Clearwater Cove Homes for Sale in Seminole, FL

Waterfront townhome community · Seminole · ZIP 33772

A waterfront townhome community in Seminole with deeded boat slips near the Intracoastal.

Waterfront townhomesDeeded boat slipsPool & lighted tennis

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This is an early-1980s waterfront townhome community where the unit, the water position, the deeded boat slip, and the flood and insurance picture decide value, so read the association documents and coverage for a specific home. Confirm whether it is a condo or fee-simple association.

Free · No obligation

Unlock Off-Market Clearwater Cove

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

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Median Price

0mo

Supply

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Avg DOM

Soft

Seller Leverage

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Median $/Sqft

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1-Yr Price Change

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Jon's Current Read

"Clearwater Cove is a waterfront townhome community in Seminole, Pinellas County, in the 33772 ZIP, off 102nd Avenue and Hamlins Boulevard. The read is a coastal-waterfront-townhome read: the two- and three-bedroom homes were built in the early 1980s with spacious floor plans roughly 1,400 to 1,900 square feet, walk-in closets, and wood-burning fireplaces, and amenities include a scenic pond, lighted tennis courts, a community swimming pool, and covered parking. Many homes come with a deeded boat slip, with the Intracoastal Waterway nearby, golf within walking distance, and Indian Rocks Beach a short bike ride away. There are no age restrictions and pets are allowed, and it is zoned for sought-after Pinellas County schools (confirm zoning). Early-1980s construction means condition and reserves vary, so confirm whether it is a condo or fee-simple association and, if a condo, the reserves and any milestone inspection under Florida's tightened condo reserve rules. The waterfront setting carries flood and windstorm exposure and insurance considerations, so read elevation and coverage. Confirm the HOA fee and the deeded-boat-slip terms; the unit, water position, and slip drive value. Your leverage is reading the documents, the coverage, and the slip terms before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Clearwater Cove is a waterfront townhome community in Seminole, Pinellas County, in the 33772 ZIP, located off 102nd Avenue and Hamlins Boulevard. The two- and three-bedroom homes were built in the early 1980s with spacious floor plans roughly 1,400 to 1,900 square feet, walk-in closets, and wood-burning fireplaces.

The amenity package is a draw: a scenic pond, lighted tennis courts, a community swimming pool, and covered parking. Many homes come with a deeded boat slip, with the Intracoastal Waterway nearby, golf within walking distance, and Indian Rocks Beach a short bike ride away. There are no age restrictions and pets are allowed.

The defining read is the structure, the water, and the slip. Early-1980s construction means condition and reserves vary, so confirm whether it is a condo or fee-simple association and, if a condo, the reserves and any milestone inspection under Florida's tightened condo reserve rules. The waterfront setting carries flood and windstorm exposure and insurance considerations, so read elevation and coverage, and confirm the HOA fee and the deeded-boat-slip terms.

For buyers who want waterfront townhome living with a deeded boat slip near Indian Rocks Beach, Clearwater Cove is a distinctive option. It is zoned for sought-after Pinellas County schools; confirm zoning. The work is reading the association documents, the reserves and structure, the flood and insurance picture, and the slip terms honestly before you buy.

Quick Match

Who Clearwater Cove is best for.

Best for

Buyers who want waterfront townhome living with a deeded boat slip
Anyone drawn to a pool, lighted tennis, and a scenic pond near the Intracoastal
Buyers close to Indian Rocks Beach and the Gulf beaches
Buyers who will read the association documents, reserves, and slip terms

Probably not for

Buyers who want a brand-new build or no shared structure
Anyone seeking the lowest possible carrying cost
Buyers who will not read the flood and insurance picture
Anyone unwilling to confirm the HOA fee and boat-slip terms

Market Pulse

How Clearwater Cove is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

56Median days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Clearwater Cove listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Seminole or Seminole. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Clearwater Cove buys, holds, and resells. See the five factors.

Interactive Map

Clearwater Cove on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Clearwater Cove sits in Seminole, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Drive times from Clearwater Cove. They are approximate and vary with traffic and your exact departure point.

Indian Rocks Beach~5-10 min · barrier-island beach, short bike ride

Seminole City Center~5-10 min · shopping and dining

Gulf beaches~5-15 min · Gulf-front beaches

Largo~5-10 min · neighboring city

St. Pete-Clearwater Airport (PIE)~15-20 min · regional airport

Tampa International Airport (TPA)~35-45 min · major airport

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Clearwater Cove with Momentum Realty’s local guides.

