Aerial view of 32536, Florida

32536 (Crestview)
Homes for Sale & Housing Market

ZIP code market report · Okaloosa County

Median sale price $321,973, up 6.6% year over year, with homes going under contract in about 73 days, 123 homes on the market.

69 communities reporting433 sales analyzedRefreshed twice dailyMomentum Score 63
Live Market Pulse
63/100
Momentum
Balanced Market
Prices up 7% over the past year. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 32536 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$322K
Median sold · 12 moConfidence: High
up 6.6% vs the prior 12 months
+6.6%
1-yr price change
n = 433 recent sales
97.1%
Sale vs ask
Okaloosa County: 95.9% · -0.1pp vs prior yr
$357K
Okaloosa County home value
Zillow ZHVI, monthly · +0.4% vs a year ago
Tempo
3.9mo
Supply
3 to 6 months is the balanced band
73days
Median DOM · closed
Okaloosa County: 67 days · -29.0 days vs prior yr
36%
Under contract
Okaloosa County: 30%
123 · 60 ▼8
For sale · pending
live counts, refreshed twice daily
339
Sold · last 12 mo
closed across all tracked communities · +13.9% vs prior yr
Market context
25%
Listings with price cuts
Okaloosa County · Zillow · +0.7pp vs prior month
2,334
County for-sale inventory
Zillow, monthly · +1.4% vs prior month
63/100
Momentum score
Balanced Market
69
Communities reporting
of 191 tracked in 32536
Economy & people · county layer
$79,097
Median household income
U.S. Census ACS, county
214,281
County population
+6.7% since 2018
4.5×
Price to income
county home value vs median income
68%
Owner-occupied
U.S. Census ACS, county
$1,948/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.9 months of supply — balanced by the 3-to-6-month balanced benchmark, and 36% of listed homes are already under contract. Prices are up 6.6% versus the prior year and sellers are still collecting 97.1% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 63
Momentum Score
Buyer leverage37
Seller leverage63

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 36% of inventory sits under contract.
  • Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32536 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
4.3 mo · balanced band · 50 active
$300K–$500K
4.1 mo · balanced band · 64 active
$500K–$750K
8.3 mo · buyer-tilted · 9 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32536 is hot — and where it isn't

Each dot is a community (69 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32536 (Crestview)

The median sale price across 32536 currently stands at $321,973, up 6.6% from a year ago. The typical home goes under contract in about 73 days. Sellers are capturing 97.1% of their original asking price on average.

There are 123 active listings on the market, with 60 more already under contract. At the current sales pace that works out to 3.9 months of supply — a seller-leaning market by the standard six-month benchmark. 339 homes closed here over the trailing 12 months.

Zillow's home value index for Okaloosa County stands at $356,683. About 25% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32536 is 63 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

32536 since 2012 — and where it’s heading

A median home here sold for $161,661 in 2012 and $332,176 over the last recorded year — 105% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (5,408 recorded sales)

$158K$253K$349K$332K2012: $162K2013: $171K2014: $183K2015: $188K2016: $182K2017: $173K2018: $192K2019: $205K2020: $218K2021: $245K2022: $299K2023: $318K2024: $335K2025: $345K2026: $332K20122015201920232026

Days on market by year

9d56d103d73d2012: 80d2013: 90d2014: 56d2015: 86d2016: 93d2017: 64d2018: 52d2019: 35d2020: 22d2021: 11d2022: 12d2023: 43d2024: 66d2025: 102d2026: 73d20122015201920232026

Home value trend · Okaloosa County (Zillow ZHVI)

$353K$356K$358K$357KJul '25: $355KAug '25: $354KSep '25: $354KOct '25: $353KNov '25: $353KDec '25: $354KJan '26: $354KFeb '26: $356KMar '26: $357KApr '26: $358KMay '26: $358KJun '26: $357KJul '26: $357KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

1,9652,2362,5072,334Jul '25: 2,497Aug '25: 2,448Sep '25: 2,394Oct '25: 2,327Nov '25: 2,242Dec '25: 2,118Jan '26: 2,026Feb '26: 1,976Mar '26: 2,065Apr '26: 2,165May '26: 2,265Jun '26: 2,301Jul '26: 2,334Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Okaloosa County (MLS)

4301,1481,866Aug 10 · Active: 1,838Aug 11 · Active: 1,820Aug 12 · Active: 1,814Aug 13 · Active: 1,812Aug 15 · Active: 1,806Aug 17 · Active: 1,797Aug 19 · Active: 1,794Aug 22 · Active: 1,815Aug 23 · Active: 1,811Aug 28 · Active: 1,812Aug 29 · Active: 1,815Aug 30 · Active: 1,807Aug 31 · Active: 1,806Sep 07 · Active: 1,805Sep 09 · Active: 1,802Sep 11 · Active: 1,818Sep 12 · Active: 1,812Sep 13 · Active: 1,804Sep 14 · Active: 1,792Sep 15 · Active: 1,784Aug 10Aug 29Sep 15ActivePending

