Ocean Ridge
Homes for Sale in Fernandina Beach, FL
All 231 homes for sale in Fernandina Beach, FL · median $661,000 · 218 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
As of November 2026, Ocean Ridge in Fernandina Beach, FL has 1 home for sale. As of November 2026, the MLS records 13 closed sales in Ocean Ridge in Fernandina Beach, FL since 2015, the most recent in April 2026. Across Fernandina Beach as a whole, 667 homes closed in the last 12 months at a median of $565,000, 54 median days on market, with 278 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,500 ($7,000 with the full homestead exemption).
Last 30 days in Ocean Ridge: 1 new listing (median asking $809,000). As of November 11, 2026, realMLS.
Ocean Ridge is a compact, mature pocket in Fernandina Beach, with just 39 homes and a build era running 1986 to 1991. Price here is driven less by square footage than by condition and updates: the housing stock is now several decades old, so the difference between a renovated home and one that has aged in place is where you will see the spread. The median sits at $704,000, or roughly $400 per square foot on a median home of about 1,984 square feet.
Market posture is brisk. A median of 20 days on market signals that well-prepared listings move quickly, so buyers should expect to act with conviction and sellers should not over-negotiate against a fast clock. With homes trading at this pace, pricing to the home's actual condition — not to a hoped-for number — is what keeps a listing on schedule.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Ocean Ridge right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 11, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 12, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Ocean Ridge is a small, established neighborhood in Fernandina Beach where the late-1980s housing stock and the current fast pace of sales make condition the real variable behind price.
realMLS (Northeast Florida) sales records identify 13 homes in Ocean Ridge that have changed hands since 2015, built between 1986 and 1991 (median 1987), with a median living area of about 1,579 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Ocean Ridge across 2024–2025 (3 in 2024, 1 in 2025), median $700,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Ocean Ridge is best for.
Best for
- Buyers targeting the mid-$700s who want an established Fernandina Beach location and can move decisively
- Buyers comfortable with late-1980s construction who will budget for updates or want an already-renovated home
- Primary-residence buyers who value a small, stable community over selection
Probably not for
- Buyers who need new or near-new construction
- Buyers who want a broad menu of active listings and time to deliberate
- Buyers unwilling to budget for the roof, systems, or updates that come with older stock
The market around Ocean Ridge
Ocean Ridge is too small for its own price trend, so here is the market around it.
In ZIP 32034, 279 homes are on the market and 19% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 506 homes are active and 168 pending (25% under contract).
In ZIP 32034 (Fernandina Beach), 897 homes closed in the last 12 months at a median of $456K ($207/sq ft), up 0.4% year over year, with a median 55 days on market. Right now 217 active and 83 pending listings put supply at about 2.9 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Ocean Ridge specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Ocean Ridge
Live MLS inventory for Ocean Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Ocean Ridge listings as of 2026-11-11, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Southside · Elementary
- Fernandina Beach · Middle
- Fernandina Beach · High
Zoned schools reflect the assignments reported on recent Ocean Ridge listings and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Ocean Ridge address.
The Ocean Ridge buying strategy.
If we were buying in Ocean Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ocean Ridge.
A small, mature pocket where condition sets the price
With only 39 homes and a build range of 1986 to 1991, Ocean Ridge is a finite, low-turnover community. The median home is about 1,984 square feet, and at a median of roughly $400 per square foot, buyers are largely paying for the location and the lot as much as the structure. Because everything here is of a similar vintage, updated kitchens, baths, roofs, and systems are what separate one asking price from another.
Just over half the homes — a homestead share of about 58% — are owner-occupied, which points to a neighborhood held largely by primary residents rather than dominated by turnover. That, combined with the tight home count, means inventory is thin and good listings do not sit. The 20-day median tells you the same thing from the demand side.
The location and the amenities are priced into every listing in Ocean Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 39-home neighborhood, the comps are few and the vintage is consistent, so accurate pricing comes down to reading condition and updates against a moving 20-day market. We track this pocket at the street level, help sellers prep so a listing sells on its condition rather than in spite of it, and keep buyers ready to move quickly without overpaying for deferred maintenance.
Ocean Ridge in 15 seconds.
Tools for a Ocean Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ocean Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Ocean Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Ocean Ridge home worth?
Get a no-obligation home value based on real comparable sales in Ocean Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Housing distress & ownership in Ocean Ridge, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Every Home for Sale in Ocean Ridge Fernandina Beach Right Now (1)
All 1 active and pending Ocean Ridge Fernandina Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 108 Eider Court · $809,000 · 3 bd / 2 ba · listed Sep 2, 2026 · listed by Berkshire Hathaway Home Services Heymann Williams
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
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- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
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Recent Developments in Ocean Ridge
Development, infrastructure, retail, and school activity affecting Ocean Ridge, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Port of Fernandina wins $11M federal grant for wharf and flood-control repairs
The U.S. Maritime Administration's Port Infrastructure Development Program awarded $11 million to the Ocean Highway and Port Authority. The money covers rebuilding the upper and lower wharf, crane rail repairs, an underground stormwater system, paving, railroad crossing repairs and shoreline reinforcement. The article ties it to two roughly $5.5 million needs presented by Relay Terminals in May.
What it may mean for the marketDock and drainage upgrades support continued port operations and the freight jobs tied to the Fernandina waterfront. The site is about 4 miles north of Ocean Ridge.
Source: Fernandina Observer - October 2026Civic
Nassau committee proposes data center zoning district with no county incentives
A draft county report released Oct. 21 rejects both a ban and the status quo, proposing a new industrial park-data center zoning district, no county incentives or tax abatements, and disclosure of water and power needs. Siting would prioritize proximity to 500-kilovolt transmission lines, and developers would pay infrastructure costs. Workshops run Oct. 26 and Nov. 9, with a Planning and Zoning hearing Dec. 1 and commission hearings Dec. 14 and Jan. 25 under a June moratorium.
What it may mean for the marketThe rules will determine where large power-and-water-intensive industrial users can locate in western Nassau, shaping future land use and utility demand. The site is about 6 miles west of Ocean Ridge.
Source: Fernandina Observer - September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 8 miles northwest of Ocean Ridge.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 3 miles west of Ocean Ridge.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The project is about 14 miles west of Ocean Ridge, elsewhere in Nassau County.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The project is about 14 miles west of Ocean Ridge, elsewhere in Nassau County.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
19% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
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Frequently Asked Questions
Is Ocean Ridge a buyer's or seller's market right now?
How many homes are in Ocean Ridge?
What share of Ocean Ridge is owner-occupied?
When were the homes in Ocean Ridge built?
Who is the best real estate agent for Ocean Ridge?
How do I find a top Fernandina Beach real estate agent who knows Ocean Ridge?
Can Momentum Realty connect me with an agent for Ocean Ridge?
Where is Ocean Ridge, and what county is it in?
How far is Ocean Ridge from downtown Jacksonville and the beach?
Should you buy in Ocean Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 11, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2015 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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