KEY COLONY BEACH YACHT
Homes for Sale in Key Colony, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Key Colony Beach Yacht sits in Monroe County's Florida Keys feed, where the median price of $1,275,000 reflects the premium the market places on waterfront access and the scarcity of buildable land in the Keys. With only three closings in the trailing window, this is a thin-inventory community — individual transactions move the median sharply, so that number describes a narrow band of evidence rather than a deep pool of comps.
At 62 days on market and a market heat score of 59, the community sits in balanced-to-slightly-soft territory: sellers retain meaningful leverage on price given the asset type, but buyers are not competing in a frenzied multiple-offer environment. The year-over-year appreciation of 147.6% is dramatic and should be read carefully — a single outsized sale in a three-closing window can produce that kind of swing. The longer-arc gain since 2012 of 253% is more structurally telling and aligns with the sustained demand compression that characterizes Monroe County real estate broadly.
KEY COLONY BEACH YACHT right now
🟢 Still climbing. The trailing-12-month median ($1.28M) is up 147.6% from the prior 12 months ($515K) and up 253% since 2012. With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level floridakeys closed sales, 12-month windows ending July 27. Confidence: Low (3 and 5 sales in the two windows).
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Updated July 27, 2026 · Live data: floridakeys, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
KEY COLONY BEACH YACHT market snapshot (as of July 27, 2026): the median sale price is about $1.28M, and a median 62 days on market for closed sales. The trailing-12-month median is up 148% from the prior 12 months and up 253% since 2012, computed from record-level floridakeys closed sales (3 closings in the current window).
Key Colony Beach Yacht is a low-volume, high-price-point community in Monroe County where the combination of Keys geography and maritime positioning anchors values well above seven figures — and where the shallow transaction pool means every comp carries outsized weight in any valuation conversation.
Who KEY COLONY BEACH YACHT is best for.
Best for
- A buyer targeting a waterfront Keys property as a long-term hold, comfortable with a seven-figure outlay and the insurance and maintenance realities of Monroe County coastal ownership.
- A second-home or vacation-use buyer whose primary goal is Keys access and water proximity rather than amenity-driven resort-style living.
- A buyer who has done the flood zone, wind mitigation, and insurance underwriting homework and is pricing those costs into the total ownership equation before making an offer.
Probably not for
- A buyer who needs to see a thick comp base before committing at this price — three closings per window does not provide that confidence layer.
- A buyer whose budget requires financing structures that are sensitive to Monroe County's insurance environment, where carrying costs can materially affect affordability at this price point.
- A buyer expecting on-site community amenities as part of the value proposition — none have been identified from current MLS data, and this community's draw is its location, not its programming.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 27 of each year, from record-level floridakeys closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.28M) IS the median in the snapshot above, and the move from 2025 ($515K) IS the +147.6% one-year change.
Windows contain 0 to 5 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The KEY COLONY BEACH YACHT buying strategy.
If we were buying in KEY COLONY BEACH YACHT today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in KEY COLONY BEACH YACHT.
Reading a thin market correctly
Three closings in the measurement window is not a flaw in the data — it is the data. Key Colony Beach Yacht is not a high-turnover community, and that illiquidity cuts both ways. Sellers who price correctly can still find qualified buyers willing to wait out 62-day marketing periods; sellers who overprice find that there are no comparable sales to recalibrate the market for them. Because the median of $1,275,000 rests on so few transactions, a buyer's own purchase will become a comp that influences the next trade in the community.
No community amenities were identified from current MLS listings, which means the value proposition here is driven by the Keys location itself — water access, Monroe County's constrained land supply, and the lifestyle infrastructure of Key Colony as a municipality — rather than by on-site clubhouse or recreational programming. Buyers who need amenity-rich common areas to justify the price point will need to look elsewhere; buyers who value the asset itself and the surrounding environment will find the calculus straightforward.
The location and the amenities are priced into every listing in KEY COLONY BEACH YACHT. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in KEY COLONY BEACH YACHT buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.7). Basis: Long-Term Appreciation +253% since 2012; Recent Direction +147.6% year-over-year; Pricing Power 94.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community where three sales define the market and a $1.275M median sits on a thin comp base, the margin for error in pricing, offer structuring, and due diligence is essentially zero. Momentum's role is to give you an honest read on what those three closings actually tell you, where the gaps in that story are, and how Monroe County's regulatory environment — flood zones, insurance underwriting, and permitting constraints — affects both value and carrying cost. We will tell you when a listing is priced into speculation rather than into reality, and we will tell you when the numbers support moving.
KEY COLONY BEACH YACHT in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a KEY COLONY BEACH YACHT buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed KEY COLONY BEACH YACHT sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in KEY COLONY BEACH YACHT, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your KEY COLONY BEACH YACHT home worth?
Get a no-obligation home value based on real comparable sales in KEY COLONY BEACH YACHT, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in KEY COLONY BEACH YACHT?
How long do homes in KEY COLONY BEACH YACHT take to sell?
Have KEY COLONY BEACH YACHT home prices gone up?
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Should you buy in KEY COLONY BEACH YACHT?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | floridakeys closed sales, 12-month windows ending July 27, 2026 |
| Historical depth | Closed-sale records back to 2007 (55 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of floridakeys records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the floridakeys member average and 8 days faster, and we’ll price yours against live your area comps.
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More Key Colony & The Florida Keys & Monroe County guides
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