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Duck Pond in Middleburg
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Duck Pond
Homes for Sale in Middleburg, FL

Community in Middleburg · Clay County · ZIP 32068
485 homesBuilt 1940–2024Median sale $215K
Free · No obligation
Talk to a Duck Pond Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
49/100
Market Heat
Normal for Duck Pond
2013 → 2026 · 77 at the 2018 peak
0 is Duck Pond's coldest market since 2013, 100 its hottest. Today: 49. How it's scored
Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily
Live · Duck Pond Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$215K
Median sold · 12 mo
down 15.7% vs the prior 12 months
-15.7%
1-yr price change
n = 9 and 12 sales in the two windows
$122/sf
Sold $/sqft · 12 mo
peak $191 in 2024
91.9%
Sale vs ask
+226%
T12M median vs 2012
from a $66K median in 2012
Tempo
6.7mo
Supply
3 to 6 months is the balanced band
27days
Median DOM · closed
11 days at the 2022 low
0%
Under contract
Clay: 29% (300 of 1,025)
5 · 0
For sale · pending
live counts, refreshed twice daily
9
Sold · last 12 mo
10-yr average: about 10 a year
Ownership and context
59%
Owner-occupied · Duck Pond
323 of 550 parcels homesteaded (FL DOR 2025)
41%
Non-owner-occupied · Duck Pond
incl. 8% trust or LLC-held · 3% out-of-state
20%
Cash buyers · Duck Pond
1 of 5 sales, 12 mo ending July 2025
485
Homes in the community
plus 65 vacant residential lots · 550 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1940
Community established
homes built 1940-2024, median 1989 (FL DOR 2025)
1
Failed listings · 2026
peaked at 27 in 2023
1,792sqft
Median sold home size
12-mo windows, closed sales
1.9%/yr
Turnover rate
about 9 of 485 homes trade a year
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Duck Pond Homes for Sale in Middleburg, FL

Established 1988 · Middleburg · Clay County

A small, established Middleburg neighborhood in rural Clay County, attainable, low-traffic, and land-rich.

Established, attainableRural Clay CountyLow-traffic Middleburg
Live Market Pulse
53/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Duck Pond

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$215K
Median Price
2.7mo
Supply
72days
Avg DOM
Soft
Seller Leverage
$122/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
>>>>>>> origin/main
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Duck Pond's value story starts with the housing stock itself: a median build year of 1989 across a range that spans 1940 to 2024, with a typical home running 1,558 square feet. That age spread is a big part of why price per square foot sits at $121.71 — condition and vintage vary widely from block to block, so buyers are paying for updates and layout rather than any blanket neighborhood premium.

The current posture is thin. Active listings sit at zero, with 9 closings recorded in the tracked window and a median 27 days on market — this is a market where sellers who do list tend to price to move rather than test the ceiling. The median price of $215,000 is down 15.7% year over year, though it is still up 226% since 2012. Read the pullback as a normalization after a long run rather than a collapse, and treat any single closing here as one data point, not a trend, given how few transactions there are to average.

Duck Pond Housing Pulse · Momentum Research · as of July 14, 2026

Duck Pond right now

🟢 Buyer-leaning market. 6.7 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Medium (5 active and pending listings, 9 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($215K) is down 15.7% from the prior 12 months ($255K) and up 226% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Medium (9 and 12 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

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Duck Pond market snapshot (as of July 14, 2026): the median sale price is about $215K ($122 per sq ft over the trailing 12 months of closed sales), a median 27 days on market for closed sales, and 6.7 months of supply, a buyer-leaning market. The trailing-12-month median is down 16% from the prior 12 months and up 226% since 2012, computed from record-level realMLS closed sales (9 closings in the current window).

Duck Pond is a community of 485 homes in Middleburg, Clay County, built between 1940 and 2024 (median 1989.0), with a median living area of about 1,558 square feet. 59% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Duck Pond is a 485-home pocket of Middleburg where the housing stock itself — not any single feature of the area — does most of the talking on price. With homes built anywhere from 1940 to 2024, condition and vintage matter more here than square footage alone.

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Duck Pond market snapshot (as of June 25, 2026): the median sale price is about $215K ($122 per sq ft), with homes averaging 72 days on market and 2.7 months of supply, a buyer-leaning market (limited data). Based on 9 recent closings in live Stellar MLS data.

