Ann Rustin Estates in Ormond Beach

Ann Rustin Estates Homes for Sale in Ormond Beach, FL

Established 1988 · Intracoastal West · ZIP 32224

An established single-family neighborhood off A1A in Ormond-by-the-Sea, a short walk or drive between the Atlantic and the Halifax River.

Single-familyBeachside OrmondBetween ocean and river
Live Market Pulse
62/100
Momentum
Balanced Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Ann Rustin Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseDBAAR
$562K
Median Price
3mo
Supply
7days
Avg DOM
Balanced
Seller Leverage
$251/sf
Median $/Sqft
+7%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Ann Rustin Estates is an established single-family neighborhood on the barrier island in Ormond-by-the-Sea, off A1A north of Granada Boulevard, and the read is detached coastal living near both the Atlantic and the Halifax River. Homes range from modest to large (three to six bedrooms), a short distance from the beach, in a quiet, low-traffic Ormond setting. The trade is beachside carrying cost (wind and flood insurance) and varied home condition and era, so the purchase is about the specific home, its elevation, and its proximity to a beach access."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Ann Rustin Estates market snapshot (as of June 25, 2026): the median sale price is about $562K ($251 per sq ft), with homes averaging 7 days on market and 3.0 months of supply, a balanced market (limited data). Values are up 7% over the past year, based on 4 recent closings in live Daytona-area MLS data.

Ann Rustin Estates is a single-family neighborhood in Ormond-by-the-Sea, Volusia County, on the barrier island off State Road A1A, reached by heading north on A1A from Granada Boulevard and turning onto Ann Rustin Drive. The Atlantic sits to the east and the Halifax River to the west, both close at hand.

Homes are detached single-family residences spanning a wide range, from roughly 1,600 square feet up to over 3,000 square feet with three to six bedrooms, on a quiet beachside street pattern. It is an established, varied neighborhood rather than a uniform subdivision.

The location pairs beachside living with the relaxed Ormond-by-the-Sea pace: a short walk or drive to the beach, the Granada Boulevard corridor and the bridge to the mainland nearby, and Ormond's parks and the broader Daytona area within reach.

Because Ann Rustin Estates is an established beachside neighborhood with homes of varied era and size, the purchase is about the individual home, its age, elevation, condition, and lot, and the exact proximity to a beach access, with coastal wind and flood insurance underwritten as part of the price.

Best for

  • Buyers who want a detached single-family home near the beach in Ormond-by-the-Sea
  • Buyers who value a quiet, low-traffic beachside setting between the ocean and river
  • Those comfortable budgeting coastal wind and flood insurance

Probably not for

  • Buyers who want a gated, amenity-rich master community
  • Anyone seeking new construction or a low-maintenance condo
  • Buyers unwilling to underwrite coastal insurance on a beachside home

How Ann Rustin Estates is performing right now

62/100
momentum
Balanced Market (limited data)
Seller's marketBalancedBuyer's market
3Months of supplytight
7Median days on marketdays
1 : 1Under contract vs for salestrong demand
4Sold in last 12 monthsliquidity
-9%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Ann Rustin Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Ann Rustin Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Ann Rustin Estates

Live MLS inventory for Ann Rustin Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Ann Rustin Estates listings as of 2026-06-25, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc.. Tap any home to ask about it.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

The Atlantic beach~2 to 5 min · a short walk or drive east
Halifax River~2 to 5 min · a short distance west
Granada Boulevard (SR-40)~5 to 10 min · Ormond's main corridor and the bridge
Ormond Beach mainland~10 min · west over the Granada bridge
Interstate 95~10 to 15 min · via Granada Blvd
Downtown Daytona Beach~20 min · south along the peninsula
Daytona Beach International Airport~20 to 25 min · via Granada Blvd and I-95

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Ann Rustin Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Volusia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Ann Rustin Estates is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Ann Rustin Estates address.

