Rosetree Estates in Seminole

Rosetree
Estates Homes for Sale in Seminole, FL

Early 1980s single-family · Pinellas County · ZIP 33772

An early 1980s Seminole neighborhood of single-family homes in central Pinellas, the residential read for owner-occupiers who want an established, low-fee street.

Central PinellasEarly 1980s homesLow-fee HOA
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a small established neighborhood, so the honest read is the individual house, the lot, the flood zone, and the condition, not a Seminole-wide average. Confirm the HOA status, the flood zone, and the roof and systems by address.
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Unlock Off-Market Rosetree Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Rosetree Estates is a compact early 1980s single-residential neighborhood in Seminole, so the read is a house read, not a master-plan read: the value drivers are the specific lot, the floor plan, the roof and systems age, and the flood zone, not a citywide average. Property records and listing histories place the homes mostly in the 1980 to 1984 window, which means original buyers are long gone and the housing stock has been renovated to widely varying degrees, so condition is everything. Central Pinellas location is the steady draw: Seminole sits between the Gulf beaches and the bay with quick access to Seminole City Center, but parts of Pinellas carry flood-zone designations, so confirm the zone, the elevation, and any insurance requirement for the exact address. Your leverage is reading the roof, the systems, the flood zone, and the renovation level honestly, then pricing the house against comparable updated and original homes on nearby streets."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Rosetree Estates, also recorded as Rosetree Place, is a single-residential neighborhood in Seminole, in central Pinellas County (Pinellas property and listing records, 2026). Listing and neighborhood guides describe an established community of midsize homes built mostly in the early 1980s, on the streets around Rosetree Place near the center of the city.

Property records and listing histories generally place the homes in the 1980 to 1984 window, with floor plans in a moderate size range and typical three bedroom, two bath layouts; confirm the exact year built, size, and bedroom count for any specific house. Any homeowner association here is small, with low monthly or annual dues, so the fee is a minor line rather than a major cost driver; verify the current HOA status and dues by address.

Because this is an established neighborhood of similar-era homes, the money is made or lost on the individual house, not the address. The drivers are the roof and systems age, the renovation level, the lot, and the flood zone, all of which have to be read from the listing, an inspection, and a flood-zone check for the exact property.

The pitch is a central Pinellas location: Seminole sits between the Gulf beaches and the bay, with Seminole City Center, schools, and parks close and quick access toward Largo, Clearwater, and St Petersburg. The work is the diligence: read the roof and systems, check the flood zone and insurance, and price the condition against nearby comps before you buy.

Best for

  • Owner-occupiers who want an established central Pinellas neighborhood
  • Buyers who like early 1980s homes with renovation upside
  • Buyers who value a small, low-fee HOA over high monthly dues
  • Buyers who will read the roof, systems, and flood zone closely

Probably not for

  • Buyers who want brand-new construction with current finishes
  • Anyone unwilling to verify the flood zone and insurance by address
  • Buyers who want resort-style amenities and a large clubhouse
  • Buyers unwilling to budget for roof or systems updates on older stock

How Rosetree Estates is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Rosetree Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Rosetree Estates buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Rosetree Estates trades new construction for an established central Pinellas address, with Seminole City Center, schools, and the Gulf beaches close and the airport a manageable drive.

Seminole City Center~5 to 10 min · shops and dining
Seminole schools and parks~5 to 10 min · nearby
Gulf beaches at Indian Rocks and Madeira~15 to 20 min · to the west
Largo~10 to 15 min · to the north
Clearwater~20 to 25 min · to the north
St Petersburg~25 to 30 min · to the south
Tampa International Airport~35 to 45 min · via the bridges

Distances and times are approximate and vary with traffic and the specific home. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near RosetreeEstates with Momentum Realty’s local guides.

SGSeminole on the Green,SeminoleSeminole, FL · adjacentBRBay Ridge EstatesSeminole, FL · 0.1 miTOTownhomes ofSeminole IsleSeminole, FL · 0.1 miPAParkwoodSeminole, FL · 0.2 miLHLeona HeightsSeminoleSeminole, FL · 0.2 miHEHeatherAcresSeminole, FL · 0.4 miGOGoldenGrovesSeminole, FL · 0.4 miKAKaywoodGardensSeminole, FL · 0.4 miSGSeminole Grove Estates EastSeminole, FL · 0.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Rosetree Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Rosetree Estates is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Rosetree Estates address.

The takeaway

What is actually shaping value at Rosetree Estates: Pinellas County FEMA flood-map and insurance changes, the central Seminole location and Seminole City Center, and the steady renovation cycle on early 1980s housing stock. Each item is sourced and linked.

Recent Developments in Rosetree Estates

Our read on what is being built around Rosetree Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishA steady central Pinellas location and an established neighborhood support demand, with the watch items being the flood-zone and insurance picture and the cost of updating older roofs and systems.

Pinellas County FEMA flood-map and insurance changes

2025
NeutralMajor impact
SignificanceRadius: Area

Updated flood maps and insurance pricing in Pinellas make the flood-zone check and an insurance quote essential per address.

