Bannon Lakes in St. Augustine

Bannon Lakes
Homes for Sale in St. Augustine, FL

Community in St. Augustine · St. Johns County · ZIP 32095
Median sale $454K
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Live Market Pulse
31/100
Market Heat
Cooler than normal
2019 → 2026 · 88 at the 2022 peak
0 is Bannon Lakes's coldest market since 2019, 100 its hottest. Today: 31. How it's scored
Built fromLive realMLS data9 years of closingsUpdated twice daily
Live · Bannon Lakes Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$454K
Median sold · 12 mo
down 4.7% vs the prior 12 months
-4.7%
1-yr price change
n = 66 and 56 sales in the two windows
$214/sf
Sold $/sqft · 12 mo
peak $228 in 2024
97.4%
Sale vs ask
St. Johns median: 95.8%
Tempo
2.2mo
Supply
3 to 6 months is the balanced band
53days
Median DOM · closed
20 days at the 2022 low
52%
Under contract
St. Johns: 32% (860 of 2,709)
12 · 13
For sale · pending
live counts, refreshed twice daily
66
Sold · last 12 mo
10-yr average: about 49 a year
Track record · 9 years of records
2,107sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Bannon Lakes priced at a median of $445,909 in the July 11, 2026 snapshot, down 8.9% year over year, with a median of $213.41 per square foot. That decline plus a 45-day median days-on-market tells you price here is condition-driven right now rather than scarcity-driven — sellers with dated interiors or deferred maintenance are the ones giving ground, while turnkey homes are still finding buyers closer to ask.

With 18 active listings, 3.4 months of supply, and 63 closings in the trailing window, the market band reads as balanced, and a heat score of 28 confirms this is not a bidding-war environment. For a seller that means pricing to the current comp, not to last year's number. For a buyer it means there is room to negotiate on condition and terms without needing to move at the first showing.

Bannon Lakes Housing Pulse · Momentum Research · as of August 20, 2026

Bannon Lakes right now

🟡 Balanced market. 2.2 months of supply and 52% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 20, 2026. Confidence: Very High (25 active and pending listings, 66 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($454K) is down 4.7% from the prior 12 months ($476K).Momentum Research, record-level realMLS closed sales, 12-month windows ending August 20. Confidence: Very High (66 and 56 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Bannon Lakes market snapshot (as of August 20, 2026): the median sale price is about $454K ($214 per sq ft over the trailing 12 months of closed sales), a median 53 days on market for closed sales, and 2.2 months of supply, a balanced market. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level realMLS closed sales (66 closings in the current window).

Bannon Lakes is a St. Augustine community in St. Johns County, tracked on the realmls feed with data current as of July 11, 2026.

Best for

  • Buyers comfortable negotiating on price and terms rather than competing in bidding wars.
  • Sellers with updated, move-in-ready homes who can price to the current median rather than last year's peak.
  • Buyers planning around a realistic 45-day-plus marketing window rather than an instant sale.

Probably not for

  • Sellers expecting last year's pricing to still hold after an 8.9% year-over-year pullback.
  • Buyers hoping for a fast, multiple-offer purchase in a market currently reading as balanced with a 28 heat score.
  • Anyone relying on an automated price estimate instead of a hand-prepared valuation against current 3.4-month supply.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending August 20 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($454K) IS the median in the snapshot above, and the move from 2025 ($476K) IS the -4.7% one-year change.

Windows contain 2 to 66 sales each (66 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$300K$400K$500K20182020202220242026
Down 4.7% year over year.
Every sale since 2017 · price vs size
$0$250K$500K$750K2k3k4k
485 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$150$20020182020202220242026
Up from $163 in 2017 to a $228 peak in 2024; $214 now.
Median days on market · closed sales
5010020182020202220242026
20 days at the 2022 low; 53 now.
Sale price vs original ask · median
96%98%100%20182020202220242026
97.4% now vs St. Johns 95.8%.
Homes sold per 12-mo window
020406020182020202220242026
2 to 66 a year; 66 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2020202220242026
88 at the 2022 peak, 14 in the troughs, 31 now. Same score as the hero card, full history.
How much local inventory is already under contract

32% of homes for sale in ZIP 32095 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).

