Moving to Hudson, Florida: The 2026 Data Guide
As of 2026-09-11, the median home sold in Hudson, Florida over the last 12 months went for $291,000 (842 closings across 182 communities in Momentum’s MLS record), about $184 per square foot for a median 1,500-sq-ft home built around 1987. Homes currently listed have been on the market a median of 51 days, and with 354 active listings against that sales pace the city is carrying roughly 5.0 months of supply. Sellers have been getting about 94% of their original asking price. That median is 28% below the median across Momentum’s Florida and Georgia coverage.
Hudson is the value end of the Pasco County coast: a median well below the statewide line, homes that go under contract in about six weeks, and a mix of older Gulf-side neighborhoods and newer subdivisions inland. It draws buyers priced out of Tampa's suburbs who still want to be within reach of the metro and the water.
Inventory is tight, which is worth knowing before you assume the low prices mean a slow market.
What your budget buys in Hudson
Three price points from 537 recent Hudson closings in our record, each showing what actually closed within 10% of that price:
- Around $196,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,194 sq ft, built around 1982 (42 sales).
- Around $291,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,684 sq ft, built around 1999 (116 sales).
- Around $344,700: the typical sale in this band was a 3-bed, 2-bath home of about 1,892 sq ft, built around 1998 (114 sales).
The price bands buy real square footage here. The lower band is the older Hudson Beach and Beacon Woods neighborhoods, where a modest home on a lot is still possible; the middle band is a mix of updated resales and newer subdivisions; the upper band gets you into The Highlands and Meadow Oaks, where the lots are larger and the homes newer. The age of the home changes sharply between bands, and so does the insurance conversation.
The real monthly cost of owning in Hudson
Take the median $291,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $1,504/month. Pasco County’s typical total millage is 16.15 mills, so after the $50,000 homestead exemption the property tax is roughly $3,893/year ($324/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pasco County is about $1,659/year; private-market quotes vary with roof age and wind mitigation. 53% of current Hudson listings carry an HOA, with a median of $77/month where one applies. All in, budget on the order of $2,043/month to own the median Hudson home including a typical HOA.
Pasco County's millage is moderate and the Citizens average premium is manageable, but Hudson's older coastal homes are where roof age and flood zone can push a private quote well above the average. Fewer than half of the listings carry an HOA, and where one exists it is modest. The monthly cost to own the median home is among the lowest on these guides.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pasco County property tax guide and our home insurance by county map.
Where people are buying: Hudson’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
Beacon Woods Village and Sea Pines are the established communities that sell in volume; The Highlands and Meadow Oaks are the newer, larger-home options that lead the price column; Hudson Beach Estates is the coastal neighborhood where flood zone is part of every conversation. Parkwood Acres is the entry point. The medians span a wide range for a small city.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Beacon Woods Village | 71 | $237,000 | 44 |
| The Highlands | 60 | $392,000 | 21 |
| Sea Pines Unrec | 43 | $250,000 | 51 |
| Sea Pines | 39 | $259,900 | 51 |
| Meadow Oaks | 37 | $369,000 | 96 |
| The Verandahs | 28 | $325,250 | 37 |
| Bear Creek | 23 | $281,000 | 20 |
| Hudson Beach Estates | 23 | $300,000 | 70 |
Hudson by ZIP code
Sales and medians by ZIP over the same 12 months: 34667 (365 sales, median $259,000), 34669 (159 sales, median $295,000), 34668 (12 sales, median $257,500).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 69% were single-family homes, 6% townhomes or villas, and 10% condos. New construction accounted for 15% of closings, led by Meadow Oaks, Colony Road, Emerald Fields, Highland Hills. The housing stock skews mixed: 18% of homes sold were built in 2015 or later and 24% before 1980.
New construction is a meaningful share and it is inland, in Meadow Oaks and the newer subdivisions. The older stock near the water is where the value and the risk both live: lower prices, and inspections and insurance that require more attention. Almost everything is single-family, which keeps the market simple to shop.
Getting around from Hudson
Measured from the center of Hudson’s recent sales: Tampa International Airport (TPA) is about 27 miles; Downtown Tampa is about 31 miles; Lakeland is about 49 miles; Ocala is about 66 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Hudson is on US 19, and the drive to Tampa's airport and downtown runs through the Pasco suburbs and the Suncoast Parkway. It is a commute, not a short hop, and that distance is a large part of why the prices are what they are. The Gulf is at the end of the road, which is the other part.
Schools, taxes, and insurance: where to verify
School assignments change; check the Pasco County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pasco County’s typical millage of 16.15; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pasco County average of $1,659/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Hudson: the case for and against
Hudson is for the buyer who wants the most house for the money on the Gulf side of the metro and is willing to do the insurance and inspection work that older coastal homes require. Get the flood zone and the roof date first, and the numbers here are hard to argue with.
What works in Hudson’s favor
- prices run 28% below the statewide median in our coverage
- insurance is comparatively manageable here (Citizens average $1,659/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Hudson relocation toolkit
- Homes for sale in Hudson right now
- Cost of living in Hudson
- Best neighborhoods in Hudson
- New construction in Hudson
- Find an agent in Hudson
- Hudson ZIP codes with prices
- Search every Hudson community
Common questions about moving to Hudson
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Sales figures are Momentum Realty’s MLS record of closings in Hudson communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pasco County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.
