the lot, the boat access, and the flood and insurance reality, not the sticker.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

8.0B+ · Buy Score

Resale Strength8.1/10

Renovation Risk5.5/10

Location Efficiency8.0/10

Long-Term Defensibility8.2/10

Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on MiraBay is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

Canal and lagoon water position carries premiums in the community.
Boat access, depth, and any lift shape value alongside the home.
Confirm flood zone, elevation, and insurance per lot.

In a waterfront community like MiraBay, the lot and the water position set value with the home, and flood and insurance shape carrying cost. Canal and lagoon lots with direct, deep boat access and lifts carry premiums over interior lots. Compare a home against the closest sale on comparable water position within MiraBay, and confirm boat access, the flood zone, and the insurance before the finishes.

The 15-Second Verdict

MiraBay in 15 seconds.

Best forBuyers who want gated, amenity-rich waterfront living with boatable lagoon and Tampa Bay access.

Strong onResort-style amenities, a lagoon and canals, a marina and free kayaks, and a gated master-plan lifestyle.

WatchThe water position and boat access, the flood zone and insurance after 2024 surge, and the HOA plus CDD cost.

Not forBuyers who want a no-fee inland subdivision, a 55-plus community, or to avoid coastal flood considerations.

The edgeWater position and boat access drive value, so confirming the lot, the flood picture, and comping by water finds it.

HOA, CDD & Fees

15-Second Take

Both HOA dues and a CDD assessment apply; CDD is on the tax bill.
Confirm the combined HOA plus CDD figure for the section.
Gated waterfront master plan with resort amenities and a marina.
Canal and lagoon water position holds value best; confirm boat access.
Flood and wind insurance are part of the carrying picture here.

MiraBay carries both HOA dues and a CDD assessment billed through the property tax bill, and the combined figure varies by neighborhood section. Treat any figure as reported and confirm the current HOA dues, the CDD assessment on the tax bill, scope, and reserves with the listing before you offer.

Reported HOA and CDD funds cover gated security, common-area and landscaping maintenance, community infrastructure, and access to the MiraBay Club amenities. Confirm exactly what applies to the specific home and section.

The reported MiraBay Club includes a cafe or poolside restaurant, a lagoon-style resort pool and lap lanes, a water slide, fitness center, day spa, tennis and pickleball, basketball, sand volleyball, a marina, and free resident kayaks. Confirm current amenities and any access rules with the listing.

Run Your Numbers

Tools for a MiraBay buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxHillsborough County millage and the homestead picture.Rent vs buyThe breakeven on owning in MiraBay.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in MiraBay

Thinking of selling in MiraBay?

Your buyer is weighing the water, the amenities, and the carrying cost, so sell the specifics: the canal or lagoon position, the boat access and any lift, the build year and updates, and the HOA plus CDD and insurance picture.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In MiraBay, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping MiraBay, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your MiraBay home worth?

Get a no-obligation home value based on real comparable sales in MiraBay matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in MiraBay on the map →
Or get your MiraBay home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,065/mo

Hillsborough County typical true cost to own

$151/mo

Hillsborough County typical home insurance

Has a CDD

Bond assessment on top of taxes

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hillsborough County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

18% of homes for sale in ZIP 33572 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

MiraBay Market Scorecard

Buyer's market

MiraBay is currently a buyer's market. About 7.2 months of supply, a median asking price of $539,999, and homes go under contract in about 72 days.

7.2

Months supply

$539,999

Median list

$563,000

Median sold

$203

Per sqft

Days on mkt

3/0/5

Active/Pend/Sold

Typical home value in the 33572 ZIP is $439,797, about 22.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

What is MiraBay?

A gated, waterfront master-planned community in Apollo Beach (33572), Hillsborough County, developed by Newland, built around a reported 135-acre lagoon and canals with boatable access to Tampa Bay.

Is MiraBay a 55-plus community?

It is reported as an all-ages master-planned community of roughly 1,700 single-family homes, not a 55-plus age-restricted community, though some sources describe it differently. Confirm any age restriction with the listing.

Who developed MiraBay and when?

MiraBay was developed by Newland, with home construction reported beginning around 2003 by a variety of builders. Treat the era as reported and confirm the build year for the specific home.

Does MiraBay have water access for boats?

Yes, it is built around a reported 135-acre lagoon and canals connecting to Tampa Bay and the Gulf, with a reported marina and slips. Confirm the canal or lagoon position, boat access, depth, and any lift for the specific home.

