400 Central,
Downtown St. Pete Homes for Sale in St. Petersburg, FL

Luxury condominium tower · Downtown St. Petersburg, Pinellas · ZIP 33701

A 46-story luxury tower on Central Avenue, reported as the tallest residential building on Florida's Gulf coast.

Luxury high-riseDowntown St. PeteNew construction

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

As new construction with a fresh association and a developer still selling units, value here is preliminary; read the fee, the building's financials, and developer-versus-resale pricing before anchoring to a number.

Free · No obligation

Unlock Off-Market 400 Central

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Median Price

0mo

Supply

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Avg DOM

Soft

Seller Leverage

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Median $/Sqft

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1-Yr Price Change

0now

Distress

Jon's Current Read

"400 Central is a brand-new luxury high-rise on Central Avenue in downtown St. Petersburg, reported as the tallest residential tower on Florida's Gulf coast, so the read is different from an established condo: this is new construction with a fresh association, a developer still selling remaining inventory, and resale value that has yet to be tested through a full cycle. The buy turns on the floor, the view, the finish level, and the building's amenity and fee structure, not on a settled resale track record. Confirm the monthly fee and what it covers, the rental and minimum-lease rules, and the developer-versus-resale picture before you anchor to a number."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

400 Central is a 46-story luxury condominium tower at 400 Central Avenue in downtown St. Petersburg (ZIP 33701), in Pinellas County. Developed by New York-based Red Apple Group and designed by Arquitectonica, it topped out in 2024 at a reported 515 feet, making it, per multiple reports, the tallest residential building on Florida's Gulf coast and the tallest structure in St. Petersburg. The mixed-use tower spans a full city block along the Central Avenue corridor.

The building is reported to hold 301 condominium residences, with two to four bedroom layouts and select penthouses, alongside ground-floor retail and restaurant space, Class A office space, structured parking, and a top-floor sky observatory described as the highest publicly accessible point in the city. Move-ins began in late 2025 after the tower received a temporary certificate of occupancy for its first floors and started closings, with upper floors completing in stages. This is a primary-residence luxury condo building, not a condo-hotel or vacation-rental property.

The amenity package and the address are the draw. Living at 400 Central means a walkable downtown St. Petersburg lifestyle with the Central Avenue dining, the waterfront, the Pier, and the arts district nearby, plus a resort-style amenity deck and the prestige of the city's signature tower. As with any luxury high-rise, the monthly fee is a meaningful carrying cost that funds amenities, staffing, insurance, and reserves; confirm the exact figure and inclusions for the specific unit.

The honest read is that the building, the floor, and the association do most of the work. As new construction, 400 Central has a fresh association and a developer still selling remaining units, so the resale market here is unproven and early resales can trade differently from developer pricing. Florida's condo-insurance and reserve environment makes the fee and the building's financial setup central to true cost. For buyers who want a trophy downtown St. Petersburg address as a primary residence, the work is confirming the fee, the rental rules, the view and floor, and the developer-versus-resale picture on a specific unit.

Quick Match

Who 400 Central is best for.

Best for

Buyers who want a trophy, full-service luxury high-rise as a primary or second home in downtown St. Petersburg
People who value a walkable Central Avenue lifestyle with dining, the waterfront, the Pier, and the arts district nearby
Buyers who want new construction with a resort-style amenity package and concierge-level services
Owners comfortable with a meaningful monthly fee in exchange for a maintenance-free, lock-and-leave lifestyle

Probably not for

Buyers who want a detached single-family home with a yard
People seeking a low monthly fee or no association costs
Buyers who want a settled, long-tested resale track record rather than new construction
Anyone seeking a nightly or weekly vacation rental, which downtown towers like this restrict via minimum-lease rules

Market Pulse

How 400 Central is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

56Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current 400 Central listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Saltaire or St. Petersburg. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in 400 Central buys, holds, and resells. See the five factors.

Interactive Map

400 Central on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

400 Central sits in St. Petersburg, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Drive times from 400 Central. They are approximate and vary with traffic and your exact departure point.

St. Pete Pier~5-10 min · Waterfront pier, dining, views

Central Avenue dining and arts~1-5 min · Walkable from the tower

The Dali Museum and waterfront parks~5-8 min · Downtown waterfront district

I-275 access~5-8 min · Regional route north and south

Tampa International Airport~30-40 min · Via I-275, varies with traffic

St. Pete Beach~20-30 min · Gulf beach, varies with traffic

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near 400 Central,Downtown St with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

400 Central (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

400 Central is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any 400 Central address.

The takeaway

What is actually shaping value at 400 Central: the tower clearing inspections and beginning move-ins, its standing as the reported tallest residential building on Florida's Gulf coast, and a luxury fee and insurance picture set against an unproven resale market. The dated items are sourced and linked.

