Oak Hill Terrace
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
Homes For Sale Right Now in Oak Hill Terrace
Live MLS inventory for Oak Hill Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 69 daysTop listing
Active · 91 daysActive · 38 days
Under Contract · 62 daysActive and pending Oak Hill Terrace listings as of 2026-10-28, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Oak Hill Terrace is a Duval County pocket where the housing stock itself, not a shared amenity package, does the work of setting value. With homes dating from 1903 through 2024 and a median build year of 1960, and a median living area of 1,574 square feet, this is a community where condition and the extent of updates matter more than any two addresses being comparable on paper.
Right now the current window shows zero recorded closings, so there is no fresh solds trend to read the market off of. That puts more weight on how a listing is priced and presented relative to its actual age and square footage rather than on a running comp line. A homestead share of 45.4% across the 260 homes in the community also points to a mixed owner-occupant and non-homestead base worth factoring into any offer strategy.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Oak Hill Terrace right now
🟢 Buyer-leaning market. 36.0 months of supply and 25% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 28, 2026. Confidence: Low (4 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 28, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A 260-home pocket of Jacksonville spanning building years from 1903 to 2024, with no community amenities identified from current MLS listings, meaning value here tracks the individual home rather than a shared package.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Oak Hill Terrace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Oak Hill TerracePhotos from realMLS listings in Oak Hill Terrace; content deemed reliable but not guaranteed.
Who Oak Hill Terrace is best for.
Best for
- A buyer prioritizing an established Duval County location over a shared amenity package.
- A buyer with the budget and patience to fund updates on an older home in exchange for size or lot flexibility.
- An investor comfortable underwriting a mixed owner-occupant and non-homestead market without recent closings data to lean on.
Probably not for
- A buyer who wants a single-phase, uniformly built community.
- A buyer who needs an HOA-maintained pool, clubhouse, or gated amenity as part of the purchase.
- A buyer unwilling to budget for condition variance across a housing stock spanning 1903 to 2024.
The market around Oak Hill Terrace
Oak Hill Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32210, 365 homes are on the market and 26% are under contract — a steady corner of Jacksonville.
Across Duval County, 4,473 homes are active and 1,509 pending (25% under contract).
ZIP and county figures describe the wider market, not Oak Hill Terrace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Oak Hill Terrace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Oak Hill Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Westside High School (Duval County Public Schools, verify by address)FLDOE grade I · High
- Westview K-8 School or your address-zoned middle school (verify by address) · Middle
- Oak Hill Academy (verify by address) · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Oak Hill Terrace address.
The Oak Hill Terrace buying strategy.
If we were buying in Oak Hill Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Hill Terrace.
A housing stock built in layers
The span between the oldest homes, dating to 1903, and the newest, built in 2024, against a median build year of 1960, tells you this is not a single-phase subdivision. It is a community assembled over decades, which means two homes on the same street can carry very different systems, finishes, and renovation histories even at a similar median living area of roughly 1,574 square feet.
No community amenities are identified from current MLS listings, so there is no HOA-run pool, clubhouse, or gated feature carrying part of the value here. Combined with a homestead share of 45.4% across the 260 homes, that suggests a market where a meaningful share of ownership is non-owner-occupied, and where buyers should expect to evaluate each property on its own condition rather than lean on neighborhood-wide upkeep standards.
The location and the amenities are priced into every listing in Oak Hill Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With no closings currently showing in the window and no shared amenity package to anchor pricing, Oak Hill Terrace is a community where local, home-by-home diligence matters more than a quick pull of comps. Momentum's approach is to walk each property against its actual build year and square footage rather than treat the 260 homes here as interchangeable.
Oak Hill Terrace in 15 seconds.
Tools for a Oak Hill Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Hill Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oak Hill Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oak Hill Terrace home worth?
Get a no-obligation home value based on real comparable sales in Oak Hill Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Oak Hill Terrace on the map →
Recent Developments in Oak Hill Terrace
Development, infrastructure, retail, and school activity affecting Oak Hill Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is about 8 miles northeast of Oak Hill Terrace.
Source: Jacksonville Today - September 2026Development
Downtown review board approves concept for first new University of Florida graduate campus building in LaVilla
The Downtown Development Review Board voted 7-0 on Sept. 10 for a six to eight story, roughly 185,000 square foot academic building on a 2.34-acre site bounded by West Bay, Forsyth and North Lee streets. It is the first new building in a multiphase UF graduate and semiconductor institute campus estimated at $345 million. UF hopes to break ground in December, pending final design review and permitting.
What it may mean for the marketA large graduate campus adds education and technology jobs and daytime foot traffic to the western Downtown core. The site is about 7 miles northeast of Oak Hill Terrace.
Source: Jacksonville Today - July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The site is less than a mile south of Oak Hill Terrace.
Source: Jacksonville Today - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 8 miles west of Oak Hill Terrace.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 15 miles south of Oak Hill Terrace.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 8 miles west of Oak Hill Terrace.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
Is Oak Hill Terrace a buyer's or seller's market right now?
How many homes are in Oak Hill Terrace?
What share of Oak Hill Terrace is owner-occupied?
When were the homes in Oak Hill Terrace built?
What schools serve Oak Hill Terrace?
Who is the best real estate agent for Oak Hill Terrace?
How do I find a top Jacksonville real estate agent who knows Oak Hill Terrace?
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Should you buy in Oak Hill Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Oak Hill Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 28, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32210)) |
| Under-contract shares | realMLS records, as of 2026-10-25 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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