SGSeminole Grove EstatesWest AdditionSeminole, FL · 0.2 mi PSPineola 1st AdditionSeminole, FL · 0.2 mi BCBoca Ciega Ridge6th AdditionSeminole, FL · 0.4 mi GOGoldenGrovesSeminole, FL · 0.5 mi KAKaywoodGardensSeminole, FL · 0.5 mi SGSeminole Grove Estates EastSeminole, FL · 0.5 mi PAParkwoodSeminole, FL · 0.6 mi WIWindtreeOaksSeminole, FL · 0.6 mi SGSeminole on the Green,SeminoleSeminole, FL · 0.6 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Clearwater Cove (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Clearwater Cove is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Clearwater Cove address.

The takeaway

What is actually shaping value at Clearwater Cove: the waterfront townhomes with deeded boat slips and amenities, the coastal flood and insurance picture, Florida condo reserve rules if it is a condo association, and the structure and reserves. Each item is sourced and linked.

Recent Developments in Clearwater Cove

Development Intelligence

Our read on what is being built around Clearwater Cove, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe waterfront townhomes with deeded boat slips and amenities support demand, while the defining watch items are the coastal flood and insurance picture, the early-1980s structure and reserves, and the HOA fee and slip terms.

Waterfront townhomes with deeded boat slips anchor demand

Ongoing

BullishMajor impact

SignificanceRadius: Community

Waterfront townhomes with deeded boat slips, a pool, and lighted tennis near Indian Rocks Beach are a distinctive draw.

Coastal flood and windstorm exposure is the watch item

2024-2025

BearishMajor impact

SignificanceRadius: Community

The waterfront setting carries flood and windstorm exposure and insurance considerations; read elevation and coverage for a specific home.

Early-1980s construction means reading reserves and structure

Ongoing

NeutralNotable impact

SignificanceRadius: Community

Early-1980s construction means condition and reserves vary; confirm whether it is a condo or fee-simple association and read the reserves.

Deeded boat slips, confirm terms

Ongoing

NeutralNotable impact

SignificanceRadius: Community

Many homes come with a deeded boat slip; confirm the slip terms, since the unit, water position, and slip drive value.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Clearwater Cove, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

September 2024
Storm
2024 storms affect low-lying Pinellas coastal areas
Hurricanes Helene and Milton in 2024 brought surge and flooding to low-lying coastal parts of Pinellas County, with impact varying by elevation and location. Why it matters: Read elevation and a flood and insurance picture for a specific waterfront townhome. Source
July 2025
Policy
Florida condo reserve rules tighten statewide
Florida's condo-safety reforms, refined by HB 913 effective July 1, 2025, strengthened reserve and inspection requirements for condominium associations across the state. Why it matters: If it is a condo association, read the reserves and any milestone inspection; confirm whether it is a condo or fee-simple association. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Clearwater Cove buying strategy.

If we were buying in Clearwater Cove, this is the order of operations we would run, and the one we run for our clients.

Read the association documents first. Confirm whether it is a condo or fee-simple association, and if a condo, pull the reserves and any milestone inspection before you judge any home.

Confirm the HOA fee. Ask for the current fee and any assessment, since early-1980s construction means condition and reserves vary.

Read the flood and insurance picture. Pull elevation and the flood and windstorm coverage for the specific waterfront townhome.

Confirm the deeded-boat-slip terms. Verify the slip assignment and terms, since the unit, water position, and slip drive value.

Compare Seminole waterfront options, and cross-shop Shore Acres for a no-HOA waterfront alternative.

The Quick Decision

Best Buy

A well-kept townhome in a sound association with a deeded boat slip

Biggest Risk

Coastal flood exposure or thin reserves on an early-1980s waterfront townhome

Best Lot

A better water-positioned townhome with a deeded slip

Smart Timing

Confirm the reserves, the structure, the flood picture, the HOA fee, and the slip terms

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Clearwater Cove is a waterfront townhome community in Seminole, Pinellas County, in the 33772 ZIP, off 102nd Avenue and Hamlins Boulevard. The two- and three-bedroom homes were built in the early 1980s with spacious floor plans roughly 1,400 to 1,900 square feet, walk-in closets, and wood-burning fireplaces. Amenities include a scenic pond, lighted tennis courts, a community swimming pool, and covered parking, with many homes coming with a deeded boat slip and the Intracoastal Waterway nearby, golf within walking distance, and Indian Rocks Beach a short bike ride away. There are no age restrictions and pets are allowed, and it is zoned for sought-after Pinellas County schools (confirm zoning). The defining factors in value are the structure, the water, and the slip: confirm whether it is a condo or fee-simple association, read the reserves and any milestone inspection, read the flood and insurance picture, and confirm the HOA fee and the deeded-boat-slip terms.

