Bay Haven
Homes for Sale in Key Largo, FL
All 263 homes for sale in Key Largo, FL · median $819,000 · 210 homes for sale in 33037 · Monroe County homes for sale
True comps, carrying-cost math, and listings before the portals.
Nearby homes for sale
No active listings inside BAY HAVEN right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The market around Bay Haven
Bay Haven is too small for its own price trend, so here is the market around it.
In ZIP 33037, 255 homes are on the market and 16% are under contract — a slower corner of Key Largo.
Across Monroe County, 1,268 homes are active and 244 pending (16% under contract).
ZIP and county figures describe the wider market, not Bay Haven specifically. Momentum Research analysis of MLS records.
Schools
- Monroe County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sarasota County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Bay Haven listings and can change; always confirm with Monroe County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bay Haven address.
The Bay Haven buying strategy.
If we were buying in Bay Haven today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Haven.
A closer look at the Bay Haven market
The housing stock is 241 homes built between 1950 and 2024, and 38% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Bay Haven. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Haven buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Haven sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Haven, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Haven home worth?
Get a no-obligation home value based on real comparable sales in Bay Haven, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Key Largo →
| Location | Key Largo, Monroe County, FL · ZIP 33037, 33070 |
|---|---|
| Homes in the community | 241 (FL DOR 2025 assessment roll) |
| Years built | 1950–2024 (median 1988) |
| Typical living area | 1,088 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 38% |
| Zoned public schools | Sarasota County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bay Haven key facts,” movewithmomentum.com/neighborhoods/bay-haven, data as of September 20, 2026.
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- ZIP 33037 housing scorecard
- 1 coming-soon community in Monroe County
Key Largo guides & data
- Market data
- Property taxes (Monroe County)
- Homestead exemption (Monroe County)
- Home insurance cost
- ZIP codes
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Key Largo? Join Momentum in Key Largo: 100% commission, one $12K cap.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Sarasota County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Sarasota County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Email me new listings in Bay HavenHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Bay HavenHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bay HavenHomes for Sale will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Bay Haven?
What share of Bay Haven is owner-occupied?
When were the homes in Bay Haven built?
What schools serve Bay Haven?
Who is the best real estate agent for Bay Haven?
How do I find a top Key Largo real estate agent who knows Bay Haven?
Can Momentum Realty connect me with an agent for Bay Haven?
Where is Bay Haven, and what county is it in?
Data sources & freshness
| Live listings | Florida Keys MLS, refreshed twice daily (last: June 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (9 streets, ZIP 33037/33070)) |
| Under-contract shares | Florida Keys MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2007 (75 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Keys MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Keys MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how BAY HAVEN fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Bay Haven
- Home values · What homes in Bay Haven actually sell for
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