Median price · daily recalculation

$322K$323K$325K$322KAug 06: $325KAug 08: $325KAug 09: $325KAug 10: $325KAug 11: $325KAug 12: $325KAug 13: $325KAug 15: $325KAug 17: $325KAug 18: $325KAug 19: $325KAug 20: $325KAug 21: $325KAug 22: $325KAug 23: $325KAug 24: $325KAug 26: $325KAug 28: $325KAug 29: $325KAug 30: $325KAug 31: $325KSep 01: $325KSep 04: $325KSep 05: $325KSep 06: $325KSep 07: $325KSep 08: $325KSep 09: $325KSep 10: $325KSep 11: $325KSep 12: $322KSep 13: $322KSep 14: $322KSep 15: $322KAug 06Aug 17Aug 28Sep 07Sep 15
Detached Single Family 86%Manufactured 7%Mobile 4%Townhome 2%Farm 2%
Local Economics · county layer

What’s driving 32536

Who’s moving here
-352 net residents/yr

Top inbound states: TX, CA, AL, NC. Movers arriving report ~$72,311 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,644/yr avg premium

1,101 Citizens policies in force in Okaloosa County — the state-backed insurer of last resort. Budget insurance into any Okaloosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,057 units permitted -17% YoY

987 single-family · 70 multi-family · 4.9 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
CARNEGIE HILLS ▼ 24%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$500K–$750K: 8.3 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32536 right now.

Biggest opportunity
$300K–$500K: 4.1 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Okaloosa

MarketMedianActiveScore
32536 ← this page$322K12363
32541$745K49230Open →
32539$322K14163Open →
32548$325K11364Open →
32547$338K10471Open →
32569$324K8263Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
NORTH SUPERGROUPHolt$364K▲ 12%
THE PINESCrestview$235K▲ 11%
SANDY RIDGE ESTATESMary Esther$327K▲ 10%
HIGHLANDSCrestview$350K▲ 8%
LAKE POINTEShalimar$535K▲ 7%
Prices cooling fastest
CARNEGIE HILLSCrestview$342K▼ 24%
SOUTHVIEW ESTATESCrestview$250K▼ 12%
RIDGEWAY LANDINGCrestview$322K▼ 4%
ROLLING PINESCrestview$175K▼ 1%
Nature LakeCrestview$419K▼ 1%
Most homes for sale
Garden Villa TownhomesCrestview$244K13
BROOKWOODMary Esther$363K10
RIDGEWAY LANDINGCrestview$322K9
GARDEN CITYCrestview$297K5
NONESUCH WAYShalimar$395K5
Selling fastest
SANDY RIDGE ESTATESMary Esther$327K21 days
SOUTHVIEW ESTATESCrestview$250K30 days
PINNACLE POINTCrestview$288K30 days
CARNEGIE HILLSCrestview$342K32 days
COUNTRYVIEW ESTATES 4TH ADDNCrestview$272K42 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32536 right now?

The data says conditions currently favor neither side decisively in 32536 — the Momentum Score reads 63/100 with 3.9 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32536 becoming more affordable?

No — the median sale price in 32536 is $321,973, up 6.6% versus the prior year, while sellers still capture 97.1% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 32536?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are CARNEGIE HILLS (-24%); SOUTHVIEW ESTATES (-12%); RIDGEWAY LANDING (-4%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32536 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are SANDY RIDGE ESTATES (21 days); SOUTHVIEW ESTATES (30 days); PINNACLE POINT (30 days) — homes there go under contract well ahead of the market-wide pace of 73 days.

Questions

32536 (Crestview) housing market FAQ

How is the housing market in 32536 right now?

As of September 15, 2026, the 32536 housing market favors sellers: the median sale price is $321,973 (up 6.6% year over year), 123 homes are for sale against 339 sales in the last 12 months, which is 3.9 months of supply, and the typical home goes under contract in about 73 days.

How much is a house in 32536?

The median home sold for $321,973 in 32536 over the last 12 months; asking prices on the 123 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 32536?

By the numbers, sellers in 32536 are getting 97.1% of asking price and going under contract in about 73 days with 3.9 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32536 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32536 median sale prices are up 6.6% year over year, inventory stands at 3.9 months of supply, and 36% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32536?

The median sale price in 32536 is currently $321,973, up 6.6% from a year ago, based on MLS sales data updated September 15, 2026.

Is 32536 a buyer's or seller's market right now?

The data currently favors sellers. 32536 scores 63 of 100 on the Momentum Score, with 3.9 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32536?

The typical home in 32536 goes under contract in about 73 days, per current MLS data.

How many homes are for sale in 32536?

There are approximately 123 active listings in 32536 as of September 15, 2026.

Are home prices in 32536 rising or falling?

Median sale prices are up 6.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32536 (Crestview). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.