Aerial view of 32011, Florida

32011 (Callahan)
Housing Market & Home Values

ZIP code market report · Nassau County, FL

Median sale price $306,000, down 1.0% year over year, with homes going under contract in about 38 days, 10 homes on the market.

25 communities reporting168 sales analyzedRefreshed twice dailyMomentum Score 56
Live Market Pulse
56/100
Momentum
▼5
Balanced Market
Tracking 25 communities across 32011. Recalculated every day from licensed MLS data · last refresh October 23, 2026 at 11:55 AM ET.
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Live · 32011 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$306K ▼
Median sold · 12 moConfidence: High
down 1.0% vs the prior 12 months
-1.0% ▼
1-yr price change
n = 168 recent sales
$180/sf ▼
Sold $/sqft · 12 mo
Nassau County: $199 · -6.5% vs prior yr
95.9%
Sale vs ask
Nassau County: 96.3% · flat vs prior yr
$485K ▲
Nassau County home value
Zillow ZHVI, monthly · +0.7% vs a year ago
Tempo
3.6mo
Supply
3 to 6 months is the balanced band
38days ▲
Median DOM · closed
Nassau County: 52 days · +5.0 days vs prior yr
14%
Under contract
Nassau County: 26%
10 · 2 ▲1
For sale · pending
live counts, refreshed twice daily
39 ▲
Sold · last 12 mo
closed across all tracked communities · +20.0% vs prior yr
Market context
27% ▼
Listings with price cuts
Nassau County · Zillow · -0.3pp vs prior month
841 ▼
County for-sale inventory
Zillow, monthly · -3.1% vs prior month
9% ▲
New construction
share of recent sales · +3.2pp vs prior yr
56/100 ▼
Momentum score
Balanced Market · -5 vs yesterday
25
Communities reporting
of 83 tracked in 32011
Economy & people · county layer
$88,900
Median household income
U.S. Census ACS, county
94,653
County population
+17.5% since 2018
5.5×
Price to income
county home value vs median income
83%
Owner-occupied
U.S. Census ACS, county
$2,558/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 23, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.6 months of supply — balanced by the 3-to-6-month balanced benchmark, and 14% of listed homes are already under contract. Prices are down 1.0% versus the prior year, but sellers are still collecting 95.9% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 56
Momentum Score
Buyer leverage44
Seller leverage56

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 14% of inventory sits under contract.
  • Mortgage sensitivity — at 5.5× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32011 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where 32011 is hot — and where it isn't

Each dot is a community (23 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32011 (Callahan)

The median sale price across 32011 currently stands at $306,000, down 1.0% from a year ago. Buyers are paying a median of $180 per square foot. The typical home goes under contract in about 38 days. Sellers are capturing 95.9% of their original asking price on average.

There are 10 active listings on the market, with 2 more already under contract. At the current sales pace that works out to 3.6 months of supply — a seller-leaning market by the standard six-month benchmark. 39 homes closed here over the trailing 12 months.

Zillow's home value index for Nassau County stands at $484,962. About 27% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32011 is 56 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 23, 2026.

Trends & History

32011 since 2012 — and where it’s heading

A median home here sold for $107,485 in 2012 and $356,778 over the last recorded year — 232% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (1,851 recorded sales)

$101K$261K$422K$357K2012: $107K2013: $134K2014: $138K2015: $152K2016: $140K2017: $150K2018: $172K2019: $215K2020: $201K2021: $266K2022: $313K2023: $289K2024: $322K2025: $415K2026: $357K20122015201920232026

Days on market by year

13d54d95d38d2012: 94d2013: 70d2014: 93d2015: 70d2016: 56d2017: 26d2018: 35d2019: 32d2020: 34d2021: 20d2022: 15d2023: 60d2024: 44d2025: 33d2026: 38d20122015201920232026

Home value trend · Nassau County (Zillow ZHVI)

$480K$483K$485K$485KSep '25: $481KOct '25: $481KNov '25: $480KDec '25: $481KJan '26: $481KFeb '26: $482KMar '26: $483KApr '26: $483KMay '26: $483KJun '26: $483KJul '26: $483KAug '26: $484KSep '26: $485KSep '25Dec '25Mar '26Jun '26Sep '26

For-sale inventory · county (Zillow)

835899962841Sep '25: 960Oct '25: 919Nov '25: 895Dec '25: 852Jan '26: 840Feb '26: 838Mar '26: 878Apr '26: 895May '26: 906Jun '26: 891Jul '26: 888Aug '26: 868Sep '26: 841Sep '25Dec '25Mar '26Jun '26Sep '26

Daily active vs pending · Nassau County (MLS)

161389616Jul 07 · Active: 607Aug 03 · Active: 559Aug 04 · Active: 557Aug 05 · Active: 555Aug 06 · Active: 557Aug 07 · Active: 565Aug 08 · Active: 564Aug 09 · Active: 567Aug 10 · Active: 571Aug 11 · Active: 571Aug 12 · Active: 572Aug 13 · Active: 571Aug 15 · Active: 571Aug 17 · Active: 569Aug 19 · Active: 564Aug 22 · Active: 558Aug 23 · Active: 556Aug 28 · Active: 558Aug 29 · Active: 567Aug 30 · Active: 561Aug 31 · Active: 559Sep 07 · Active: 567Sep 09 · Active: 559Sep 11 · Active: 565Sep 12 · Active: 565Sep 13 · Active: 567Sep 14 · Active: 568Sep 15 · Active: 565Sep 16 · Active: 565Sep 17 · Active: 565Sep 19 · Active: 570Sep 20 · Active: 571Sep 21 · Active: 570Sep 22 · Active: 573Sep 23 · Active: 572Sep 24 · Active: 574Sep 25 · Active: 572Sep 26 · Active: 572Sep 28 · Active: 582Oct 01 · Active: 577Oct 04 · Active: 571Oct 05 · Active: 567Oct 06 · Active: 565Oct 07 · Active: 568Oct 09 · Active: 577Oct 10 · Active: 577Oct 11 · Active: 574Oct 12 · Active: 571Oct 14 · Active: 570Oct 17 · Active: 588Oct 18 · Active: 587Oct 19 · Active: 581Oct 20 · Active: 584Oct 23 · Active: 585Jul 07Sep 15Oct 23ActivePending