Duck Pond is a small, established neighborhood in Middleburg, Clay County, ZIP 32068, in a rural, land-rich part of the county (neighborhoods.com; Watson Realty; accessed June 2026; confirm per home). Third-party sources describe a community with roots dating back decades.

Homes are midsize single-family residences with a wide size range, roughly 1,100 to 2,560 square feet, that vary in age and updates, so the right comparison is house-by-house on lot, size, and condition. The reported median list price was around $349,000 in 2024 (third-party data); confirm current pricing per home.

Middleburg is one of Clay County's fast-growing, land-rich, and livable areas, southwest of Orange Park and Jacksonville, where buyers trade a longer commute for space, lower prices, and a quieter, semi-rural setting near Black Creek and the Jennings State Forest.

As a rural Middleburg neighborhood, the central diligence items are any HOA, the Clay County tax, the FEMA flood zone given the area's creeks, whether the home is on well and septic or public utilities, and the condition of the specific home.

>>>>>>> origin/main

Best for

  • Buyers targeting a price point near the $215,000 median who are flexible on home vintage.
  • Buyers ready to move quickly once a home lists, given the median 27-day time on market.
  • Buyers comfortable evaluating condition property-by-property rather than assuming a uniform build era.

Probably not for

  • Buyers who need multiple active listings to compare before committing — there are none right now.
  • Buyers set on a specific build era, given the 1940-to-2024 range of construction.
  • Sellers expecting last year's pricing — the median is down 15.7% year over year.
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How Duck Pond is performing right now

53/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
2.7Months of supplytight
71Median days on marketdays
0 : 2Under contract vs for salestrong demand
9Sold in last 12 monthsliquidity
+63%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Duck Pond listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Duck Pond buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Duck Pond

Live MLS inventory for Duck Pond. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Duck Pond listings as of 2026-06-25, priced high to low. Source: Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Middleburg / Blanding Blvd shopping~8 to 15 min · everyday services
Orange Park~15 to 25 min · shopping, dining, hospital
Oakleaf Town Center~12 to 20 min · retail to the north
Black Creek / Jennings State Forest~5 to 15 min · outdoor recreation
Interstate 295 (via Blanding)~20 to 30 min · beltway to Jacksonville
NAS Jacksonville~25 to 35 min · northeast for military commuters
Downtown Jacksonville~35 to 45 min · northeast via I-295

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Duck PondHomes for Sale in Middleburg, FL with Momentum Realty’s local guides.

GHGreenwoodEstates Homes for Sale in Middleburg, FLMiddleburg, FL · 0.1 miWHWoodbridge Homes for Sale in Middleburg, FLMiddleburg, FL · 0.1 miBrannan Mill PlantationHomes for Sale in Middleburg, FLBrannan Mill PlantationHomes for Sale in Middleburg, FLMiddleburg, FL · 0.7 miTHTheRetreat Homes for Sale in Middleburg, FLMiddleburg, FL · 1.3 miBaxley Villas in Middleburg, FLBaxley Villas in Middleburg, FLMiddleburg, FL · 1.7 miBlack CreekShores Homes for Sale in Middleburg, FLBlack CreekShores Homes for Sale in Middleburg, FLMiddleburg, FL · 2.4 miBaxleyHideaway Homes for Sale in Middleburg, FLBaxleyHideaway Homes for Sale in Middleburg, FLMiddleburg, FL · 2.4 miPRPine Ridge Plantation Homes for Sale in Middleburg, FLMiddleburg, FL · 2.5 miHabitat Homes for Sale in Middleburg, FLHabitat Homes for Sale in Middleburg, FLMiddleburg, FL · 2.9 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Duck Pond (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Duck Pond is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Duck Pond address.

The takeaway

What is actually moving near Duck Pond, sourced and dated. We do not publish rumor.

Recent Developments in Duck Pond

Our read on what is being built around Duck Pond, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishMiddleburg keeps drawing demand for attainable space, so the story for an established neighborhood like Duck Pond is value, condition, and rural-home diligence rather than amenities.

Attainable Clay County space

BullishNotable impact
SignificanceRadius: Middleburg

Middleburg's lower prices and larger lots draw value buyers willing to trade commute for space, which supports steady demand for established homes like Duck Pond.

Rural-home diligence (well, septic, flood)

NeutralNotable impact
SignificanceRadius: Duck Pond

In rural Middleburg, confirm whether the home is on well and septic or public utilities, and pull the FEMA flood zone given the area's creeks, since both shape cost and insurability.