The takeaway

What is actually relevant to Ann Rustin Estates buyers, sourced and dated. We do not publish rumor.

Recent Developments in Ann Rustin Estates

Our read on what is being built around Ann Rustin Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAnn Rustin Estates is an established, built-out beachside neighborhood, so activity is resale and the occasional rebuild. Ormond-by-the-Sea's beachside scarcity supports values; the recurring factors are coastal insurance and individual home condition.

Detached beachside single-family scarcity

BullishDetached homes near the Atlantic between the ocean and river in a quiet Ormond setting are a scarce product that supports value. impact
SignificanceRadius: Ormond-by-the-Sea

Detached beachside single-family scarcity

Coastal insurance and home condition

NeutralAs a beachside neighborhood of varied-age homes, wind and flood insurance and individual condition drive carrying cost more than any community feature. impact
SignificanceRadius: Beachside lots

Coastal insurance and home condition

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Ann Rustin Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2026
    Market

    Ann Rustin Estates beachside profile

    Ann Rustin Estates is an established single-family beachside neighborhood in Ormond-by-the-Sea off A1A north of Granada, with detached homes ranging from about 1,600 to over 3,000 square feet (three to six bedrooms) and recent listings into the high six figures, zoned to Ormond Beach Middle and Seabreeze High (brokerage and neighborhood listing sources, 2026). Why it matters: Pricing and value turn on the specific home's size, elevation, condition, and beach proximity; comp against the closest similar beachside sale and underwrite coastal insurance. Source

Development alerts for Ann Rustin EstatesGet a short monthly email when something new is approved, funded, or opens near Ann Rustin Estates.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Ann Rustin Estates, this is the order of operations we would run, and the one we run for our clients.

1

Read the specific home's age, elevation, and systems. Beachside homes vary widely; confirm roof, HVAC, and finished-floor elevation, and check for prior storm or water intrusion.

2

Get real wind and flood insurance quotes. Pull the FEMA flood zone for the address and bindable wind and flood quotes during diligence, since these are the defining beachside carrying costs.

3

Confirm any HOA or deed restrictions. Many Ormond-by-the-Sea streets have no mandatory HOA; verify dues, if any, and any restrictions for the specific parcel.

4

Verify the exact walk to a beach access. Confirm the real distance to the nearest beach approach, since proximity to a usable access is much of the value.

5

Verify the zoned schools by address. Ormond Beach is served by Volusia County Schools (Ann Rustin is generally Ormond Beach Middle and Seabreeze High); confirm current assignments with the district.

Best Buy
An updated home on a higher, well-drained lot with a short walk to a beach access, with wind and flood insurance already quoted.
Biggest Risk
Coastal insurance cost and older-home condition; an unrenovated home on a lower lot can carry meaningfully higher all-in costs.
Best Lot
Higher, dry lots closest to a beach access carry the premium; verify elevation and flood zone before paying for proximity.
Smart Timing
Ormond-by-the-Sea beachside single-family is scarce, which supports value; price the specific home on size, condition, and beach proximity.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Ann Rustin Estates is an established single-family beachside neighborhood in Ormond-by-the-Sea, Volusia County (ZIP 32176), on the barrier island off A1A north of Granada Boulevard (via Ann Rustin Drive), with the Atlantic to the east and the Halifax River to the west. Homes are detached residences from about 1,600 to over 3,000 square feet, three to six bedrooms, of varied era and condition, generally zoned to Ormond Beach Middle and Seabreeze High. There is no gated amenity campus; the appeal is detached beachside living in a quiet, low-traffic setting a short walk or drive from the sand, with the Granada corridor and the bridge to the mainland nearby.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller or original homes
$300K to $525K

Smaller (toward 1,600 square feet) or original-condition homes, candidates for updating, at the lower end. The value play for buyers willing to renovate; verify elevation, flood zone, and systems first.

Lowest entry
Mid: updated single-family homes
$525K to $740K

Move-in three- and four-bedroom homes with updates, the core of the neighborhood, with recent listings into the high six figures. Condition, size, and beach proximity separate these.