Recent Developments in 400 Central

Development Intelligence

Our read on what is being built around 400 Central, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullish400 Central enters the downtown St. Petersburg market as a live, occupied trophy tower with a strong address and a deep amenity package, set against the realities of any new luxury high-rise: a fresh association, a meaningful monthly fee in Florida's current insurance environment, and a resale market that is only just beginning. The watch items are the fee and the building's financials, the developer-versus-resale dynamic while inventory sells, and how early resales settle.

Tower clears inspections and begins move-ins

2025

BullishMajor impact

SignificanceRadius: Building

The building received a temporary certificate of occupancy for its first floors and started closings and move-ins in late 2025, a milestone that turns a construction project into a live, occupied tower. Upper floors complete in stages.

New construction with an unproven resale market

Ongoing

NeutralNotable impact

SignificanceRadius: Building

As a brand-new building with a developer still selling units, early resales can trade differently from developer pricing, and the resale market has not been tested through a full cycle. Treat any value read as preliminary.

Luxury high-rise fee and insurance carrying cost

Ongoing

NeutralNotable impact

SignificanceRadius: Building

A full-service tower carries a meaningful monthly fee that funds amenities, staffing, insurance, and reserves. In Florida's current condo-insurance environment, confirm the fee and the building's financial setup for the specific unit.

Downtown St. Petersburg office and retail momentum

2025

BullishNotable impact

SignificanceRadius: Area

The tower's ground-floor commercial space drew a major office headquarters lease and new retail tenants, reinforcing the live-work-play appeal of the Central Avenue corridor around the building.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting 400 Central, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

December 2025
Building
400 Central clears inspections and begins move-ins in downtown St. Pete
Reporting covered the tower receiving a temporary certificate of occupancy for its first 25 floors, clearing the way for the first round of condominium closings and resident move-ins, with the developer noting most units sold and upper floors completing in stages. Why it matters: The building is now live and occupied, but as new construction the resale market is just beginning; treat early value reads as preliminary. Source
September 2024
Building
400 Central tops out at 515 feet as tallest on Florida's Gulf coast
Reporting covered the 46-story tower topping out at a reported 515 feet, described as the tallest residential building on Florida's Gulf coast and the tallest structure in St. Petersburg, with 301 condominiums plus retail, office, and a sky observatory planned. Why it matters: The address and the trophy status are real draws; the fee structure and an unproven resale market are the offsetting watch items. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The 400 Central buying strategy.

If we were buying in 400 Central, this is the order of operations we would run, and the one we run for our clients.

Confirm the monthly fee and what it covers. A full-service tower fee funds amenities, staffing, insurance, and reserves; get the exact figure and inclusions for the specific unit in writing.

Read the building's financial setup. As a new association, confirm the budget, reserve approach, and insurance picture before you anchor to a price.

Compare developer pricing to early resales. While the developer is still selling, weigh remaining new inventory against any early resale listings on the same floors.

Verify the rental and minimum-lease rules. Confirm the building's leasing policy and minimum-lease term, since downtown towers restrict short-term and vacation rentals.

Match the floor, view, and finish to the price, then compare against the broader downtown St. Petersburg market via the St. Pete and Pinellas hub.

The Quick Decision

Best Buy

A well-positioned floor and view with a clear fee picture, bought right against developer and early-resale pricing

Biggest Risk

Overpaying into an unproven resale market or underbudgeting the monthly fee and insurance

Best Lot

Not applicable; the floor, the view, and the building stand in for the lot here

Smart Timing

Move when a unit on the right floor and exposure prices well relative to developer and resale comps

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

400 Central is a 46-story luxury condominium tower at 400 Central Avenue in downtown St. Petersburg, Pinellas County, developed by Red Apple Group and designed by Arquitectonica. Topped out in 2024 at a reported 515 feet, it is described in multiple reports as the tallest residential building on Florida's Gulf coast. The mixed-use tower is reported to hold 301 condominium residences with two to four bedroom layouts and select penthouses, plus ground-floor retail and restaurants, Class A office space, structured parking, and a top-floor sky observatory. Move-ins began in late 2025. This is a primary-residence luxury building, not a condo-hotel or vacation rental. As new construction with a fresh association and a developer still selling units, confirm the monthly fee and its inclusions, the rental and minimum-lease rules, and the building's financial setup before you buy.

400 Central Homes For Sale

What your money buys in 400 Central.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in 400 Central today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Home

Lower-floor two bedroom residences with standard exposures, the most accessible way into the tower's address and amenity package.

