Amelia By The Sea in Fernandina Beach

Amelia By The Sea
Homes for Sale in Fernandina Beach, FL

Community in Fernandina Beach · Nassau County · ZIP 32034
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of FLATFLEE.COM INC · via realMLS

Built fromLive realMLS data11 years of closingsUpdated twice daily

As of September 2026, the MLS records 15 closed sales in Amelia By The Sea in Fernandina Beach, FL since 2015, the most recent in February 2026. Across Fernandina Beach as a whole, 281 homes closed in the last 12 months at a median of $530,000, 56 median days on market, with 94 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,040 ($6,530 with the full homestead exemption).

Live · Amelia By The Sea Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Amelia By The Sea sits on Amelia Island in Fernandina Beach, and location does most of the pricing work here. Proximity to the beach, the barrier-island setting, and the specific building within the community drive value more than any single headline number.

With only a short closings window to read from, treat recent sales as directional rather than definitive. Buyers should underwrite each unit on its own condition and exposure; sellers should price against the honest comparables inside the community, not against island-wide averages that can run in either direction.

The 60-Second Overview

Amelia By The Sea is a coastal community in Fernandina Beach on Amelia Island, in Nassau County — the kind of place where the individual unit's condition and position within the property matter as much as the address itself.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a coastal Amelia Island base and willing to pay for condition and position
  • Second-home or seasonal buyers who value beach proximity over acreage
  • Buyers comfortable evaluating each unit on its own merits rather than a fixed price range

Probably not for

  • Buyers who need deep comparable data and a tight, predictable price band before offering
  • Buyers wanting a large lot or single-family land away from the barrier island
  • Buyers unwilling to budget for updates on an older or unrenovated unit

The market around Amelia By The Sea

Amelia By The Sea is too small for its own price trend, so here is the market around it.

In ZIP 32034, 338 homes are on the market and 29% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 515 homes are active and 208 pending (29% under contract).

ZIP and county figures describe the wider market, not Amelia By The Sea specifically. Momentum Research analysis of MLS records.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Amelia By The Sea today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Amelia By The Sea.

Best Buy
Buyers who want an Amelia Island coastal address and will underwrite each unit individually.
Biggest Risk
A thin recent-sales sample makes any single comparable easy to over-read.
Sweet Spot
A well-maintained unit with strong exposure priced against honest in-community peers.
Avoid If
You need a predictable price band and lots of comparable data before committing.

What actually moves value here

This is a barrier-island market, so the variables that matter are condition, floor plan, and how close a given unit sits to the water and the amenities. Two homes in the same community can trade well apart based on updates and exposure alone, which makes a single average price a poor stand-in for what you'll actually pay.

Because the recent sales sample is thin, don't over-index on any one closing. Look at how a unit shows in person, what has and hasn't been renovated, and how it compares to the closest true peers inside Amelia By The Sea rather than to the broader Fernandina Beach or Nassau County numbers.

The location and the amenities are priced into every listing in Amelia By The Sea. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We work Northeast Florida coastal inventory closely, and in a small community like this one, the difference between a good buy and an overpay usually comes down to reading condition and comparables correctly. We'll walk the unit with you, tell you where a price is defensible, and tell you plainly when it isn't.

Amelia By The Sea in 15 seconds.

Best forBuyers who want an Amelia Island coastal address and will underwrite each unit individually.
Biggest advantageA true barrier-island location in Fernandina Beach with beach proximity built in.
Biggest riskA thin recent-sales sample makes any single comparable easy to over-read.
Sweet spotA well-maintained unit with strong exposure priced against honest in-community peers.
Avoid ifYou need a predictable price band and lots of comparable data before committing.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Amelia By The Sea sales matched to your home.

What is your Amelia By The Sea home worth?

Get a no-obligation home value based on real comparable sales in Amelia By The Sea, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Amelia By The Sea on the map →

Real comps, not an automated estimate.
Buyers targeting a coastal Amelia Island base and willing to pay for condition and positionExcellent fit
Second-home or seasonal buyers who value beach proximity over acreageExcellent fit
Buyers comfortable evaluating each unit on its own merits rather than a fixed price rangeExcellent fit
Buyers who need deep comparable data and a tight, predictable price band before offeringProbably not
Buyers wanting a large lot or single-family land away from the barrier islandProbably not
Buyers unwilling to budget for updates on an older or unrenovated unitProbably not

Nearby Communities

Explore more neighborhoods near Amelia By The Sea with Momentum Realty’s local guides.

ASAmelia South Condo Fernandina Beach0.1 mi awayOFOceanside Fernandina Beach0.5 mi awayEBEgans Bluff Fernandina Beach0.6 mi awayAIAmelia Island Fernandina Beach0.8 mi awayFRForest Ridge Village Fernandina Beach0.8 mi awayPBPirates Bay Fernandina Beach1.1 mi awayIDIsle De Mai Fernandina Beach1.4 mi awayCDCarlton Dunes Fernandina Beach1.7 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: August 30, 2026)
Under-contract sharesrealMLS records, as of 2026-08-30
Historical depthClosed-sale records back to 2015 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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CallFree valuation →
Thinking of selling in Amelia By The Sea? 2 recorded closings (window ending 2026-09-10). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,804/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Amelia By The Sea Market Scorecard

No active listings

Amelia By The Sea is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$800,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/2
Active/Pend/Sold

Typical home value in the 32034 ZIP is $615,846, about 26.3% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.