Amelia Oaks in Fernandina Beach

Amelia Oaks Homes for Sale in Fernandina Beach, FL

Gated ENERGY STAR custom homes by local builder John Hawley · Off Sadler Road, bordering the Egan's Creek Greenway · ZIP 32034

A rare on-island, gated enclave of roughly 40 ENERGY STAR custom homes off Sadler Road in Fernandina Beach, bordering the Egan's Creek Greenway, a short walk to Main Beach and downtown; new construction while staying on Amelia Island, which almost never happens.

On-island new constructionGated, ~40 homesBorders Egan's Creek Greenway
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Amelia Oaks is one of the very few new-construction communities actually ON Amelia Island, off Sadler Road and bordering the Egan's Creek Greenway. Do not confuse it with off-island Amelia-named communities on the mainland side of the bridge. Confirm current resale pricing, any Greenway-lot premium, and the exact HOA dues with the HOA and a local agent.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
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Supply
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Avg DOM
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Seller Leverage
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Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Amelia Oaks is a small, gated enclave of roughly 40 ENERGY STAR-certified custom homes off Sadler Road on Amelia Island, developed by local builder John Hawley and bordering the Egan's Creek Greenway. The durable draw is scarcity: on-island new construction is rare, and here you get a walk-or-bike-to-beach and downtown location, a Greenway conservation buffer, a modest pool-and-clubhouse amenity set, and a low-maintenance HOA. The honest gap is amenities and scale: there is no golf, no deep-water dock, no manned guard gate, and only about 40 homes, so inventory is thin and the buy is about the island address and the Greenway lot rather than a resort club. Pricing has climbed from historical starts in the low $400,000s to island-premium resales, with a reported recent median around $940,000 and homes into the $1M-plus range; confirm current comps directly. Verify the HOA figure, confirm there is no CDD on the Nassau County tax roll, and get any Greenway-lot premium in writing."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Amelia Island runs from the big amenitized resort communities of the Plantation and Summer Beach to older beach cottages and, very rarely, a pocket of genuinely new construction. Amelia Oaks sits in that rare last category: a gated enclave of roughly 40 ENERGY STAR custom homes off Sadler Road, bordering the Egan's Creek Greenway, a short walk or bike ride to Main Beach and to downtown Fernandina.

The community reads as a small, park-like island build: three- to four-bedroom custom homes among mature oaks and two ponds, developed by local builder John Hawley to ENERGY STAR standards. What sets it apart is not the amenity package but the on-island address, since new construction inside the island almost never comes to market. Do not confuse it with off-island communities that share the Amelia name on the mainland side of the bridge.

Best for

  • Buyers who specifically want brand-new or nearly new construction while staying ON Amelia Island
  • Buyers who value a walk-or-bike-to-Main-Beach and downtown Fernandina location off Sadler Road
  • Buyers who want a Greenway-backed lot with a protected conservation buffer and low-maintenance HOA
  • Buyers comfortable with a small, roughly 40-home, largely built-out enclave and thin inventory

Probably not for

  • Buyers who want on-site golf, a large resort clubhouse, or a deep-water dock
  • Buyers who need a manned guard gate rather than an automated gated entry
  • Buyers who want a large inventory of homes and deep price history to choose from
  • Buyers who would confuse it with off-island Amelia-named communities on the mainland

How Amelia Oaks is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of July 2, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Amelia Oaks listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Amelia Oaks buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Clubhouse and swimming pool on site, plus greenspace and two ponds
  • Automated gated entry rather than a manned guard gate
  • HOA-managed front-yard maintenance for a low-maintenance island home
  • Bordering the Egan's Creek Greenway conservation trails for walking and biking
  • Short walk or bike to Main Beach and downtown Fernandina off Sadler Road