Central Seminole location near Seminole City Center

Ongoing
BullishNotable impact
SignificanceRadius: Area

Proximity to Seminole City Center, schools, and the beaches and bay supports steady demand for established neighborhoods.

Renovation cycle on early 1980s homes

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Homes here have been updated to varying degrees, so condition and renovation level drive value house to house.

Roof and systems age on older stock

Ongoing
NeutralNotable impact
SignificanceRadius: Community

The roof, HVAC, and plumbing age set the real carrying cost and the insurance quote on early 1980s homes.

Low-fee HOA structure

Ongoing
BullishMinor impact
SignificanceRadius: Community

A small, low-fee association keeps monthly carrying costs modest compared with amenity-heavy communities.

Pinellas insurance market pressure

2025
BearishNotable impact
SignificanceRadius: Area

Property insurance costs across Pinellas have risen, so an early insurance quote is part of honest diligence here.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Rosetree Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Regulation

    FEMA flood-map updates reshape Pinellas County flood zones and insurance

    FEMA flood-map updates affecting Pinellas County reclassified more areas into higher-risk flood zones, changing insurance requirements and pricing for affected addresses across the county. Why it matters: Flood-zone reclassifications and insurance pricing now shape the carrying cost of every Pinellas home, so the flood-zone check and an insurance quote are core diligence here. Source

Development alerts for Rosetree EstatesGet a short monthly email when something new is approved, funded, or opens near Rosetree Estates.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Rosetree Estates, this is the order of operations we would run, and the one we run for our clients.

1

Read the roof and systems age first. In early 1980s homes, the roof, HVAC, and plumbing age drive the real cost and the insurance quote more than the finishes.

2

Check the FEMA flood zone for the exact address. Parts of Pinellas carry flood designations, so confirm the zone, the elevation, and any insurance requirement before you offer.

3

Confirm the HOA status and dues. Any association here is small and low-fee, so verify whether it is active, what it covers, and the current amount by address.

4

Grade the renovation level. Homes here have been updated to varying degrees, so read the kitchen, baths, windows, and systems and price condition against nearby comps.

5

Walk the lot and drainage. Lot size, orientation, and yard drainage vary house to house, so confirm the specific lot rather than a neighborhood average.

Best Buy
An updated early 1980s home on a dry, well-drained lot with a newer roof
Biggest Risk
Buying an original house without budgeting for roof and systems updates
Best Lot
A higher, well-drained lot with a documented flood-zone read
Smart Timing
Confirm the roof, systems, and flood zone before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Rosetree Estates is a small established single-residential neighborhood rather than an amenity community, so the lifestyle is quiet residential central Pinellas living. Homes sit on modest lots around Rosetree Place, with Seminole City Center, schools, parks, and the Gulf beaches and bay all within a short drive. Any homeowner association is small and low-fee, so amenities are limited and each owner maintains their own home and yard. Confirm the current HOA status, any deed restrictions, and what each property includes before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry House

A largely original early 1980s home, the affordable way in, where the roof, systems, and renovation budget drive the real cost.

Lowest entry
The Core Updated Home

A tastefully updated three bedroom on a solid lot with a newer roof, the heart of the neighborhood resale market.

Most inventory
The Top

A fully renovated home on the best, driest lot with newer systems, the houses that hold value best in the neighborhood.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry House
A largely original early 1980s home, the affordable way in, where the roof, systems, and renovation budget drive the real cost.
The Core Updated Home
A tastefully updated three bedroom on a solid lot with a newer roof, the heart of the neighborhood resale market.
The Top
A fully renovated home on the best, driest lot with newer systems, the houses that hold value best in the neighborhood.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Home ageBuilt early 1980s, read roof and systems
Roof and systems riskBudget roof, HVAC, plumbing on older stock
Flood and insurance exposureVerify zone and insurance per address
Location and accessCentral Pinellas, City Center, beaches nearby
Renovation upsideVaries by home, condition drives value

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Rosetree Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Rosetree Estates is a small established neighborhood, not a citywide average. The deal is won or lost on the house, the roof and systems, the lot, and the flood zone.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Resale Strength7.3/10
Renovation Risk5.2/10
Location Efficiency8.0/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Rosetree Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • In an established neighborhood, the house and lot set value
  • Dry, well-drained lots hold value best
  • Confirm the FEMA flood zone and any insurance requirement per address
  • Read the roof and systems before you read the finishes
  • Price condition against nearby updated and original comps

In an established single-residential neighborhood, the part of your money the market protects is the specific house, the lot, and the location, not a citywide average. An updated home on a dry, well-drained lot with a newer roof holds value better than an original house with deferred maintenance on a low lot. The interior can be renovated; the lot, the location, and the flood zone cannot. Read the roof, the systems, the flood zone, and the drainage first, then price the condition of the house against comparable homes on nearby streets.

Rosetree Estates in 15 seconds.

Best forOwner-occupiers who want an established central Pinellas single-family street.
Biggest advantageA low-fee, established neighborhood in a steady central Seminole location.
Biggest riskRoof, systems, and flood-zone costs on early 1980s housing stock.
Sweet spotAn updated home on a dry lot with a newer roof and clean systems.
Avoid ifYou want new construction or resort-style community amenities.

