COURY
Homes for Sale in Key Colony, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
COURY in Key Colony sits at a median price of $3,315,000 — a figure that reflects the hard ceiling on Florida Keys waterfront inventory, not a starting point. With only 14 closings in the measurement window, this is a thin, high-stakes market where a single outlier transaction moves the needle meaningfully. Buyers should treat the median as a directional anchor, not a precise comp.
Median days on market came in at 90, which tells a nuanced story: this is not a market where listings clear in weeks, but at a market heat score of 63 it is not stagnant either. Sellers are holding firm on price, and buyers are doing their diligence. The year-over-year price gain of 35.3 percent demands attention — but with so few closings, that figure reflects the mix of what sold as much as it reflects broader appreciation pressure.
COURY right now
🟢 Still climbing. The trailing-12-month median ($3.32M) is up 35.3% from the prior 12 months ($2.45M) and up 109% since 2012. With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level floridakeys closed sales, 12-month windows ending July 27. Confidence: Medium (14 and 6 sales in the two windows).
What's unique here: the median sale price is about 3x the typical Monroe County sale ($3.32M vs $950K, trailing 12 months, floridakeys records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 27, 2026 · Live data: floridakeys, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
COURY market snapshot (as of July 27, 2026): the median sale price is about $3.32M, and a median 90 days on market for closed sales. The trailing-12-month median is up 35% from the prior 12 months and up 109% since 2012, computed from record-level floridakeys closed sales (14 closings in the current window).
COURY is a small, discrete community within Key Colony, Monroe County — a municipality embedded in the Florida Keys where buildable land is constitutionally constrained by state and federal environmental limits, and where waterfront access drives virtually every pricing conversation.
Who COURY is best for.
Best for
- A buyer targeting direct Florida Keys waterfront as a primary or secondary property with the financial capacity to absorb a purchase near $3,315,000 and carry Monroe County insurance costs.
- A long-horizon owner who values scarcity — constrained Keys inventory means new competition is structurally limited — and is not dependent on near-term liquidity.
- A buyer prepared to invest significant due-diligence time into flood zone classification, wind mitigation, and permit history before committing, given the complexity of Keys transactions at this price level.
Probably not for
- A buyer seeking entry-level or mid-market Keys exposure — the median here places this community well above that threshold, and there is no data to suggest lower-priced options within COURY.
- Anyone requiring a fast close or who cannot tolerate the 90-day typical marketing period that characterizes this community's pace.
- A buyer relying on the year-over-year or since-2012 price gains as a forward-looking return projection — with 14 closings in the window, those figures reflect past mix-of-sales, not a guaranteed appreciation trajectory.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 27 of each year, from record-level floridakeys closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($3.32M) IS the median in the snapshot above, and the move from 2025 ($2.45M) IS the +35.3% one-year change.
Windows contain 1 to 14 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The COURY buying strategy.
If we were buying in COURY today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in COURY.
What the numbers actually mean in a 14-closing market
A 35.3 percent year-over-year price move and a since-2012 gain of 109 percent are striking on their face. In a community with only 14 closings in the tracked window, those percentages are heavily influenced by what type of properties happened to close — lot size, direct-ocean versus canal access, renovation status. A buyer who reads those figures as a guarantee of continued trajectory is misreading the data. What they do confirm is that the floor on this market has moved substantially over the long run and that recent demand has been skewed toward higher-end product.
Ninety days on market is meaningful context for both sides of a transaction. Sellers should not expect a quick exit at an aspirational ask — pricing discipline relative to recent comparable sales matters here. Buyers, conversely, are not competing in a flash-bid environment; there is room for thoughtful due diligence, inspection contingencies, and insurance review, all of which are non-negotiable considerations in Monroe County. No community amenities were identified from current MLS data, which is consistent with Keys communities where the water itself is the amenity and HOA infrastructure is minimal or absent.
The location and the amenities are priced into every listing in COURY. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in COURY buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.8). Basis: Long-Term Appreciation +109% since 2012; Recent Direction +35.3% year-over-year; Pricing Power 93.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Thin-market transactions — 14 closings in a tracking window, no two properties truly identical — require a broker who can build a defensible valuation from the ground up rather than lean on automated estimates. Momentum brings that analytical discipline alongside fluency in Monroe County's regulatory environment, including ROGO permit constraints, FEMA flood zone requirements, and the insurance complexities that can make or break a deal at the median price point this community commands.
COURY in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a COURY buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed COURY sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in COURY, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your COURY home worth?
Get a no-obligation home value based on real comparable sales in COURY, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in COURY?
How long do homes in COURY take to sell?
Have COURY home prices gone up?
Who is the best real estate agent for COURY?
How do I find a top Key Colony real estate agent who knows COURY?
Can Momentum Realty connect me with an agent for COURY?
Should you buy in COURY?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | floridakeys closed sales, 12-month windows ending July 27, 2026 |
| Historical depth | Closed-sale records back to 2006 (114 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of floridakeys records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the floridakeys member average and 8 days faster, and we’ll price yours against live your area comps.
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