Amelia Oaks
Homes for Sale in Fernandina Beach, FL
All 231 homes for sale in Fernandina Beach, FL · median $661,000 · 218 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 12 closed sales in Amelia Oaks in Fernandina Beach, FL since 2019, the most recent in July 2026. Across Fernandina Beach as a whole, 667 homes closed in the last 12 months at a median of $565,000, 54 median days on market, with 278 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,500 ($7,000 with the full homestead exemption).
Amelia Oaks is a small gated community in Fernandina Beach where the amenity package — a clubhouse, pool, barbecue area, and controlled access — sets a baseline for the product. With no active listings and only a thin recent closing history, price here is driven less by a running market than by the condition and specifics of whatever unit comes available. That makes each individual sale an outlier worth studying rather than a data point in a trend.
For a buyer, the practical reality is that you may wait for inventory; nothing is listed right now, so patience and a standing alert matter more than negotiating leverage. For a seller, the empty board cuts the other way: limited competition in a gated, amenitized community can work in your favor, but you are also pricing into a quiet comp set, so a clear read on condition and recent closings is essential before you list.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Amelia Oaks right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A gated, pool-and-clubhouse community in Fernandina Beach with no homes currently on the market — a place you track and wait for rather than shop on demand.
realMLS (Northeast Florida) sales records identify 12 homes in Amelia Oaks that have changed hands since 2019, built between 2015 and 2020 (median 2017), with a median living area of about 2,809 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Amelia Oaks is best for.
Best for
- Buying into a gated community and willing to wait for inventory to appear
- Prioritizing pool, clubhouse, and controlled-access amenities over a large lot
- Trading into Fernandina Beach and comfortable building price from recent closings
Probably not for
- Needing to close on a timeline that cannot wait for a listing
- Wanting several active comparables to shop side by side
- Preferring a non-HOA setup with no dues or amenity assessments
The market around Amelia Oaks
Amelia Oaks is too small for its own price trend, so here is the market around it.
In ZIP 32034, 342 homes are on the market and 26% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 511 homes are active and 205 pending (29% under contract).
In ZIP 32034 (Fernandina Beach), 897 homes closed in the last 12 months at a median of $456K ($207/sq ft), up 0.4% year over year, with a median 55 days on market. Right now 217 active and 83 pending listings put supply at about 2.9 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Amelia Oaks specifically. Momentum Research analysis of MLS records.
Life at Amelia Oaks
- Barbecue · reported on 1 of 1 listings
- Clubhouse · reported on 1 of 1 listings
- Gated · reported on 1 of 1 listings
- Pool · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Southside Elementary SchoolFLDOE grade A · Public PK-5, Fernandina Beach
- Fernandina Beach Middle SchoolFLDOE grade A · Public 6-8, Fernandina Beach
- Fernandina Beach High SchoolFLDOE grade A · Public 9-12, Fernandina Beach
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Amelia Oaks address.
Recent Developments in Amelia Oaks
Development, infrastructure, retail, and school activity affecting Amelia Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 7 miles west of Amelia Oaks.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 4 miles southwest of Amelia Oaks.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The project is about 14 miles west of Amelia Oaks, elsewhere in Nassau County.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The project is about 14 miles west of Amelia Oaks, elsewhere in Nassau County.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Amelia Oaks buying strategy.
If we were buying in Amelia Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Amelia Oaks.
A small gated enclave with thin supply
The reported amenities — gated access, a clubhouse, a community pool, and a barbecue area — point to a managed, HOA-run community rather than a collection of standalone lots. That structure tends to standardize the exterior experience while leaving interior condition as the main variable, which is where pricing conversations usually land here. Confirm current amenity access and dues directly with the HOA, since what shows across MLS listings is not a substitute for the association's live terms.
With zero active listings in this snapshot, there is no live comp to anchor against and only a short recent closing window to reference. That thinness cuts both ways: it limits what a buyer can learn from the open market, and it means a seller's price has to be built carefully from condition and the last transactions rather than from a crowded field of comparables.
The location and the amenities are priced into every listing in Amelia Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community with no active listings rewards being early. We set up alerts, track the HOA's current rules and dues, and build a price picture from recent closings so you are ready to move — as a buyer when something lists, or as a seller who needs an honest read on a quiet comp set before going to market.
Amelia Oaks in 15 seconds.
Tools for a Amelia Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Amelia Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Amelia Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Amelia Oaks home worth?
Get a no-obligation home value based on real comparable sales in Amelia Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Amelia Oaks
Homes in Amelia Oaks that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1981 Amelia Oaks Drive · off market
| Location | Fernandina Beach, Nassau County, FL · ZIP 32034 |
|---|---|
| Amenities listed by sellers | Barbecue, Clubhouse, Gated |
| For sale right now | 0 active, 0 pending |
| Zoned public schools | Southside Elementary School (A, FLDOE 2025-26); Fernandina Beach Middle School (A, FLDOE 2025-26); Fernandina Beach High School (A, FLDOE 2025-26) |
Data as of August 10, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Amelia Oaks key facts,” movewithmomentum.com/neighborhoods/amelia-oaks-fernandina-beach, data as of August 10, 2026.
Housing distress & ownership in Amelia Oaks, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Ask an agent about Amelia Oaks
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Price History: What Homes Here Have Actually Sold For
Median sale prices in Amelia Oaks Fernandina Beach year by year since 2019, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
What schools serve Amelia Oaks?
Who is the best real estate agent for Amelia Oaks?
How do I find a top Fernandina Beach real estate agent who knows Amelia Oaks?
Can Momentum Realty connect me with an agent for Amelia Oaks?
Where is Amelia Oaks, and what county is it in?
Should you buy in Amelia Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 12, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-10 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2019 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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