Most inventory
High: larger or beach-closest homes
$740K to $740K

Larger homes (toward 3,000-plus square feet, up to six bedrooms) and those closest to the beach set the neighborhood's ceiling. Size, proximity, and condition drive the premium.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$300K to $525K
Entry: smaller or original homes
Smaller (toward 1,600 square feet) or original-condition homes, candidates for updating, at the lower end. The value play for buyers willing to renovate; verify elevation, flood zone, and systems first.
$525K to $740K
Mid: updated single-family homes
Move-in three- and four-bedroom homes with updates, the core of the neighborhood, with recent listings into the high six figures. Condition, size, and beach proximity separate these.
$740K to $740K
High: larger or beach-closest homes
Larger homes (toward 3,000-plus square feet, up to six bedrooms) and those closest to the beach set the neighborhood's ceiling. Size, proximity, and condition drive the premium.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Ann Rustin Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Ann Rustin Estates sells detached beachside living in Ormond-by-the-Sea: a single-family home a short walk from the Atlantic, between ocean and river. The location does the work; the diligence is the home's elevation, condition, and coastal insurance.

Jon Brooks · Founder, Momentum Realty
7.6B+ · Buy Score
Resale Strength8.0/10
Renovation Risk6.4/10
Location Efficiency8.4/10
Long-Term Defensibility7.8/10
Carrying Cost Advantage5.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Ann Rustin Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take
  • Higher, dry lots closest to a beach access carry the premium here.
  • Lower lots can mean higher flood insurance; verify elevation before paying for proximity.
  • Lot quality, size, and beach access drive value; compare like for like.

In Ann Rustin Estates, lot quality, home size, elevation, and beach proximity drive value together. Higher, dry lots a short walk from a usable beach access carry the premium, while lower lots can mean materially higher flood insurance, so elevation and the FEMA flood zone deserve a careful read before you pay for proximity. Because this is an established beachside neighborhood with homes of varied era and size, the honest approach is to compare a home against the closest similar Ormond-by-the-Sea beachside sale rather than a citywide average, and to underwrite the coastal insurance for the specific address as part of the price.

Ann Rustin Estates in 15 seconds.

Best forBuyers who want a detached single-family home near the beach in quiet Ormond-by-the-Sea.
Strong onBeachside scarcity and location, a between-the-ocean-and-river setting off A1A, and a range of home sizes.
WatchCoastal wind and flood insurance, individual home age and elevation, and varied condition across the neighborhood.
Not forBuyers who want a gated amenity community, new construction, or a low-maintenance condo.
The edgeDetached beachside single-family is scarce in Ormond-by-the-Sea, which supports value through cycles.

HOA, CDD & Fees

15-Second Take
  • Many Ann Rustin homes have no mandatory HOA, a carrying-cost advantage.
  • The defining cost is coastal wind and flood insurance, not association dues.
  • Confirm any voluntary association or deed restrictions for the specific parcel.

Ann Rustin Estates is primarily a single-family beachside neighborhood, and many Ormond-by-the-Sea streets have no mandatory community-wide homeowners association, so many homes carry no HOA dues. Confirm whether the specific home carries an HOA or any deed restrictions before you buy.

Where no HOA applies, services come from the City of Ormond Beach and Volusia County (roads, beach access, public safety). Where a voluntary association exists, confirm exactly what, if anything, it covers.

There is no developer amenity club; the draw is the public beach, the Halifax River, and nearby Ormond parks rather than a private campus.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Ann Rustin Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping John Anderson, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Ann Rustin Estates home worth?

Get a no-obligation home value based on real comparable sales in Ann Rustin Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Ann Rustin Estates on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Volusia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,789/mo
Volusia County typical true cost to own
$151/mo
Volusia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Ann Rustin Estates Market Scorecard

Balanced Market (limited data)

Ann Rustin Estates is currently a balanced market (limited data). About 4.0 months of supply, a median asking price of $699,000, and homes go under contract in about 12 days.