Clearwater Cove Homes For Sale

What your money buys in Clearwater Cove.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Clearwater Cove today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Interior Townhome

Original or lightly updated townhomes set back from the water, the entry into Clearwater Cove, priced for updates. Confirm the HOA fee and slip terms.

Lowest entry

The Water-View Townhome

Updated townhomes with a water view or stronger water position in a sound association, the heart of the resale market here.

Most inventory

The Deeded-Slip Townhome

Renovated townhomes with the best water position and a deeded boat slip, the homes that hold value best. Confirm the slip terms.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Interior Townhome

Original or lightly updated townhomes set back from the water, the entry into Clearwater Cove, priced for updates. Confirm the HOA fee and slip terms.

The Water-View Townhome

Updated townhomes with a water view or stronger water position in a sound association, the heart of the resale market here.

The Deeded-Slip Townhome

Renovated townhomes with the best water position and a deeded boat slip, the homes that hold value best. Confirm the slip terms.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Clearwater Cove, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Clearwater Cove is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Clearwater Cove holds value.

Our read on the factors that protect resale here, and the one to manage.

Location within SeminoleStrong

Established communityPositive

HOA and CDD postureConfirm per parcel

Home condition and systemsVerify per home

Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Clearwater Cove

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The water and the boat slip sell the townhome. The deal is won or lost on the HOA fee, the reserves and structure, the flood read, and the slip terms.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.4B · Buy Score

Resale Strength7.2/10

Renovation Risk6.4/10

Location Efficiency8.0/10

Long-Term Defensibility6.8/10

Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Clearwater Cove is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

The lot and the homesite are the scarce, durable asset here
A better-positioned lot holds value at resale
The homesite cannot be changed, the house can
Read the lot and the flood zone before the finishes
Condition and renovation level drive the number

In Clearwater Cove, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

The 15-Second Verdict

Clearwater Cove in 15 seconds.

Best forBuyers who want waterfront townhome living with a deeded boat slip near Indian Rocks Beach.

Biggest advantageA waterfront townhome community with deeded boat slips, a pool, and lighted tennis near the Intracoastal.

Biggest riskThe coastal flood and insurance, the early-1980s reserves and structure, and the slip terms on a waterfront townhome.

Sweet spotA well-kept water-positioned townhome in a sound association with a deeded boat slip.

Avoid ifYou want a low-cost, inland home or no flood and association homework.

HOA, CDD & Fees

15-Second Take

Confirm condo or fee-simple association
Confirm the HOA fee and any assessment
Read the reserves and any milestone inspection
Confirm the deeded-boat-slip terms
Read the coastal flood and insurance picture

An association fee applies; confirm whether it is a condo or fee-simple association and the current fee, since early-1980s construction means condition and reserves vary. If it is a condo association, Florida condo reserve rules are pushing fees statewide, so confirm the reserves and any milestone inspection. Confirm the HOA fee and any assessment for the association.

Confirm exactly what the fee covers and review the reserves; confirm whether it is a condo or fee-simple association and the deeded-boat-slip terms.

Amenities include a scenic pond, lighted tennis courts, a community swimming pool, and covered parking, with many homes coming with a deeded boat slip and the Intracoastal Waterway nearby.

Run Your Numbers

Tools for a Clearwater Cove buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Clearwater Cove.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Clearwater Cove

Price it to the association health, the water position, and the boat slip, not the Zestimate.

If you are thinking about selling at Clearwater Cove, the right price comes from recent comparable townhome sales matched to the association's structure and reserves, your home's water position and deeded boat slip, and the flood and insurance picture, not an automated estimate. On the water, the documents, the position, and the slip set your number.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Clearwater Cove, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Seminole, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Clearwater Cove home worth?

Get a no-obligation home value based on real comparable sales in Clearwater Cove matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Clearwater Cove on the map →
Or get your Clearwater Cove home value & selling guide →

Real comps, not a Zestimate.

Clearwater Cove Market Scorecard

Strong seller's market

Clearwater Cove is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8

Months supply

$1,019,500

Median list

$847,500

Median sold

$313

Per sqft

Days on mkt

6/8/41

Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Clearwater Cove?

It is a waterfront townhome community in Seminole, Pinellas County, in the 33772 ZIP, off 102nd Avenue and Hamlins Boulevard, with the Intracoastal Waterway nearby.

What kind of homes are at Clearwater Cove?

Two- and three-bedroom townhomes built in the early 1980s, with spacious floor plans roughly 1,400 to 1,900 square feet, walk-in closets, and wood-burning fireplaces.

What amenities are available?

A scenic pond, lighted tennis courts, a community swimming pool, and covered parking. Many homes come with a deeded boat slip and the Intracoastal Waterway is nearby.

