Country Club Heights
Homes for Sale in Palatka, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat

Price here is driven by condition and vintage, not by a uniform product. With a median year built of 1965 and a range that runs from 1945 all the way to 2022, this is a neighborhood of individual houses in varied states of updating. The median sits at $210,000 and about $137 per square foot on a median footprint just under 1,675 square feet, but two homes at the same size can price very differently depending on what has been done to them.
The market posture is soft and patient. The median home is taking 59 days to sell, prices are down 4.5% year over year, and the heat score of 46 tells you neither side has the whip hand. Sellers should price to the condition of the house rather than to what a neighbor got last year; buyers have time to inspect, negotiate, and walk away from anything overpriced.
Country Club Heights right now
🟡 Off the recent peak. The trailing-12-month median ($210K) is down 4.5% from the prior 12 months ($220K) and up 395% since 2012. With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 11. Confidence: Low (5 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 11, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Country Club Heights market snapshot (as of July 11, 2026): the median sale price is about $210K ($137 per sq ft over the trailing 12 months of closed sales), and a median 59 days on market for closed sales. The trailing-12-month median is down 4% from the prior 12 months and up 395% since 2012, computed from record-level realMLS closed sales (5 closings in the current window).
Country Club Heights is a community of 151 homes in Palatka, Putnam County, built between 1945 and 2022 (median 1965.0), with a median living area of about 1,674 square feet. 63% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Country Club Heights is an established, condition-driven pocket of Palatka where the housing stock spans several eras and the pace of sale is unhurried. With 63.1% of homes carrying a homestead exemption, this reads as an owner-occupied street grid rather than an investor churn.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 11 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($210K) IS the median in the snapshot above, and the move from 2025 ($220K) IS the -4.5% one-year change.
Windows contain 4 to 10 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
24% of homes for sale in ZIP 32177 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-10).
An older housing stock rewards the informed buyer
The defining feature is age and variety. A median build year of 1965 and homes dating back to 1945 mean you will find original systems, older roofs, and dated layouts alongside renovated properties and the occasional recent build through 2022. The per-square-foot median of roughly $137 masks a wide spread, because the number that matters most here is the condition of the specific house, not the block average.
That variety is the opportunity. In a market taking 59 days to clear and softening 4.5% over the year, a buyer willing to underwrite an older home carefully — inspection, systems, roof age — has room to negotiate. The long-run picture since 2012 shows the area up 395%, but that is history, not a forecast; the near-term signal is a buyer's ability to be selective.
Why work with Momentum here
In a neighborhood where two similar-sized homes can price very differently, our job is to separate the updated from the deferred-maintenance houses before you make an offer. We read each listing against the condition it is actually in, price it to the current 59-day market rather than to wishful comps, and walk sellers through what an aging home realistically supports.
Country Club Heights in 15 seconds.
Tools for a Country Club Heights buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Country Club Heights sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Country Club Heights, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Country Club Heights home worth?
Get a no-obligation home value based on real comparable sales in Country Club Heights, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Country Club Heights on the map →
Frequently Asked Questions
What is the median home price in Country Club Heights?
How long do homes in Country Club Heights take to sell?
How many homes are in Country Club Heights?
What share of Country Club Heights is owner-occupied?
When were the homes in Country Club Heights built?
Do cash buyers compete in Country Club Heights?
Have Country Club Heights home prices gone up?
Who is the best real estate agent for Country Club Heights?
How do I find a top Palatka real estate agent who knows Country Club Heights?
Can Momentum Realty connect me with an agent for Country Club Heights?
Should you buy in Country Club Heights?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending July 11, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 32148/32177)) |
| Under-contract shares | realMLS records, as of 2026-07-10 |
| Historical depth | Closed-sale records back to 2001 (131 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
More Palatka & Palatka & St. Johns River Country guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Palatka & St. Johns River Country or the full Neighborhood Finder.
