Bannon Lakes
Homes for Sale in St. Augustine, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Bannon Lakes priced at a median of $445,909 in the July 11, 2026 snapshot, down 8.9% year over year, with a median of $213.41 per square foot. That decline plus a 45-day median days-on-market tells you price here is condition-driven right now rather than scarcity-driven — sellers with dated interiors or deferred maintenance are the ones giving ground, while turnkey homes are still finding buyers closer to ask.
With 18 active listings, 3.4 months of supply, and 63 closings in the trailing window, the market band reads as balanced, and a heat score of 28 confirms this is not a bidding-war environment. For a seller that means pricing to the current comp, not to last year's number. For a buyer it means there is room to negotiate on condition and terms without needing to move at the first showing.
Bannon Lakes right now
🟡 Balanced market. 3.9 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Very High (30 active and pending listings, 63 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($446K) is down 8.9% from the prior 12 months ($489K).Momentum Research, record-level realMLS closed sales, 12-month windows ending July 15. Confidence: Very High (63 and 52 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bannon Lakes market snapshot (as of July 15, 2026): the median sale price is about $446K ($213 per sq ft over the trailing 12 months of closed sales), a median 45 days on market for closed sales, and 3.9 months of supply, a balanced market. The trailing-12-month median is down 9% from the prior 12 months, computed from record-level realMLS closed sales (63 closings in the current window).
Bannon Lakes is a St. Augustine community in St. Johns County, tracked on the realmls feed with data current as of July 11, 2026.
The setting & the homes.
Aerial and on-site photos of Bannon Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Bannon LakesPhotos from realMLS listings in Bannon Lakes; content deemed reliable but not guaranteed.
Who Bannon Lakes is best for.
Best for
- Buyers comfortable negotiating on price and terms rather than competing in bidding wars.
- Sellers with updated, move-in-ready homes who can price to the current median rather than last year's peak.
- Buyers planning around a realistic 45-day-plus marketing window rather than an instant sale.
Probably not for
- Sellers expecting last year's pricing to still hold after an 8.9% year-over-year pullback.
- Buyers hoping for a fast, multiple-offer purchase in a market currently reading as balanced with a 28 heat score.
- Anyone relying on an automated price estimate instead of a hand-prepared valuation against current 3.4-month supply.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($446K) IS the median in the snapshot above, and the move from 2025 ($489K) IS the -8.9% one-year change.
Windows contain 2 to 68 sales each (63 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Bannon Lakes Market Scorecard
Bannon Lakes is currently a seller's market. About 3.4 months of supply, a median asking price of $464,000, and homes go under contract in about 31 days.
Typical home value in the 32095 ZIP is $503,189, about 19.1% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Bannon Lakes
Live MLS inventory for Bannon Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 190 daysTop listing
Active · 62 days
Active · 47 days
Active · 13 days
Active · 4 days
Active · 13 days
Active · 13 days
Active · 13 days
Active · 26 days
Active · 175 days
Active · 61 days
Active · 69 days
Active · 35 days
Active · 13 daysActive and pending Bannon Lakes listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Bannon Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Bannon Lakes
- Clubhouse · reported on 28 of 37 listings
- Fitness Center · reported on 28 of 37 listings
- Park · reported on 28 of 37 listings
- Tennis Court(s) · reported on 28 of 37 listings
- Dog Park · reported on 26 of 37 listings
- Playground · reported on 26 of 37 listings
- Basketball Court · reported on 25 of 37 listings
- Jogging Path · reported on 25 of 37 listings
- Pickleball · reported on 25 of 37 listings
- Pool · reported on 12 of 37 listings
- Barbecue · reported on 3 of 37 listings
- Gated · reported on 3 of 37 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Bannon Lakes are close: the nearest shopping is about 36 minutes away.
- Shoppes At Mill Creek · Shopping36 min
- Baptist & Wolfson St. Augustine Emergency Room (ER) · Health36 min
- Saltwaters Shooting Club · Parks37 min
- Monday Coffee · Coffee37 min
- Publix · Groceries39 min
- Ford's Garage · Dining39 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Wards Creek Elementary SchoolFLDOE grade A · Public PreK-5
- Pacetti Bay Middle SchoolFLDOE grade A · Public 6-8
- Tocoi Creek High SchoolFLDOE grade A · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bannon Lakes address.
Recent Developments in Bannon Lakes
Development, infrastructure, retail, and school activity affecting Bannon Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated July 2026.
- June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 16 miles west of Bannon Lakes.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 8 miles northwest of Bannon Lakes.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 8 miles northwest of Bannon Lakes.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Bannon Lakes buying strategy.
If we were buying in Bannon Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bannon Lakes.
A Correction, Not a Collapse
The 8.9% year-over-year pullback in median price is the headline number, but it needs context: at $213.41 per square foot and a median of $445,909, Bannon Lakes is still transacting, not stalling. A 45-day median days-on-market is a real number to plan around — long enough that overpriced listings get exposed, short enough that well-presented homes still move inside a season.
The supply math backs that up. Eighteen active listings against 3.4 months of supply and 63 closings in the trailing window puts this squarely in balanced territory, not a buyer's flood or a seller's squeeze. The market heat score of 28 is on the cool side of the scale, which is consistent with a community absorbing a price reset rather than one in distress.
The location and the amenities are priced into every listing in Bannon Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bannon Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.0). Basis: Recent Direction -8.9% year-over-year; Liquidity & Demand 3.9 months of supply; Pricing Power 97.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A market that is quietly correcting is exactly where pricing strategy matters most — overshoot the ask and you inherit the 45-day clock at a discount later; undershoot it and you leave money on a home that would have held. We price Bannon Lakes listings off the current realmls snapshot, not stale comps, and we negotiate buyer offers with the actual 3.4-month supply picture in hand, not a guess.
Bannon Lakes in 15 seconds.
HOA, CDD & Fees
- No CDD
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Bannon Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bannon Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bannon Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bannon Lakes home worth?
Get a no-obligation home value based on real comparable sales in Bannon Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Bannon Lakes on the map →
Frequently Asked Questions
What is the median home price in Bannon Lakes?
How long do homes in Bannon Lakes take to sell?
Is Bannon Lakes a buyer's or seller's market right now?
Do cash buyers compete in Bannon Lakes?
What schools serve Bannon Lakes?
Who is the best real estate agent for Bannon Lakes?
How do I find a top St. Augustine real estate agent who knows Bannon Lakes?
Can Momentum Realty connect me with an agent for Bannon Lakes?
Should you buy in Bannon Lakes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Bannon Lakes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 15, 2026 |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2017 (474 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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