This is a small, gated, on-island enclave where the Amelia Island location and the Egan's Creek Greenway do the heavy lifting alongside a modest amenity set. A clubhouse, a swimming pool, greenspace, and two ponds serve the roughly 40 homes, and lots bordering the Greenway have a protected conservation buffer that cannot be developed. Everyday errands are easy, with the Sadler Road retail corridor minutes away and Main Beach and downtown Fernandina within a short walk or bike ride. There is no on-site golf course and no deep-water dock, and the gate is an automated entry rather than a manned guard gate. Coordinates are an APPROX best estimate for the Amelia Oaks Drive entry off Sadler Road bordering the Greenway; confirm the exact position of a specific homesite with the survey and plat.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Egan's Creek GreenwayAdjacent · Private-style access to networked conservation trails for walking and biking
Main Beach / Atlantic OceanShort walk or bike · The island beach off Sadler Road
Downtown Fernandina BeachShort walk or bike · Historic shops, restaurants, and the waterfront
Sadler Road retailMinutes · Everyday groceries, shops, and dining
Jacksonville International AirportAbout 40 to 45 minutes · Via A1A and I-95 off the island

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Amelia Oaks (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Nassau County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Amelia Oaks is served by Nassau County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public PK-5, Fernandina Beach

Southside Elementary School

Public 6-8, Fernandina Beach

Fernandina Beach Middle School

Public 9-12, Fernandina Beach

Fernandina Beach High School

Buying with schools in mind? We can confirm the exact zoned schools for any Amelia Oaks address.

The takeaway

What is actually shaping value here is scarcity: on-island new construction is rare, and Amelia Oaks is a small, gated, Greenway-backed enclave against the continued desirability of Amelia Island itself. Because the community is small and largely built out, resale value hinges on inventory that rarely comes to market; verify current resale comps directly. Source: Data provided by realMLS.

Recent Developments in Amelia Oaks

Our read on what is being built around Amelia Oaks, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive

Rare on-island new construction

Ongoing
BullishNotable impact
SignificanceRadius: Community

New construction inside Amelia Island almost never happens, so a gated enclave of newer ENERGY STAR homes commands an island premium and supports resale for the best lots, but buyers should expect thin choice and act decisively.

Egan's Creek Greenway conservation buffer

Ongoing
BullishNotable impact
SignificanceRadius: Community

Lots bordering the Greenway carry a protected buffer that cannot be developed, a genuine and durable differentiator versus interior lots; those homesites should hold value best.

Walk-to-beach and downtown location

Ongoing
BullishModerate impact
SignificanceRadius: Area

The Sadler Road position puts Main Beach and downtown Fernandina within a short walk or bike ride, which supports demand for a low-maintenance island home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Amelia Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Amelia OaksGet a short monthly email when something new is approved, funded, or opens near Amelia Oaks.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Amelia Oaks, this is the order of operations we would run, and the one we run for our clients.

    1

    Confirm the exact HOA dues and what they cover. Get the figure in writing from the HOA or managing agent; reported dues run around $250 per month and cover front-yard maintenance plus the pool, clubhouse, and common areas, but confirm the scope and any special assessment.

    2

    Verify there is no CDD for the specific homesite on the Nassau County tax roll; because this is on the island inside the city, none is expected, but do not assume.

    3

    Get any Greenway-lot premium in writing, and confirm whether a lot backs directly onto the Egan's Creek Greenway conservation buffer, fronts a pond, or is an interior lot.

    4

    Confirm you are comparing genuine on-island new construction, since several nearby communities share the Amelia name but sit off-island on the mainland side of the bridge.

    5

    Cross-shop the island alternatives: compare Crane Island on the Intracoastal before you commit.

