Moving to Crestview, Florida: The 2026 Data Guide
Crestview is in Okaloosa County, Florida (ZIP codes 32539, 32536). · Homes for sale in Crestview · Okaloosa County
As of 2026-10-20, the median home sold in Crestview, Florida over the last 12 months went for $322,000 (818 closings across 262 communities in Momentum’s MLS record), about None per square foot for a median None-sq-ft home built around 2015. Homes currently listed have been on the market a median of 54 days, and with 997 active listings against that sales pace the city is carrying roughly 14.6 months of supply. Sellers have been getting about 99% of their original asking price. That median is 20% below the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Crestview
Three price points from 617 recent Crestview closings in our record, each showing what actually closed within 10% of that price:
- Around $259,000: the typical sale in this band was a 3-bed, 2-bath home of about None sq ft, built around 2007 (133 sales).
- Around $322,000: the typical sale in this band was a 4-bed, 2-bath home of about None sq ft, built around 2016 (176 sales).
- Around $384,000: the typical sale in this band was a 4-bed, 2.5-bath home of about None sq ft, built around 2019 (142 sales).
The real monthly cost of owning in Crestview
Take the median $322,000 home with 20% down at today’s 7.40% 30-year rate: principal and interest run about $1,784/month. Okaloosa County’s typical total millage is 12.89 mills, so after the $50,000 homestead exemption the property tax is roughly $3,507/year ($292/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Okaloosa County is about $2,644/year; private-market quotes vary with roof age and wind mitigation. All in, budget on the order of $2,296/month to own the median Crestview home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Okaloosa County property tax guide and our home insurance by county map.
Where people are buying: Crestview’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Patriot Ridge | 90 | $369,900 | 39 |
| Ridgeway Landing | 30 | $321,974 | 164 |
| Ashton View | 26 | $310,750 | 168 |
| Redstone Commons | 24 | $310,000 | 26 |
| 23 | $244,800 | 29 | |
| Eagles Landing S/D | 19 | $230,922 | 58 |
| Barton'S Bend | 16 | $322,650 | 37 |
| Brookwood | 16 | $363,606 | 142 |
Crestview by ZIP code
Sales and medians by ZIP over the same 12 months: 32539 (324 sales, median $310,100), 32536 (273 sales, median $318,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 95% were single-family homes, 4% townhomes or villas. The housing stock skews newer: 51% of homes sold were built in 2015 or later and 4% before 1980.
Getting around from Crestview
Measured from the center of Crestview’s recent sales: Pensacola is about 46 miles; Panama City is about 68 miles; Tallahassee is about 137 miles; Columbus, GA is about 149 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Okaloosa County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Okaloosa County’s typical millage of 12.89; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Okaloosa County average of $2,644/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Crestview: the case for and against
What works in Crestview’s favor
- prices run 20% below the statewide median in our coverage
- about 14.6 months of supply gives buyers room to negotiate
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Crestview relocation toolkit
- Homes for sale in Crestview right now
- New construction in Crestview
- Crestview ZIP codes with prices
- Search every Crestview community
Common questions about moving to Crestview
How much does a house cost in Crestview, FL?
What does it cost per month to own a home in Crestview?
What are property taxes like in Crestview?
Is Crestview a buyer's or seller's market right now?
Is there a lot of new construction in Crestview?
Does Florida have a state income tax?
<a href="https://movewithmomentum.com/moving-to-crestview">Moving to Crestview, FL (2026): Home Prices, Cost to Own, Neighborhoods & Taxes — Momentum Realty</a>Sales figures are Momentum Realty’s MLS record of closings in Crestview communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Okaloosa County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.