Clay County millage and the tax bill

NeutralMinor impact
SignificanceRadius: Clay County

Property taxes follow Clay County millage on the assessed value; read the actual figure for the specific parcel (Clay County Property Appraiser, 2024).

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Duck Pond, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Clay County millage and assessments

    Property taxes in Duck Pond follow Clay County millage applied to the assessed value, with any HOA billed separately; the authoritative figure is the specific parcel's record. Why it matters: Pull the actual Clay County Property Appraiser record for the exact home, and confirm whether the parcel is on well and septic or public utilities, since both affect cost. Source

Development alerts for Duck PondGet a short monthly email when something new is approved, funded, or opens near Duck Pond.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Duck Pond, this is the order of operations we would run, and the one we run for our clients.

1

Confirm well and septic versus public utilities. In rural Middleburg, verify the water and sewer setup for the specific home, since it changes cost and maintenance.

2

Pull the FEMA flood zone for the exact parcel. Given the area's creeks, confirm the determination and how it affects insurance.

3

Confirm any HOA or deed restrictions. Verify whether an HOA applies to the specific home and what it covers, since rural neighborhoods often have few or none.

4

Inspect the home's basics. Roof age, HVAC, systems, and any well or septic equipment drive the real cost; budget them before you write.

5

Comp house-by-house. Price the specific home on its size, lot, and condition against the closest comparable Duck Pond sale, not a Middleburg average.

Best Buy
A well-kept home with a newer roof on a good lot with confirmed utilities, priced to its condition rather than a Middleburg average.
Biggest Risk
An aging well or septic system, unexpected flood exposure, or deferred maintenance on an older home.
Best Lot
The lot, the space, and the home's condition are the value here; rural utilities and flood are the diligence items.
Smart Timing
An attainable, steady Middleburg market gives a prepared buyer who has checked utilities and flood room to negotiate on condition.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Duck Pond is a small, established neighborhood in Middleburg, Clay County, ZIP 32068, in a rural, land-rich part of the county with roots dating back decades. Homes are midsize single-family residences with a wide size range, roughly 1,100 to 2,560 square feet, that vary in age and condition, with a reported median list price around $349,000 in 2024. Middleburg is a fast-growing, land-rich, livable area southwest of Orange Park, near Black Creek and the Jennings State Forest, where buyers trade commute for space and lower prices. The central diligence items are any HOA, the Clay County tax, the FEMA flood zone, whether the home is on well and septic or public utilities, and the condition of the specific home.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller original-condition homes
$67K to $189K

Smaller homes in original condition are the value entry. Confirm utilities and flood and budget updates before you write (third-party context, June 2026, not MLS).

Lowest entry
Mid: updated three-bedroom homes
$189K to $278K

Updated three-bedroom homes are the core of the neighborhood. Condition, lot, and utilities separate these; price on the closest comparable Duck Pond sale.

Most inventory
High: larger or fully renovated homes
$278K to $850K

Larger or fully renovated homes, especially on bigger lots, sit at the top of the neighborhood. Price each on its updates, lot, and condition, not a Middleburg average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$67K to $189K
Entry: smaller original-condition homes
Smaller homes in original condition are the value entry. Confirm utilities and flood and budget updates before you write (third-party context, June 2026, not MLS).
$189K to $278K
Mid: updated three-bedroom homes
Updated three-bedroom homes are the core of the neighborhood. Condition, lot, and utilities separate these; price on the closest comparable Duck Pond sale.
$278K to $850K
High: larger or fully renovated homes
Larger or fully renovated homes, especially on bigger lots, sit at the top of the neighborhood. Price each on its updates, lot, and condition, not a Middleburg average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Middleburg locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Duck Pond

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Duck Pond is about attainable, established space in rural Middleburg, not amenities. The deal is read in the condition, the lot, the utilities, and the flood zone, not the sticker.

Jon Brooks · Founder, Momentum Realty
5.8C+ · Buy Score
Resale Strength5.8/10
Renovation Risk5.6/10
Location Efficiency5.8/10
Long-Term Defensibility5.6/10
Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Duck Pond is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot, the space, and the home's condition are the value; rural utilities and flood are the diligence items.
  • Confirm well and septic versus public utilities for the specific home.
  • Check the FEMA flood determination given the area's creeks.

