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College Gardens in Jacksonville

College Gardens
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32209
584 homesBuilt 1904–2024Median sale $112K
Free · No obligation
Talk to a College Gardens Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
43/100
Market Heat
Normal for College Gardens
2014 → 2026 · 76 at the 2021 peak
0 is College Gardens's coldest market since 2014, 100 its hottest. Today: 43. How it's scored
Built fromLive realMLS data24 years of closingsFL DOR public recordsUpdated twice daily
Live · College Gardens Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$112K ▼
Median sold · 12 mo
down 28.8% vs the prior 12 months
-28.8% ▼
1-yr price change
n = 6 and 7 sales in the two windows
$95/sf
Sold $/sqft · 12 mo
peak $106 in 2025
92.0%
Sale vs ask
+557%
T12M median vs 2012
from a $17K median in 2012
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
80days
Median DOM · closed
13 days at the 2022 low
25%
Under contract
Duval: 30% (1,188 of 4,002)
3 · 1
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 6 a year
Ownership and context
28%
Owner-occupied · College Gardens
182 of 655 parcels homesteaded (FL DOR 2025)
72%
Non-owner-occupied · College Gardens
incl. 28% trust or LLC-held · 12% out-of-state
75%
Cash buyers · College Gardens
3 of 4 sales, 12 mo ending July 2025
584
Homes in the community
plus 71 vacant residential lots · 655 residential parcels (FL DOR 2025)
Track record · 24 years of records
Est. 1904
Community established
homes built 1904-2024, median 1950 (FL DOR 2025)
2
Failed listings · 2026
peaked at 18 in 2023
1,172sqft
Median sold home size
12-mo windows, closed sales
1.0%/yr
Turnover rate
about 6 of 584 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

College Gardens prices off its housing stock, not its zip code. The median sale here is $112,500, against a median build year of 1950 and homes spanning 1904 to 2024 construction, with a median living area of 1,199.5 square feet. At $94.69 per square foot, condition and system updates set the number here far more than street or proximity does.

The current read is thin and slow. Only 3 active listings sit against a base of 584 homes, the median days on market runs 80, and months of supply sit at 6.0 — Momentum classifies that as a balanced market. Prices are down 28.8% year over year, though the long view is different: values have climbed 557% since 2012. A homestead share of just 27.8% also points to a meaningful share of this stock held as investment or non-owner-occupied property, which affects how homes are priced and how fast they trade.

College Gardens Housing Pulse · Momentum Research · as of July 14, 2026

College Gardens right now

🟡 Balanced market. 6.0 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Medium (4 active and pending listings, 6 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($112K) is down 28.8% from the prior 12 months ($158K) and up 557% since 2012. With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Medium (6 and 7 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

College Gardens market snapshot (as of July 14, 2026): the median sale price is about $112K ($95 per sq ft over the trailing 12 months of closed sales), a median 80 days on market for closed sales, and 6.0 months of supply, a balanced market. The trailing-12-month median is down 29% from the prior 12 months and up 557% since 2012, computed from record-level realMLS closed sales (6 closings in the current window).

College Gardens is a community of 584 homes in Jacksonville, Duval County, built between 1904 and 2024 (median 1950.0), with a median living area of about 1,200 square feet. 28% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

College Gardens is an older, in-town Jacksonville pocket where century-old construction sits alongside recent infill, and the wide build-year spread does most of the work in explaining the price spread you'll see listing to listing.

Quick Match

Who College Gardens is best for.

Best for

  • Buyers targeting a median price near $112,500 with plans to renovate or update systems.
  • Investors comfortable in a market where homestead-occupancy runs near 27.8%.
  • Buyers who want an in-town Duval County location and are flexible on build year, given the 1904–2024 range.

