Cedar Creek Chase
Homes for Sale in Panama City, FL
True comps, carrying-cost math, and listings before the portals.
Cedar Creek Chase is a small, relatively young pocket of Panama City — 70 homes built between 2006 and 2024, with a median build year of 2017. That construction window is the main price driver here: buyers are largely comparing homes built within the last two decades rather than sorting through a wide range of ages and renovation states, which keeps the market's price signal fairly clean.
At a $465,000 median and a median 51 days on market, this reads as a steady, unhurried market rather than a bidding-war environment. With only 70 homes in the community and a modest closings sample, pricing needs to be built listing-by-listing off recent comparable closings rather than assumed from broad neighborhood averages.
The 60-Second Overview
Cedar Creek Chase market snapshot (as of July 28, 2026): the median sale price is about $465K, and a median 51 days on market for closed sales.
Cedar Creek Chase is a community of 70 homes in Panama City, Bay County, built between 2006 and 2024 (median 2017.0), with a median living area of about 2,612 square feet. 40% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cedar Creek Chase is a compact, newer-construction community in Panama City, Bay County, with homes concentrated in the 2006-2024 build range and a median living area around 2,612 square feet — favoring buyers looking for larger single-family floor plans over older or smaller housing stock in the area.
Who Cedar Creek Chase is best for.
Best for
- Buyers wanting a newer-built (2006-2024) single-family home with more square footage than older Panama City stock typically offers
- Buyers comfortable pricing off recent comparable closings in a smaller community rather than a large, data-rich subdivision
- Buyers prioritizing home size and construction era over community amenities
Probably not for
- Buyers who want on-site amenities like a pool, clubhouse, or organized common areas
- Buyers who need a large, liquid inventory pool to choose from at any given time
- Buyers expecting a fast-moving, high-competition market pace
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($465K) IS the median in the snapshot above.
Windows contain 0 to 10 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Cedar Creek Chase buying strategy.
If we were buying in Cedar Creek Chase today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cedar Creek Chase.
A newer, larger-format pocket of Bay County
The defining fact about Cedar Creek Chase is its build era: with a median year built of 2017 and a full range spanning 2006 to 2024, most homes here are working with more current construction standards and floor plans than what's typical in older Panama City neighborhoods. Median living space of roughly 2,612 square feet points toward larger single-family homes rather than a starter-home mix.
Roughly 40.5% of homes carry a homestead exemption, suggesting a meaningful share of owner-occupied residency alongside a portion of non-homesteaded ownership — worth noting for anyone comparing this community to more heavily rental- or investment-driven pockets nearby. No community amenities are identified from current MLS listings, so buyers should treat this as a residential-only setting and verify any shared features directly rather than assuming a clubhouse, pool, or gated infrastructure.
The location and the amenities are priced into every listing in Cedar Creek Chase. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 70 homes and a small closings sample, Cedar Creek Chase is not a community where broad averages tell the whole story — pricing a listing or evaluating an offer here means pulling the most current comparable closings and reading them against build year and square footage, not leaning on neighborhood-wide assumptions. We work this the way we work every small, newer-construction pocket: comp-by-comp, with a clear read on what's actually closing and why.
Cedar Creek Chase in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cedar Creek Chase buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cedar Creek Chase sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cedar Creek Chase, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cedar Creek Chase home worth?
Get a no-obligation home value based on real comparable sales in Cedar Creek Chase, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Cedar Creek Chase on the map →
Frequently Asked Questions
What is the median home price in Cedar Creek Chase?
How long do homes in Cedar Creek Chase take to sell?
How many homes are in Cedar Creek Chase?
What share of Cedar Creek Chase is owner-occupied?
When were the homes in Cedar Creek Chase built?
Who is the best real estate agent for Cedar Creek Chase?
How do I find a top Panama City real estate agent who knows Cedar Creek Chase?
Can Momentum Realty connect me with an agent for Cedar Creek Chase?
Should you buy in Cedar Creek Chase?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | cpar closed sales, 12-month windows ending July 28, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32409)) |
| Historical depth | Closed-sale records back to 2012 (70 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.
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