Lowest entry

The Core Home

Mid-to-higher floor two and three bedroom residences with strong water or city views, the heart of what trades in a tower like this.

Most inventory

The Top

High-floor larger residences and penthouses with the best exposures and finishes, the trophy units that command the premium.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry Home

Lower-floor two bedroom residences with standard exposures, the most accessible way into the tower's address and amenity package.

The Core Home

Mid-to-higher floor two and three bedroom residences with strong water or city views, the heart of what trades in a tower like this.

The Top

High-floor larger residences and penthouses with the best exposures and finishes, the trophy units that command the premium.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in 400 Central, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in 400 Central is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well 400 Central holds value.

Our read on the factors that protect resale here, and the one to manage.

Location within St. PetersburgStrong

Established communityPositive

HOA and CDD postureConfirm per parcel

Home condition and systemsVerify per home

Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in 400 Central

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

There is no single price for this tower. The deal is won or lost on the floor, the view, the fee, and the building's books.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

8.0B+ · Buy Score

Resale Strength7.6/10

Renovation Risk4.0/10

Location Efficiency9.2/10

Long-Term Defensibility8.0/10

Carrying Cost Advantage6.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on 400 Central is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

The lot and the homesite are the scarce, durable asset here
A better-positioned lot holds value at resale
The homesite cannot be changed, the house can
Read the lot and the flood zone before the finishes
Condition and renovation level drive the number

In 400 Central, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

The 15-Second Verdict

400 Central in 15 seconds.

Best forBuyers who want a trophy, full-service downtown St. Petersburg high-rise as a primary or second home.

Biggest advantageA signature Central Avenue address with resort-style amenities and a walkable downtown and waterfront lifestyle.

Biggest riskAn unproven resale market and a meaningful monthly fee in Florida's current condo-insurance environment.

Sweet spotA well-positioned floor and view bought right against developer and early-resale pricing.

Avoid ifYou want a low fee or a detached home, or you need a settled, long-tested resale track record.

HOA, CDD & Fees

15-Second Take

Full-service luxury tower monthly fee
Funds amenities, staffing, insurance, reserves
Resort-style amenity deck reported
New construction; confirm building financials
Verify the fee and inclusions per unit

As a full-service luxury tower, ownership carries a meaningful monthly condominium fee that funds amenities, staffing, insurance, and reserves; the exact figure varies by residence and square footage. Confirm the current fee and its inclusions for the specific unit before you buy.

The fee is expected to cover building operations and staffing, the amenity deck, common-area maintenance, master insurance, and reserves. Confirm the precise inclusions and any items billed separately for the specific residence.

The tower is reported to include a resort-style amenity deck and package, ground-floor retail and restaurants, Class A office space, structured parking, and a top-floor sky observatory described as the highest publicly accessible point in St. Petersburg.

Run Your Numbers

Tools for a 400 Central buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in 400 Central.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in 400 Central

Price it to the floor, the view, the fee, and the building's books, not a headline number.

If you are thinking about selling at 400 Central, the right list price comes from the floor, the view, the finish level, and how your residence compares to remaining developer inventory and any early resales, not a headline figure. In a brand-new trophy tower, the floor and the fee picture are what set your number.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In 400 Central, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Saltaire, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your 400 Central home worth?

Get a no-obligation home value based on real comparable sales in 400 Central matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in 400 Central on the map →
Or get your 400 Central home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,026/mo

Pinellas County typical true cost to own

$159/mo

Pinellas County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

400 Central Market Scorecard

Thin data

400 Central is currently a thin data. Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

n/a

Median sold

n/a

Per sqft

n/a

Days on mkt

0/0/0

Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is 400 Central located?

It is at 400 Central Avenue in downtown St. Petersburg (ZIP 33701), in Pinellas County, spanning a full city block on the Central Avenue corridor, steps from downtown dining, the waterfront, and the Pier.

How tall is 400 Central?

The tower is 46 stories and topped out in 2024 at a reported 515 feet, described in multiple reports as the tallest residential building on Florida's Gulf coast and the tallest structure in St. Petersburg.

Who developed 400 Central?

It was developed by New York-based Red Apple Group, led by the Catsimatidis family, and designed by the architecture firm Arquitectonica. Construction reached full height in 2024 and move-ins began in late 2025.

Is 400 Central a vacation rental or condo-hotel?

No. It is a primary-residence luxury condominium building. Downtown St. Petersburg towers like this restrict short-term and vacation rentals through minimum-lease rules, so confirm the building's specific leasing policy before you buy.

What kind of residences are at 400 Central?