Probably not for

  • Buyers who need move-in-ready condition without inspection contingencies — the age variance here is wide.
  • Buyers who need a large pool of choices — only 3 active listings are on the market.
  • Buyers who need a fast close — the median 80-day timeline runs long.
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Market Pulse

How College Gardens is performing right now

45/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
8Months of supplytight
51Median days on marketdays
0 : 4Under contract vs for salestrong demand
6Sold in last 12 monthsliquidity
+67%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current College Gardens listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in College Gardens buys, holds, and resells. See the five factors.

Homes For Sale Right Now in College Gardens

Live MLS inventory for College Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

1745 Academy Street home for sale in College GardensActive · 85 daysTop listing
$208,000
3 bd · 2 ba · 1,248 sqft · built 1948
1745 Academy Street, Jacksonville, 32209
Strong resaleRenovatedLakefront
Listed by DD HOME REALTY INC
1930 W 6Th Street home for sale in College GardensActive · 7 days
$185,000
4 bd · 2 ba · 1,242 sqft · built 1967
1930 W 6Th Street, Jacksonville, 32209
Reno opportunityBest value
Listed by KELLAR REALTY AND PROPERTY MANAGEMENT INC
1402 Powhattan Street home for sale in College GardensActive · 17 days
$119,900
2 bd · 1 ba · 506 sqft · built 1928
1402 Powhattan Street, Jacksonville, 32209
Renovated
Listed by US REALTY HUB
1617 Campus Street home for sale in College GardensActive · 105 days
$115,000
3 bd · 1 ba · 995 sqft · built 1951
1617 Campus Street, Jacksonville, 32209
Reno opportunityBest value
Listed by UNITED REAL ESTATE GALLERY

Active and pending College Gardens listings as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Interactive Map

College Gardens on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from College Gardens. They are approximate and vary with traffic and your exact start point.

Edward Waters University~3 to 5 min · in the neighborhood
Downtown Jacksonville~5 to 10 min · east about two miles
Interstate 95~3 to 5 min · quick interstate access
Interstate 10~5 to 10 min · west via the urban core
Riverside / Murray Hill~10 min · southwest historic districts
Jacksonville Int'l Airport (JAX)~20 to 25 min · north via I-95
The Beaches~30 to 35 min · east via JT Butler or Atlantic Blvd

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near College Gardens Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

LELincoln Estates Homes for Sale in Jacksonville, FLJacksonville, FL · 1.7 miBHBrentwood Homes for Sale in Jacksonville, FLJacksonville, FL · 1.7 miVictory Park Homes for Sale in Jacksonville, FLVictory Park Homes for Sale in Jacksonville, FLJacksonville, FL · 1.8 miGolfair Terrace Homes for Sale in Jacksonville, FLGolfair Terrace Homes for Sale in Jacksonville, FLJacksonville, FL · 1.8 miResidences at City Place Homes for Sale in Jacksonville, FLResidences at City Place Homes for Sale in Jacksonville, FLJacksonville, FL · 1.9 miSpringfield Homes for Sale in Jacksonville, FLSpringfield Homes for Sale in Jacksonville, FLJacksonville, FL · 2.0 miSeasons at Park Trace Homes for Sale in Jacksonville, FLSeasons at Park Trace Homes for Sale in Jacksonville, FLJacksonville, FL · 2.1 miDJDowntown Jacksonville LivingJacksonville, FL · 2.1 miRiverside Homes for Sale in Jacksonville, FLRiverside Homes for Sale in Jacksonville, FLJacksonville, FL · 2.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
College Gardens (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

College Gardens is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any College Gardens address.

The takeaway

What actually affects College Gardens owners, sourced and dated. We do not publish rumor.

Recent Developments in College Gardens

Development Intelligence

Our read on what is being built around College Gardens, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe urban core is seeing new infill construction and renewed interest, so the near-term factors are that infill activity, downtown-adjacent demand, the Duval County millage on the tax bill, and insurance on older homes, rather than any single development.

