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The Cove at Rocky Point in Tampa

The Cove at Rocky Point Homes for Sale in Tampa, FL

2019 Taylor Morrison build · Hillsborough County · ZIP 33634

A luxury gated bayfront townhome community in Rocky Point, newly built in 2019 with private elevators and dedicated Tampa Bay boat access.

Gated bayfront townhomes2019 Taylor Morrison buildTampa Bay boat access
Live Market Pulse
47/100
Momentum
Buyer-Leaning Market (limited data)
The Cove at Rocky Point is a townhome community, so the read is the specific unit (floor, view, elevator), the HOA and what it covers, any CDD, dock and slip access, and the flood and windstorm picture per unit, not a single community average.
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Unlock Off-Market The Cove at Rocky Point

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$675K
Median Price
4.8mo
Supply
96days
Avg DOM
Soft
Seller Leverage
$325/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"The Cove at Rocky Point is a luxury gated bayfront townhome community in the Rocky Point area of Tampa, newly built in 2019 by Taylor Morrison, with three-story townhomes that carry 3 bedrooms and 3 baths, impact-resistant windows, private balconies, two-car garages, private elevators, and designer kitchens (Taylor Morrison via lipplyrealestate.com, 2026). The community offers direct boat access to Tampa Bay; while the townhomes do not sit directly on the water, residents have dedicated access to a community dock and an observation pier, with a resort-style pool and a cabana for grilling and entertaining (lipplyrealestate.com, 2026). The honest read here is the unit (floor, view, elevator), the HOA and what it covers, any CDD, the dock and slip access, the flood and windstorm insurance, and the close-in Rocky Point location near downtown Tampa, the airport, and Westshore, not a single average. Confirm the HOA, any CDD, dock access, and the flood picture per unit."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

The Cove at Rocky Point market snapshot (as of June 25, 2026): the median sale price is about $675K ($325 per sq ft), with homes averaging 96 days on market and 4.8 months of supply, a buyer-leaning market (limited data). Based on 5 recent closings in live Stellar MLS data.

The Cove at Rocky Point sits in the Rocky Point area of Tampa, in the 33634 ZIP, a luxury gated bayfront townhome community newly built in 2019 by Taylor Morrison (Taylor Morrison via lipplyrealestate.com, 2026).

The three-story townhomes carry 3 bedrooms and 3 baths with impact-resistant windows, private balconies, two-car garages, private elevators, and designer kitchens. The product is newer, low-maintenance, and gated, so the read is the specific unit, the floor, the view, and the elevator, more than a community average (lipplyrealestate.com, 2026).

The community offers direct boat access to Tampa Bay. The townhomes do not sit directly on the water, but residents have dedicated access to a community dock and an observation pier, plus a resort-style pool and a cabana for grilling and entertaining (lipplyrealestate.com, 2026).

Because this is a bayfront Rocky Point community, flood and windstorm insurance and elevation matter, and Tampa Bay waterfront areas can take storm surge, so read the FEMA flood zone, the elevation, and the insurance per unit. Confirm the HOA and what it covers, any CDD, and the dock and slip access before you offer.

Quick Match

Who The Cove at Rocky Point is best for.

Best for

  • Buyers who want a newer, low-maintenance, gated luxury townhome with Tampa Bay boat access
  • Boaters who value dedicated access to a community dock and observation pier
  • Buyers comfortable doing HOA and CDD diligence on a townhome community
  • Buyers who will quote flood and windstorm for the specific unit before offering

Probably not for

  • Buyers who want a detached single-family home with a private yard
  • Anyone unwilling to budget for HOA fees and bayfront insurance
  • Buyers who want a unit directly on the water rather than dock access
  • Buyers who want to skip flood, windstorm, and elevation diligence on the bay
Market Pulse

How The Cove at Rocky Point is performing right now

47/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
4.8Months of supplytight
96Median days on marketdays
0 : 2Under contract vs for salestrong demand
5Sold in last 12 monthsliquidity
+138%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current The Cove at Rocky Point listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in The Cove at Rocky Point buys, holds, and resells. See the five factors.