Bannon Lakes Market Scorecard

Balanced

Bannon Lakes is currently a balanced market. About 2.2 months of supply, a median asking price of $454,495, and homes go under contract in about 38 days.

2.2
Months supply
$454,495
Median list
$454,157
Median sold
$220
List $/sqft
38
Days on mkt
12/13/66
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Bannon Lakes, St. Augustine

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Median closed sale price — $450,136 · ▼ 6.7% yr (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-08-18)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Bannon Lakes

Live MLS inventory for Bannon Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Bannon Lakes listings as of 2026-08-20, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Bannon Lakes

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The takeaway

Everyday stops around Bannon Lakes are close: the nearest shopping is about 36 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Schools

In short
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Wards Creek Elementary SchoolFLDOE grade A · Public PreK-5
  • Pacetti Bay Middle SchoolFLDOE grade A · Public 6-8
  • Tocoi Creek High SchoolFLDOE grade A · Public 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with St. Johns County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Bannon Lakes address.

Recent Developments in Bannon Lakes

Development, infrastructure, retail, and school activity affecting Bannon Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum77/100 · High
  1. July 2026
    Infrastructure

    CR 210 widening westbound lanes set to reopen in St. Johns County

    News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.

    What it may mean for the marketExpands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 7 miles north of Bannon Lakes, elsewhere in St. Johns County.

    Source: News4Jax
  2. July 2026
    Development

    Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County

    Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.

    What it may mean for the marketSignals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The site is about 7 miles north of Bannon Lakes.

    Source: Jacksonville Today
  3. July 2026
    Retail & Dining

    Publix opens and more retailers coming to Marketplace at Nocatee

    An official Nocatee business update reported that a Publix supermarket with a pharmacy drive-thru and adjacent Publix Liquors has opened at Marketplace at Nocatee. Additional announced tenants include SoFresh in late summer 2026, a Gate gas station, BODYBAR Pilates, a nail spa and a wine and spirits shop. The Hub at Nocatee entertainment concept is slated for 2028.

    What it may mean for the marketExpands grocery, dining and everyday retail capacity at a growing town center, adding anchor and service tenants that build out the commercial base of the area. The project is about 9 miles north of Bannon Lakes, elsewhere in St. Johns County.

    Source: Nocatee
  4. June 2026
    Infrastructure

    First Coast Expressway advances as an economic-development corridor across Clay and St. Johns

    The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.

    What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 16 miles west of Bannon Lakes.

    Source: Jax Daily Record
  5. May 2026
    Retail & Dining

    Grocery-anchored retail center proposed in Durbin Park

    A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.

    What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 8 miles northwest of Bannon Lakes.

    Source: Jax Daily Record
  6. February 2026
    Retail & Dining

    Durbin Park Walmart plans an expansion

    The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.

    What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The site is about 8 miles northwest of Bannon Lakes.

    Source: Jax Daily Record

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Bannon Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bannon Lakes.

Best Buy
Buyers and sellers who want a balanced, negotiation-friendly market rather than a bidding war.
Biggest Risk
A -8.9% year-over-year price trend means recent comps can overstate what a home will actually fetch.
Sweet Spot
Well-presented, move-in-ready homes priced to the $445,909 median, which are still finding buyers near the 45-day mark.
Avoid If
You need a fast, above-ask sale — the current heat score and days-on-market don't support that expectation.

A Correction, Not a Collapse

The 8.9% year-over-year pullback in median price is the headline number, but it needs context: at $213.41 per square foot and a median of $445,909, Bannon Lakes is still transacting, not stalling. A 45-day median days-on-market is a real number to plan around — long enough that overpriced listings get exposed, short enough that well-presented homes still move inside a season.

The supply math backs that up. Eighteen active listings against 3.4 months of supply and 63 closings in the trailing window puts this squarely in balanced territory, not a buyer's flood or a seller's squeeze. The market heat score of 28 is on the cool side of the scale, which is consistent with a community absorbing a price reset rather than one in distress.