4.0
Months supply
$699,000
Median list
$525,000
Median sold
$248
Per sqft
12
Days on mkt
1/1/3
Active/Pend/Sold

Typical home value in the 32176 ZIP is $348,661, about 2.8% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Ann Rustin Estates?
It is a single-family beachside neighborhood in Ormond-by-the-Sea, Volusia County, on the barrier island off A1A north of Granada Boulevard (via Ann Rustin Drive), between the Atlantic and the Halifax River.
What kinds of homes are in Ann Rustin Estates?
Detached single-family homes ranging from about 1,600 to over 3,000 square feet, with three to six bedrooms, of varied era and condition.
How close is the beach?
Homes are a short walk or drive from the Atlantic, with the Halifax River close on the other side. Confirm the exact distance to the nearest usable beach access for the specific home.
Does Ann Rustin Estates have an HOA?
Many Ormond-by-the-Sea streets have no mandatory community-wide HOA, so many homes carry no dues. Confirm whether the specific parcel has an HOA or deed restrictions before you rely on that.
How much do homes cost in Ann Rustin Estates?
Pricing varies widely with size, condition, and beach proximity, with recent listings into the high six figures. Confirm current pricing for the specific home with up-to-date comps.
What schools serve Ann Rustin Estates?
It is generally zoned to Ormond Beach Middle and Seabreeze High, with elementary assignment by address, all in Volusia County Schools. Verify current assignments with the district.
What are the main carrying costs?
On the beachside, wind and flood insurance are the defining recurring costs and vary by home and elevation. Pull the FEMA flood zone and bindable insurance quotes during diligence.
Is Ann Rustin Estates gated or does it have amenities?
No. It is a quiet beachside single-family neighborhood without a gate or amenity campus. The amenities are the public beach, the Halifax River, and nearby Ormond parks.
Is it on the no-drive beach?
Beach-driving rules vary by section along the Ormond coast; confirm the specific stretch's driving and access rules at the nearest access, since they affect the beach experience.
What should I verify before buying?
Confirm the home's age, elevation, and systems, the FEMA flood zone and bindable wind and flood quotes, any HOA or deed restrictions, and the real walk to a beach access.
How does it compare to a beachside condo?
Ann Rustin Estates offers a detached home with a yard and no shared building or condo dues, versus a condo's lower maintenance and shared amenities. The trade is more upkeep and direct insurance responsibility for the privacy of a single-family home near the beach.
Is Ann Rustin Estates a good investment?
Detached beachside single-family is scarce in Ormond-by-the-Sea, which tends to support value. The key is buying the right individual home: verify elevation, condition, beach proximity, and coastal insurance before deciding.
Who is the best real estate agent for Ann Rustin Estates Real Estate?
The best agent for Ann Rustin Estates Real Estate is one who actively works Ormond Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Ann Rustin Estates Real Estate.
How do I find a top Ormond Beach real estate agent who knows Ann Rustin Estates Real Estate?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Ann Rustin Estates Real Estate and the wider Ormond Beach area.
Can Momentum Realty connect me with an agent for Ann Rustin Estates Real Estate?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Ann Rustin Estates Real Estate purchase or sale - no call center and no pressure.
You want a detached single-family home near the beach in Ormond-by-the-SeaExcellent fit
You value a quiet, low-traffic beachside setting between the ocean and riverExcellent fit
You are comfortable budgeting coastal wind and flood insuranceExcellent fit
You want a gated, amenity-rich master communityProbably not
You want new construction or a low-maintenance condoProbably not
You are not willing to underwrite coastal insurance on a beachside homeProbably not

Get the inside read on Ann Rustin Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Ann Rustin Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Ann Rustin Estates specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Ann Rustin Estates - what to look for, questions to ask, and your local expert.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Information deemed reliable but not guaranteed.

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