The building is reported to hold 301 condominium residences with two to four bedroom layouts and select penthouses. As new construction, finishes are current and contemporary; confirm the exact layout, floor, and exposure for the specific unit.

What amenities does 400 Central have?

What is the monthly fee at 400 Central?

As a full-service luxury tower, ownership carries a meaningful monthly condominium fee that funds amenities, staffing, insurance, and reserves; the figure varies by residence and square footage. Confirm the current fee and its inclusions for the specific unit.

Is now a good time to buy at 400 Central?

It can be, but as brand-new construction the resale market is just beginning, and the developer is still selling remaining units. Weigh developer pricing against any early resales, confirm the fee, and treat any value read as preliminary.

Can I rent out a unit at 400 Central?

Where leasing is allowed it is expected to require a minimum lease term, consistent with downtown St. Petersburg towers that restrict short-term and vacation rentals. Confirm the building's specific rental policy and minimum-lease rules with the association.

How walkable is the area around 400 Central?

Very. The tower sits on the Central Avenue corridor, within walking distance of downtown dining, shops, the arts district, and a short trip to the St. Pete Pier and the waterfront parks.

How far is 400 Central from the airport and the beaches?

Tampa International Airport is roughly 30 to 40 minutes via I-275, and St. Pete Beach is about 20 to 30 minutes by car, both varying with traffic. Confirm your real drive times at your travel hours.

What should I check before buying at 400 Central?

Confirm the monthly fee and its inclusions, read the building's budget, reserves, and insurance setup, compare developer pricing to any early resales on similar floors, verify the rental and minimum-lease rules, and match the floor, view, and finish to the price.

Should I use the listing or sales agent to buy at 400 Central?

No. The developer's sales team and any listing agent work for the seller. In a new trophy tower where the floor, the fee, and developer-versus-resale pricing swing value, having your own representation is the highest-leverage decision you make.

Who is the best real estate agent for 400 Central?

The best agent for 400 Central is one who actively works St. Petersburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for 400 Central.

How do I find a top St. Petersburg real estate agent who knows 400 Central?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows 400 Central and the wider St. Petersburg area.

Can Momentum Realty connect me with an agent for 400 Central?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your 400 Central purchase or sale - no call center and no pressure.

The Verdict

Should you buy in 400 Central?

An honest fit check. We will tell you when it is not your community.

Buyers who want a trophy, full-service luxury high-rise as a primary or second home in downtown St. PetersburgExcellent fit

People who value a walkable Central Avenue lifestyle with dining, the waterfront, the Pier, and the arts district nearbyExcellent fit

Buyers who want new construction with a resort-style amenity package and concierge-level servicesExcellent fit

Owners comfortable with a meaningful monthly fee in exchange for a maintenance-free, lock-and-leave lifestyleExcellent fit

Buyers who will read the fee, the building's financials, and developer-versus-resale pricing before committingExcellent fit

Buyers who want a detached single-family home with a yardProbably not

People seeking a low monthly fee or no association costsProbably not

Buyers who want a settled, long-tested resale track record rather than new constructionProbably not

Anyone seeking a nightly or weekly vacation rental, which downtown towers like this restrict via minimum-lease rulesProbably not

Buyers unwilling to weigh an unproven resale market while the developer is still selling unitsProbably not

Get the inside read on 400 Central

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your 400 Central home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty 400 Central specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in 400 Central — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

400 Central,Downtown St. Pete Homes for Sale in St. Petersburg, FL

The 60-Second Overview

Who 400 Central is best for.

Best for

Probably not for

How 400 Central is performing right now

400 Central on the map.

How far is everything?

Nearby Communities

Schools

Pinellas County Public Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in 400 Central

Tower clears inspections and begins move-ins

New construction with an unproven resale market

Luxury high-rise fee and insurance carrying cost

Downtown St. Petersburg office and retail momentum

400 Central clears inspections and begins move-ins in downtown St. Pete

400 Central tops out at 515 feet as tallest on Florida's Gulf coast

The 400 Central buying strategy.

The full read, only if you want it.

What your money buys in 400 Central.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well 400 Central holds value.

5 Mistakes Buyers Make in 400 Central

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on 400 Central is different.

Which Lots & Views Hold Value Best

400 Central in 15 seconds.

HOA, CDD & Fees

Tools for a 400 Central buy.

Price it to the floor, the view, the fee, and the building's books, not a headline number.

In 400 Central, condition and view decide your number

What is your 400 Central home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

400 Central Market Scorecard

Frequently Asked Questions

Should you buy in 400 Central?

Get the inside read on 400 Central

You are all set.

Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.

400 Central,
Downtown St. Pete Homes for Sale in St. Petersburg, FL