Bay Colony in Cumming

Bay Colony
Homes for Sale in Cumming, GA

All 460 homes for sale in Cumming, GA · median $624,950 · 357 homes for sale in 30041

Community in Cumming · Forsyth County · ZIP 30041
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Photo courtesy of Allison Hildreth · via Georgia MLS

Built fromLive Georgia MLS data2 years of closingsUpdated twice daily

As of September 2026, the MLS records 5 closed sales in Bay Colony in Cumming, GA since 2024, the most recent in June 2026. Across Cumming as a whole, 1,182 homes closed in the last 12 months at a median of $610,000, 38 median days on market, with 428 homes for sale today. At that median and Forsyth County's 2025 rate of 21.42 mills, annual property tax runs about $5,230.

Live · Bay Colony Housing Pulse Georgia MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Bay Colony sits in Cumming, in Forsyth County, and right now the MLS feed we track has not produced a clean read on price, inventory levels, or days on market for this community. That is a data gap, not a market judgment — it usually means listing volume here is thin at the moment, which can happen in smaller or lower-turnover pockets.

For a buyer or seller, that means going in with eyes on the ground rather than a dashboard. We would want to walk any current listing against recent closed activity in the immediate Cumming submarket before forming a view on pricing, and we would not rely on aggregated stats that do not exist yet for this specific community.

Nearby homes for sale

No active listings inside Bay Colony right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

4455 Palmetto Lane
$2.08M · 0.3 mi away
5 bd · 4.5 ba · 3,485 sqft
4455 Palmetto Lane
Listed by Keller Williams Realty Atl. Partners
4050 Shelby Lane
$490K · 0.6 mi away
4 bd · 3 ba
4050 Shelby Lane
Listed by The Rezerve
3990 F A A Road
$450K · 0.7 mi away
4 bd · 3 ba
3990 F A A Road
Listed by Keller Williams Community Partners
5641 Young Deer Drive
$549K · 0.7 mi away
4 bd · 2 ba · 2,734 sqft
5641 Young Deer Drive
Listed by Trelora Realty, Inc.
3850 Pilgrim Mill Road
$529K · 0.8 mi away
4 bd · 3 ba
3850 Pilgrim Mill Road
Listed by PURE Real Estate Solutions
5630 Williams Shores Drive
$575K · 0.8 mi away
3 bd · 2.5 ba · 2,668 sqft
5630 Williams Shores Drive
Listed by Keller Williams Realty

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Bay Colony is a residential community in Cumming, Forsyth County, Georgia; current MLS data does not show a defined set of community amenities, so any amenity claims should be verified listing by listing rather than assumed community-wide.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Searching in Cumming or Forsyth County with flexibility on timeline while data is confirmed directly.
  • Comfortable working with an agent to pull live comps rather than relying on public aggregate stats.
  • Prioritizing location within the Forsyth County/Cumming corridor over a fully documented amenity package.

Probably not for

  • Needing a firm, published median price or days-on-market figure before starting a search.
  • Expecting a defined list of community amenities to be confirmed from current listing data alone.
  • Wanting a high-inventory community with many active comparables to shop against right now.

The market around Bay Colony

Bay Colony is too small for its own price trend, so here is the market around it.

In ZIP 30041, 417 homes are on the market and 15% are under contract — a slower corner of Cumming.

Across Forsyth County, 1,067 homes are active and 201 pending (16% under contract).

In ZIP 30041 (Cumming), 521 homes closed in the last 12 months at a median of $621K ($213/sq ft), down 1.9% year over year, with a median 36 days on market. Right now 173 active and 44 pending listings put supply at about 4.7 months — a balanced market. See the live ZIP 30041 housing market.

ZIP and county figures describe the wider market, not Bay Colony specifically. Momentum Research analysis of MLS records.

If we were buying in Bay Colony today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Colony.

Best Buy
Buying with a longer search timeline and no need for a fast, stat-rich comparison.
Biggest Risk
Limited current data means pricing and pace here have to be established manually, not pulled from a dashboard.
Sweet Spot
Buyers or sellers willing to do a live, address-level comparison rather than relying on aggregated community stats.
Avoid If
Avoid if you need published price and market-time figures upfront to make a fast decision.

What we actually know right now

As of this snapshot, the GAMLS feed does not return enough active or recent listing detail in Bay Colony to characterize typical pricing, condition mix, or turnover pace with any confidence. That is worth saying plainly rather than papering over with a borrowed number from the broader Cumming market.

What we can confirm is location: Bay Colony is in Cumming, within Forsyth County, part of the broader north Georgia metro Atlanta corridor. Buyers interested in this specific community should treat any online estimate or aggregate stat with caution until we pull a live, address-level comparison — that is exactly the kind of legwork a local agent should be doing before you write an offer or set a list price.

The location and the amenities are priced into every listing in Bay Colony. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community's MLS footprint is this quiet, the value an agent adds is not reciting stats — it is knowing how to find the handful of relevant comps, recent activity, and off-feed context that a generic search will miss. That is the work we do before we ever put a number in front of you.

Bay Colony in 15 seconds.

Best forBuying with a longer search timeline and no need for a fast, stat-rich comparison.
Biggest advantageLocation within Cumming and Forsyth County, without competing against a flood of active listings.
Biggest riskLimited current data means pricing and pace here have to be established manually, not pulled from a dashboard.
Sweet spotBuyers or sellers willing to do a live, address-level comparison rather than relying on aggregated community stats.
Avoid ifAvoid if you need published price and market-time figures upfront to make a fast decision.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Bay Colony homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Bay Colony.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Colony sales matched to your home.

What is your Bay Colony home worth?

Get a no-obligation home value based on real comparable sales in Bay Colony, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Cumming →

Real comps, not an automated estimate.
Searching in Cumming or Forsyth County with flexibility on timeline while data is confirmed directly.Excellent fit
Comfortable working with an agent to pull live comps rather than relying on public aggregate stats.Excellent fit
Prioritizing location within the Forsyth County/Cumming corridor over a fully documented amenity package.Excellent fit
Needing a firm, published median price or days-on-market figure before starting a search.Probably not
Expecting a defined list of community amenities to be confirmed from current listing data alone.Probably not
Wanting a high-inventory community with many active comparables to shop against right now.Probably not

Data sources & freshness

Live listingsGeorgia MLS, refreshed twice daily (last: September 20, 2026)
Under-contract sharesGeorgia MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2024 (5 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

Looking to buy here? Search homes for sale →

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Common questions about Bay Colony

Where is Bay Colony?

Bay Colony is a community in Cumming, Forsyth County, Georgia, ZIP 30041.

Are there homes for sale in Bay Colony right now?

No active listings inside Bay Colony at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Bay Colony have an HOA or CDD?

No HOA is on record for Bay Colony in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Bay Colony with Momentum Realty’s local guides.

HLHickory Lakeside0.5 mi away · median $1.98M, 4 sales/12 moWSWilliams Shores0.6 mi awayDDDarryl Downs0.7 mi away · 1 for salePLPilgrim Landing0.7 mi away · 3 for saleWilliam Shores0.8 mi away · 1 for saleLake Lanier Country Club Estate1.0 mi away · 1 for saleYoung Deer Creek1.1 mi away · 1 for sale

Browse all neighborhood guides →

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