HOA Dues, Status & What It Covers

15-Second Take
  • Confirm whether the HOA is active and what it covers
  • Treat the small dues as a minor line, not the main cost
  • Budget the roof and systems as the real carrying cost
  • Carry standard homeowner coverage plus a flood check
  • Verify the flood zone and any insurance requirement per address

Any homeowner association here is small, with low monthly or annual dues rather than a major monthly cost. The fee is a minor line compared with the roof, systems, and flood-insurance picture. Confirm whether the HOA is active, what it covers, and the current amount from the listing and association records for the exact address.

A small neighborhood association like this generally covers limited common items such as light maintenance, deed-restriction enforcement, or occasional shared upkeep, with each owner responsible for their own home, yard, roof, and insurance. Verify exactly what any fee covers and what each owner must maintain and insure separately by address.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Rosetree Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Seminole area, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Rosetree Estates home worth?

Get a no-obligation home value based on real comparable sales in Rosetree Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Rosetree Estates on the map →
Or get your Rosetree Estates home value & selling guide →

Real comps, not a Zestimate.

Rosetree Estates Market Scorecard

Strong seller's market

Rosetree Estates is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Rosetree Estates?
It is a single-residential neighborhood in Seminole, Pinellas County, ZIP 33772, on the streets around Rosetree Place near the center of the city. It is also recorded as Rosetree Place.
When were the homes built?
Property and listing records place the homes mostly in the early 1980s, generally the 1980 to 1984 window (Pinellas property and listing records, 2026). Confirm the exact year built for any specific house.
Is Rosetree Estates the same as Rosetree Place?
Listing sources use both names for the same Seminole neighborhood. Confirm the exact recorded subdivision name on any listing and in the property records for the specific address.
Is there an HOA, and what are the dues?
Any association here is small with low dues rather than a major monthly cost. Confirm whether the HOA is active, what it covers, and the current amount by address, since fees and status can change.
What do the homes look like?
Guides describe midsize single-family homes, commonly three bedroom, two bath layouts with garages, updated to varying degrees. Confirm the exact size, bedroom count, and renovation level for any specific house.
Do I need flood insurance here?
Parts of Pinellas carry FEMA flood-zone designations that can require flood insurance. Always check the flood zone, the elevation, and any insurance requirement for the exact address before you buy.
What schools serve the neighborhood?
It is part of Pinellas County Schools, with assignment by address that can change. Confirm the exact zoned elementary, middle, and high schools for the specific property, and note that magnet and choice options may apply.
What is the location like?
Seminole sits in central Pinellas between the Gulf beaches and the bay, with Seminole City Center, schools, and parks close and quick access toward Largo, Clearwater, and St Petersburg. Confirm real drive times for your routine.
What is the biggest cost risk?
On early 1980s homes the roof, HVAC, and plumbing age drive the real cost and the insurance quote. Read the systems and budget for updates rather than assuming the listing price is the full cost.
How much can I renovate?
Interiors can be modernized within the home, and many houses here have been updated. The lot, the location, and the flood zone cannot be changed, so weigh renovation upside against those fixed factors.
Is Rosetree Estates a good investment?
An established central Pinellas location supports steady demand, but this is a house-by-house market, so the roof, systems, lot, and flood zone drive the outcome. This is not a guarantee of future value; read the house and the math.
How does it compare to newer Seminole communities?
Newer communities offer current construction and finishes at higher pricing, while Rosetree Estates is an established early 1980s neighborhood with renovation upside. Which is the better buy depends on your budget and tolerance for updates.
What insurance do I need?
You carry standard homeowner coverage on the house, and on any home in a flood zone you should confirm flood coverage and the requirement. Quote the specific address before you buy.
Are the lots uniform?
Lot size, orientation, and drainage vary house to house. Walk the specific lot, check the drainage, and confirm the lot dimensions rather than assuming a neighborhood average.
Who is the best real estate agent for Rosetree Estates?
The best agent for Rosetree Estates is one who actively works Seminole and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Rosetree Estates.
How do I find a top Seminole real estate agent who knows Rosetree Estates?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Rosetree Estates and the wider Seminole area.
Can Momentum Realty connect me with an agent for Rosetree Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Rosetree Estates purchase or sale — no call center and no pressure.
Owner-occupiers who want an established central Pinellas neighborhoodExcellent fit
Buyers who like early 1980s homes with renovation upsideExcellent fit
Buyers who value a small, low-fee HOA over high monthly duesExcellent fit
Buyers who will read the roof, systems, and flood zone closelyExcellent fit
Buyers who want a single-family home with a private yardExcellent fit
Buyers who want brand-new construction with current finishesProbably not
Anyone unwilling to verify the flood zone and insurance by addressProbably not
Buyers who want resort-style amenities and a large clubhouseProbably not
Buyers unwilling to budget for roof or systems updatesProbably not
Buyers who want a low-maintenance lock-and-leave condoProbably not

Get the inside read on Rosetree Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Rosetree Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Rosetree Estates specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Rosetree Estates — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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