    Best Buy
    A newer ENERGY STAR home on a Greenway-backing homesite, with HOA dues, CDD status, and the lot premium confirmed in writing
    Biggest Risk
    Assuming golf, a dock, or a manned gate this community does not offer, or confusing it with an off-island Amelia-named community on the mainland
    Best Lot
    Greenway-backing lots over pond-front, and pond-front over interior lots
    Smart Timing
    Small and largely built out, so inventory is thin; be ready to move when the right Greenway or newer home lists
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Product

    Roughly 40 ENERGY STAR-certified custom single-family homes, commonly three to four bedrooms and about 2,400 to 2,900 sq ft, on a park-like island site among mature oaks with two ponds

    Builder

    Developed and built by local builder John Hawley, with Jim Drotos, marketing 70-plus combined years of Florida home-building experience; several floor plans built to ENERGY STAR standards

    Scale

    A small, gated, on-island enclave off Sadler Road bordering the Egan's Creek Greenway; roughly 40 homes, largely built out, so it trades as a scarcity-and-resale market

    Distinct from

    One of the very few new-construction communities actually ON Amelia Island; do not confuse it with off-island Amelia-named communities on the mainland side of the bridge

    Costs & Fees

    HOA

    Reported around $250 per month, notably including front-yard maintenance plus the pool, clubhouse, and common areas; confirm the exact current figure and full scope in writing with the HOA before you offer

    CDD

    No CDD is expected, since the community is on the island inside the City of Fernandina Beach; verify on the Nassau County tax roll for your specific homesite before you write, since a CDD assessment would change the monthly carry

    Reality

    This is a low-fee, low-maintenance island enclave; the money is in the on-island new-construction address, the walk-to-beach location, and the Greenway-backed lots, not a resort amenity campus

    Amenities

    On-island setting

    A gated position off Sadler Road on Amelia Island itself, a short walk or bike ride to Main Beach and to downtown Fernandina's shops and dining

    Clubhouse and pool

    A clubhouse, a swimming pool, greenspace, and two ponds home to turtles, fish, and visiting birds, plus HOA-managed front-yard maintenance

    Greenway access

    Bordering the Egan's Creek Greenway conservation area, with access to its networked trails for walking and biking; lots backing the Greenway have a protected buffer that cannot be developed

    Everyday convenience

    Minutes to the Sadler Road retail corridor for groceries, shops, and dining, with the beach and downtown both a short trip away

    Location

    Setting

    Amelia Island, Fernandina Beach, Nassau County, ZIP 32034, off Sadler Road bordering the Egan's Creek Greenway; the community entry is on Amelia Oaks Drive

    Highways

    On-island access via A1A, with I-95 reached on the mainland side of the bridge for greater Jacksonville and beyond

    Errands

    The Sadler Road retail corridor is minutes away, with Main Beach and downtown Fernandina within a short walk or bike ride

    The Homes & Style

    Amelia Oaks is a small, gated enclave of roughly 40 ENERGY STAR-certified custom homes off Sadler Road on Amelia Island, bordering the Egan's Creek Greenway conservation area. What makes it unusual is not the size of the community but the address: brand-new construction on the island itself, which almost never happens.

    The homes were developed and built by local builder John Hawley, with Jim Drotos, whose team markets more than 70 combined years of Florida home-building experience. The community offered several floor plans built to ENERGY STAR standards, with the developer's own "Better is Better" pitch on efficiency and construction quality.

    Product runs to three- to four-bedroom single-family homes, commonly in the ballpark of 2,400 to 2,900 square feet, on a park-like site nestled among mature oaks with two ponds. Confirm the exact square footage, bedroom count, and any builder upgrades against the actual listing, since aggregator sites round and mislabel.

    Because the newest homes are only a handful of years old and were built to a higher efficiency standard, most trade in strong condition, so the buy usually turns on the plan, the lot, and the Greenway position rather than deferred maintenance.

    The scarce, best-holding positions here are the homesites that back directly onto the Egan's Creek Greenway conservation area, which cannot be developed behind them. Those are the homes that hold value best in a community whose entire pitch is new construction inside the island.

    Living Here

    The whole point of Amelia Oaks is location: it sits on Amelia Island, off Sadler Road, a short walk or bike ride to Main Beach and to downtown Fernandina's shops and dining. That is the island lifestyle without a mainland commute over the bridge.

    On the community side, the amenities are modest but real: a clubhouse, a swimming pool, greenspace, two ponds, and HOA-managed front-yard maintenance. This is a low-maintenance island enclave, not a resort amenity campus.

