Moving to Callahan, Florida: The 2026 Data Guide
As of 2026-11-12, the median home sold in Callahan, Florida over the last 12 months went for $327,000 (52 closings across 24 communities in Momentum’s MLS record), about $193 per square foot for a median 1,680-sq-ft home built around 2012. Homes currently listed have been on the market a median of 28 days, and with 25 active listings against that sales pace the city is carrying roughly 5.8 months of supply. Sellers have been getting about 98% of their original asking price. That median is 19% below the median across Momentum’s Florida and Georgia coverage.
Callahan right now — November 2026
Live pages for your move: 54 homes for sale in Callahan · Homes by ZIP (1 ZIPs) · Price reductions · What your budget buys in Nassau County · Commute rings (Mayo, NAS Jax, downtown…) · Nassau County school zones · Property tax · Nassau County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated November 12, 2026.
What your budget buys in Callahan
Three price points from 52 recent Callahan closings in our record, each showing what actually closed within 10% of that price:
- Around $291,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,623 sq ft, built around 2017 (10 sales).
- Around $327,000: the typical sale in this band was a 4-bed, 2-bath home of about 1,813 sq ft, built around 2007 (13 sales).
The real monthly cost of owning in Callahan
Take the median $327,000 home with 20% down at today’s 7.18% 30-year rate: principal and interest run about $1,772/month. Nassau County’s typical total millage is 13.28 mills, so after the $50,000 homestead exemption the property tax is roughly $3,677/year ($306/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Nassau County is about $1,159/year; private-market quotes vary with roof age and wind mitigation. 20% of current Callahan listings carry an HOA, with a median of $50/month where one applies. All in, budget on the order of $2,175/month to own the median Callahan home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Nassau County property tax guide and our home insurance by county map.
Where people are buying: Callahan’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Clear Lake | 9 | $470,000 | 47 |
| Sheffield Village | 7 | $300,000 | 28 |
| Amhurst Oaks | 6 | $327,000 | 6 |
| Swallowfork Estates | 6 | $320,750 | 25 |
| Lee Stoner Shores | 5 | $305,000 | 11 |
Callahan by ZIP code
Sales and medians by ZIP over the same 12 months: 32011 (52 sales, median $350,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 65% were single-family homes, 6% townhomes or villas. New construction accounted for 10% of closings. The housing stock skews newer: 48% of homes sold were built in 2015 or later and 12% before 1980.
Getting around from Callahan
Measured from the center of Callahan’s recent sales: Downtown Jacksonville is about 17 miles; Brunswick is about 46 miles; St. Augustine is about 53 miles; Gainesville is about 69 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Nassau County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Nassau County’s typical millage of 13.28; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Nassau County average of $1,159/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Callahan: the case for and against
What works in Callahan’s favor
- prices run 19% below the statewide median in our coverage
- homes move quickly (median 28 days listed), so well-priced homes get competition
- insurance is comparatively manageable here (Citizens average $1,159/year)
- most listings (80%) have no HOA
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Callahan relocation toolkit
Common questions about moving to Callahan
How much does a house cost in Callahan, FL?
What does it cost per month to own a home in Callahan?
What are property taxes like in Callahan?
Is Callahan a buyer's or seller's market right now?
Is there a lot of new construction in Callahan?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Callahan communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Nassau County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.