Median price · daily recalculation

$300K$311K$321K$306KAug 06: $304KAug 08: $304KAug 09: $304KAug 10: $304KAug 11: $304KAug 12: $304KAug 13: $304KAug 15: $304KAug 17: $300KAug 18: $300KAug 19: $300KAug 20: $300KAug 21: $300KAug 22: $300KAug 23: $304KAug 24: $305KAug 26: $305KAug 28: $305KAug 29: $305KAug 30: $305KAug 31: $305KSep 01: $305KSep 04: $305KSep 05: $305KSep 06: $305KSep 07: $305KSep 08: $305KSep 09: $305KSep 10: $305KSep 11: $305KSep 12: $305KSep 13: $305KSep 14: $306KSep 15: $306KSep 16: $306KSep 17: $306KSep 19: $306KSep 20: $306KSep 21: $306KSep 22: $306KSep 23: $306KSep 24: $306KSep 25: $306KSep 26: $306KSep 28: $306KSep 29: $306KSep 30: $306KOct 01: $306KOct 03: $306KOct 04: $306KOct 05: $306KOct 06: $306KOct 07: $306KOct 09: $306KOct 10: $306KOct 11: $306KOct 12: $306KOct 14: $306KOct 17: $321KOct 18: $321KOct 19: $321KOct 20: $321KOct 23: $306KAug 06Aug 24Sep 13Oct 01Oct 23
Local Economics · county layer

What’s driving 32011

Who’s moving here
+2,988 net residents/yr

Top inbound states: GA, SC, CA, NC. Movers arriving report ~$143,143 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,159/yr avg premium

389 Citizens policies in force in Nassau County — the state-backed insurer of last resort. Budget insurance into any Nassau purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,060 units permitted +11% YoY

887 single-family · 173 multi-family · 11.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Clear Lake Area ▼ 10%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Nassau

MarketMedianActiveScore
32011 ← this page$306K1056
32034$441K22442Open →
32097$453K14755Open →
32046$290K2543Open →
32009$275K168Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
CallahanCallahan$285K▲ -7%
Clear Lake AreaHastings$472K▲ -10%
Prices cooling fastest
Clear Lake AreaHastings$472K▼ 10%
CallahanCallahan$285K▼ 7%
Most homes for sale
Amhurst OaksCallahan$325K2
Trails At Bent CreekJacksonville$340K2
Ogilvie EstatesJacksonville$360K1
Swallowfork EstatesCallahan$321K1
Selling fastest
Clear Lake AreaHastings$472K31 days
Mill CreekCallahan$360K37 days
CallahanCallahan$285K41 days
CallahanMacclenny$285K41 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32011 right now?

The data says conditions currently favor neither side decisively in 32011 — the Momentum Score reads 56/100 with 3.6 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32011 becoming more affordable?

Yes, modestly — the median sale price in 32011 is $306,000, down 1.0% versus the prior year, while sellers still capture 95.9% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 32011?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Clear Lake Area (-10%); Callahan (-7%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32011 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Clear Lake Area (31 days); Mill Creek (37 days); Callahan (41 days) — homes there go under contract well ahead of the market-wide pace of 38 days.

Momentum Realty in Callahan 32011: our agents closed 9 homes here for buyers and sellers in the last 12 months (5 as the listing brokerage, 4 representing the buyer), median sale $379,000 (brokerage closed records through October 2026). Find a Momentum agent near Callahan →

Questions

32011 (Callahan) housing market FAQ

How is the housing market in 32011 right now?

As of October 23, 2026, the 32011 housing market is roughly balanced: the median sale price is $306,000 (down 1.0% year over year), 10 homes are for sale against 39 sales in the last 12 months, which is 3.6 months of supply, and the typical home goes under contract in about 38 days.

How much is a house in 32011?

The median home sold for $306,000 in 32011 over the last 12 months, about $180 per square foot; asking prices on the 10 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 32011?

By the numbers, sellers in 32011 are getting 95.9% of asking price and going under contract in about 38 days with 3.6 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32011 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32011 median sale prices are down 1.0% year over year, inventory stands at 3.6 months of supply, and 14% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32011?

The median sale price in 32011 is currently $306,000, down 1.0% from a year ago, based on MLS sales data updated October 23, 2026.

Is 32011 a buyer's or seller's market right now?

The data currently is roughly balanced. 32011 scores 56 of 100 on the Momentum Score, with 3.6 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32011?

The typical home in 32011 goes under contract in about 38 days, per current MLS data.

How many homes are for sale in 32011?

There are approximately 10 active listings in 32011 as of October 23, 2026.

Are home prices in 32011 rising or falling?

Median sale prices are down 1.0% year over year based on a rolling comparison of MLS sales.

How many homes has Momentum Realty sold in Callahan 32011?

Momentum Realty's agents closed 9 homes in Callahan 32011 for buyers and sellers in the last 12 months (5 as the listing brokerage, 4 representing the buyer), median sale $379,000 (brokerage closed records through October 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32011 (Callahan). Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 23, 2026 at 11:55 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.
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