Hampton Lakes in Fernandina Beach

Hampton Lakes Homes for Sale in Fernandina Beach, FL

Established lake-oriented single-family subdivision, resale market · Central Fernandina Beach, community lakes · ZIP 32034

An established, lake-oriented single-family subdivision in central Fernandina Beach, Nassau County, that keeps the 32034 ZIP and school access at a more affordable off-island price; a resale market built around community lakes, not a resort-amenity campus.

Community lakesOff-island 32034Established resale
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is an established resale community, not an active new-construction sales floor. Do not confuse it with North Hampton, the golf master plan off Amelia Island, or with Hampton Lakes of Davenport in Polk County. Whether a mandatory HOA applies and at what amount is not confirmed here; verify the HOA, the CDD status, current resale pricing, and any lake-lot premium with the HOA and a local agent before you act.
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Unlock Off-Market Hampton Lakes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Hampton Lakes is an established, lake-oriented single-family subdivision in central Fernandina Beach, Nassau County. The durable draws are the Fernandina Beach 32034 address and school access, a quieter community-lake setting, and a materially lower off-island price than buying on Amelia Island. The honest gaps are amenities and data: there is no golf, clubhouse, or guard gate, and several key figures here are unconfirmed, including whether a mandatory HOA applies and at what amount, the CDD status, and the exact build years. Because it is an established resale market, condition varies house to house, so inspection and the specific lot matter. Verify the HOA, the CDD status, and any lake-lot premium in writing, and confirm you are not looking at North Hampton or Hampton Lakes of Davenport instead."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

The Fernandina Beach area runs from the higher-priced beachfront and historic downtown on Amelia Island to more affordable, established single-family neighborhoods on the mainland side. Hampton Lakes sits on that more affordable end: an established subdivision organized around community lakes, keeping the Fernandina Beach 32034 ZIP and school access without the on-island premium.

The community reads as an established resale market: single-family homes from smaller cottages to larger family homes, built out over time by a mix of builders, with several lots fronting the community lakes. Note that it is distinct from North Hampton, the amenitized golf master plan off the island, and from Hampton Lakes of Davenport in Polk County, with which it shares a confusingly similar name.

Best for

  • Buyers who want a Fernandina Beach 32034 address and school access at a more affordable off-island price
  • Buyers who value a quiet community-lake setting and a lake-view or lake-front lot
  • Buyers who want easy access to shopping, medical, and the Amelia Island beaches without a resort fee structure
  • Buyers comfortable with an established resale where condition and updates vary house to house

Probably not for

  • Buyers who want beachfront or a walk-to-downtown Fernandina location
  • Buyers who want on-site golf, a clubhouse, or a guard gate
  • Buyers who need brand-new construction rather than an established resale
  • Buyers who would confuse it with North Hampton or Hampton Lakes of Davenport

How Hampton Lakes is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
24Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of July 2, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Hampton Lakes listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Hampton Lakes buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Amelia Island beachesAbout 10 to 15 minutes · Public beach access across the island, drive east
Sadler Road / Eighth Street retailMinutes · Everyday groceries, shops, dining, and medical
Historic Downtown FernandinaAbout 10 to 15 minutes · Waterfront shops, dining, and the marina
SR A1A / SR 200 toward I-95About 15 to 20 minutes · Off-island connector to I-95 and Yulee
Jacksonville / JAX airportAbout 40 to 50 minutes · Via SR 200 and I-95 south

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Hampton Lakes Homes for Sale in Fernandina Beach, FL with Momentum Realty’s local guides.

Amelia Park Homes for Sale in Fernandina Beach, FLAmelia Park Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 0.8 miPiney Island Homes for Sale in Fernandina Beach, FLPiney Island Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 0.9 miMarsh Lakes Homes for Sale in Fernandina Beach, FLMarsh Lakes Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 1.0 miAmelia Oaks Homes for Sale in Fernandina Beach, FLAmelia Oaks Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 1.1 miThe Palms at Amelia Homes for Sale in Fernandina Beach, FLThe Palms at Amelia Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 1.2 miSandy Bluff Homes for Sale in Yulee, FLSandy Bluff Homes for Sale in Yulee, FLYulee, FL · 1.5 miSandy Pointe Preserve Homes for Sale in Fernandina Beach, FLSandy Pointe Preserve Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 1.5 miPark Place on Atlantic Homes for Sale in Fernandina Beach, FLPark Place on Atlantic Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 1.6 miFBFernandina Beach Historic Downtown Homes for SaleFernandina Beach, FL · 1.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Hampton Lakes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Nassau County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Hampton Lakes is served by Nassau County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public PK-5, Fernandina Beach (Nassau County)

