Cross Creek at K-Bar Ranch in Tampa

Cross Creek
at K-Bar Ranch Homes for Sale in Tampa, FL

Village in K-Bar Ranch · New Tampa, Hillsborough County · ZIP 33647

A newer New Tampa village in K-Bar Ranch, resort amenities and a coming rec center.

Newer constructionResort amenitiesHOA + CDD
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Cross Creek is a section of the larger K-Bar Ranch master plan, so the plan, the lot, and the full fee stack, not a community average, decide the buy.
Free · No obligation
Unlock Off-Market Cross Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Cross Creek is a section of K-Bar Ranch, a large New Tampa master plan, so the read is by plan and lot rather than one number: newer single-family homes share K-Bar Ranch's resort amenities and a coming Cross Creek Recreation Center, with both an HOA and a CDD. The differentiators are the plan, the lot, the condition, and the full fee stack. Your leverage is matching the plan and lot to real comps and verifying the HOA plus CDD before you offer, with the New Tampa amenities and I-75 access as the draws."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Cross Creek is a residential section of K-Bar Ranch, a large master-planned community in the center of New Tampa, northeast Hillsborough County, with quick access to I-75 (K-Bar Ranch CDD and community sources, 2026). K-Bar Ranch is planned for roughly 2,000 homes at full build-out.

Residents share K-Bar Ranch's resort-style amenities, a clubhouse, pool, splash pad, playgrounds, and tennis and basketball courts, and the area is adding a new indoor Cross Creek Recreation Center and gymnasium and a planned K-Bar Ranch park. Both an HOA and a Community Development District apply, the CDD funding the community-wide infrastructure on the tax bill.

Cross Creek is newer single-family product within a still-growing master plan, so the money is made or lost on the plan, the lot, the condition, and the full fee stack, not the headline price.

The pitch is amenity-rich New Tampa living near I-75, USF, and the Wiregrass corridor, with a coming recreation center. The work is sorting the plan and lot, confirming the HOA and CDD, and pricing builder and resale inventory against real comps before you offer.

Best for

  • Buyers who want newer single-family living with resort amenities
  • Buyers who value a coming recreation center and parks
  • Buyers comfortable with an HOA plus CDD fee stack
  • Commuters who will use I-75 toward Tampa and Wiregrass

Probably not for

  • Buyers who want a no-CDD, low-fee structure
  • Anyone who wants an established, fully built community today
  • Buyers who need a short commute into central Tampa
  • Buyers who want an in-town or coastal location

How Cross Creek is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
72Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Cross Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Cross Creek at K-Bar Ranch buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • K-Bar Ranch clubhouse, pool, and splash pad
  • Playgrounds and tennis and basketball courts
  • A coming indoor Cross Creek Recreation Center
  • A planned K-Bar Ranch park
  • Funded through the HOA and the CDD

Cross Creek is a section of K-Bar Ranch, a large New Tampa master plan, so residents share the community's resort-style amenities: a clubhouse, pool, splash pad, playgrounds, and tennis and basketball courts. The area is adding a new indoor Cross Creek Recreation Center and gymnasium, with a planned K-Bar Ranch park, expanding the recreation as the community grows toward roughly 2,000 homes. Because the lifestyle is funded through an HOA plus a K-Bar Ranch CDD on the tax bill, confirm both fee lines, the amenity access, and the amenity timeline for the specific home before you buy.

The takeaway

Cross Creek pairs K-Bar Ranch's resort amenities and a coming recreation center with New Tampa access to I-75, USF, and Wiregrass, the amenity-and-location case on the city's northeast edge.

Interstate 75~5 to 10 min · regional access
Wiregrass and The Grove~15 to 20 min · retail
University of South Florida~15 to 20 min · USF and medical
AdventHealth Wesley Chapel~15 to 20 min · hospital
Downtown Tampa~30 to 40 min · via I-75 and I-275
Tampa International Airport~30 to 40 min · via I-275
Flatwoods Conservation Park~10 to 15 min · trails and nature

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Cross Creekat K-Bar Ranch with Momentum Realty’s local guides.

CCCross CreekParcel GTampa, FL · 0.3 miCCCross Creek,New TampaTampa, FL · 0.8 miCLCory Lake IslesTampa, FL · 0.9 miNPNassau Pointeat Heritage IslesTampa, FL · 1.1 miKBK-Bar RanchTampa, FL · 1.4 miAGArbor Greene TownhomesTampa, FL · 1.7 miHHThe Highlands at Hunter's GreenTampa, FL · 1.7 miEPEaston ParkTampa, FL · 1.8 miAGArbor GreeneTampa, FL · 1.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Cross Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Cross Creek is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Schools (verify by address)

Verifyrating
By address

New Tampa elementary, middle, and high

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Cross Creek address.