Homes For Sale Right Now in The Cove at Rocky Point

Live MLS inventory for The Cove at Rocky Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 53 daysTop listing
$3,850,000
5 bd · 5.5 ba · 4,808 sqft · built 2020
4028 Rocky Shores Drive, TAMPA, 33634
Strong resaleLakefront
Listed by DALTON WADE INC
Active · 140 days
$3,095,000
4 bd · 5 ba · 4,154 sqft · built 2020
4054 Rocky Shores Drive, TAMPA, 33634
Strong resaleReno opportunityBest value
Listed by SMITH & ASSOCIATES REAL ESTATE

Active and pending The Cove at Rocky Point listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

The Cove at Rocky Point on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Resort-style pool and cabana for grilling and entertaining
  • Dedicated access to a community dock for Tampa Bay boat access
  • Observation pier for residents on the bayfront
  • Gated entry on a newer 2019 luxury townhome community
  • Private elevators and two-car garages in the townhomes

The Cove at Rocky Point is a luxury gated bayfront townhome community rather than a single-family neighborhood, so the lifestyle centers on the water access and the shared amenities: a resort-style pool and cabana for grilling and entertaining, and dedicated access to a community dock and observation pier with direct boat access to Tampa Bay, all behind a gated entry. The three-story townhomes, newly built in 2019 by Taylor Morrison, carry impact-resistant windows, private balconies, two-car garages, private elevators, and designer kitchens. Because it is a bayfront community, confirm the specific unit, the HOA, any CDD, the dock access, and the flood and windstorm picture before you buy.

Nearby & Commute

How far is everything?

The takeaway

The Cove at Rocky Point trades a single-family yard for a newer gated bayfront townhome minutes from the airport, Westshore, and downtown Tampa, with the Courtney Campbell carrying you toward the Gulf beaches.

Drive times from Rocky Point. They are approximate and vary with traffic and your exact unit.

Tampa International Airport~5 to 10 min · close-in Rocky Point
Westshore Business District~10 min · office and retail core
International Plaza~10 min · shopping and dining
Downtown Tampa~15 to 20 min · via Courtney Campbell or I-275
Amalie Arena~15 to 20 min · downtown waterfront
Straz Center~15 to 20 min · downtown arts
Clearwater and Gulf beaches~25 to 35 min · via Courtney Campbell

Distances and drive times are approximate and vary with traffic and your specific unit. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near The Cove at Rocky Point with Momentum Realty’s local guides.

ICIsland Club atRocky PointTampa, FL · 0.8 miDSDana Shores,TampaTampa, FL · 0.8 miRockpointe Patio HomesRockpointe Patio HomesTampa, FL · 1.0 miSCSpinnaker CoveTampa, FL · 1.2 miRPRocky Point VillageTampa, FL · 1.4 miPBPalm BayTampa, FL · 1.7 miGEGolfwood EstatesTampa, FL · 1.8 miNPNorthwest ParkTampa, FL · 1.9 miBay Crest ParkBay Crest ParkTampa, FL · 1.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
The Cove at Rocky Point (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

The Cove at Rocky Point is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any The Cove at Rocky Point address.

The takeaway

What is actually shaping value at The Cove at Rocky Point: the newer 2019 Taylor Morrison construction with impact windows and elevators, the dedicated Tampa Bay boat access, the close-in Rocky Point location near downtown and the airport, and the bayfront flood and windstorm picture. Each item is sourced and linked.

Recent Developments in The Cove at Rocky Point

Development Intelligence

Our read on what is being built around The Cove at Rocky Point, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishClose-in waterfront demand near the airport and Westshore supports prices, while the watch items are the bayfront flood and windstorm insurance picture and the HOA and any CDD that affect carrying cost.

Gated luxury bayfront townhomes with boat access

Ongoing
BullishMajor impact
SignificanceRadius: Community

A gated luxury bayfront townhome community with dedicated Tampa Bay dock access and an observation pier supports steady buyer demand.

Close-in Rocky Point location near downtown, airport, and Westshore

Ongoing
BullishNotable impact
SignificanceRadius: Area

Proximity to downtown Tampa, Tampa International Airport, and the Westshore Business District underpins location value for the community.

Newer 2019 construction with impact windows and elevators

2019
BullishNotable impact
SignificanceRadius: Community

A 2019 Taylor Morrison build with impact-resistant windows and private elevators means newer systems and stronger wind resilience than older waterfront stock.

Bayfront flood and windstorm insurance diligence

Ongoing
BearishNotable impact
SignificanceRadius: Community

As a bayfront community where Tampa Bay areas can take storm surge, flood and windstorm insurance and elevation are core to carrying cost and have to be read per unit.