What amenities does MiraBay offer?

Reported amenities include the MiraBay Club with a cafe, lagoon-style resort pool and lap lanes, a water slide, fitness center, day spa, tennis and pickleball, basketball, sand volleyball, a marina, and free resident kayaks. Confirm current amenities with the listing.

Does MiraBay have an HOA and a CDD?

Yes, MiraBay carries both HOA dues and a CDD assessment billed through the property tax bill, and the combined figure varies by section. Confirm the current HOA dues and the CDD on the tax bill before you offer.

Is MiraBay gated?

Yes, it is reported as a gated community with security. Confirm gate and security details and any access rules with the listing.

What schools serve MiraBay?

Homes are reported zoned to Hillsborough County Public Schools, with examples including Apollo Beach Elementary, Eisenhower Middle, and East Bay High. Assignments change, so verify the exact zoned schools with the district.

Is MiraBay in a flood zone?

As a Tampa Bay waterfront community, much of MiraBay sits in coastal flood areas, and Apollo Beach saw storm surge from hurricanes Helene and Milton in 2024. Confirm the flood zone, elevation, any prior flooding, and a current insurance quote for the home.

How far is MiraBay from downtown Tampa and the airport?

Downtown Tampa is roughly 30 to 40 minutes and Tampa International Airport roughly 40 to 50 minutes by car, depending on route and traffic. Drive times are approximate; confirm for the specific address.

How far is MiraBay from MacDill Air Force Base?

Roughly 30 to 40 minutes by car, depending on route and traffic. Drive times are approximate; confirm for the specific address.

What should I check before buying in MiraBay?

The water position and boat access, the flood zone, elevation, and insurance, the HOA dues and CDD assessment, the build year and condition, and any age or access rules.

Is MiraBay a good investment?

Gated waterfront living with strong amenities supports a lifestyle premium, but value is lot-and-water specific and coastal flood and insurance affect carrying cost. Confirm the water position, the flood picture, and the fees before deciding.

Should I use the listing agent to buy in MiraBay?

No. The listing agent works for the seller. Where water position, flood and insurance, and the CDD swing value, having your own representation is the highest-leverage decision you make.

Who is the best real estate agent for MiraBay?

The best agent for MiraBay is one who actively works Apollo Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for MiraBay.

How do I find a top Apollo Beach real estate agent who knows MiraBay?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows MiraBay and the wider Apollo Beach area.

Can Momentum Realty connect me with an agent for MiraBay?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your MiraBay purchase or sale — no call center and no pressure.

The Verdict

Should you buy in MiraBay?

An honest fit check. We will tell you when it is not your community.

You want gated, amenity-rich waterfront living with boatable access to Tampa BayExcellent fit

You value a canal or lagoon lot, a marina, and free resident kayaksExcellent fit

You are comfortable evaluating water position, HOA and CDD costs, and coastal flood and insuranceExcellent fit

You want a no-fee, no-CDD inland subdivisionProbably not

You want a 55-plus age-restricted communityProbably not

You want to avoid coastal flood-zone and surge considerationsProbably not

Get the inside read on MiraBay

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your MiraBay home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty MiraBay specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in MiraBay — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

MiraBay Homes for Sale in Apollo Beach, FL

The 60-Second Overview

Who MiraBay is best for.

Best for

Probably not for

How MiraBay is performing right now

Homes For Sale Right Now in MiraBay

MiraBay on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in MiraBay

Gated waterfront master plan with lagoon and Tampa Bay access

Coastal flood zone and 2024 hurricane surge

HOA dues plus a CDD assessment on the tax bill

Apollo Beach hit by Helene surge, then evacuates for Milton

Southern Hillsborough braces for Milton after Helene damage

The MiraBay buying strategy.

The full read, only if you want it.

What your money buys in MiraBay.

What ~$563K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well MiraBay holds value.

5 Mistakes Buyers Make in MiraBay

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on MiraBay is different.

Which Lots & Views Hold Value Best

MiraBay in 15 seconds.

HOA, CDD & Fees

Tools for a MiraBay buy.

Thinking of selling in MiraBay?

In MiraBay, condition and view decide your number

What is your MiraBay home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

MiraBay Market Scorecard

Frequently Asked Questions

Should you buy in MiraBay?

Get the inside read on MiraBay

You are all set.

Need to sell fast in Hillsborough County?

You just read the data. Now see what your home is worth.