The takeaway

What is actually shaping value at Cross Creek: K-Bar Ranch's resort amenities and the coming Cross Creek Recreation Center, New Tampa demand near I-75, and the full HOA-plus-CDD fee stack. Each item is sourced and linked.

Recent Developments in Cross Creek at K-Bar Ranch

Our read on what is being built around Cross Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNew Tampa amenity demand and the coming recreation center support value, with the watch items being the fee stack and the still-building community.

Coming Cross Creek Recreation Center

2026
BullishMajor impact
SignificanceRadius: Community

A new indoor recreation center and gymnasium expands the amenity base and supports demand across the area.

K-Bar Ranch resort amenities

Ongoing
BullishNotable impact
SignificanceRadius: On-site

A clubhouse, pool, splash pad, and courts anchor the lifestyle value buyers pay for in the master plan.

New Tampa demand near I-75

Ongoing
BullishNotable impact
SignificanceRadius: Area

A central New Tampa location near I-75, USF, and Wiregrass underpins steady demand.

HOA plus a CDD

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Both fee lines apply, so the all-in carrying cost must be verified per home.

Still-building master plan

Ongoing
NeutralNotable impact
SignificanceRadius: Community

With K-Bar Ranch still growing, resales compete with builder inventory and amenities are being delivered.

Planned K-Bar Ranch park

Ongoing
BullishMinor impact
SignificanceRadius: Area

A planned city park adds future amenity value to the growing community.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Cross Creek at K-Bar Ranch, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2026
    Amenities

    County advances the Cross Creek Recreation Center

    Hillsborough County broke ground on a new indoor Cross Creek Recreation Center and gymnasium serving the K-Bar Ranch area of New Tampa, expanding recreation for the growing community. Why it matters: A new recreation center expands the amenity base and supports demand across Cross Creek and K-Bar Ranch. Source

  2. January 2025
    Development

    K-Bar Ranch grows toward roughly 2,000 homes

    K-Bar Ranch is a master-planned New Tampa community planned for roughly 2,000 homes with resort-style amenities and Community Development District infrastructure, with Cross Creek as one of its sections. Why it matters: Ongoing build-out and CDD-funded amenities shape value and carrying cost across the community. Source

Development alerts for Cross Creek at K-Bar RanchGet a short monthly email when something new is approved, funded, or opens near Cross Creek at K-Bar Ranch.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Cross Creek, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the plan and the lot. Cross Creek spans plans and lots, so the plan and the conservation or pond position drive value.

2

Verify the HOA and the CDD. Both apply, the CDD is on the tax bill, so confirm both lines for the exact home.

3

Price builder and resale inventory together. A new base price and a nearby resale can mean different value once incentives are counted.

4

Confirm the amenity timeline. Verify what is open today and the status of the coming Cross Creek Recreation Center.

5

Use the New Tampa context, and cross-shop other amenity communities such as Live Oak Preserve.

Best Buy
A well-positioned plan on a conservation or pond lot matched to comps
Biggest Risk
Underreading the HOA plus CDD fee stack
Best Lot
A conservation or pond lot over an interior position
Smart Timing
Confirm the HOA, CDD, and amenity timeline before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Newer single-family homes in K-Bar Ranch

Master plan

K-Bar Ranch, roughly 2,000 homes planned

Setting

Conservation and pond lots

Status

Newer, still-growing

Costs & Fees

HOA

Funds shared amenities and common areas

CDD

K-Bar Ranch CDD on the tax bill

Worth noting

Verify the full fee stack for the exact home

Amenities

Clubhouse

Pool, splash pad, and gathering spaces

Courts

Tennis and basketball

Recreation

Playgrounds and a coming rec center

Setting

Conservation and ponds

Location

Area

New Tampa, Hillsborough County, ZIP 33647

Access

I-75 to Tampa, USF, and Wiregrass

Nearby

Flatwoods Conservation Park and USF

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Plan

The smaller plans and interior lots, the way into the amenity-rich master plan.

Lowest entry
The Core Plan

The volume of larger plans across the section, where plan, lot, and condition drive the spread.

Most inventory
The Top

The largest plans on conservation and pond lots, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Plan
The smaller plans and interior lots, the way into the amenity-rich master plan.
The Core Plan
The volume of larger plans across the section, where plan, lot, and condition drive the spread.
The Top
The largest plans on conservation and pond lots, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within TampaStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Cross Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

The amenities and the location are priced into every home. The deal is won or lost on the plan, the lot, and the full fee stack versus real comps.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Resale Strength7.2/10
Renovation Risk4.0/10
Location Efficiency7.4/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage5.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Cross Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Conservation and pond lots hold value best
  • Interior lots trade at a discount
  • The fee stack is part of the all-in cost
  • A coming rec center adds amenity value
  • Read the lot and the plan before the upgrades

In a growing master plan, the lot and the plan are the part of your money the market gives back. Conservation and pond lots hold value better than interior positions, and the amenities, including the coming recreation center, anchor demand. The home can be updated; the lot, the amenities, and the location cannot. Read the lot and the plan first, then price the condition against comparable village sales.