New infill construction and downtown-adjacent demand

BullishA wave of new construction infilling older lots, paired with proximity to downtown jobs and Edward Waters University, supports redevelopment and value over time. impact
SignificanceRadius: College Gardens (32209)

New infill construction and downtown-adjacent demand

Duval County millage and tax-bill assessments

NeutralProperty taxes here follow the Duval County (City of Jacksonville) millage; a recent sale or new construction can reset the assessed value, so read the actual bill for the parcel. impact
SignificanceRadius: Jacksonville / Duval County

Duval County millage and tax-bill assessments

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting College Gardens, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Duval County millage and property assessments

    Property taxes in Jacksonville are set by the Duval County (City of Jacksonville) millage and any non-ad-valorem line items, published by the Duval County Property Appraiser. Why it matters: Pull the actual parcel's tax bill and homestead status before you budget, and on an older home get an insurance quote that reflects roof age; new construction will carry a different assessment. Source

Development alerts for College GardensGet a short monthly email when something new is approved, funded, or opens near College Gardens.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The College Gardens buying strategy.

If we were buying in College Gardens, this is the order of operations we would run, and the one we run for our clients.

1

Establish whether the home is older or new construction. Confirm the build year and, for new construction, the builder, warranty, and CO status, since the two price very differently.

2

Inspect older systems and the roof. On older homes, the roof age, electrical, plumbing, and HVAC drive the renovation budget and the insurance quote; inspect before you commit.

3

Read the actual Duval tax bill. Confirm the millage, homestead status, and any assessments for the parcel (Duval County Property Appraiser, 2024).

4

Confirm zoning and any rental rules if investing. Verify Jacksonville zoning and any rental registration requirements, since the urban core draws investor interest.

5

Comp by build type. Price older homes against the closest renovated-older sale and new builds against new, not a blended neighborhood average.

The Quick Decision
Best Buy
A sound renovated older home or a new build priced against true same-type comps, in a condition and at a price you have verified.
Biggest Risk
Blending older-home and new-construction comps, and deferred maintenance or insurance cost on original older stock.
Best Lot
Larger or corner lots and renovated or new homes carry the premium; original-condition homes needing work are the value.
Smart Timing
College Gardens is a redeveloping urban-core neighborhood; pricing tracks the build type, condition, and infill activity more than any community-wide trend.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

College Gardens is a historic urban-core neighborhood in Jacksonville, Duval County, in the 32209 area about two miles west of downtown across I-95, near Edward Waters University (Homes.com, 2026). Part of the broader College Gardens and Mid-West area, it has affordable established homes alongside a notable wave of new infill construction, with low home values across a wide spread from inexpensive homes needing work to new builds. The location is minutes from downtown jobs, the university, and the rail and logistics employment corridor. Because it mixes older homes, renovations, and new construction, the central buyer questions are condition on older stock, new-versus-resale pricing, the lot, the Duval County tax bill, and the exact school zoning.

College Gardens Homes For Sale

What your money buys in College Gardens.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in College Gardens today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: original homes needing work
$35K to $88K

Original-condition homes needing renovation, the value end of College Gardens and the renovation route into the urban core. Inspect the roof and systems and price the work before you write.

Lowest entry
Mid: renovated older homes
$88K to $174K

Renovated older homes, the move-in-ready core of the neighborhood. Condition, updates, and lot separate these more than square footage does.

Most inventory
High: new infill construction
$174K to $215K

New-construction infill homes set the neighborhood's ceiling. Build quality, the lot, and any warranty drive the premium; price each on its own new-build comps.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$112K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$35K to $88K
Entry: original homes needing work
Original-condition homes needing renovation, the value end of College Gardens and the renovation route into the urban core. Inspect the roof and systems and price the work before you write.
$88K to $174K
Mid: renovated older homes
Renovated older homes, the move-in-ready core of the neighborhood. Condition, updates, and lot separate these more than square footage does.
$174K to $215K
High: new infill construction
New-construction infill homes set the neighborhood's ceiling. Build quality, the lot, and any warranty drive the premium; price each on its own new-build comps.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in College Gardens, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Updated homes ask about 53% more per square foot than original-condition homes, and they tend to sell faster. In an all-resale market, condition is the single biggest swing in value, which is why reading the renovation math is the whole game.

