Cedar
Oaks Homes for Sale in Jacksonville, FL

Established resale market · West Jacksonville · ZIP 32210

An established, no-HOA single-family resale street in the Cedar Hills area of west Jacksonville, built mostly in the mid-1950s off 103rd Street near Firestone Road.

Established resaleJacksonville, Duval County3 to 5 bedrooms
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a small, settled resale street, not a new-construction release, and this page will fill in with live realMLS data as sales accrue. Confirm the current condition, lot size, and any updates on a specific home before you buy.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Cedar Oaks is a resale play on a mid-century, no-HOA street in the Cedar Hills area of west Jacksonville, not a builder market. The homes were mostly built between 1954 and 1958 as modest ranch plans, and value here turns on the individual home, how much it has been updated, and its lot, rather than on a fixed floor-plan lineup. Because there is no HOA, buyers get flexibility but also no shared enforcement of upkeep, so condition varies house to house more than in a governed community. The location is straightforward west-side Jacksonville, off 103rd Street near Firestone Road, with a workable run into downtown and reasonable access across the metro without an intown price tag."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Cedar Oaks is an established single-family resale street in the Cedar Hills area of west Jacksonville, in Duval County, off 103rd Street near Firestone Road. Most homes were built between 1954 and 1958 as single-story ranch plans, typically running about 1,350 to 1,600 square feet with 3 bedrooms, though a handful of homes have been expanded or substantially renovated into larger, higher-bedroom-count layouts.

There is no homeowners association identified for the street, which several individual property records confirm directly. That means no shared amenity dues, but also no association-enforced maintenance standard, so the condition of any given home, from original 1950s finishes to a full renovation, is the main thing to evaluate rather than a builder spec or HOA rule set.

The bigger picture is location. Cedar Hills sits on Jacksonville's west side, giving a workable commute into downtown Jacksonville and reasonable access to the rest of the metro at a price point below intown and southside markets. Confirm current flood zone status, roof age, and any updates on a specific home before you make an offer, since these vary widely across a street of mostly 1950s-era construction.

Best for

  • Buyers who want an established, no-HOA single-family resale rather than a new-construction release
  • Buyers comfortable evaluating an individual 1950s-era home's condition, roof, and updates before purchase
  • Buyers who value west-Jacksonville access to downtown without an intown price tag

Probably not for

  • Buyers who want a governed HOA community with enforced upkeep standards
  • Buyers who need a home with a builder warranty or fully modern systems as-is
  • Buyers who want a large, uniform pool of comparable new-construction homes to shop

How Cedar Hills is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Cedar Oaks update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Cedar Hills listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Cedar Oaks buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Jacksonville15 to 20 min · approximate
Jacksonville International Airport (JAX)30 to 35 min · approximate
Naval Air Station Jacksonville15 to 20 min · approximate
I-10 corridor10 to 15 min · approximate
Cecil Commerce Center15 to 25 min · approximate
Jacksonville beaches45 to 55 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near CedarOaks Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

Cedar Hills Estates Homes for Sale in Jacksonville, FLCedar Hills Estates Homes for Sale in Jacksonville, FLJacksonville, FL · adjacentLALane AveTownhomes in Jacksonville, FLJacksonville, FL · 0.1 miBTBriarwood Townhomes in Jacksonville, FLJacksonville, FL · 0.3 miIEImperial Estates Homes for Sale in Jacksonville, FLJacksonville, FL · 0.3 miOak Hill Homes for Sale in Jacksonville, FLOak Hill Homes for Sale in Jacksonville, FLJacksonville, FL · 0.3 miOHOak HillTerrace Homes for Sale in Jacksonville, FLJacksonville, FL · 0.4 miRHRiverdaleGardens Homes for Sale in Jacksonville, FLJacksonville, FL · 0.5 miCHCedarShores Homes for Sale in Jacksonville, FLJacksonville, FL · 0.5 miCSCedar Springs Homes for Sale in Jacksonville, FLJacksonville, FL · 0.5 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Cedar Hills (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Cedar Hills is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Edward H. White High School (Duval County Public Schools); verify by address

Middle

Lake Shore Middle School (verify by address)

Elementary

Cedar Hills Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Cedar Hills address.

The takeaway

The story here is an established, no-HOA street of mostly mid-1950s homes in west Jacksonville's Cedar Hills area, where individual condition and updates matter more than any single headline number.

Recent Developments in Cedar Oaks

Our read on what is being built around Cedar Hills, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet stable for a settled, no-HOA resale street. Watch individual home condition, roof age, and insurance cost, since these vary widely across original-era and renovated homes.

No-HOA, individual-condition resale market

Evergreen
NeutralNotable impact
SignificanceRadius: Community

With no homeowners association identified for the street, there is no shared enforcement of exterior upkeep. That gives owners flexibility, but it also means home condition ranges from original 1950s finishes to full renovations, so evaluate each house on its own rather than assuming a uniform standard.