Unit floor, view, and HOA read

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Value here is set by the specific unit, its floor and view and elevator, plus the HOA and any CDD, more than a single community average.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting The Cove at Rocky Point, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2019
    Development

    The Cove at Rocky Point built by Taylor Morrison

    The Cove at Rocky Point is a luxury gated bayfront townhome community in the Rocky Point area of Tampa, newly built in 2019 by Taylor Morrison, with three-story townhomes offering private elevators, a resort pool, and dedicated Tampa Bay boat access via a community dock and observation pier. Why it matters: The newer 2019 construction with impact windows and elevators means newer systems, but the bayfront setting still makes flood, windstorm, and the HOA the core diligence. Source

  2. January 2026
    Community

    The Cove at Rocky Point waterfront community profiled in Tampa

    The Cove at Rocky Point is described as a waterfront community in Tampa, a gated luxury townhome address in the Rocky Point area with bay boat access and resort amenities built by Taylor Morrison. Why it matters: Confirm the HOA, any CDD, dock access, and the flood picture per unit, since the value here is the specific unit and the carrying cost, not a community average. Source

Development alerts for The Cove at Rocky PointGet a short monthly email when something new is approved, funded, or opens near The Cove at Rocky Point.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The The Cove at Rocky Point buying strategy.

If we were buying in The Cove at Rocky Point, this is the order of operations we would run, and the one we run for our clients.

1

Pull the HOA budget and read what the fee covers. Confirm the exact dues, what is bundled, any reserves, and how the fee has trended on this newer 2019 community.

2

Confirm whether there is a CDD. A community development district adds an annual line to the tax bill, so verify whether one applies and the amount for the specific unit.

3

Verify the dock and slip access. Residents have dedicated access to a community dock and observation pier, so confirm how access works, any waitlist, and any separate fees.

4

Run the flood zone and insurance for the specific unit. This is a bayfront Rocky Point community, so quote flood and windstorm for the exact unit, floor, and elevation.

5

Cross-shop a nearby waterfront community at Spinnaker Cove and other close-in Tampa waterfront options to test value.

The Quick Decision
Best Buy
An upper-floor townhome with the best view, a private elevator, and confirmed dock access
Biggest Risk
A flood or windstorm insurance number, or an HOA or CDD line, that surprises at carrying
Best Lot
An end or upper unit with the better bay-facing view and good elevation
Smart Timing
Confirm the HOA, any CDD, dock access, and flood before you offer
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Cove at Rocky Point is a luxury gated bayfront townhome community rather than a single-family neighborhood, so the lifestyle centers on the water access and the shared amenities: a resort-style pool and cabana for grilling and entertaining, and dedicated access to a community dock and observation pier with direct boat access to Tampa Bay, all behind a gated entry. The three-story townhomes, newly built in 2019 by Taylor Morrison, carry impact-resistant windows, private balconies, two-car garages, private elevators, and designer kitchens. Because it is a bayfront community, confirm the specific unit, the HOA, any CDD, the dock access, and the flood and windstorm picture before you buy.

The Cove at Rocky Point Homes For Sale

What your money buys in The Cove at Rocky Point.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in The Cove at Rocky Point today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Unit
$605K to $675K

An interior townhome in the gated community, the accessible way into a newer luxury bayfront address, where the floor, the view, and the HOA picture drive value.

Lowest entry
The Better View
$675K to $2.30M

An upper-floor or end unit with a stronger bay-facing view and a private elevator, the heart of the resale market here, where the floor and the view set the number.

Most inventory
The Top
$2.30M to $2.92M

A premium townhome with the best bay views, a private elevator, and the most convenient dock access, the stock that holds value best when the HOA and insurance picture is clean.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$675K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$605K to $675K
The Entry Unit
An interior townhome in the gated community, the accessible way into a newer luxury bayfront address, where the floor, the view, and the HOA picture drive value.
$675K to $2.30M
The Better View
An upper-floor or end unit with a stronger bay-facing view and a private elevator, the heart of the resale market here, where the floor and the view set the number.
$2.30M to $2.92M
The Top
A premium townhome with the best bay views, a private elevator, and the most convenient dock access, the stock that holds value best when the HOA and insurance picture is clean.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in The Cove at Rocky Point, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in The Cove at Rocky Point is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well The Cove at Rocky Point holds value.

Our read on the factors that protect resale here, and the one to manage.

Kitchen and bath updatesDesigner kitchens already, light refresh recoverable
Impact windows and slidersAlready impact-rated, strong wind and insurance value
Flooring and interior finishesCosmetic, mostly recoverable
Bay view and dock accessStrongest value driver here
HOA, CDD, and flood pictureAssociation and insurance controlled, limited owner upside

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in The Cove at Rocky Point

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

The Cove at Rocky Point1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

The Cove at Rocky Point2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

The Cove at Rocky Point3

Overpaying for an interior lot

Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.