In an attainable, semi-rural Middleburg neighborhood, value comes down to the lot, the space, and the home's condition, with rural utilities and flood as the key diligence items. At Duck Pond, the midsize homes are driven by roof age, systems, and updates, and whether the parcel is on well and septic or public utilities changes the cost picture. The honest approach is to verify the utilities, the flood zone, and any HOA, then price the specific home on its condition and lot against the closest comparable Duck Pond sale rather than a Middleburg average.

Duck Pond in 15 seconds.

Best forValue buyers who want an attainable, established home with space in Clay County.
Strong onValue and space: lower prices and a quiet, semi-rural Middleburg setting near Black Creek.
WatchWell and septic, flood exposure, older-home condition, and the longer commute.
Not forBuyers who want a short Southside commute, new construction, or a gated amenity master plan.
The edgeAttainable, established space in a land-rich part of Clay County.

HOA, CDD & Fees

15-Second Take
  • Confirm whether an HOA applies and what it covers; rural Middleburg often has few or none.
  • Verify well and septic versus public utilities for the specific home.
  • Budget insurance, the flood determination, and rural-home maintenance.

Duck Pond is a small, established Middleburg neighborhood; whether an HOA applies, and its dues, are best confirmed for the specific home, since rural Clay neighborhoods often have few or no mandatory dues. No CDD is expected; confirm per parcel.

Any association is likely limited or absent; verify what, if anything, is collected for the specific home, and confirm whether the parcel is on well and septic or public utilities.

There is no reported private club or mandatory membership; the draws are the space, the attainable price, and the nearby Black Creek and Jennings State Forest recreation.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Duck Pond, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Azalea Ridge, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Duck Pond home worth?

Get a no-obligation home value based on real comparable sales in Duck Pond matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Duck Pond on the map →

Real comps, not an automated estimate.
>>>>>>> origin/main

Windows contain 5 to 13 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Down 15.7% year over year; up 226% since 2012.
Every sale since 2001 · price vs size
$0$250K$500K$750K2k4k6k
220 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$100$150$20020122014201620182020202220242026
Up from $53 in 2012 to a $191 peak in 2024; $122 now.
Median days on market · closed sales
05010015020122014201620182020202220242026
11 days at the 2022 low; 27 now.
Sale price vs original ask · median
70%80%90%100%20122014201620182020202220242026
91.9% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
5 to 13 a year; 9 in the current window.
Sellers who gave up · failed listings per year
010202004200820122016202020242026
Canceled, expired, or withdrawn. 27 quit in 2023; 1 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
77 at the 2018 peak, 16 in the troughs, 49 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,806/mo
Clay County typical true cost to own
$99/mo
Clay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

29% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

Duck Pond Market Scorecard

Balanced

Duck Pond is currently a balanced. About 4.0 months of supply, a median asking price of $252,000, and homes go under contract in about 16 days.

4.0
Months supply
$252,000
Median list
$215,000
Median sold
$166
Per sqft
16
Days on mkt
3/0/9
Active/Pend/Sold

Typical home value in the 32068 ZIP is $327,915, about 20.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Duck Pond

Live MLS inventory for Duck Pond. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Duck Pond listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

  • Security Gate · reported on 1 of 3 listings
  • Security Fence · reported on 1 of 3 listings

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

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Duck Pond Market Scorecard

Balanced

Duck Pond is currently a balanced. About 4.0 months of supply, a median asking price of $252,000, and homes go under contract in about 16 days.

4.0
Months supply
$252,000
Median list
$215,000
Median sold
$166
Per sqft
16
Days on mkt
3/0/9
Active/Pend/Sold

Typical home value in the 32656 ZIP is $287,138, about 21.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

>>>>>>> origin/main

If we were buying in Duck Pond today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Duck Pond.

Best Buy
Buyers who want an established Middleburg neighborhood and are prepared to compete for very limited inventory.
Biggest Risk
Zero active listings means buyers may wait weeks for anything to come to market at all.
Sweet Spot
Buyers comfortable with a wide range of home vintages, from 1940 to 2024, who prioritize the right home over a uniform look.
Avoid If
Avoid if you need several active listings to compare side by side before deciding — there is currently nothing to compare.

A market with almost no listings

Zero active listings is the headline number for Duck Pond right now. Against 9 closings in the tracked window, that means there is effectively no current inventory to compare a new listing against. A median 27 days on market from recent closings suggests that when something does list, it does not sit long.

