Cumming, Georgia

Cumming
Housing Market

City market report · Forsyth County, GA · 7 ZIP codes

Median sale price $610,000, down 2.4% year over year, with homes going under contract in about 38 days, 428 homes on the market.

199 communities reporting1,310 sales analyzedRefreshed twice dailyMomentum Score 60
Live Market Pulse
60/100
Momentum
Balanced Market
Homes are selling at nearly full asking price. Recalculated every day from licensed MLS data · last refresh September 21, 2026 at 8:13 PM ET.
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Live · Cumming Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$610K
Median sold · 12 moConfidence: High
down 2.4% vs the prior 12 months
-2.4%
1-yr price change
n = 1,310 recent sales
$208/sf
Sold $/sqft · 12 mo
Forsyth County: $208
142.6%
Sale vs ask
Forsyth County: 131.0%
Tempo
5.1mo
Supply
3 to 6 months is the balanced band
38days
Median DOM · closed
Forsyth County: 36 days
20%
Under contract
Forsyth County: 19%
428 · 94
For sale · pending
live counts, refreshed twice daily
1,182
Sold · last 12 mo
closed across all tracked communities
Market context
14%
New construction
share of recent sales
60/100
Momentum score
Balanced Market
199
Communities reporting
of 458 tracked in Cumming
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 21, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 5.1 months of supply — balanced by the 3-to-6-month balanced benchmark, and 20% of listed homes are already under contract. Prices are down 2.4% versus the prior year, but sellers are still collecting 142.6% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 60
Momentum Score
Buyer leverage40
Seller leverage60

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Negotiating power — sellers hold the leverage while 20% of inventory sits under contract.

Derived from current Cumming data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

$300K–$500K
4.0 mo · balanced band · 128 active
$500K–$750K
4.3 mo · balanced band · 197 active
$750K+
5.0 mo · balanced band · 103 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Analysis

The read on Cumming

The median sale price across Cumming currently stands at $610,000, down 2.4% from a year ago. Buyers are paying a median of $208 per square foot. The typical home goes under contract in about 38 days. Sellers are capturing 142.6% of their original asking price on average.

There are 428 active listings on the market, with 94 more already under contract. At the current sales pace that works out to 5.1 months of supply — roughly balanced conditions by the standard six-month benchmark. 1,182 homes closed here over the trailing 12 months.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Cumming is 60 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 21, 2026.

Trends & History

Where the market is heading

Median price · daily recalculation

$605K$608K$610K$610KSep 01: $605KSep 04: $607KSep 05: $607KSep 06: $607KSep 07: $607KSep 08: $607KSep 09: $607KSep 10: $607KSep 11: $607KSep 12: $607KSep 13: $607KSep 14: $607KSep 15: $607KSep 16: $607KSep 17: $607KSep 19: $607KSep 20: $610KSep 21: $610KSep 01Sep 07Sep 12Sep 16Sep 21
Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Woodland Park ▼ 15%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$750K+: 5.0 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Cumming right now.

Biggest opportunity
$300K–$500K: 4.0 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Prices rising fastest
VickeryCumming$1.08M▲ 14%
WellstoneCumming$540K▲ 4%
Chattahoochee River ClubCumming$850K▲ 3%
WindermereCumming$889K▲ 3%
Hampton Golf VillageCumming$615K▲ 3%
Prices cooling fastest
Woodland ParkCumming$810K▼ 15%
HemingwayCumming$445K▼ 14%
Polo Golf & Country ClubCumming$860K▼ 12%
DeerwoodCumming$280K▼ 11%
Whisper PointCumming$575K▼ 11%
Most homes for sale
Chattahoochee River ClubCumming$850K13
HemingwayCumming$445K11
Shady ShoresCumming$308K10
James CreekCumming$655K9
LonglakeCumming$710K9
Selling fastest
DeerwoodCumming$280K6 days
Gran ForestCumming$508K12 days
James CreekCumming$655K13 days
WynfieldCumming$500K14 days
Princeton SquareCumming$682K16 days
Explore Deeper

Cumming ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Cumming right now?

The data says conditions currently favor neither side decisively in Cumming — the Momentum Score reads 60/100 with 5.1 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Cumming becoming more affordable?

Yes, modestly — the median sale price in Cumming is $610,000, down 2.4% versus the prior year, while sellers still capture 142.6% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Cumming?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Woodland Park (-15%); Hemingway (-14%); Polo Golf & Country Club (-12%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Cumming neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Deerwood (6 days); Gran Forest (12 days); James Creek (13 days) — homes there go under contract well ahead of the market-wide pace of 38 days.

How does Cumming compare to the rest of Forsyth County?

Cumming's median of $610,000 runs 2% below the county-wide median of $621,500, and homes here take 38 days to go under contract versus 36 county-wide.

Questions

Cumming housing market FAQ

How is the housing market in Cumming right now?

As of September 21, 2026, the Cumming housing market favors sellers: the median sale price is $610,000 (down 2.4% year over year), 428 homes are for sale against 1,182 sales in the last 12 months, which is 5.1 months of supply, and the typical home goes under contract in about 38 days.

How much is a house in Cumming?

The median home sold for $610,000 in Cumming over the last 12 months, about $208 per square foot; asking prices on the 428 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Cumming?

By the numbers, sellers in Cumming are getting 142.6% of asking price and going under contract in about 38 days with 5.1 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Cumming housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Cumming median sale prices are down 2.4% year over year, inventory stands at 5.1 months of supply, and 20% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Cumming?

The median sale price in Cumming is currently $610,000, down 2.4% from a year ago, based on MLS sales data updated September 21, 2026.

Is Cumming a buyer's or seller's market right now?

The data currently favors sellers. Cumming scores 60 of 100 on the Momentum Score, with 5.1 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Cumming?

The typical home in Cumming goes under contract in about 38 days, per current MLS data.

How many homes are for sale in Cumming?

There are approximately 428 active listings in Cumming as of September 21, 2026.

Are home prices in Cumming rising or falling?

Median sale prices are down 2.4% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Cumming. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Georgia MLS feeds, recorded public sales and public records — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 21, 2026 at 8:13 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (public records) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.