400 Ocean
Homes for Sale in St. Simons Island, GA
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of The Alsonett Co. · via scout
The 60-Second Overview
400 Ocean market snapshot (as of August 30, 2026): the median sale price is about $410K ($689 per sq ft over the trailing 12 months of closed sales), and a median 100 days on market for closed sales.
The setting & the homes.
Aerial and on-site photos of 400 Ocean. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
400 Ocean
400 Ocean
400 Ocean
400 Ocean
400 Ocean
400 Ocean
400 Ocean
400 OceanPhotos from scout listings in 400 Ocean; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 30 of each year, from record-level scout closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($410K) IS the median in the snapshot above.
Windows contain 1 to 15 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Golden Isles Association of REALTORS® / ScoutMLS. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
100% of homes for sale in ZIP 31522 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-30).
400 Ocean Market Scorecard
400 Ocean is currently a balanced market., and homes go under contract in about 104 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: scout, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in 400 Ocean
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Golden Isles Association of REALTORS® / ScoutMLS. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in 400 Ocean
Live MLS inventory for 400 Ocean. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending 400 Ocean listings as of 2026-08-31, priced high to low. Listing data provided by the Golden Isles Association of REALTORS® / ScoutMLS. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
400 Ocean on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from scout. Map data © OpenStreetMap, tiles © CARTO.
The 400 Ocean buying strategy.
If we were buying in 400 Ocean today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in 400 Ocean.
A closer look at the 400 Ocean market
At a median of $689 per square foot, 400 Ocean prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The location and the amenities are priced into every listing in 400 Ocean. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a 400 Ocean buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed 400 Ocean sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in 400 Ocean, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your 400 Ocean home worth?
Get a no-obligation home value based on real comparable sales in 400 Ocean, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in 400 Ocean on the map →
Frequently Asked Questions
What is the median home price in 400 Ocean?
How long do homes in 400 Ocean take to sell?
Do cash buyers compete in 400 Ocean?
Who is the best real estate agent for 400 Ocean?
How do I find a top St. Simons Island real estate agent who knows 400 Ocean?
Can Momentum Realty connect me with an agent for 400 Ocean?
Nearby Communities
Explore more neighborhoods near 400 Ocean with Momentum Realty’s local guides.
Data sources & freshness
| Community market stats | scout closed sales, 12-month windows ending August 30, 2026 |
| Under-contract shares | scout records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2017 (65 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of scout records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the scout member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.