Price per square foot of $121.71 on a median 1,558-square-foot home, against a median build year of 1989, points to a community where the wide range of ages (1940 to 2024) creates real variance in what a buyer gets for that price. Just under 59% of homes carry a homestead exemption, indicating a meaningful share of owner-occupied properties rather than a market dominated by non-homestead parcels. Market heat sits at 49, a reading that does not signal an overheated or a stalled market either way.

The location and the amenities are priced into every listing in Duck Pond. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.2C · Buy Score
Long-Term Appreciation10.0/10
Recent Direction2.1/10
Liquidity & Demand3.3/10
Owner Commitment5.9/10
Pricing Power4.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (5.2). Basis: Long-Term Appreciation +226% since 2012; Recent Direction -15.7% year-over-year; Liquidity & Demand 6.7 months of supply; Owner Commitment 59% owner-occupied; Pricing Power 91.9% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With zero active listings and only 9 closings in the recent window, pricing a home in Duck Pond correctly is not something a generic online estimate can do — there simply is not enough current inventory to benchmark against, and the 1940-to-2024 build range means two homes on the same street can carry very different values. Momentum tracks this community's median price, days on market, and per-square-foot figures continuously and prepares a hand-reviewed valuation rather than relying on an automated number, so sellers price to the current thin market rather than to last year's.

Duck Pond in 15 seconds.

Best forBuyers who want an established Middleburg neighborhood and are prepared to compete for very limited inventory.
Biggest advantageFast turnover — a median 27 days on market means priced-right homes do not linger.
Biggest riskZero active listings means buyers may wait weeks for anything to come to market at all.
Sweet spotBuyers comfortable with a wide range of home vintages, from 1940 to 2024, who prioritize the right home over a uniform look.
Avoid ifAvoid if you need several active listings to compare side by side before deciding — there is currently nothing to compare.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Duck Pond sales matched to your home.

What is your Duck Pond home worth?

Get a no-obligation home value based on real comparable sales in Duck Pond, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Duck Pond on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Duck Pond?
The median sale price in Duck Pond was $215K over the 12 months ending July 14, 2026 (9 closed sales, realMLS).
How long do homes in Duck Pond take to sell?
Homes that closed in the 12 months ending July 14, 2026 took a median 27 days on market (9 sales, realMLS).
Is Duck Pond a buyer's or seller's market right now?
As of July 14, 2026, Duck Pond leans toward buyers: 6.7 months of supply at the current sales pace (realMLS live counts).
How many homes are in Duck Pond?
The Florida DOR 2025 assessment roll shows 485 homes plus 65 vacant residential lots in Duck Pond (public records).
What share of Duck Pond is owner-occupied?
59% of Duck Pond parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Duck Pond built?
Homes in Duck Pond were built between 1940 and 2024, with a median year built of 1989.0 (FL DOR 2025 roll).
Do cash buyers compete in Duck Pond?
Cash buyers took 20% of Duck Pond sales in the 12 months ending July 2025 (1 of 5 closings, realMLS).
Have Duck Pond home prices gone up?
The trailing-12-month median is up 226% since 2012, from $66K to $215K (realMLS closed records).
Who is the best real estate agent for Duck Pond?
The best agent for Duck Pond is one who actively works Middleburg and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Duck Pond.
How do I find a top Middleburg real estate agent who knows Duck Pond?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Duck Pond and the wider Middleburg area.
Can Momentum Realty connect me with an agent for Duck Pond?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Duck Pond purchase or sale - no call center and no pressure.
Buyers targeting a price point near the $215,000 median who are flexible on home vintage.Excellent fit
Buyers ready to move quickly once a home lists, given the median 27-day time on market.Excellent fit
Buyers comfortable evaluating condition property-by-property rather than assuming a uniform build era.Excellent fit
Buyers who need multiple active listings to compare before committing — there are none right now.Probably not
Buyers set on a specific build era, given the 1940-to-2024 range of construction.Probably not
Sellers expecting last year's pricing — the median is down 15.7% year over year.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 14, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (20 streets, ZIP 32068/32601))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2001 (220 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
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Thinking about hiring an agent here? How to find the best real estate agent in Duck Pond - what to look for, questions to ask, and your local expert.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listings courtesy of Stellar MLS as distributed by MLS GRID.

Zoom out before you decide: see the Clay County market guide or every community in the Neighborhood Finder.

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Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
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