Aerial view of 32536, Florida

32536 (Crestview)
Housing Market

ZIP code market report · Okaloosa County

Median sale price $325,000, up 9.3% year over year, with homes going under contract in about 78 days, 120 homes on the market.

68 communities reporting420 sales analyzedRefreshed twice dailyMomentum Score 64
Live Market Pulse
64/100
Momentum
Balanced Market
Prices up 9% over the past year. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 32536 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$325K
Median sold · 12 moConfidence: High
up 9.3% vs the prior 12 months
+9.3%
1-yr price change
n = 420 recent sales
97.2%
Sale vs ask
Okaloosa County: 95.8% · flat vs prior yr
$357K
Okaloosa County home value
Zillow ZHVI, monthly · +0.1% vs a year ago
Tempo
78days
Median DOM · closed
Okaloosa County: 68 days · -23.0 days vs prior yr
120 · 55
For sale · pending
live counts, refreshed twice daily
Market context
25%
Listings with price cuts
Okaloosa County · Zillow · +0.4pp vs prior month
2,300
County for-sale inventory
Zillow, monthly · +1.5% vs prior month
0%
Cash buyers
share of sales · peak 0%
64/100
Momentum score
Balanced Market
68
Communities reporting
of 182 tracked in 32536
Economy & people · county layer
$79,097
Median household income
U.S. Census ACS, county
214,281
County population
+6.7% since 2018
4.5×
Price to income
county home value vs median income
68%
Owner-occupied
U.S. Census ACS, county
$1,948/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are up 9.3% versus the prior year and sellers are still collecting 97.2% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 64
Momentum Score
Buyer leverage36
Seller leverage64

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32536 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
mo · buyer-tilted · 41 active
$300K–$500K
mo · buyer-tilted · 68 active
$500K–$750K
mo · buyer-tilted · 11 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32536 is hot — and where it isn't

Each dot is a community (68 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32536 (Crestview)

The median sale price across 32536 currently stands at $325,000, up 9.3% from a year ago. The typical home goes under contract in about 78 days. Sellers are capturing 97.2% of their original asking price on average.

There are 120 active listings on the market, with 55 more already under contract.

Zillow's home value index for Okaloosa County stands at $357,488. About 25% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32536 is 64 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

32536 since 2012 — and where it’s heading

A median home here sold for $161,463 in 2012 and $352,978 over the last recorded year — 119% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (5,265 recorded sales)

$157K$257K$357K$353K2012: $161K2013: $175K2014: $179K2015: $185K2016: $185K2017: $175K2018: $195K2019: $206K2020: $218K2021: $242K2022: $285K2023: $322K2024: $331K2025: $337K2026: $353K20122015201920232026

Days on market by year

7d54d102d78d2012: 69d2013: 93d2014: 66d2015: 80d2016: 98d2017: 67d2018: 52d2019: 50d2020: 25d2021: 12d2022: 9d2023: 40d2024: 64d2025: 101d2026: 78d20122015201920232026

Cash buyers · share of sales

-1%0%1%0%2016: 0%2017: 0%2018: 0%2019: 0%2020: 0%2021: 0%2022: 0%2023: 0%2024: 0%2025: 0%2026: 0%20162018202120242026

Home value trend · Okaloosa County (Zillow ZHVI)

$354K$356K$358K$357KJun '25: $357KJul '25: $356KAug '25: $355KSep '25: $354KOct '25: $354KNov '25: $354KDec '25: $354KJan '26: $355KFeb '26: $356KMar '26: $357KApr '26: $358KMay '26: $358KJun '26: $357KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

1,9642,2442,5232,300Jun '25: 2,512Jul '25: 2,497Aug '25: 2,448Sep '25: 2,394Oct '25: 2,327Nov '25: 2,242Dec '25: 2,118Jan '26: 2,026Feb '26: 1,976Mar '26: 2,065Apr '26: 2,165May '26: 2,265Jun '26: 2,300Jun '25Sep '25Dec '25Mar '26Jun '26
Detached Single Family 92%Townhome 7%Mobile 1%Manufactured 0%
Local Economics · county layer

What’s driving 32536

Who’s moving here
-352 net residents/yr

Top inbound states: TX, CA, AL, NC. Movers arriving report ~$72,311 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,644/yr avg premium

1,101 Citizens policies in force in Okaloosa County — the state-backed insurer of last resort. Budget insurance into any Okaloosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,057 units permitted -17% YoY

987 single-family · 70 multi-family · 4.9 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
SOUTHVIEW ESTATES ▼ 15%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Okaloosa

MarketMedianActiveScore
32536 ← this page$325K12064
32541$759K53330Open →
32539$315K13948Open →
32547$357K9375Open →
32548$333K8971Open →
32569$325K8665Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
SANDY RIDGE ESTATESCrestview$325K▲ 10%
HIGHLANDSCrestview$350K▲ 8%
YOUNG OAKSCrestview$400K▲ 4%
ROLLING PINESCrestview$180K▲ 1%
EAGLES LANDING S/DCrestview$611K▲ 0%
Prices cooling fastest
SOUTHVIEW ESTATESCrestview$248K▼ 15%
RIDGEWAY LANDINGCrestview$321K▼ 5%
EAGLES LANDING S/DCrestview$611K▼ 0%
Nature LakeCrestview$419K▼ 0%
ROLLING PINESCrestview$180K▼ 1%
Most homes for sale
BROOKWOODCrestview$363K10
RIDGEWAY LANDINGCrestview$321K10
Garden Villa TownhomesCrestview$244K7
ADAMS POWELLCrestview$306K5
GARDEN CITYCrestview$289K5
Selling fastest
SANDY RIDGE ESTATESCrestview$325K21 days
EAGLES LANDING S/DCrestview$611K28 days
Nature LakeCrestview$419K40 days
PINNACLE POINTCrestview$283K45 days
SOUTHVIEW ESTATESCrestview$248K59 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32536 right now?

The data says conditions currently favor neither side decisively in 32536 — the Momentum Score reads 64/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32536 becoming more affordable?

No — the median sale price in 32536 is $325,000, up 9.3% versus the prior year, while sellers still capture 97.2% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 32536?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are SOUTHVIEW ESTATES (-15%); RIDGEWAY LANDING (-5%); EAGLES LANDING S/D (0%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32536 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are SANDY RIDGE ESTATES (21 days); EAGLES LANDING S/D (28 days); Nature Lake (40 days) — homes there go under contract well ahead of the market-wide pace of 78 days.

Questions

32536 (Crestview) housing market FAQ

What is the median home price in 32536?

The median sale price in 32536 is currently $325,000, up 9.3% from a year ago, based on MLS sales data updated August 6, 2026.

Is 32536 a buyer's or seller's market right now?

The data currently favors sellers. 32536 scores 64 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 32536?

The typical home in 32536 goes under contract in about 78 days, per current MLS data.

How many homes are for sale in 32536?

There are approximately 120 active listings in 32536 as of August 6, 2026.

Are home prices in 32536 rising or falling?

Median sale prices are up 9.3% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32536 (Crestview). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.