The Cove at Rocky Point4

Ignoring the club decision

The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.

The Cove at Rocky Point5

Skipping the systems check

A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The Cove at Rocky Point sells newer luxury townhomes with bay boat access, but the deal is won or lost on the unit, the HOA and any CDD, dock access, and the flood and windstorm math.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.2B · Buy Score
Resale Strength7.0/10
Renovation Risk7.0/10
Location Efficiency8.0/10
Long-Term Defensibility6.8/10
Carrying Cost Advantage5.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on The Cove at Rocky Point is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Upper and end units with the best bay view carry the view premium
  • Verify the FEMA flood zone and elevation for the exact unit
  • Dock and observation pier access adds value, confirm how it works
  • The floor and the view, not the floor plan alone, drive price
  • Read the HOA and any CDD before the finishes

In a bayfront townhome community, the parcel is really the unit, the floor, and the view, and that is the part of your money the market protects. Upper-floor and end units with the better bay views, and units with the most convenient dock access, hold value better than interior units. The finishes are newer here given the 2019 build; the view, the flood elevation, and the dock access are what cannot be redone. Read the unit and the water first, then price the condition against it.

The 15-Second Verdict

The Cove at Rocky Point in 15 seconds.

Best forBuyers who want a newer gated luxury townhome with Tampa Bay boat access in close-in Rocky Point.
Biggest advantage2019 construction with impact windows, private elevators, and dedicated dock access minutes from downtown and the airport.
Biggest riskFlood and windstorm insurance, plus HOA and any CDD, on a bayfront community.
Sweet spotAn upper-floor townhome with the best bay view, a private elevator, and confirmed dock access.
Avoid ifYou want a detached single-family home or to avoid bayfront insurance and HOA diligence.

HOA, Fees & Dock Access

15-Second Take
  • Monthly HOA fee, confirm the current amount and inclusions
  • Check whether a CDD adds an annual tax-bill line
  • Newer 2019 build, ask about reserves and any assessment
  • Dock and observation pier access, confirm how it works and any fee
  • Verify flood and windstorm insurance for the specific unit

A monthly homeowners association fee applies to this gated townhome community. Confirm the exact fee, what it includes, any reserves, and whether a CDD applies, since a community development district would add an annual line to the tax bill. Verify the current numbers with the association before you offer.

Where bundled, the fee typically covers the gated entry, grounds and common-area maintenance, and the shared amenities, which include the resort-style pool and cabana and dedicated access to the community dock and observation pier. Verify the current inclusions, any dock fees, and any CDD per the association documents.

Run Your Numbers

Tools for a The Cove at Rocky Point buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxHillsborough County millage and the homestead picture.Rent vs buyThe breakeven on owning in The Cove at Rocky Point.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in The Cove at Rocky Point

Price to the unit, the view, the dock access, and the flood picture, not a community average.

Selling at The Cove at Rocky Point means pricing to your specific unit, your floor and view, your elevator, and your dock access, not a community-wide average. An upper-floor unit with the best bay view and confirmed dock access commands a different number from an interior unit.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In The Cove at Rocky Point, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Spinnaker Cove, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your The Cove at Rocky Point home worth?

Get a no-obligation home value based on real comparable sales in The Cove at Rocky Point matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in The Cove at Rocky Point on the map →
Or get your The Cove at Rocky Point home value & selling guide →

Real comps, not a Zestimate.
How much local inventory is already under contract

33% of homes for sale in ZIP 33634 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Cove Rocky Point Tampa Market Scorecard

Balanced

Cove Rocky Point Tampa is currently a balanced. About 4.8 months of supply, a median asking price of $3,472,500, and homes go under contract in about 96 days.