Older-roof insurance cost

2024 to 2026
BearishMajor impact
SignificanceRadius: Region

Florida homeowners insurance has gotten more expensive statewide, and homes built in the 1950s carry a higher chance of an original or aging roof. Get a bindable insurance quote tied to the specific home's roof age and condition before you commit.

West-side Jacksonville access

Evergreen
BullishMinor impact
SignificanceRadius: Area

The Cedar Hills area off 103rd Street near Firestone Road gives a workable run into downtown Jacksonville and reasonable access across the metro, at a price point generally below intown and southside markets.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Cedar Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Cedar OaksGet a short monthly email when something new is approved, funded, or opens near Cedar Oaks.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Cedar Hills, this is the order of operations we would run, and the one we run for our clients.

    1

    Get a full home inspection, with particular attention to roof age, electrical panel, and plumbing, given the mostly 1954 to 1958 construction.

    2

    Confirm current flood zone status and get a bindable homeowners insurance quote for the specific home before you commit.

    3

    Verify there is truly no HOA or any recorded restrictions on the specific parcel with the Duval County Property Appraiser.

    4

    Verify the exact zoned elementary, middle, and high schools by the home's address with Duval County Public Schools.

    5

    Compare a renovated home's updates and permits against an original-condition home's price before you decide which trade-off fits your budget.

    Best Buy
    A home with a documented roof and system updates, or one priced to reflect original 1950s condition with room to renovate.
    Biggest Risk
    Buying an unrenovated 1950s home without budgeting for roof, electrical, or plumbing updates and current insurance cost.
    Best Lot
    No HOA-governed lot rules here; check the individual parcel's flood zone, lot size, and fencing before you buy.
    Smart Timing
    Resale-driven. Move when the right individual home, price, and inspection results line up, not on a builder schedule.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established single-family resale (Cedar Hills Estate)

    Built

    Mostly 1954 to 1958

    Size range

    About 1,350 to 1,600 sq ft typical; a few expanded or renovated homes run larger

    Bedrooms

    3 to 5

    Costs & Fees

    HOA

    None identified on individual listings; confirm on the parcel tax record

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary residences; confirm any current rental use at purchase

    Amenities

    Marketed

    No shared community amenities identified; homes have private, mostly fenced yards

    Status

    Not applicable; confirm any changes with the county

    Location

    Area

    Cedar Hills area off 103rd Street near Firestone Road, west Jacksonville, Duval County

    Jacksonville Intl Airport (JAX)

    About 30 to 35 min (approximate)

    Downtown Jacksonville

    About 15 to 20 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the entry tier you are generally looking at an original-condition 1950s ranch plan, around 1,350 square feet with 3 bedrooms, the most compact and typically the most attainable home size on the street.

    Lowest entry
    The Core

    In the core of the market you find the more common 3-bedroom plan, around 1,550 to 1,600 square feet, which is where much of the recent activity has clustered.

    Most inventory
    The Top

    At the top are the expanded or substantially renovated homes, which run considerably larger than the original plans. Verify the exact square footage, permit history, and updates on the specific home.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the entry tier you are generally looking at an original-condition 1950s ranch plan, around 1,350 square feet with 3 bedrooms, the most compact and typically the most attainable home size on the street.
    The Core
    In the core of the market you find the more common 3-bedroom plan, around 1,550 to 1,600 square feet, which is where much of the recent activity has clustered.
    The Top
    At the top are the expanded or substantially renovated homes, which run considerably larger than the original plans. Verify the exact square footage, permit history, and updates on the specific home.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVaries by home
    Roof and system ageVerify current age
    Insurance costVerify current cost
    HOA restrictionNone identified
    Renovation flexibilityNo HOA approval needed

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Cedar Hills

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a builder price sheet, it is the individual home: its age, its updates, and its condition.

    Jon Brooks · Founder, Momentum Realty
    5.2C · Buy Score
    Resale Strength5.0/10
    Renovation Risk4.2/10
    Location Efficiency5.8/10
    Long-Term Defensibility4.8/10
    Carrying Cost Advantage6.2/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Cedar Hills is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • There is no HOA-governed lot standard here; condition varies house to house.
    • Roof age and any system updates matter more than lot position given the 1950s construction era.
    • Interior lots away from 103rd Street are generally quieter than those closer to it.
    • Verify current flood zone status for the specific parcel before you buy.
    • Fencing and yard condition vary by owner; confirm what is included with the sale.

    On a street of mostly original 1950s construction with no homeowners association, the durable differentiator is the individual home rather than a shared amenity or a builder lot premium. Roof age, electrical and plumbing updates, and any permitted additions matter more here than lot position. Interior lots away from 103rd Street are generally quieter than those nearer it. Confirm the current flood zone status and any recorded easements on the specific parcel before you commit, since these can vary house to house on an older, no-HOA street.

    Cedar Hills in 15 seconds.

