The Fairway
Homes for Sale in Palatka, FL
All 108 homes for sale in Palatka, FL · median $255,500 · 114 homes for sale in 32177 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of REDFIN CORPORATION · via realMLS
As of October 2026, the MLS records 3 closed sales in The Fairway in Palatka, FL since 2023, the most recent in June 2026. Across Palatka as a whole, 43 homes closed in the last 12 months at a median of $291,720, 62 median days on market, with 7 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,930 ($4,250 with the full homestead exemption).
The Fairway sits in Palatka, in Putnam County, and the honest starting point is that this is a smaller, less-trafficked market than the metro communities to the northeast. Pricing here tends to be driven less by a hot resale ladder and more by the condition of the individual home, its lot, and how it presents relative to what else is available at any given moment. With thinner inventory turnover, one or two well-kept listings can set the tone.
For buyers, that means patience and a willingness to judge each property on its own merits rather than against a deep pool of comparables. For sellers, presentation and condition carry more weight than usual — a home that shows well can stand out simply because there is less competition, while a tired one has fewer buyers to absorb it. Neither side should assume the speed or the bidding pressure of a larger market.
Nearby homes for sale
No active listings inside The Fairway right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
The Fairway is a Palatka community in Putnam County, well inland from the coastal corridors, where value is shaped more by the home itself than by a fast-moving comparable market.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of The Fairway. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
The Fairway
The FairwayPhotos from realMLS listings in The Fairway; content deemed reliable but not guaranteed.
Who The Fairway is best for.
Best for
- Buyers prioritizing inland space and lot over dense, walkable convenience
- Long-horizon owners comfortable holding through a slower resale cycle
- Value-focused buyers willing to renovate a home that needs work
Probably not for
- Buyers who need to sell and move again quickly in a fast market
- Commuters tethered to coastal job centers who can't absorb the drive
- Buyers who want the reassurance of many recent, directly comparable sales
The market around The Fairway
The Fairway is too small for its own price trend, so here is the market around it.
In ZIP 32177, 152 homes are on the market and 28% are under contract — a steady corner of Palatka.
Across Putnam County, 701 homes are active and 159 pending (18% under contract).
In ZIP 32177 (Palatka), 240 homes closed in the last 12 months at a median of $308K ($180/sq ft), down 2.9% year over year, with a median 64 days on market. Right now 13 active and 4 pending listings put supply at about 5.3 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not The Fairway specifically. Momentum Research analysis of MLS records.
The The Fairway buying strategy.
If we were buying in The Fairway today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Fairway.
Reading a thin-turnover market
In a community like The Fairway, the most useful mental model is condition-driven pricing. Because listings surface less frequently than in higher-volume areas, the spread between an updated home and one that needs work can be wide, and averages tell you less than a walkthrough does. Judge the roof, the systems, the lot, and the finishes directly.
Location is the steadying factor. Palatka anchors Putnam County and offers the practical services of a county seat, with river access and inland acreage that appeal to buyers who want space over density. The trade-off is straightforward: you are further from the coastal job centers, and that distance is either the point or the dealbreaker depending on your commute and your priorities.
The location and the amenities are priced into every listing in The Fairway. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market where comparables are scarce and condition drives everything, the value we add is judgment on the ground — pricing a listing against what little truly compares, and helping a buyer separate a well-kept home from a cosmetic cover-up. We will also tell you plainly when The Fairway is the wrong fit for your timeline or your commute.
The Fairway in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a The Fairway buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Fairway sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Fairway, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Fairway home worth?
Get a no-obligation home value based on real comparable sales in The Fairway, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palatka →
Recently off market in The Fairway
Homes in The Fairway that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2400 Lundy Road · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Putnam County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in The Fairway?
What share of The Fairway is owner-occupied?
When were the homes in The Fairway built?
Who is the best real estate agent for The Fairway?
How do I find a top Palatka real estate agent who knows The Fairway?
Can Momentum Realty connect me with an agent for The Fairway?
Where is The Fairway, and what county is it in?
How far is The Fairway from downtown Jacksonville and the beach?
Should you buy in The Fairway?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32177)) |
| Under-contract shares | realMLS records, as of 2026-09-24 |
| Historical depth | Closed-sale records back to 2023 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how The Fairway fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for The Fairway. These are the public schools most often assigned to other communities in ZIP 32177; zones change and vary by address, so confirm with the district before you buy.
- Palatka High School · High (assigned to 7 nearby communities)
- Robert H. Jenkins Junior Middle School or C. L. Overturf Jr. 6th Grade Center · Middle (assigned to 7 nearby communities)
- James A. Long Elementary School · PreK-5 (Putnam, Palatka area) · FLDOE grade B (assigned to 5 nearby communities)
- Palatka Jr.-Sr. High School · 7-12 (assigned to 4 nearby communities)
- William D. Moseley Elementary School · Elementary · FLDOE grade C (assigned to 3 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near The Fairway with Momentum Realty’s local guides.