    The genuine amenity is next door. Amelia Oaks borders the Egan's Creek Greenway, a conservation area with a networked trail system for walking and biking, and residents have convenient access to those trails. Lots backing the Greenway have a protected buffer that cannot be developed.

    Everyday errands are easy, with the Sadler Road retail corridor minutes away and the beach and downtown both within a short trip. For the buyer who wants brand-new construction while staying on the island, that combination is the draw.

    There is no golf course, no large clubhouse campus, and no guard gate in the resort sense; this is an automated gated entry with a pool, a clubhouse, and the Greenway. If a resort club is the priority, this is not that community.

    For the right buyer, the scarcity is the point: on-island new construction of any kind is rare, and a gated, Greenway-backed enclave of newer custom homes does not come to market often.

    Before You Offer

    Confirm the exact HOA dues and precisely what they cover in writing with the HOA or managing agent. Reported dues run around $250 per month, and cover front-yard maintenance plus the shared pool, clubhouse, and common areas, but figures move; ask specifically whether the pool, clubhouse, front-yard maintenance, and Greenway access are all included, and whether any reserve study or special assessment is on the table.

    Verify there is no CDD on the specific homesite. Because Amelia Oaks is on the island inside the City of Fernandina Beach, no CDD is expected here, but confirm on the Nassau County tax roll for your address before you budget, since a CDD assessment would change the monthly carry.

    Greenway-backing lots carry a premium and hold value best, so confirm exactly what you are paying for the position. Ask whether a lot backs directly onto the Egan's Creek Greenway conservation buffer, fronts one of the two ponds, or is an interior lot, because those distinctions drive both price and resale.

    Confirm you are actually comparing on-island new construction. Several nearby communities carry the Amelia name but sit off-island on the mainland side of the bridge; make sure any comp or listing you rely on is genuinely inside the island and genuinely new construction before you act on it.

    Comparisons

    Amelia Oaks competes for the buyer who wants a brand-new home while staying on Amelia Island, which is a narrow and unusual want. Against Crane Island, the gated custom-home community on the Intracoastal side of the island, Amelia Oaks gives up deep-water docks and larger acreage but wins on price of entry, walk-to-beach and walk-to-downtown location off Sadler Road, and turnkey newer homes rather than a build-your-own lot program. Against Amelia National, the guard-gated Tom Fazio golf and country-club community, Amelia Oaks is off-island only if you are looking at Amelia National, which sits on the mainland near I-95; Amelia Oaks trades the golf, the manned gate, and the scale for the thing Amelia National cannot offer, which is an on-island address. Against Oyster Bay Harbour, a gated marsh-and-marina community, Amelia Oaks trades the deep-water yacht-club option for a simpler, low-fee island enclave a short walk from Main Beach. The honest summary: Amelia Oaks wins on the rarest thing in this market, which is new construction on the island itself, plus the Greenway buffer and a low fee, and gives ground on golf, docks, a manned gate, and community scale. Source: Data provided by realMLS.

    Who It Fits

    Amelia Oaks fits the buyer who specifically wants brand-new or nearly new construction while staying on Amelia Island, the buyer who values a walk-or-bike-to-beach and downtown location off Sadler Road, and the buyer who wants a Greenway-backed lot with a protected conservation buffer and a low-maintenance HOA. It does not fit the buyer who wants a resort clubhouse, on-site golf, or a deep-water dock, the buyer who needs a manned guard gate, or the buyer who wants a large inventory of homes to choose from, since this is a roughly 40-home, largely built-out enclave with thin inventory. Anyone considering Amelia Oaks should confirm the exact HOA dues and what they cover, verify there is no CDD on the Nassau County tax roll, get any Greenway-lot premium in writing, and make sure they are comparing genuine on-island new construction rather than an off-island community that shares the Amelia name.

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    A smaller floor plan on an interior homesite, the value way into a gated, new-construction home on the island when one lists.

    Lowest entry
    The Core

    A mid-range three- or four-bedroom ENERGY STAR plan on a solid homesite, often near a pond, the heart of this scarce island market.