    Best forBuyers who want an established, no-HOA single-family resale in west Jacksonville's Cedar Hills area.
    Biggest advantageNo HOA, with a workable commute into downtown Jacksonville at a below-intown price point.
    Biggest riskBuying an original 1950s home without budgeting for roof, system, or insurance updates.
    Sweet spotA documented renovation or a fairly priced original home with a clear updates budget.
    Avoid ifYou need a governed HOA community or a brand-new, builder-warrantied home.

    HOA, CDD & Fees

    15-Second Take
    • No HOA identified; confirm on the specific parcel's tax record.
    • No CDD identified; confirm on the parcel tax record.
    • No shared community amenities; homes have private, mostly fenced yards.
    • Individual home condition varies widely given the mostly 1954 to 1958 construction.
    • No golf or country club amenity on this street.

    No homeowners association was identified for Cedar Oaks; several individual property records list no HOA dues. Confirm this directly against the specific parcel's tax record with the Duval County Property Appraiser before you buy.

    There are no HOA dues to cover shared amenities, since none were identified. Any yard or exterior upkeep is the individual homeowner's responsibility.

    There is no golf course or country club here; this is a standalone single-family resale street with no shared amenity complex.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Cedar Hills, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Cedar Hills, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Cedar Hills home worth?

    Get a no-obligation home value based on real comparable sales in Cedar Hills matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Cedar Oaks on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Cedar Oaks year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,614/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Cedar Oaks are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Cedar Oaks a new-construction community?
    No. It is an established single-family resale street, with most homes built between 1954 and 1958. Homes here are resales, not new-builder inventory.
    What kind of homes are on Cedar Oaks?
    Mostly single-story ranch plans from the mid-1950s, generally about 1,350 to 1,600 square feet with 3 bedrooms, with a few homes expanded or renovated into larger layouts.
    Is there an HOA, and how much are the dues?
    No homeowners association was identified for the street, and several individual property records list no HOA dues. Confirm this on the specific parcel's tax record with the Duval County Property Appraiser before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this street, but CDD status is best confirmed on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.
    What amenities does the community have?
    No shared community amenities were identified. Homes generally have private, mostly fenced yards rather than a shared amenity complex.
    Is Cedar Oaks gated or age-restricted?
    There is no verified information that the street is gated, and it is not marketed as age-restricted or 55 plus.
    What schools serve the community?
    It is in Duval County Public Schools, with Edward H. White High School, Lake Shore Middle School, and Cedar Hills Elementary School serving the general area. The zoned schools should be verified by the specific address, because attendance zones change.
    How is the commute to downtown Jacksonville?
    The Cedar Hills area sits off 103rd Street near Firestone Road, roughly 15 to 20 minutes from downtown Jacksonville. Other drive times on this page are approximate estimates.
    How far is the airport and the beaches?
    Jacksonville International Airport is roughly a 30 to 35 minute approximate drive, and the Jacksonville beaches are roughly 45 to 55 minutes. Both are approximate estimates; confirm with a current mapping tool.
    What is the biggest risk of buying here?
    Buying an original 1950s home without budgeting for roof, electrical, or plumbing updates and current insurance costs, since condition varies widely across the street.
    Does insurance cost more for an older home here?
    Florida homeowners insurance has gotten more expensive statewide, and a home built in 1954 to 1958 carries a higher chance of an original or aging roof. Get a bindable quote tied to the specific home's roof and systems before you buy.
    How should I evaluate a specific home?
    Since there is no HOA and homes range from original condition to full renovation, focus on roof age, electrical and plumbing updates, and any permitted additions rather than assuming a uniform standard across the street.
    Should I get my own agent for a resale purchase here?
    Yes. An experienced agent helps you evaluate an individual home's condition and updates against genuinely comparable sales and represents your interests in the negotiation.
    How current is the market data on this page?
    This page will fill in with live realMLS data as sales in the community accrue. Until then, treat market figures as thin, and always confirm price and condition against genuinely comparable homes before you make an offer.
    Who is the best real estate agent for Cedar Oaks?
    The best agent for Cedar Oaks is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cedar Oaks.
    How do I find a top Jacksonville real estate agent who knows Cedar Oaks?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cedar Oaks and the wider Jacksonville area.
    Can Momentum Realty connect me with an agent for Cedar Oaks?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cedar Oaks purchase or sale - no call center and no pressure.
    You want an established, no-HOA single-family resale rather than a new-construction release.Excellent fit
    You are comfortable evaluating an individual 1950s-era home's roof, systems, and updates before buying.Excellent fit
    You value a workable west-Jacksonville commute into downtown at a below-intown price point.Excellent fit
    You want flexibility without HOA rules governing exterior changes.Excellent fit
    You need a governed HOA community with enforced upkeep standards.Probably not
    You want a brand-new home with a builder warranty and modern systems as-is.Probably not
    You cannot budget for roof, electrical, or plumbing updates on an older home.Probably not
    You want a large, uniform pool of comparable new-construction homes to shop.Probably not

    Get the inside read on Cedar Hills

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Cedar Hills home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Cedar Hills specialist will reach out personally, usually the same day.

    Median sale price in Cedar Oaks, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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