Emma Love Hardee Elementary School

Public 6-8, Fernandina Beach (Nassau County)

Fernandina Beach Middle School

Public 9-12, Fernandina Beach (Nassau County)

Fernandina Beach High School

Buying with schools in mind? We can confirm the exact zoned schools for any Hampton Lakes address.

The takeaway

What is actually shaping value here is the off-island value gap: a Fernandina Beach 32034 address and school access at a materially lower price than the on-island beachfront, against the region's continued desirability. Because this is an established resale community, value hinges on the specific home, its condition, and its lot; verify current resale comps directly.

Recent Developments in Hampton Lakes

Our read on what is being built around Hampton Lakes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive

Off-island value gap keeps the 32034 address affordable

Ongoing
BullishNotable impact
SignificanceRadius: Community

Keeping the Fernandina Beach ZIP and school access at a lower price than the on-island beachfront is the durable draw here; it supports steady demand from buyers priced out of Amelia Island proper.

Community-lake setting and lake lots

Ongoing
BullishModerate impact
SignificanceRadius: Community

The community lakes give a genuine water-view and lake-front premium on select lots versus interior homesites; those positions should hold value best, so confirm true lake-front versus lake-view.

Established resale, so condition varies

Ongoing
NeutralModerate impact
SignificanceRadius: Community

As a built-out community, homes vary in age, updates, and system condition, so the buy turns on inspection and the specific home rather than a builder warranty; budget accordingly.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Hampton Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Hampton LakesGet a short monthly email when something new is approved, funded, or opens near Hampton Lakes.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Hampton Lakes, this is the order of operations we would run, and the one we run for our clients.

    1

    Confirm whether there is a mandatory HOA and what it covers. Get the current dues and scope in writing from the HOA or managing agent; whether Hampton Lakes carries a mandatory HOA, and at what amount, is not confirmed here.

    2

    Verify the CDD status for the specific homesite on the Nassau County tax roll before you budget; no CDD is confirmed, but do not assume.

    3

    Get any lake-lot premium in writing, and confirm whether a lot is true lake-front, a lake-view lot one row back, or an interior lot.

    4

    Confirm you have the right Hampton. This is not North Hampton, the golf master plan off the island, and not Hampton Lakes of Davenport in Polk County; several communities share a Hampton name.

    5

    Cross-shop the neighbors: compare Amelia Concourse and Flora Parke before you commit.

    Best Buy
    An updated home on a lake-view or lake-front homesite, with the HOA status, CDD status, and any lake-lot premium confirmed in writing
    Biggest Risk
    Assuming a clubhouse, golf, or guard gate this community does not offer, or confusing it with North Hampton or Hampton Lakes of Davenport
    Best Lot
    Lake-front and lake-view lots over interior lots
    Smart Timing
    Established resale, so inventory turns over; be ready to move when the right home and lot list at the right price
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Product

    Established resale single-family homes ranging from smaller cottage-style houses to larger family homes, mostly one- and two-story on standard subdivision homesites, several fronting the community lakes

    Builder

    A resale subdivision rather than an active builder community; homes were delivered by a mix of builders over the community's build-out, so confirm the builder, build year, and any updates on the specific listing

    Scale

    A modest, established single-family subdivision in central Fernandina Beach organized around several community lakes; this is a resale market, not a new-construction sales floor

    Distinct from

    Not North Hampton, the amenitized golf master-planned community off Amelia Island, and not Hampton Lakes of Davenport in Polk County; several communities share a Hampton name, so confirm which one a listing means

    Costs & Fees

    HOA

    Whether Hampton Lakes carries a mandatory HOA, and at what amount, is not confirmed here; get the current dues and exactly what they cover in writing from the HOA or managing agent before you offer

