Duck Pond Homes for Sale in Middleburg, FL

Established 1988 · Intracoastal West · ZIP 32224

A small, established Middleburg neighborhood in rural Clay County, attainable, low-traffic, and land-rich.

Established, attainableRural Clay CountyLow-traffic Middleburg

Live Market Pulse

53/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Duck Pond

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulserealMLS

$215K

Median Price

2.7mo

Supply

72days

Avg DOM

Soft

Seller Leverage

$122/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Duck Pond reads as a small, established neighborhood in Middleburg, Clay County, in a rural, land-rich part of the county that buyers choose for attainable prices and space. Third-party sources describe a long-established community of midsize homes with a wide size range. The buy is condition-and-lot rather than amenities. Confirm any HOA, the Clay tax picture, the FEMA flood zone, and the well-and-septic situation common in rural Middleburg. Pricing context is third-party and illustrative, accessed June 2026; confirm per home."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Duck Pond market snapshot (as of June 25, 2026): the median sale price is about $215K ($122 per sq ft), with homes averaging 72 days on market and 2.7 months of supply, a buyer-leaning market (limited data). Based on 9 recent closings in live realMLS data.

Duck Pond is a small, established neighborhood in Middleburg, Clay County, ZIP 32068, in a rural, land-rich part of the county (neighborhoods.com; Watson Realty; accessed June 2026; confirm per home). Third-party sources describe a community with roots dating back decades.

Homes are midsize single-family residences with a wide size range, roughly 1,100 to 2,560 square feet, that vary in age and updates, so the right comparison is house-by-house on lot, size, and condition. The reported median list price was around $349,000 in 2024 (third-party data); confirm current pricing per home.

Middleburg is one of Clay County's fast-growing, land-rich, and livable areas, southwest of Orange Park and Jacksonville, where buyers trade a longer commute for space, lower prices, and a quieter, semi-rural setting near Black Creek and the Jennings State Forest.

As a rural Middleburg neighborhood, the central diligence items are any HOA, the Clay County tax, the FEMA flood zone given the area's creeks, whether the home is on well and septic or public utilities, and the condition of the specific home.

A Look Inside Duck Pond

The course, the club, the gates.

Real aerial and on-site photos of Duck Pond. Swipe to explore the community and its amenities.

Swipe or use the arrows → tap any photo to enlarge

Duck Pond

Quick Match

Who Duck Pond is best for.

Best for

Value buyers who want an attainable, established home with space in Clay County
Buyers who prefer a quiet, semi-rural Middleburg setting near Black Creek
Buyers comfortable verifying well/septic, flood zone, and any HOA per home

Probably not for

Buyers who want a short commute to the Southside or downtown Jacksonville
Buyers who want a gated amenity master plan or new construction
Anyone unwilling to check well, septic, and flood exposure

Market Pulse

How Duck Pond is performing right now

53/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

2.7Months of supplytight

71Median days on marketdays

0 : 2Under contract vs for salestrong demand

9Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+63%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Duck Pond listings and the trailing twelve months of closed sales.

Where prices are goingn/a2026 YTD

Median sale price by year. Tap a label to compare Azalea Ridge or Middleburg. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square footn/a2026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now2 : 0active : pending

For sale2

Pending0

Sold 12mo9

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Duck Pond buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Duck Pond

Live MLS inventory for Duck Pond. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

2012 Teal Lane home for sale in Duck Pond

Active · 136 daysTop listing

$252,000

2 bd · 1 ba · 1,006 sqft · built 1972

2012 Teal Lane, Middleburg, 32068

Listed by AT HOME REALTY SERVICES, LLC.

2005 Catherine Lane home for sale in Duck Pond

Active · 7 days

$107,000

3 bd · 2 ba · 728 sqft · built 1985

2005 Catherine Lane, Middleburg, 32068

Reno opportunityBest value

Listed by EXIT INSPIRED REAL ESTATE

Active and pending Duck Pond listings as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Interactive Map

Duck Pond on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Duck Pond. They are approximate and vary with traffic and your exact start point.

Middleburg / Blanding Blvd shopping~8 to 15 min · everyday services

Orange Park~15 to 25 min · shopping, dining, hospital

Oakleaf Town Center~12 to 20 min · retail to the north

Black Creek / Jennings State Forest~5 to 15 min · outdoor recreation

Interstate 295 (via Blanding)~20 to 30 min · beltway to Jacksonville

NAS Jacksonville~25 to 35 min · northeast for military commuters

Downtown Jacksonville~35 to 45 min · northeast via I-295

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Duck Pond Homes for Sale in Middleburg, FL with Momentum Realty’s local guides.

