Bayway Isles in St. Petersburg

Bayway Isles Homes for Sale in St. Petersburg, FL

Guard-gated waterfront community · St. Petersburg, Pinellas County · ZIP 33715

A guard-gated waterfront enclave on Boca Ciega Bay, estate homes minutes from the Gulf beaches.

Guard-gatedDeep-water estatesNear Fort De Soto
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Bayway Isles is a guard-gated waterfront enclave where the parcel, the elevation, and insurance drive the buy as much as the address.
Free · No obligation
Unlock Off-Market Bayway Isles

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Bayway Isles is a guard-gated waterfront enclave on Boca Ciega Bay in southern St. Petersburg, so the read is by parcel: estate homes, many on deep water with private docks, sit behind a 24-hour guard gate near the Pinellas Bayway, where the parcel, the elevation, the seawall and dock, and the flood and insurance picture drive value as much as the address. The community shares the island area with the Point Brittany 55-plus condos. Your leverage is reading the flood zone, elevation, and insurability honestly and pricing the deep-water frontage and the gated prestige against real comps."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Bayway Isles is a prestigious, guard-gated waterfront community in southern St. Petersburg, Pinellas County, on islands along Boca Ciega Bay near the Pinellas Bayway, about three miles from Fort De Soto and the Gulf beaches (community sources, 2026).

It is known for estate homes, many on deep-water lots with private docks and direct access to the bay and the Gulf, behind a 24-hour guard gate. The broader Bayway Isles area also includes the Point Brittany 55-plus waterfront condos, which trade separately. Most single-family homes carry no mandatory HOA beyond the gated-community association; there is no CDD.

This is a guard-gated, deep-water estate market, so the money is made or lost on the parcel, the elevation, the seawall and dock, and an honest read of insurability and condition, not just the gated address.

The pitch is secure, deep-water estate living minutes from the Gulf beaches, Fort De Soto, and downtown St. Petersburg. The trade is the flood, wind, and insurance reality of a low-lying bay island. The work is reading the flood zone and elevation, quoting insurance, and verifying the seawall and dock before you offer.

Best for

  • Buyers who want a guard-gated deep-water estate near the Gulf
  • Boaters who want a private dock and direct bay and Gulf access
  • Buyers who value 24-hour security and prestige
  • Buyers comfortable underwriting flood, wind, and insurance

Probably not for

  • Buyers who want a low-cost, low-insurance inland home
  • Anyone unwilling to verify flood zone, elevation, and insurance
  • Buyers who want a master-plan amenity community
  • Buyers who want a modest price point

How Bayway Isles is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Bayway Isles listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Bayway Isles buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Bayway Isles puts guard-gated deep-water estate living minutes from the Gulf beaches, Fort De Soto, and downtown St. Petersburg, the secure-waterfront case, underwritten honestly for flood and insurance.

Pinellas Bayway~2 to 5 min · island access
St. Pete Beach Gulf beaches~8 to 12 min · coast
Fort De Soto Park~10 to 15 min · beaches and nature
Downtown St. Petersburg~12 to 18 min · city center
Interstate 275~10 to 15 min · regional access
Tampa International Airport~30 to 40 min · via I-275
Eckerd College~3 to 6 min · nearby

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Bayway Isles with Momentum Realty’s local guides.

PBPoint BrittanySt. Petersburg, FL · 0.1 miBIBayway Isles Point Brittany OneSt. Petersburg, FL · 0.1 miPoint Brittany FourPoint Brittany FourSt. Petersburg, FL · 0.3 miOPOsprey Pointe at Dolphin CaySt. Petersburg, FL · 0.4 miPBPoint Brittany Fiveat Bayway IslesSt. Petersburg, FL · 0.6 miPBPoint Brittanyat Bayway IslesSt. Petersburg, FL · 0.6 miMAMaximoMooringsSt. Petersburg, FL · 0.6 miPBPoint Brittany Three at Bayway IslesSt. Petersburg, FL · 0.7 miPBPoint Brittany at Bayway IslesSt. Petersburg, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Bayway Isles (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Bayway Isles is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Bayway Isles address.

The takeaway

What is actually shaping value in Bayway Isles: scarce guard-gated deep-water frontage near the Gulf, the 24-hour security, and the rising weight of flood and wind insurance on a low-lying island. Each item is sourced and linked.

Recent Developments in Bayway Isles

Our read on what is being built around Bayway Isles, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishScarce gated deep-water frontage near the Gulf supports strong long-term demand, with the watch items being flood and wind insurance costs and elevation considerations.

Guard-gated deep-water frontage

Ongoing
BullishMajor impact
SignificanceRadius: Community

A fixed supply of guard-gated deep-water estate frontage near the Gulf supports durable demand and prestige.

Flood and wind insurance weight

Ongoing
BearishMajor impact
SignificanceRadius: Area

Rising flood and wind insurance costs on a low-lying island are a central factor buyers must underwrite.