Asking price per square foot
Renovated$202
Original$132
Median days on market
Renovated51
Original56

From current College Gardens listings (renovated 2, original 2); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well College Gardens holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in College Gardens

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

College Gardens1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

College Gardens2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

College Gardens3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

College Gardens4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

College Gardens5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

College Gardens sells affordable, redeveloping urban-core value about two miles from downtown near Edward Waters University. The location and the infill momentum are the value; the work is build type, condition, and the Duval tax bill, not the brochure.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.3C+ · Buy Score
Resale Strength6.4/10
Renovation Risk5.6/10
Location Efficiency7.8/10
Long-Term Defensibility6.0/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on College Gardens is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Larger or corner lots and renovated or new homes carry the premium here.
  • Original-condition homes needing work are the value play.
  • Build type and condition matter more than headline price; comp by type.

In College Gardens, the build type and condition drive price more than floor plan, because the neighborhood spans original homes, renovations, and new construction. Larger or corner lots and renovated or new homes carry a premium, while original-condition homes needing work are the value play for renovators and investors. Because the stock is so varied, price an older home against renovated-older sales and a new build against new, confirm the condition or warranty, and read the Duval tax bill before pricing.

The 15-Second Verdict

College Gardens in 15 seconds.

Best forBuyers and investors who want an affordable urban-core home or a new infill build minutes from downtown and Edward Waters University.
Strong onLow entry pricing, proximity to downtown jobs and the university, quick interstate access, and a wave of new infill construction.
WatchBlending older-home and new-construction comps, and deferred maintenance and insurance cost on original older stock.
Not forBuyers who want a suburban lot, gated amenities, a master plan, or a turnkey-only purchase.
The edgeAn affordable, redeveloping urban-core address minutes from downtown, with new infill construction building momentum.

HOA, CDD & Fees

15-Second Take
  • Most homes here are not in a fee-bearing HOA; confirm for the specific parcel.
  • Budget the Duval tax bill and an insurance quote tied to roof age; new builds differ.
  • Build type and condition are the real price drivers; comp by type.

College Gardens is an established urban-core neighborhood and is generally not a fee-bearing HOA community. Confirm whether any deed restriction applies to the specific parcel before you assume one; the recurring costs to budget are the Duval County tax bill and an insurance quote that reflects the home's roof age and, for older homes, its construction.

If no association applies, there are no community dues; budget for taxes, insurance, and maintenance. New construction will carry a different assessment; confirm any deed restrictions through the title work.

There is no golf or private club; this is an urban-core single-family neighborhood. The proximity to downtown, Edward Waters University, and the interstates is the draw.

Run Your Numbers

Tools for a College Gardens buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in College Gardens.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in College Gardens

Thinking of selling in College Gardens?

Your buyer is cross-shopping affordable urban-core homes and new infill builds near downtown. Sell what is specific: the build type and condition, any updates or warranty, the lot, the Duval tax picture, and the proximity to downtown and the university.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In College Gardens, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Murray Hill, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your College Gardens home worth?

Get a no-obligation home value based on real comparable sales in College Gardens matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in College Gardens on the map →

Real comps, not an automated estimate.
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Windows contain 1 to 7 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$50K$100K$150K20122014201620182020202220242026
Down 28.8% year over year; up 557% since 2012.
Every sale since 2002 · price vs size
$0$100K$200K1k2k3k
120 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$10020122014201620182020202220242026
Up from $15 in 2012 to a $106 peak in 2025; $95 now.
Median days on market · closed sales
010020020122014201620182020202220242026
13 days at the 2022 low; 80 now.
Sale price vs original ask · median
80%90%100%20122014201620182020202220242026
92.0% now.
Homes sold per 12-mo window
024620122014201620182020202220242026
1 to 7 a year; 6 in the current window.
Sellers who gave up · failed listings per year
0510152004200820122016202020242026
Canceled, expired, or withdrawn. 18 quit in 2023; 2 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
76 at the 2021 peak, 18 in the troughs, 43 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,614/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

19% of homes for sale in ZIP 32209 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

College Gardens Market Scorecard

Buyer's market

College Gardens is currently a buyer's market. About 6.0 months of supply, a median asking price of $185,000, and homes go under contract in about 26 days.