    CDD

    No CDD is confirmed for this community; verify the CDD status on the Nassau County tax roll for your specific homesite before you write, since a CDD assessment would change the monthly carry

    Reality

    This reads as a low-fee, established single-family subdivision, not a resort-amenity campus; the money is in the home, the lot, and the lake position rather than a clubhouse package. Confirm all fees in writing

    Amenities

    Community lakes

    The community is organized around several lakes, giving a set of water-view and lake-front homesites; confirm whether a specific lot is true lake-front or a lake-view lot one row back

    City parks and recreation

    Central Fernandina Beach location puts city parks, ball fields, and recreation close, plus the wider Amelia Island beaches a short drive east; confirm the closest facilities for a specific address

    Everyday convenience

    Minutes to Fernandina Beach shopping, grocery, dining, and medical along the Sadler Road and Eighth Street corridors, with the Amelia Island beaches and historic downtown close

    Off-island position

    A more affordable, convenient position that keeps the Fernandina Beach 32034 ZIP and school access while sitting off the higher-priced beachfront of Amelia Island

    Location

    Setting

    Central Fernandina Beach, Nassau County, ZIP 32034, on the mainland side of the Fernandina Beach area organized around community lakes; confirm the exact street and entrance for a specific listing

    Highways

    Quick access to SR A1A and SR 200/A1A connects you across the Amelia Island bridges toward I-95 and toward Yulee and Jacksonville to the south and west

    Errands

    The Sadler Road and Eighth Street retail corridors are close for groceries, shops, dining, and medical, with the Amelia Island beaches a short drive east

    The Homes & Style

    Hampton Lakes is an established single-family subdivision in central Fernandina Beach, organized around a set of community lakes. Because it is built out, this is a resale market rather than an active new-construction sales floor.

    The homes run from smaller cottage-style houses to larger family homes, mostly one- and two-story on standard subdivision homesites, with several lots fronting the community lakes.

    This is a resale subdivision rather than a single-builder community, so the specific builder, build year, and level of updates vary house to house; confirm those against the actual listing rather than assuming a uniform product.

    The premium positions here are the lake-front and lake-view homesites; those are the lots that tend to hold value best, so confirm whether a home is true lake-front or a lake-view lot one row back.

    Because this is an established community, condition varies, and the buy often turns on updates, roof and system age, and the lot rather than a builder warranty; a good inspection matters here.

    As always with an established resale, confirm the exact square footage, bedroom count, build year, and any updates against the actual listing, since aggregator sites round and mislabel.

    Living Here

    This is an everyday, established single-family neighborhood built around community lakes, not a resort clubhouse campus. The appeal is location and value, not a big amenity package.

    The community lakes are the setting, giving water views and a quieter interior; confirm what lake access, if any, comes with a specific lot.

    The real draw is the off-island position: you keep the Fernandina Beach 32034 ZIP and school access while sitting on the more affordable, convenient mainland side, minutes from the Sadler Road and Eighth Street corridors for groceries, shops, dining, and medical.

    The Amelia Island beaches and historic downtown Fernandina are a short drive east, so you get the coast without paying the beachfront premium.

    There is no golf course, no guard gate, and no large amenity building on site; if a resort club or a manned gate is the priority, this is not that community, and North Hampton off the island is a different animal.

    The trade is simple: an established, convenient, lower-priced single-family neighborhood with community lakes, versus the higher-priced beachfront and the amenitized golf master plans nearby.

    Before You Offer

    Confirm whether Hampton Lakes carries a mandatory HOA, the current dues, and exactly what they cover in writing with the HOA or managing agent before you offer. Ask specifically about any reserve study, special assessment, and what the dues include, since this is a low-amenity structure and the scope drives your monthly carry.

    Verify the CDD status for the specific homesite on the Nassau County tax roll before you budget. No CDD is confirmed for this community, but a CDD assessment would change the monthly carry, so do not assume.

    Lake-front and lake-view lots carry a premium and tend to hold value best, so confirm exactly what you are paying for the position. Ask whether a lot is true lake-front, a lake-view lot one row back, or an interior lot, because those distinctions drive both price and resale.

    Confirm you have the right community. Hampton Lakes in Fernandina Beach is distinct from North Hampton, the golf master plan off Amelia Island, and from Hampton Lakes of Davenport in Polk County. Make sure any comp, listing, or document actually refers to this Hampton Lakes before you act on it.