24-hour security

Ongoing
BullishNotable impact
SignificanceRadius: On-site

A 24-hour guard gate anchors the premium, secure lifestyle buyers pay for.

Near Fort De Soto and the beaches

Ongoing
BullishNotable impact
SignificanceRadius: Area

Proximity to Fort De Soto, the Gulf beaches, and downtown St. Pete underpins the location premium.

Elevation and rebuilding considerations

Ongoing
NeutralNotable impact
SignificanceRadius: Area

FEMA elevation and substantial-improvement rules shape renovations and drive elevated rebuilds.

Seawall and dock upkeep

Ongoing
NeutralMinor impact
SignificanceRadius: Community

Seawalls, docks, and waterfront maintenance are real carrying costs that vary by home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Bayway Isles, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2026
    Market

    Bayway Isles remains a guard-gated deep-water estate community

    Bayway Isles is described as a prestigious guard-gated waterfront community in southern St. Petersburg on Boca Ciega Bay, with deep-water estate homes, private docks, and 24-hour security, about three miles from Fort De Soto and the Gulf beaches. Why it matters: Guard-gated deep-water frontage near the Gulf supports the community's durable demand. Source

  2. January 2025
    Civic

    Island ownership shaped by flood and insurance

    Bayway Isles estate values increasingly turn on flood and wind insurance and on FEMA elevation considerations for the low-lying bay island, alongside seawall and dock condition. Why it matters: Underwriting the insurance and elevation picture is central to valuing any estate here. Source

Development alerts for Bayway IslesGet a short monthly email when something new is approved, funded, or opens near Bayway Isles.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Bayway Isles, this is the order of operations we would run, and the one we run for our clients.

1

Read the flood zone and elevation first. On a low-lying bay island, the FEMA flood zone, the base flood elevation, and the elevation certificate drive cost and insurability.

2

Quote insurance early. Flood and wind insurance are major line items, so get real quotes for the specific home.

3

Inspect the seawall and dock. For a deep-water estate, the seawall, the dock, and the water depth are central to value.

4

Confirm the gated-community association. Verify the guard-gate and association dues and rules for the specific home.

5

Use the Bayway context, and cross-shop the nearby Point Brittany 55-plus condos.

Best Buy
A higher-elevation deep-water estate with a sound seawall matched to comps
Biggest Risk
Underwriting flood, wind, and insurance too optimistically
Best Lot
Deep-water bay frontage at a higher elevation with a good seawall
Smart Timing
Confirm flood zone, elevation, insurance, and association dues before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Guard-gated deep-water estate homes

Setting

Boca Ciega Bay islands near the Bayway

Security

24-hour guard gate

Status

Established, gated, waterfront

Costs & Fees

HOA

Gated-community association funds the guard gate

CDD

None

Worth noting

Flood and wind insurance are major added costs

Amenities

Water

Deep-water docks and bay and Gulf access

Security

24-hour guard gate

Beaches

Fort De Soto and the Gulf beaches nearby

Nearby

Point Brittany 55-plus condos in the area

Location

Area

Southern St. Petersburg, Pinellas County, ZIP 33715

Access

Pinellas Bayway and I-275

Beaches

Fort De Soto and the Gulf beaches nearby

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Interior or Entry Estate

Non-waterfront and smaller homes behind the gate, the more attainable way into the community.

Lowest entry
The Deep-Water Core

Deep-water estates with private docks, the heart of the gated community.

Most inventory
The Top

The premier deep-water and open-bay estates at higher elevations, the ones that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Interior or Entry Estate
Non-waterfront and smaller homes behind the gate, the more attainable way into the community.
The Deep-Water Core
Deep-water estates with private docks, the heart of the gated community.
The Top
The premier deep-water and open-bay estates at higher elevations, the ones that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within St. PetersburgStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Bayway Isles

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The gate, the deep water, and the prestige sell the home, but the island prices the risk. The deal is won or lost on elevation, the flood zone, the seawall, and insurability.

Jon Brooks · Founder, Momentum Realty
8.0B+ · Buy Score
Resale Strength8.0/10
Renovation Risk5.4/10
Location Efficiency8.6/10
Long-Term Defensibility8.2/10
Carrying Cost Advantage4.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Bayway Isles is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Higher-elevation deep-water frontage holds value and insures better
  • Open-bay and wide-water lots command the premium
  • Seawall and dock condition drive value
  • Flood zone and elevation certificate are decisive
  • Read the parcel and the insurance before the gate

On a low-lying bay island, the parcel and its elevation are the part of your money the market and the insurer both judge. Higher-elevation deep-water estates with sound seawalls and bay frontage hold value and insure better than low-lying or poorly protected parcels, and the guard-gate and the location are durable draws. The house can be renovated or elevated; the flood zone, the frontage, and the gated island cannot. Read the elevation, the flood zone, the seawall, and the insurance first, then price the home against comparable estate sales.