The location and the amenities are priced into every listing in Bannon Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.0B · Buy Score
Recent Direction4.8/10
Liquidity & Demand7.8/10
Pricing Power8.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.0). Basis: Recent Direction -4.7% year-over-year; Liquidity & Demand 2.2 months of supply; Pricing Power 97.4% sale-to-list. Refreshed with each data update.

Why work with Momentum here

A market that is quietly correcting is exactly where pricing strategy matters most — overshoot the ask and you inherit the 45-day clock at a discount later; undershoot it and you leave money on a home that would have held. We price Bannon Lakes listings off the current realmls snapshot, not stale comps, and we negotiate buyer offers with the actual 3.4-month supply picture in hand, not a guess.

Bannon Lakes in 15 seconds.

Best forBuyers and sellers who want a balanced, negotiation-friendly market rather than a bidding war.
Biggest advantageRoom to negotiate on condition and terms with 3.4 months of supply and a cool 28 heat score.
Biggest riskA -8.9% year-over-year price trend means recent comps can overstate what a home will actually fetch.
Sweet spotWell-presented, move-in-ready homes priced to the $445,909 median, which are still finding buyers near the 45-day mark.
Avoid ifYou need a fast, above-ask sale — the current heat score and days-on-market don't support that expectation.

HOA, CDD & Fees

In short
  • No CDD
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bannon Lakes sales matched to your home.

What is your Bannon Lakes home worth?

Get a no-obligation home value based on real comparable sales in Bannon Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Bannon Lakes on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Bannon Lakes?
The median sale price in Bannon Lakes was $454K over the 12 months ending August 20, 2026 (66 closed sales, realMLS).
How long do homes in Bannon Lakes take to sell?
Homes that closed in the 12 months ending August 20, 2026 took a median 53 days on market (66 sales, realMLS).
Is Bannon Lakes a buyer's or seller's market right now?
As of August 20, 2026, Bannon Lakes is roughly balanced: 2.2 months of supply at the current sales pace (realMLS live counts).
What schools serve Bannon Lakes?
Bannon Lakes is served by St. Johns County Public Schools, typically Wards Creek Elementary School, Pacetti Bay Middle School and Tocoi Creek High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Bannon Lakes?
The best agent for Bannon Lakes is one who actively works St. Augustine and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bannon Lakes.
How do I find a top St. Augustine real estate agent who knows Bannon Lakes?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bannon Lakes and the wider St. Augustine area.
Can Momentum Realty connect me with an agent for Bannon Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bannon Lakes purchase or sale - no call center and no pressure.
Buyers comfortable negotiating on price and terms rather than competing in bidding wars.Excellent fit
Sellers with updated, move-in-ready homes who can price to the current median rather than last year's peak.Excellent fit
Buyers planning around a realistic 45-day-plus marketing window rather than an instant sale.Excellent fit
Sellers expecting last year's pricing to still hold after an 8.9% year-over-year pullback.Probably not
Buyers hoping for a fast, multiple-offer purchase in a market currently reading as balanced with a 28 heat score.Probably not
Anyone relying on an automated price estimate instead of a hand-prepared valuation against current 3.4-month supply.Probably not

Nearby Communities

Explore more neighborhoods near Bannon Lakes with Momentum Realty’s local guides.

MLMallard Landing At Shearwater St Johns0.1 mi awayParkland Preserve St Augustine0.5 mi awayT2Tidal 210 St Johns1.1 mi awayMSMarkland St Augustine1.1 mi awayCWCascades World Golf Village St Augustine1.5 mi awayRAResidences At World Golf Village St Augustine1.7 mi awayWSWgv St Andrews Place St Augustine2.0 mi awaySegovia St Augustine2.3 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: August 20, 2026)
Community market statsrealMLS closed sales, 12-month windows ending August 20, 2026
Under-contract sharesrealMLS records, as of 2026-08-18
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2017 (485 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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CallFree valuation →
Thinking of selling in Bannon Lakes? 66 recorded closings; median 53 days on market (window ending 2026-08-20). See the St. Johns County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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