Can I keep a boat here?

Many homes come with a deeded boat slip and the Intracoastal Waterway is nearby. Confirm the slip assignment and terms for a specific home, since the slip drives value.

Is Clearwater Cove in a flood zone?

As a waterfront community, it carries flood and windstorm exposure and insurance considerations that vary by elevation and location. Pull the elevation and a flood and insurance read for the specific home before you offer.

Are pets allowed and is there an age restriction?

Pets are allowed and there are no age restrictions. Confirm any current pet rules in the association documents.

What schools is Clearwater Cove zoned for?

It is zoned for sought-after Pinellas County schools. Confirm the current zoning for a specific address, since school zoning can change.

Is there an HOA at Clearwater Cove?

An association fee applies. Confirm whether it is a condo or fee-simple association and the current fee, and if a condo, read the reserves and any milestone inspection under Florida's tightened condo reserve rules.

How far is Clearwater Cove from the beaches?

Indian Rocks Beach is roughly five to ten minutes and a short bike ride, and the Gulf beaches are about five to fifteen minutes by car.

How far is Clearwater Cove from the airports?

St. Pete-Clearwater Airport is roughly fifteen to twenty minutes and Tampa International Airport is about thirty-five to forty-five minutes by car.

Did the 2024 hurricanes affect this area?

The 2024 storms brought surge and flooding to low-lying coastal parts of Pinellas County, with impact varying by elevation and location. Confirm the elevation and flood history for the specific home.

What should I check before buying here?

Confirm whether it is a condo or fee-simple association, read the reserves and any milestone inspection, confirm the HOA fee, read the flood and insurance picture, confirm the deeded-boat-slip terms, and read the home's water position.

Should I use the listing agent to buy here?

No. The listing agent works for the seller. In a waterfront townhome where the reserves, structure, flood picture, and boat slip swing value, having your own representation is the highest-leverage decision you make.

Who is the best real estate agent for Clearwater Cove?

The best agent for Clearwater Cove is one who actively works Seminole and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Clearwater Cove.

How do I find a top Seminole real estate agent who knows Clearwater Cove?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Clearwater Cove and the wider Seminole area.

Can Momentum Realty connect me with an agent for Clearwater Cove?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Clearwater Cove purchase or sale — no call center and no pressure.

The Verdict

Should you buy in Clearwater Cove?

An honest fit check. We will tell you when it is not your community.

Buyers who want waterfront townhome living with a deeded boat slipExcellent fit

Anyone drawn to a pool, lighted tennis, and a scenic pond near the IntracoastalExcellent fit

Buyers close to Indian Rocks Beach and the Gulf beachesExcellent fit

Buyers who will read the association documents, reserves, and structureExcellent fit

Buyers who will confirm the HOA fee and the deeded-boat-slip termsExcellent fit

Buyers who want a brand-new build or no shared structureProbably not

Anyone seeking the lowest possible carrying costProbably not

Buyers who will not read the flood and insurance pictureProbably not

Anyone unwilling to confirm the HOA fee and boat-slip termsProbably not

Buyers who want a low-cost, inland homeProbably not

Get the inside read on Clearwater Cove

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Clearwater Cove home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Clearwater Cove specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Clearwater Cove — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Clearwater Cove Homes for Sale in Seminole, FL

The 60-Second Overview

Who Clearwater Cove is best for.

Best for

Probably not for

How Clearwater Cove is performing right now

Clearwater Cove on the map.

How far is everything?

Nearby Communities

Schools

Pinellas County Public Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in Clearwater Cove

Waterfront townhomes with deeded boat slips anchor demand

Coastal flood and windstorm exposure is the watch item

Early-1980s construction means reading reserves and structure

Deeded boat slips, confirm terms

2024 storms affect low-lying Pinellas coastal areas

Florida condo reserve rules tighten statewide

The Clearwater Cove buying strategy.

The full read, only if you want it.

What your money buys in Clearwater Cove.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Clearwater Cove holds value.

5 Mistakes Buyers Make in Clearwater Cove

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Clearwater Cove is different.

Which Lots & Views Hold Value Best

Clearwater Cove in 15 seconds.

HOA, CDD & Fees

Tools for a Clearwater Cove buy.

Price it to the association health, the water position, and the boat slip, not the Zestimate.

In Clearwater Cove, condition and view decide your number

What is your Clearwater Cove home worth?

Price History: What Homes Here Have Actually Sold For

Clearwater Cove Market Scorecard

Frequently Asked Questions

Should you buy in Clearwater Cove?

Get the inside read on Clearwater Cove

You are all set.

Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.