Bayway Isles in 15 seconds.

Best forBuyers who want a guard-gated deep-water estate minutes from the Gulf beaches.
Biggest advantage24-hour security and deep-water bay frontage near Fort De Soto and downtown.
Biggest riskFlood, wind, and insurance on a low-lying bay island, plus elevation to verify.
Sweet spotA higher-elevation deep-water estate with a sound seawall, matched to comps.
Avoid ifYou want low insurance costs, an inland home, or a modest price point.

HOA, Flood & Insurance

15-Second Take
  • A gated-community association funds the guard gate
  • No CDD on the island
  • Flood and wind insurance are major added costs
  • Seawall and dock upkeep are real waterfront costs
  • Verify the elevation certificate and insurability

Bayway Isles carries a gated-community association that funds the 24-hour guard gate and common areas; confirm the dues and rules. There is no CDD. The defining additional costs are flood and wind insurance and seawall and dock upkeep on the deep-water estates. Confirm the association dues and the insurance picture for the specific home.

The association funds the guard gate and common areas; budget separately for flood and wind insurance and seawall and dock upkeep. Verify the elevation certificate and wind-mitigation features for the specific home.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Bayway Isles, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Point Brittany, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Bayway Isles home worth?

Get a no-obligation home value based on real comparable sales in Bayway Isles matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Bayway Isles on the map →
Or get your Bayway Isles home value & selling guide →

Real comps, not a Zestimate.

Bayway Isles Market Scorecard

Strong seller's market

Bayway Isles is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Bayway Isles?
Bayway Isles is a guard-gated waterfront community in southern St. Petersburg, Pinellas County, on islands along Boca Ciega Bay near the Pinellas Bayway, ZIP 33715, about three miles from Fort De Soto and the Gulf beaches.
What kind of homes are in Bayway Isles?
Estate homes, many on deep-water lots with private docks and direct access to the bay and the Gulf, behind a 24-hour guard gate.
Is Bayway Isles gated?
Yes. Bayway Isles is a guard-gated community with 24-hour security.
What is the difference between Bayway Isles and Point Brittany?
Bayway Isles is the guard-gated estate-home community, while Point Brittany is a 55-plus waterfront condo community in the broader Bayway Isles area. They trade separately.
Does Bayway Isles have an HOA?
It has a gated-community association funding the guard gate and common areas. There is no CDD. Confirm the dues and rules for the specific home.
How important is the flood zone here?
Critical. This is a low-lying bay island, so the FEMA flood zone, the base flood elevation, and the elevation certificate drive insurability and cost. Always verify them for the exact home.
What about insurance costs?
Flood and wind insurance are major line items on the island. Get real quotes for the specific home, and review the elevation certificate and wind-mitigation features, before you commit.
Do homes have deep-water access?
Many Bayway Isles estates sit on deep-water lots with private docks and access to the bay and the Gulf. Verify the seawall, dock, and water depth for the specific home.
How close is Bayway Isles to the beaches?
It is about three miles from Fort De Soto and the Gulf beaches, with downtown St. Petersburg a short drive. Confirm routes and times.
Is Bayway Isles a good investment?
A scarce guard-gated deep-water estate community supports demand, but flood, wind, and insurance on a low-lying island are real risks that must be underwritten. This is not a guarantee of future value.
What should I check before buying in Bayway Isles?
The FEMA flood zone and elevation certificate, real flood and wind insurance quotes, the seawall and dock, and the gated-community association dues and rules.
Who is the best real estate agent for Bayway Isles?
The best agent for Bayway Isles is one who actively works St. Petersburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bayway Isles.
How do I find a top St. Petersburg real estate agent who knows Bayway Isles?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bayway Isles and the wider St. Petersburg area.
Can Momentum Realty connect me with an agent for Bayway Isles?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bayway Isles purchase or sale — no call center and no pressure.
Buyers who want a guard-gated deep-water estate near the GulfExcellent fit
Boaters who want a private dock and direct bay and Gulf accessExcellent fit
Buyers who value 24-hour security and prestigeExcellent fit
Buyers comfortable underwriting flood, wind, and insuranceExcellent fit
Buyers who will verify flood zone, elevation, and association duesExcellent fit
Buyers who want a low-cost, low-insurance inland homeProbably not
Anyone unwilling to verify flood zone and elevationProbably not
Buyers who want a master-plan amenity communityProbably not
Buyers who want a modest price pointProbably not
Buyers unwilling to budget waterfront upkeep and insuranceProbably not

Get the inside read on Bayway Isles

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Bayway Isles home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Bayway Isles specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Bayway Isles — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Zoom out before you decide: see the Pinellas County market guide or every community in the Neighborhood Finder.

Get my Pinellas County cash offer →

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

or call (904) 351-6461
CallFree valuation →
Talk to a Local Bayway Isles Expert
Call Get Listings