    Most inventory
    The Top

    A larger custom home on a Greenway-backing homesite, the scarce lots that show best and hold value here.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    A smaller floor plan on an interior homesite, the value way into a gated, new-construction home on the island when one lists.
    The Core
    A mid-range three- or four-bedroom ENERGY STAR plan on a solid homesite, often near a pond, the heart of this scarce island market.
    The Top
    A larger custom home on a Greenway-backing homesite, the scarce lots that show best and hold value here.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Golf and lake lots resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Rare on-island new construction; ENERGY STAR custom homesStrong
    Walk-or-bike-to-Main-Beach and downtown location off Sadler RoadStrong
    Borders the Egan's Creek Greenway conservation bufferStrong
    Low HOA around $250/month including front-yard maintenancePositive
    Small, largely built-out enclave; no golf, dock, or manned gateKnow the trade

    Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

    5 Mistakes Buyers Make in Amelia Oaks

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Ignoring the optional club cost
    • Skipping the roof, HVAC, and systems check

    In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

    The island's resort communities sell golf, gates, and amenity campuses. Amelia Oaks sells the one thing they cannot: a brand-new home, on the island, a walk from the beach, backing the Greenway.

    Jon Brooks · Founder, Momentum Realty
    8.2B+ · Buy Score
    Resale Strength8.4/10
    Renovation Risk8.6/10
    Location Efficiency9.0/10
    Long-Term Defensibility8.4/10
    Carrying Cost Advantage8.0/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Amelia Oaks is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Greenway-backing lots carry the biggest premium
    • Bordering the Greenway means a protected conservation buffer
    • Pond-front lots are the next tier; interior lots are the value entry
    • Newer ENERGY STAR homes, so condition is generally strong
    • Confirm Greenway-backing versus pond-front versus interior lot

    Amelia Oaks is a young community by island standards, so most homes trade in strong condition and the buy turns on the plan and the homesite rather than deferred maintenance. Homesites backing directly onto the Egan's Creek Greenway carry the biggest premium and are the scarce, best-holding positions, since that conservation buffer cannot be developed and gives no rear neighbors. Pond-front lots are the next tier, and interior lots are the value entry. Because the community is small and largely built out, inventory is thin, so weigh what actually lists against your must-haves and get any Greenway-lot premium in writing. Confirm whether a lot backs the Greenway conservation area, fronts one of the two ponds, or is an interior lot, since that distinction drives both the premium and the resale story.

    Amelia Oaks in 15 seconds.

    Best forBuyers who want a brand-new or nearly new home while staying on Amelia Island, a walk from the beach and downtown.
    Biggest advantageRare on-island new construction: a gated, ENERGY STAR enclave off Sadler Road bordering the Egan's Creek Greenway.
    Biggest riskExpecting golf, a deep-water dock, or a manned gate this community does not have, or confusing it with an off-island Amelia-named community.
    Sweet spotA newer home on a Greenway-backing homesite, with HOA dues, CDD status, and the lot premium confirmed in writing.
    Avoid ifYou want a resort amenity campus, on-site golf, a deep-water dock, a manned gate, or a large inventory with deep price history.

    HOA, CDD & Fees

    15-Second Take
    • Rare on-island gated enclave of ~40 ENERGY STAR custom homes off Sadler Road
    • HOA reported around $250 per month, including front-yard maintenance; confirm scope
    • No CDD expected (on-island, in-city); verify on the Nassau County tax roll
    • Clubhouse and pool, but no golf, no deep-water dock, no manned gate
    • Borders the Egan's Creek Greenway; walk or bike to Main Beach and downtown

    HOA dues are reported around $250 per month; confirm the exact current figure in writing with the HOA or managing agent, since fees can move. The dues are notable for covering front-yard maintenance in addition to the shared amenities, which suits the low-maintenance island-home buyer. Because Amelia Oaks is on the island inside the City of Fernandina Beach, no CDD is expected here, but verify the CDD status on the Nassau County tax roll for the specific homesite before you offer, because a CDD assessment would change the math.

