Aerial view of Atlantis On Amelia

Atlantis On Amelia
Homes for Sale in Fernandina Beach, FL

All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data12 years of closingsUpdated twice daily

As of October 2026, the MLS records 4 closed sales in Atlantis On Amelia in Fernandina Beach, FL since 2014, the most recent in February 2024. Across Fernandina Beach as a whole, 277 homes closed in the last 12 months at a median of $480,000, 48 median days on market, with 102 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,370 ($5,870 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Atlantis On Amelia sits on Amelia Island in Fernandina Beach, and its location does most of the pricing work here. Proximity to the coast and to Fernandina's historic downtown tends to hold value in a way inland Nassau County product does not, so what you pay is driven far more by the specific home, its condition, and how close it sits to the beach than by any single community-wide number.

Because this is a small, location-defined pocket rather than a large tract of comparable homes, treat any headline figure with caution. Sellers should price to their actual home and recent nearby closings, not to a neighborhood average that a handful of sales can distort. Buyers should be prepared for a wide spread in condition and expect to underwrite each listing on its own merits.

Nearby homes for sale

No active listings inside Atlantis On Amelia right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

3350 S FLETCHER Avenue #6C
$725K · 0.1 mi away
2 bd · 2 ba · 1,130 sqft
3350 S FLETCHER Avenue #6C
Listed by WATSON REALTY CORP
3350 S FLETCHER Avenue #J1
$725K · 0.1 mi away
2 bd · 2 ba · 1,130 sqft
3350 S FLETCHER Avenue #J1
Listed by FERNANDINA BEACH REALTY
3523 S FLETCHER Avenue
$3.40M · 0.1 mi away
5 bd · 5 ba · 5,673 sqft
3523 S FLETCHER Avenue
Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
3240 S FLETCHER Avenue #773
$815K · 0.2 mi away
2 bd · 2 ba · 1,170 sqft
3240 S FLETCHER Avenue #773
Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
3150 S FLETCHER Avenue #201
$725K · 0.3 mi away
2 bd · 2 ba · 1,020 sqft
3150 S FLETCHER Avenue #201
Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
3165 1ST Avenue #15
$595K · 0.3 mi away
3 bd · 2.5 ba · 1,362 sqft
3165 1ST Avenue #15
Listed by EXP REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Atlantis On Amelia is a coastal community in Fernandina Beach, on Amelia Island in Nassau County, where the appeal is barrier-island living within reach of the historic downtown and the beach.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing an Amelia Island location within reach of downtown Fernandina Beach and the coast
  • Buyers budgeting for coastal ownership costs and willing to underwrite each home on its own condition
  • Second-home or lifestyle buyers who value proximity to the beach over square footage per dollar

Probably not for

  • Buyers seeking the lowest cost per square foot who would rather look at inland Nassau County
  • Buyers who want a large set of near-identical comparables to anchor a quick valuation
  • Buyers unwilling to carry the added insurance and maintenance costs of a coastal property

The market around Atlantis On Amelia

Atlantis On Amelia is too small for its own price trend, so here is the market around it.

In ZIP 32034, 325 homes are on the market and 27% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 521 homes are active and 194 pending (27% under contract).

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not Atlantis On Amelia specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Atlantis On Amelia, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Atlantis On Amelia today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Atlantis On Amelia.

Best Buy
Buyers who want barrier-island living near Fernandina's historic downtown and beach.
Biggest Risk
Small pocket with a wide condition spread, so averages mislead.
Sweet Spot
A well-maintained home priced to recent nearby closings, not to a neighborhood average.
Avoid If
You want inland pricing and none of the ongoing coastal ownership costs.

What actually moves value here

On Amelia Island, the variables that matter most are proximity to the water, the condition and vintage of the home, and how the property handles the realities of coastal ownership — insurance, exposure, and maintenance. Two homes a short walk apart can command very different prices depending on those factors, which is why a range matters more than any single figure.

For sellers, the takeaway is to compete on condition and presentation, because that is where island buyers focus. For buyers, budget beyond the purchase price: coastal properties carry ongoing costs that inland comparables do not, and those should be part of your math before you write an offer.

“

The location and the amenities are priced into every listing in Atlantis On Amelia. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We are a Northeast Florida brokerage that works Nassau County and Amelia Island directly, and in a small, location-driven pocket like Atlantis On Amelia, local read matters more than any algorithm. We will tell you when a specific home is priced to its condition and when it is priced to a number that will not hold, and we will walk you through the coastal-ownership costs before, not after, you commit.

Atlantis On Amelia in 15 seconds.

Best forBuyers who want barrier-island living near Fernandina's historic downtown and beach.
Biggest advantageA coastal Amelia Island address with location that tends to hold value.
Biggest riskSmall pocket with a wide condition spread, so averages mislead.
Sweet spotA well-maintained home priced to recent nearby closings, not to a neighborhood average.
Avoid ifYou want inland pricing and none of the ongoing coastal ownership costs.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Atlantis On Amelia homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Atlantis On Amelia.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Atlantis On Amelia sales matched to your home.

What is your Atlantis On Amelia home worth?

Get a no-obligation home value based on real comparable sales in Atlantis On Amelia, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fernandina Beach →

Real comps, not an automated estimate.
Buyers prioritizing an Amelia Island location within reach of downtown Fernandina Beach and the coastExcellent fit
Buyers budgeting for coastal ownership costs and willing to underwrite each home on its own conditionExcellent fit
Second-home or lifestyle buyers who value proximity to the beach over square footage per dollarExcellent fit
Buyers seeking the lowest cost per square foot who would rather look at inland Nassau CountyProbably not
Buyers who want a large set of near-identical comparables to anchor a quick valuationProbably not
Buyers unwilling to carry the added insurance and maintenance costs of a coastal propertyProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-24
Historical depthClosed-sale records back to 2014 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

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Schools serving nearby communities

We do not have a confirmed school assignment for Atlantis On Amelia. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Atlantis On Amelia

Where is Atlantis On Amelia?

Atlantis On Amelia is a community in Fernandina Beach, Nassau County, Florida, ZIP 32034.

Are there homes for sale in Atlantis On Amelia right now?

No active listings inside Atlantis On Amelia at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Atlantis On Amelia have an HOA or CDD?

No HOA is on record for Atlantis On Amelia in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Atlantis On Amelia with Momentum Realty’s local guides.

The Pelicans0.0 mi awayASAmelia South Condo0.1 mi away · median $700K, 3 sales/12 moABAmelia By The Sea0.2 mi away · 1 for saleSSeaview0.2 mi away · 729 homes, built 1900–24Ocean Ridge0.2 mi away · 50 homes, built 1986–91SCSea Castles0.3 mi away · 1 for sale

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,866/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.