    Comparisons

    Hampton Lakes competes for the buyer who wants a Fernandina Beach 32034 address and school access without paying an on-island or a golf-community premium. Against North Hampton, the amenitized golf master plan, Hampton Lakes gives up the golf, the larger amenity package, and the guard gate, but wins on price, simplicity, and a lower fee structure; the two are easy to confuse by name, so confirm which one a listing means. Against Amelia Concourse and Flora Parke, other established off-island single-family communities in the 32034 area, Hampton Lakes competes on its community-lake setting and central location, and the choice usually comes down to the specific home, the lot, and the fees. Against buying on Amelia Island itself, Hampton Lakes trades the beachfront and the walkable historic downtown for a materially lower price and an easier everyday-errands position. The honest summary: Hampton Lakes wins on price, location, and a low-fee established setting with community lakes, and gives ground on beach proximity, golf, and resort amenities.

    Who It Fits

    Hampton Lakes fits the buyer who wants an established single-family home with a Fernandina Beach 32034 address and school access at a more affordable off-island price, the buyer who values a quiet community-lake setting and a lake-view or lake-front lot, and the buyer who wants easy access to shopping, medical, and the Amelia Island beaches without a resort fee structure. It does not fit the buyer who wants beachfront or a walk-to-downtown location, the buyer who wants on-site golf, a clubhouse, or a guard gate, or the buyer who needs brand-new construction, since this is an established resale market. Anyone considering Hampton Lakes should confirm whether there is a mandatory HOA and what it covers, verify the CDD status on the Nassau County tax roll, get any lake-lot premium in writing, and make sure they are not confusing it with North Hampton or with Hampton Lakes of Davenport.

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    A smaller cottage-style home on an interior homesite, the value way into the Fernandina Beach 32034 address when one lists.

    Lowest entry
    The Core

    A mid-range three- or four-bedroom family home on a solid lot, often with a lake view, the heart of this resale market.

    Most inventory
    The Top

    A larger or updated home on a true lake-front homesite, the scarce lots that show best and tend to hold value here.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    A smaller cottage-style home on an interior homesite, the value way into the Fernandina Beach 32034 address when one lists.
    The Core
    A mid-range three- or four-bedroom family home on a solid lot, often with a lake view, the heart of this resale market.
    The Top
    A larger or updated home on a true lake-front homesite, the scarce lots that show best and tend to hold value here.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Fernandina Beach 32034 address and school access at an off-island priceStrong
    Central location minutes from shops, medical, and the Amelia Island beachesStrong
    Community-lake setting with lake-view and lake-front homesitesPositive
    Established resale, so condition and updates vary; inspect carefullyKnow the trade
    HOA status and amount unconfirmed; no clubhouse, golf, or guard gateVerify first

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Hampton Lakes

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    Amelia Island sells the beach and a downtown address. Hampton Lakes sells the same Fernandina ZIP, community lakes, and a materially lower price.

    Jon Brooks · Founder, Momentum Realty
    7.6B · Buy Score
    Resale Strength7.8/10
    Renovation Risk7.4/10
    Location Efficiency8.2/10
    Long-Term Defensibility7.5/10
    Carrying Cost Advantage8.0/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Hampton Lakes is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Lake-front lots carry the biggest premium
    • Lake-view lots are the mid-tier draw
    • Interior lots are the value entry
    • Established homes, so condition varies; inspect
    • Confirm true lake-front versus lake-view versus interior

    Hampton Lakes is an established community, so condition varies house to house and the buy turns on updates, roof and system age, and the lot rather than a builder warranty. Lake-front homesites carry the biggest premium and are the scarce, best-holding positions, while lake-view lots one row back are the mid-tier draw and interior lots are the value entry. Because this is a resale market, weigh what actually lists against your must-haves and get any lake-lot premium in writing. Confirm whether a lot is true lake-front, a lake-view lot, or an interior lot, since that distinction drives both the premium and the resale story, and confirm what lake access, if any, comes with the lot.

    Hampton Lakes in 15 seconds.