    Per the community, dues cover front-yard maintenance plus the shared amenities such as the swimming pool, the clubhouse, the greenspace, and the common areas, along with the community's Greenway access; confirm the exact current scope in writing, and ask about any reserve study or special assessment.

    There is a clubhouse and a swimming pool, plus greenspace and two ponds, but no on-site golf course and no deep-water dock, and the gate is an automated gated entry rather than a manned guard gate. The setting is a large part of the amenity: an on-island position off Sadler Road, a short walk to Main Beach and downtown, bordering the Egan's Creek Greenway conservation trails.

    Community entryAmelia Oaks Drive, off Sadler Road, Fernandina Beach, FL 32034On Amelia Island, bordering the Egan's Creek Greenway; confirm the exact address and lot
    CDDNone expected (on-island, in-city)Verify on the Nassau County tax roll for the specific homesite before you offer
    Builder / statusLocal builder John Hawley; roughly 40 ENERGY STAR custom homes, largely built outNew construction on the island is rare; expect a resale-and-scarcity market
    The takeaway

    Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Amelia Oaks, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Crane Island, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Amelia Oaks home worth?

    Get a no-obligation home value based on real comparable sales in Amelia Oaks matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Amelia Oaks on the map →

    Real comps, not a Zestimate.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $2,540/mo
    Nassau County typical true cost to own
    $97/mo
    Nassau County typical home insurance
    No CDD
    No community development district bond

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Amelia Oaks Market Scorecard

    No active listings

    Amelia Oaks is currently a no active listings. Limited supply, a median asking price of n/a.

    n/a
    Months supply
    n/a
    Median list
    $940,000
    Median sold
    n/a
    Per sqft
    n/a
    Days on mkt
    0/0/1
    Active/Pend/Sold

    Typical home value in the 32034 ZIP is $610,771, about 25.1% above the Florida norm (Zillow Home Value Index).

    Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

    Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Where is Amelia Oaks?
    On Amelia Island in Fernandina Beach, Nassau County, off Sadler Road, bordering the Egan's Creek Greenway. The community is on Amelia Oaks Drive, ZIP 32034, a short walk or bike ride to Main Beach and to downtown Fernandina. Confirm the exact address for a specific home.
    What makes Amelia Oaks unusual?
    It is one of the very few new-construction communities actually ON Amelia Island. Most new construction in the area is off-island on the mainland side of the bridge, so a gated enclave of newer custom homes inside the island is genuinely rare, and that scarcity is the community's main draw.
    Who built Amelia Oaks?
    Local builder John Hawley developed and built the community, with Jim Drotos, marketing more than 70 combined years of Florida home-building experience. The homes were built to ENERGY STAR standards across several floor plans.
    Is Amelia Oaks on Amelia Island or on the mainland?
    On the island. Amelia Oaks sits off Sadler Road on Amelia Island itself, bordering the Egan's Creek Greenway, not on the mainland side of the bridge. Do not confuse it with off-island communities that share the Amelia name.
    What do homes cost at Amelia Oaks?
    Pricing has climbed from historical starts in the low $400,000s to island-premium resales, with a reported recent median around $940,000 and homes into the $1 million-plus range. Because inventory is thin, confirm current resale comps with a local agent, since asking prices vary widely.
    How many homes are in Amelia Oaks?
    Roughly 40 homes. It is a small, gated enclave, largely built out, so it trades mostly as a resale-and-scarcity market rather than an active new-construction sales floor. Confirm current availability with a local agent.
    What size are the homes?
    Commonly three- to four-bedroom single-family homes, often in the range of about 2,400 to 2,900 square feet, on a park-like site among mature oaks. Confirm the exact square footage and bedroom count against the specific listing, since aggregator sites round and mislabel.
    What is ENERGY STAR certification here?
    The homes were built to ENERGY STAR standards, the developer's efficiency and construction-quality pitch. Confirm the specific certification and any warranty or efficiency features on the actual home you are considering.
    Can you walk to the beach and downtown?
    Yes. Amelia Oaks is off Sadler Road, a short walk or bike ride to Main Beach and to downtown Fernandina's shops, restaurants, and waterfront. That walk-to-beach and downtown position is a large part of the appeal.
    What is the Egan's Creek Greenway?
    A conservation area bordering the community, with a networked trail system for walking and biking. Amelia Oaks borders it, and lots backing the Greenway have a protected buffer that cannot be developed, which means no rear neighbors on those lots. Confirm whether a specific lot backs the Greenway.
    Does Amelia Oaks have a clubhouse, pool, or golf?
    It has a clubhouse, a swimming pool, greenspace, and two ponds, but no on-site golf course and no deep-water dock. The bordering Egan's Creek Greenway trails and the walk-to-beach location are the real amenities.
    Is the community gated, and is the gate manned?
    Yes, it is gated, but it is an automated gated entry rather than a manned guard gate. Confirm the current gate and access arrangements with the HOA.
    What are the HOA fees at Amelia Oaks?
    HOA dues are reported around $250 per month and notably cover front-yard maintenance plus the shared pool, clubhouse, and common areas. Confirm the exact current figure and full scope in writing with the HOA or managing agent, since fees can change, and ask about any special assessment.
    Does Amelia Oaks have a CDD?
    No CDD is expected, since the community is on the island inside the City of Fernandina Beach. Verify the CDD status on the Nassau County tax roll for the specific homesite before you offer, since a CDD assessment would change the monthly carry.
    What schools are zoned for Amelia Oaks?
    Nassau County Public Schools serve the area, commonly including Southside Elementary, Fernandina Beach Middle, and Fernandina Beach High. School attendance zones can change, so confirm the current zoning by the specific address with Nassau County Public Schools before you buy.
    How does Amelia Oaks compare to Crane Island?
    Crane Island is a gated custom-home community on the Intracoastal side of the island with deep-water dock potential and larger lots. Amelia Oaks gives up the docks and acreage but wins on a lower entry price and a walk-to-beach and downtown location off Sadler Road, with turnkey newer homes rather than a build-your-own-lot program.
    Who should I call about buying in Amelia Oaks?
    Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with an Amelia Island and Nassau County specialist who knows the on-island new-construction market here.
    Do I need my own agent to buy here?
    Yes. Your own agent represents only you, confirms the HOA and no-CDD math, gets any Greenway-lot premium in writing, verifies the true tax bill and that you are looking at genuine on-island new construction, and structures the contract to protect you.
    Who is the best real estate agent for Amelia Oaks?
    The best agent for Amelia Oaks is one who actively works Fernandina Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Amelia Oaks.
    How do I find a top Fernandina Beach real estate agent who knows Amelia Oaks?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Amelia Oaks and the wider Fernandina Beach area.
    Can Momentum Realty connect me with an agent for Amelia Oaks?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Amelia Oaks purchase or sale - no call center and no pressure.
    Buyers who specifically want brand-new or nearly new construction while staying on Amelia IslandExcellent fit
    Buyers who value a walk-or-bike-to-Main-Beach and downtown location off Sadler RoadExcellent fit
    Buyers who want a Greenway-backed lot with a protected conservation buffer and low-maintenance HOAExcellent fit
    Buyers comfortable with a small, roughly 40-home, largely built-out enclave and thin inventoryExcellent fit
    Buyers who will confirm HOA dues, CDD status, and any Greenway-lot premium in writingExcellent fit
    Buyers who want on-site golf, a large resort clubhouse, or a deep-water dockProbably not
    Buyers who need a manned guard gate rather than an automated gated entryProbably not
    Buyers who want a large inventory of homes and deep price history to choose fromProbably not
    Buyers who need to close quickly and cannot wait for scarce inventory to listProbably not
    Buyers who would confuse it with off-island Amelia-named communities on the mainlandProbably not

    Get the inside read on Amelia Oaks

    Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Amelia Oaks home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Amelia Oaks specialist will reach out personally, usually the same day.

    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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