6.0
Months supply
$185,000
Median list
$112,500
Median sold
$167
Per sqft
26
Days on mkt
3/1/6
Active/Pend/Sold

Typical home value in the 32209 ZIP is $110,353, about 25.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in College Gardens

Live MLS inventory for College Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

1745 ACADEMY Street home for sale in College GardensActive · 104 daysTop listing
$208,000
3 bd · 2 ba · 1,248 sqft · built 1948
1745 ACADEMY Street, Jacksonville, 32209
Listed by DD HOME REALTY INC
1930 W 6TH Street home for sale in College GardensActive · 26 days
$176,000
4 bd · 2 ba · 1,242 sqft · built 1967
1930 W 6TH Street, Jacksonville, 32209
Listed by KELLAR REALTY AND PROPERTY MANAGEMENT INC
1402 POWHATTAN Street home for sale in College GardensActive · 36 days
$119,900
2 bd · 1 ba · 506 sqft · built 1928
1402 POWHATTAN Street, Jacksonville, 32209
Listed by US REALTY HUB
1617 CAMPUS Street home for sale in College GardensPending · 124 days
$115,000
3 bd · 1 ba · 995 sqft · built 1951
1617 CAMPUS Street, Jacksonville, 32209
Listed by UNITED REAL ESTATE GALLERY

Active and pending College Gardens listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Interactive Map

College Gardens on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community & Amenities

Life at College Gardens

  • 24 Hour Security · reported on 1 of 2 listings

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

=======

College Gardens Market Scorecard

Buyer's market

College Gardens is currently a buyer's market. About 6.0 months of supply, a median asking price of $185,000, and homes go under contract in about 26 days.

6.0
Months supply
$185,000
Median list
$112,500
Median sold
$167
Per sqft
26
Days on mkt
3/1/6
Active/Pend/Sold

Typical home value in the 32209 ZIP is $110,353, about 25.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

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The Strategy

The College Gardens buying strategy.

If we were buying in College Gardens today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in College Gardens.

The Quick Decision
Best Buy
Buyers and investors comfortable evaluating older housing stock on a case-by-case, condition-first basis.
Biggest Risk
A 27.8% homestead share signals meaningful investor or non-owner-occupied activity that can affect resale timing.
Sweet Spot
Updated homes near the median 1,199.5 sqft footprint tend to move fastest against the 80-day median timeline.
Avoid If
You need a fast, predictable close — with only 3 active listings against 584 homes, both options and pace are limited.
The Deep Dive

Where age sets the price

The housing stock here spans 1904 to 2024, with a median build year of 1950 — a wide range that makes every listing close to its own case study. Median living area runs 1,199.5 square feet, and the median sale sits at $112,500, or $94.69 per square foot. That combination points to a market of modest-footprint, largely older homes where renovation status moves price more than anything else on the listing sheet.

Inventory is tight: only 3 active listings against 584 total homes in the community, and a median 80 days on market suggests pricing and condition both need to be right before a home moves. Months of supply reads 6.0, which Momentum classifies as a balanced market — not a rush, not a stall. Year over year, prices are down 28.8%, a swing worth reading against the 557% gain since 2012; this is a market that has moved a long way over time but is contracting in the near term. A homestead share of 27.8% means a large share of this stock is not owner-occupied, worth factoring into offer strategy. The community lists 24 Hour Security among its reported amenities — confirm current status directly with the HOA.