    Best forBuyers who want a Fernandina Beach 32034 address and school access at a more affordable off-island price, with a community-lake setting.
    Biggest advantageAn established single-family neighborhood on community lakes that keeps the Fernandina ZIP and schools at a lower price than the on-island beachfront.
    Biggest riskExpecting golf, a clubhouse, or a guard gate this community does not have, or confusing it with North Hampton or Hampton Lakes of Davenport.
    Sweet spotAn updated home on a lake-view or lake-front homesite, with the HOA status, CDD status, and any lake-lot premium confirmed in writing.
    Avoid ifYou want beachfront, a walk-to-downtown address, on-site golf, a guard gate, or brand-new construction.

    HOA, CDD & Fees

    15-Second Take
    • Established lake-oriented single-family subdivision in central Fernandina Beach
    • Mandatory HOA status and amount not confirmed; get it in writing
    • No CDD confirmed; verify on the Nassau County tax roll
    • No clubhouse, pool, golf, or guard gate; community lakes are the setting
    • Distinct from North Hampton and from Hampton Lakes of Davenport

    Whether Hampton Lakes carries a mandatory HOA, and at what amount, is not confirmed here, so treat any dues figure as unverified until the HOA or managing agent puts it in writing. No CDD is confirmed for this community, which would keep the monthly carry lower than many amenitized master plans nearby, but verify the CDD status on the Nassau County tax roll for the specific homesite before you offer, because a CDD assessment would change the math.

    If a mandatory HOA applies, confirm exactly what the dues cover in writing, since this is a low-amenity established subdivision without a large clubhouse package. Ask specifically about common-area and community-lake maintenance, any reserve study, and any special assessment, and get the current scope in writing before you offer.

    There is no on-site clubhouse, pool complex, or golf course, and there is no guard gate; this is an established single-family neighborhood, not a resort community. The setting is the amenity: a quieter central-Fernandina position organized around community lakes, minutes from the Sadler Road and Eighth Street corridors and a short drive from the Amelia Island beaches.

    Community settingCentral Fernandina Beach, Nassau County, FL 32034, organized around community lakesConfirm the exact street, entrance, and any lake access for your specific address
    CDDNone confirmedVerify on the Nassau County tax roll for the specific homesite before you offer
    Type / statusEstablished single-family subdivision; resale market, not new constructionBuilt out over time by a mix of builders; confirm build year and updates on the listing
    The takeaway

    Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Hampton Lakes, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Amelia Concourse, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Hampton Lakes home worth?

    Get a no-obligation home value based on real comparable sales in Hampton Lakes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Hampton Lakes on the map →

    Real comps, not a Zestimate.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $2,540/mo
    Nassau County typical true cost to own
    $97/mo
    Nassau County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Hampton Lakes Market Scorecard

    Thin data

    Hampton Lakes is currently a thin data. Limited supply, a median asking price of n/a.

    n/a
    Months supply
    n/a
    Median list
    n/a
    Median sold
    n/a
    Per sqft
    n/a
    Days on mkt
    0/0/0
    Active/Pend/Sold

    Go deeper: true cost calculator · affordability calculator.

    Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Where is Hampton Lakes?
    In central Fernandina Beach, Nassau County, ZIP 32034, on the mainland side of the Fernandina Beach area, organized around community lakes. Confirm the exact street and entrance for a specific address, since several nearby communities share a Hampton name.
    Is Hampton Lakes the same as North Hampton?
    No. North Hampton is the amenitized golf master-planned community off Amelia Island. Hampton Lakes is a separate, established single-family subdivision in central Fernandina Beach built around community lakes. Confirm which one a listing or comp refers to before you act on it.
    Is this the same as Hampton Lakes of Davenport?
    No. Hampton Lakes of Davenport is a different community in Polk County in central Florida with its own HOA. The Hampton Lakes on this page is in Fernandina Beach, Nassau County. Confirm the county and ZIP on any document before you rely on it.
    Is Hampton Lakes gated?
    No. Based on available information, Hampton Lakes is an established, non-gated single-family neighborhood rather than a guard-gated community. Confirm the current access arrangements with a local agent or the HOA.
    What do homes cost at Hampton Lakes?
    As an established resale community, pricing depends heavily on the specific home, its condition and updates, and the lot and lake position. Recent listings have spanned roughly the mid-$400,000s into the $800,000s depending on the home, but confirm current resale comps with a local agent, since asking prices vary widely and inventory is thin.
    What size and style are the homes?
    The community runs from smaller cottage-style houses to larger family homes, mostly one- and two-story. Confirm the exact square footage, bedroom count, build year, and any updates against the specific listing, since aggregator sites round and mislabel.
    Are there lake-front homes?
    Yes. The community is organized around several lakes and includes lake-front and lake-view homesites. Confirm whether a specific lot is true lake-front or a lake-view lot one row back, what lake access comes with it, and get the premium in writing.
    Does Hampton Lakes have a clubhouse, pool, or golf?
    No. This is a low-amenity established single-family subdivision with no on-site clubhouse, pool complex, or golf course. The setting is the community-lake layout and the central-Fernandina location, not a resort amenity package.
    Does Hampton Lakes have an HOA?
    Whether Hampton Lakes carries a mandatory HOA, and at what amount, is not confirmed here. Confirm the HOA status, the current dues, and exactly what they cover in writing with the HOA or managing agent before you offer, and ask about any reserve study or special assessment.
    Does Hampton Lakes have a CDD?
    No CDD is confirmed for this community. Verify the CDD status on the Nassau County tax roll for the specific homesite before you offer, since a CDD assessment would change the monthly carry.
    What does off-island mean here, and why does it matter?
    Hampton Lakes sits on the mainland side of the Fernandina Beach area rather than on the Amelia Island beachfront. That typically means a materially lower price while keeping the Fernandina Beach 32034 ZIP and school access, with the beaches a short drive east.
    How far is the beach?
    The Amelia Island beaches are a short drive east, commonly about ten to fifteen minutes depending on the access point. Confirm the drive from a specific address, since it varies across the community.
    What schools are zoned for Hampton Lakes?
    Nassau County public schools serve the area, commonly including the Fernandina Beach schools such as Emma Love Hardee Elementary, Fernandina Beach Middle, and Fernandina Beach High. School attendance zones can change, so confirm the current zoning by the specific address with the Nassau County School District before you buy.
    How does Hampton Lakes compare to Amelia Concourse or Flora Parke?
    Amelia Concourse and Flora Parke are other established off-island single-family communities in the 32034 area. Hampton Lakes competes on its community-lake setting and central location; the choice usually comes down to the specific home, the lot, and the fees, so compare all three before you commit.
    Who should I call about buying in Hampton Lakes?
    Call Momentum Realty at (904) 351-6461 or use the form on this page, and we will connect you with a Nassau County and Fernandina Beach specialist who knows the off-island resale market here.
    Do I need my own agent to buy a resale here?
    Yes. Your own agent represents only you, confirms the HOA and CDD math, gets any lake-lot premium in writing, verifies the true tax bill and ZIP, checks that you are not confusing this with North Hampton or Hampton Lakes of Davenport, and structures the contract to protect you.
    Who is the best real estate agent for Hampton Lakes?
    The best agent for Hampton Lakes is one who actively works Fernandina Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Hampton Lakes.
    How do I find a top Fernandina Beach real estate agent who knows Hampton Lakes?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Hampton Lakes and the wider Fernandina Beach area.
    Can Momentum Realty connect me with an agent for Hampton Lakes?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Hampton Lakes purchase or sale - no call center and no pressure.
    Buyers who want a Fernandina Beach 32034 address and school access at a more affordable off-island priceExcellent fit
    Buyers who value a quiet community-lake setting and a lake-view or lake-front lotExcellent fit
    Buyers who want easy access to shopping, medical, and the Amelia Island beaches without a resort fee structureExcellent fit
    Buyers comfortable with an established resale where condition and updates vary house to houseExcellent fit
    Buyers who will confirm the HOA status, CDD status, and any lake-lot premium in writingExcellent fit
    Buyers who want beachfront or a walk-to-downtown Fernandina locationProbably not
    Buyers who want on-site golf, a clubhouse, or a guard gateProbably not
    Buyers who need brand-new construction rather than an established resaleProbably not
    Buyers who need a large inventory of homes and deep price history to choose fromProbably not
    Buyers who would confuse it with North Hampton or Hampton Lakes of DavenportProbably not

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    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

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