MiddleburgMiddleburg, FL · 0.4 mi

Brannan Mill Plantation Homes for Sale in Middleburg, FLMiddleburg, FL · 0.7 mi

The Ravines Homes for Sale in Middleburg, FLMiddleburg, FL · 0.7 mi

Jennings Farm Homes for Sale in Middleburg, FLMiddleburg, FL · 1.2 mi

Black Creek Park Homes for Sale in Middleburg, FLMiddleburg, FL · 1.3 mi

Baxley Villas in Middleburg, FLMiddleburg, FL · 1.7 mi

Ridaught Landing Homes for Sale in Middleburg, FLMiddleburg, FL · 1.8 mi

Whisper Creek Homes for Sale in Middleburg, FLMiddleburg, FL · 2.4 mi PRPine Ridge Plantation Homes for Sale in Middleburg, FLMiddleburg, FL · 2.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Duck Pond (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Clay County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Duck Pond is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Duck Pond address.

The takeaway

What is actually moving near Duck Pond, sourced and dated. We do not publish rumor.

Recent Developments in Duck Pond

Development Intelligence

Our read on what is being built around Duck Pond, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishMiddleburg keeps drawing demand for attainable space, so the story for an established neighborhood like Duck Pond is value, condition, and rural-home diligence rather than amenities.

Attainable Clay County space

BullishNotable impact

SignificanceRadius: Middleburg

Middleburg's lower prices and larger lots draw value buyers willing to trade commute for space, which supports steady demand for established homes like Duck Pond.

Rural-home diligence (well, septic, flood)

NeutralNotable impact

SignificanceRadius: Duck Pond

In rural Middleburg, confirm whether the home is on well and septic or public utilities, and pull the FEMA flood zone given the area's creeks, since both shape cost and insurability.

Clay County millage and the tax bill

NeutralMinor impact

SignificanceRadius: Clay County

Property taxes follow Clay County millage on the assessed value; read the actual figure for the specific parcel (Clay County Property Appraiser, 2024).

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Duck Pond, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

2024
Taxes
Clay County millage and assessments
Property taxes in Duck Pond follow Clay County millage applied to the assessed value, with any HOA billed separately; the authoritative figure is the specific parcel's record. Why it matters: Pull the actual Clay County Property Appraiser record for the exact home, and confirm whether the parcel is on well and septic or public utilities, since both affect cost. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Duck Pond buying strategy.

If we were buying in Duck Pond, this is the order of operations we would run, and the one we run for our clients.

Confirm well and septic versus public utilities. In rural Middleburg, verify the water and sewer setup for the specific home, since it changes cost and maintenance.

Pull the FEMA flood zone for the exact parcel. Given the area's creeks, confirm the determination and how it affects insurance.

Confirm any HOA or deed restrictions. Verify whether an HOA applies to the specific home and what it covers, since rural neighborhoods often have few or none.

Inspect the home's basics. Roof age, HVAC, systems, and any well or septic equipment drive the real cost; budget them before you write.

Comp house-by-house. Price the specific home on its size, lot, and condition against the closest comparable Duck Pond sale, not a Middleburg average.

The Quick Decision

Best Buy

A well-kept home with a newer roof on a good lot with confirmed utilities, priced to its condition rather than a Middleburg average.

Biggest Risk

An aging well or septic system, unexpected flood exposure, or deferred maintenance on an older home.

Best Lot

The lot, the space, and the home's condition are the value here; rural utilities and flood are the diligence items.

Smart Timing

An attainable, steady Middleburg market gives a prepared buyer who has checked utilities and flood room to negotiate on condition.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Duck Pond is a small, established neighborhood in Middleburg, Clay County, ZIP 32068, in a rural, land-rich part of the county with roots dating back decades. Homes are midsize single-family residences with a wide size range, roughly 1,100 to 2,560 square feet, that vary in age and condition, with a reported median list price around $349,000 in 2024. Middleburg is a fast-growing, land-rich, livable area southwest of Orange Park, near Black Creek and the Jennings State Forest, where buyers trade commute for space and lower prices. The central diligence items are any HOA, the Clay County tax, the FEMA flood zone, whether the home is on well and septic or public utilities, and the condition of the specific home.

Duck Pond Homes For Sale

What your money buys in Duck Pond.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Duck Pond today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller original-condition homes

$67K to $189K

Smaller homes in original condition are the value entry. Confirm utilities and flood and budget updates before you write (third-party context, June 2026, not MLS).