“

The location and the amenities are priced into every listing in College Gardens. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the factors that decide how a home in College Gardens buys, holds, and resells. Momentum Research; not an appraisal.

4.3C- · Buy Score
Long-Term Appreciation10.0/10
Recent Direction0.0/10
Liquidity & Demand4.0/10
Owner Commitment2.8/10
Pricing Power4.7/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (4.3). Basis: Long-Term Appreciation +557% since 2012; Recent Direction -28.8% year-over-year; Liquidity & Demand 6.0 months of supply; Owner Commitment 28% owner-occupied; Pricing Power 92.0% sale-to-list. Refreshed with each data update.

Why Momentum

Why work with Momentum here

With only 3 active listings against 584 homes and a build-year spread running from 1904 to 2024, pricing a home in College Gardens takes more than a comps pull — it takes knowing which renovations and system updates actually move the number. Momentum tracks this market's 80-day median timeline alongside its swing from a 557% run since 2012 to a 28.8% year-over-year pullback, so sellers price to the moment and buyers don't overpay against a headline comp that doesn't match their home's condition.

The 15-Second Verdict

College Gardens in 15 seconds.

Best forBuyers and investors comfortable evaluating older housing stock on a case-by-case, condition-first basis.
Biggest advantageA median price of $112,500 relative to living area leaves room to add value through renovation.
Biggest riskA 27.8% homestead share signals meaningful investor or non-owner-occupied activity that can affect resale timing.
Sweet spotUpdated homes near the median 1,199.5 sqft footprint tend to move fastest against the 80-day median timeline.
Avoid ifYou need a fast, predictable close — with only 3 active listings against 584 homes, both options and pace are limited.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a College Gardens buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in College Gardens.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed College Gardens sales matched to your home.

Selling in College Gardens

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in College Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your College Gardens home worth?

Get a no-obligation home value based on real comparable sales in College Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in College Gardens on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in College Gardens?
The median sale price in College Gardens was $112K over the 12 months ending July 14, 2026 (6 closed sales, realMLS).
How long do homes in College Gardens take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 80 days on market (6 sales, realMLS).
Is College Gardens a buyer's or seller's market right now?
As of July 14, 2026, College Gardens is roughly balanced: 6.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in College Gardens?
The Florida DOR 2025 assessment roll shows 584 homes plus 71 vacant residential lots in College Gardens (public records).
What share of College Gardens is owner-occupied?
28% of College Gardens parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in College Gardens built?
Homes in College Gardens were built between 1904 and 2024, with a median year built of 1950.0 (FL DOR 2025 roll).
Do cash buyers compete in College Gardens?
Cash buyers took 75% of College Gardens sales in the 12 months ending July 2025 (3 of 4 closings, realMLS).
Have College Gardens home prices gone up?
The trailing-12-month median is up 557% since 2012, from $17K to $112K (realMLS closed records).
Who is the best real estate agent for College Gardens?
The best agent for College Gardens is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for College Gardens.
How do I find a top Jacksonville real estate agent who knows College Gardens?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows College Gardens and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for College Gardens?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your College Gardens purchase or sale - no call center and no pressure.
The Verdict

Should you buy in College Gardens?

An honest fit check. We will tell you when it is not your community.

Buyers targeting a median price near $112,500 with plans to renovate or update systems.Excellent fit
Investors comfortable in a market where homestead-occupancy runs near 27.8%.Excellent fit
Buyers who want an in-town Duval County location and are flexible on build year, given the 1904–2024 range.Excellent fit
Buyers who need move-in-ready condition without inspection contingencies — the age variance here is wide.Probably not
Buyers who need a large pool of choices — only 3 active listings are on the market.Probably not
Buyers who need a fast close — the median 80-day timeline runs long.Probably not

Nearby Communities

Explore more neighborhoods near College Gardens with Momentum Realty’s local guides.

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (9 streets, ZIP 32209))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2002 (120 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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