4.8
Months supply
$3,472,500
Median list
$675,000
Median sold
$773
Per sqft
96
Days on mkt
2/0/5
Active/Pend/Sold

Typical home value in the 33634 ZIP is $376,592, about 9.5% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is The Cove at Rocky Point?
It is in the Rocky Point area of Tampa, in the 33634 ZIP, a luxury gated bayfront townhome community close to downtown Tampa, Tampa International Airport, and the Westshore Business District.
Is The Cove at Rocky Point a townhome community?
Yes. It is a gated community of three-story townhomes, so buying here means townhome and HOA diligence on the specific unit, the dues, any CDD, and the dock access.
When was The Cove at Rocky Point built?
It was newly built in 2019 by Taylor Morrison (Taylor Morrison via lipplyrealestate.com, 2026), so the building systems are newer than an older waterfront community.
What do the townhomes offer?
The three-story townhomes carry 3 bedrooms and 3 baths with impact-resistant windows, private balconies, two-car garages, private elevators, and designer kitchens (lipplyrealestate.com, 2026). Confirm the exact floor plan, floor, and view for any specific listing.
Does The Cove at Rocky Point have boat access?
Yes. The community offers direct boat access to Tampa Bay. The townhomes do not sit directly on the water, but residents have dedicated access to a community dock and an observation pier (lipplyrealestate.com, 2026). Confirm how dock access works and any fees for the specific listing.
What amenities does the community have?
Public sources describe a resort-style pool and a cabana for grilling and entertaining, plus dedicated access to a community dock and an observation pier, all behind a gated entry (lipplyrealestate.com, 2026). Verify the current amenities and any fees with the association.
Is there a private elevator in the townhomes?
Yes. Public sources describe private elevators in the three-story townhomes, along with two-car garages and designer kitchens (lipplyrealestate.com, 2026). Confirm the elevator and its condition for the specific unit during diligence.
What does the HOA fee include?
A monthly homeowners association fee applies to this gated community. Confirm the exact fee, what it includes, any reserves, and whether a CDD adds an annual tax-bill line, with the association before you offer.
Is The Cove at Rocky Point in a flood zone?
It is a bayfront Rocky Point community, so flood and windstorm exposure is real and Tampa Bay waterfront areas can take storm surge. Always run the FEMA flood zone, the elevation, and a flood and windstorm insurance quote for the exact unit during diligence.
How far is The Cove at Rocky Point from downtown Tampa?
Rocky Point is a close-in location near downtown Tampa, Tampa International Airport, and the Westshore Business District, though exact times depend on your unit and traffic. Confirm your real route at your real departure time.
Who built The Cove at Rocky Point?
It was built in 2019 by Taylor Morrison, a national homebuilder (Taylor Morrison via lipplyrealestate.com, 2026). Confirm the specific unit, warranty status, and any builder records during diligence.
Is The Cove at Rocky Point a good investment?
It offers a newer, low-maintenance, gated luxury townhome with Tampa Bay boat access in a close-in location, but it is a bayfront community with HOA dues, possible CDD, and flood and windstorm insurance that affect carrying cost. As with any waterfront property, the insurance and the HOA picture drive the outcome, and this is not a guarantee of future value.
What is the close-in location near?
Public sources place the community close to downtown Tampa, Tampa International Airport, the Westshore Business District, International Plaza, Amalie Arena, and the Straz Center (lipplyrealestate.com, 2026). Confirm your real drive times during diligence.
Does a CDD apply at The Cove at Rocky Point?
Confirm this directly. A community development district would add an annual line to the tax bill, so verify whether one applies and the amount for the specific unit before you offer.
Who is the best real estate agent for The Cove at Rocky Point?
The best agent for The Cove at Rocky Point is one who actively works Tampa and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for The Cove at Rocky Point.
How do I find a top Tampa real estate agent who knows The Cove at Rocky Point?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows The Cove at Rocky Point and the wider Tampa area.
Can Momentum Realty connect me with an agent for The Cove at Rocky Point?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your The Cove at Rocky Point purchase or sale — no call center and no pressure.
The Verdict

Should you buy in The Cove at Rocky Point?

An honest fit check. We will tell you when it is not your community.

Buyers who want a newer gated luxury townhome with Tampa Bay boat accessExcellent fit
Boaters who value dedicated dock and observation pier accessExcellent fit
Buyers comfortable reading an HOA budget and checking for a CDDExcellent fit
Buyers who will verify dock access and fees before offeringExcellent fit
Buyers who will quote flood and windstorm for the specific unitExcellent fit
Buyers who want a detached single-family home with a yardProbably not
Anyone unwilling to budget for HOA fees and bayfront insuranceProbably not
Buyers who want a unit directly on the water rather than dock accessProbably not
Buyers who want to avoid flood and windstorm insurance on the bayProbably not
Buyers expecting uniform value across every floor and viewProbably not

Get the inside read on The Cove at Rocky Point

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Thinking about hiring an agent here? How to find the best real estate agent in The Cove at Rocky Point — what to look for, questions to ask, and your local expert.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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