Cross Creek in 15 seconds.

Best forBuyers who want newer amenity-rich New Tampa living near I-75.
Biggest advantageResort amenities and a coming recreation center in a growing master plan.
Biggest riskAn HOA plus CDD fee stack and a still-building community.
Sweet spotA well-positioned plan on a conservation or pond lot, matched to comps.
Avoid ifYou want no CDD, an established community, or a short central-Tampa commute.

HOA, CDD & Fees

15-Second Take
  • Both an HOA and a CDD apply
  • The CDD is on the tax bill
  • Resort amenities plus a coming rec center
  • The all-in fee stack is the real number
  • Confirm both lines for the exact home

Cross Creek carries both an HOA and a K-Bar Ranch CDD assessed on the tax bill. The HOA funds the village and shared amenities, while the CDD funds the community-wide infrastructure and recreation. Confirm both lines for the exact home, because the all-in stack is the real carrying cost.

The HOA covers common areas and the shared amenity access; the CDD assessment, including debt service, funds the roads, stormwater, and recreation. Verify the exact amounts and amenity access for the specific home.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Cross Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Live Oak Preserve, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Cross Creek home worth?

Get a no-obligation home value based on real comparable sales in Cross Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Cross Creek at K-Bar Ranch on the map →
Or get your Cross Creek at K-Bar Ranch home value & selling guide →

Real comps, not a Zestimate.

Cross Creek at K-Bar Ranch Market Scorecard

Strong seller's market

Cross Creek at K-Bar Ranch is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Cross Creek?
Cross Creek is a residential section of K-Bar Ranch, a master-planned community in the center of New Tampa, northeast Hillsborough County, with quick access to I-75, ZIP 33647.
What is K-Bar Ranch?
K-Bar Ranch is a large New Tampa master plan, planned for roughly 2,000 homes at full build-out, with resort-style amenities and Cross Creek as one of its sections.
What amenities does Cross Creek have?
Residents share K-Bar Ranch's clubhouse, pool, splash pad, playgrounds, and tennis and basketball courts, and the area is adding a new indoor Cross Creek Recreation Center and gymnasium and a planned park.
Does Cross Creek have HOA and CDD fees?
Yes. Both apply. The HOA funds the shared amenities and the K-Bar Ranch CDD funds the community-wide infrastructure on the tax bill. Confirm both lines for the exact home.
What types of homes are in Cross Creek?
Newer single-family homes across a range of plans and sizes within the K-Bar Ranch master plan.
Is Cross Creek still being built?
K-Bar Ranch is a still-growing master plan, so confirm what is built and open today versus what is planned, including the coming recreation center.
What schools serve Cross Creek?
Cross Creek is part of the Hillsborough County school district in New Tampa. Assignment is by address and can change, so confirm the exact zoned schools.
How is the commute from Cross Creek?
K-Bar Ranch sits near I-75 in New Tampa, connecting to Tampa, USF, and the Wiregrass corridor. Drive times depend on your destination and the time of day.
Does Cross Creek flood?
The master plan is engineered around conservation and ponds, so exposure is parcel specific. Run the FEMA flood zone and an insurance quote for the exact address.
Is Cross Creek a good investment?
Newer amenity-rich New Tampa living near I-75 supports demand, but you carry an HOA-plus-CDD stack and a still-building community. Plan, lot, and pricing discipline drive the outcome; this is not a guarantee of future value.
What should I check before buying in Cross Creek?
The plan and lot, the HOA and CDD, the amenity timeline including the recreation center, the home's condition, and the flood zone.
Buyers who want newer single-family living with resort amenitiesExcellent fit
Buyers who value a coming recreation center and parksExcellent fit
Buyers comfortable with an HOA plus CDD fee stackExcellent fit
Commuters who will use I-75 toward Tampa and WiregrassExcellent fit
Buyers who will verify the HOA and the CDDExcellent fit
Buyers who want a no-CDD, low-fee structureProbably not
Anyone who wants an established, fully built community todayProbably not
Buyers who need a short central-Tampa commuteProbably not
Buyers who want an in-town or coastal locationProbably not
Buyers unwilling to price resales against builder inventoryProbably not

Get the inside read on Cross Creek

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Cross Creek home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Cross Creek specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Cross Creek at K-Bar Ranch — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Zoom out before you decide: see the Hillsborough County market guide or every community in the Neighborhood Finder.

Get my Hillsborough County cash offer →

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

or call (904) 351-6461
CallFree valuation →
Talk to a Local Cross Creek Expert
Call Get Listings