Lowest entry

Mid: updated three-bedroom homes

$189K to $278K

Updated three-bedroom homes are the core of the neighborhood. Condition, lot, and utilities separate these; price on the closest comparable Duck Pond sale.

Most inventory

High: larger or fully renovated homes

$278K to $850K

Larger or fully renovated homes, especially on bigger lots, sit at the top of the neighborhood. Price each on its updates, lot, and condition, not a Middleburg average.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$215K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$67K to $189K

Entry: smaller original-condition homes

Smaller homes in original condition are the value entry. Confirm utilities and flood and budget updates before you write (third-party context, June 2026, not MLS).

$189K to $278K

Mid: updated three-bedroom homes

Updated three-bedroom homes are the core of the neighborhood. Condition, lot, and utilities separate these; price on the closest comparable Duck Pond sale.

$278K to $850K

High: larger or fully renovated homes

Larger or fully renovated homes, especially on bigger lots, sit at the top of the neighborhood. Price each on its updates, lot, and condition, not a Middleburg average.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Duck Pond, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Duck Pond is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Duck Pond holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Intracoastal West locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Duck Pond

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Duck Pond is about attainable, established space in rural Middleburg, not amenities. The deal is read in the condition, the lot, the utilities, and the flood zone, not the sticker.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

5.8C+ · Buy Score

Resale Strength5.8/10

Renovation Risk5.6/10

Location Efficiency5.8/10

Long-Term Defensibility5.6/10

Carrying Cost Advantage6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Duck Pond is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take

The lot, the space, and the home's condition are the value; rural utilities and flood are the diligence items.
Confirm well and septic versus public utilities for the specific home.
Check the FEMA flood determination given the area's creeks.

In an attainable, semi-rural Middleburg neighborhood, value comes down to the lot, the space, and the home's condition, with rural utilities and flood as the key diligence items. At Duck Pond, the midsize homes are driven by roof age, systems, and updates, and whether the parcel is on well and septic or public utilities changes the cost picture. The honest approach is to verify the utilities, the flood zone, and any HOA, then price the specific home on its condition and lot against the closest comparable Duck Pond sale rather than a Middleburg average.

The 15-Second Verdict

Duck Pond in 15 seconds.

Best forValue buyers who want an attainable, established home with space in Clay County.

Strong onValue and space: lower prices and a quiet, semi-rural Middleburg setting near Black Creek.

WatchWell and septic, flood exposure, older-home condition, and the longer commute.

Not forBuyers who want a short Southside commute, new construction, or a gated amenity master plan.

The edgeAttainable, established space in a land-rich part of Clay County.

HOA, CDD & Fees

15-Second Take

Confirm whether an HOA applies and what it covers; rural Middleburg often has few or none.
Verify well and septic versus public utilities for the specific home.
Budget insurance, the flood determination, and rural-home maintenance.

Duck Pond is a small, established Middleburg neighborhood; whether an HOA applies, and its dues, are best confirmed for the specific home, since rural Clay neighborhoods often have few or no mandatory dues. No CDD is expected; confirm per parcel.

Any association is likely limited or absent; verify what, if anything, is collected for the specific home, and confirm whether the parcel is on well and septic or public utilities.

There is no reported private club or mandatory membership; the draws are the space, the attainable price, and the nearby Black Creek and Jennings State Forest recreation.

Run Your Numbers

Tools for a Duck Pond buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxClay County millage and the homestead picture.Rent vs buyThe breakeven on owning in Duck Pond.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Duck Pond

Thinking of selling in Duck Pond?

Your buyer is comparing attainable Middleburg homes for the space, so sell what is specific and verifiable: the updates you have made, the roof and systems, the lot and any acreage, the utility setup, and a clean flood picture.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Duck Pond, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Azalea Ridge, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Duck Pond home worth?

Get a no-obligation home value based on real comparable sales in Duck Pond matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Duck Pond on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,805/mo

Clay County typical true cost to own

$99/mo

Clay County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Duck Pond Market Scorecard

Seller's market

Duck Pond is currently a seller's market. About 2.7 months of supply, a median asking price of $179,500, and homes go under contract in about 72 days.

2.7

Months supply

$179,500

Median list

$215,000

Median sold

$199

Per sqft

Days on mkt

2/0/9

Active/Pend/Sold

Typical home value in the 32068 ZIP is $327,207, about 20.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Duck Pond?

Duck Pond is a small, established neighborhood in Middleburg, Clay County, ZIP 32068, in a rural, land-rich part of the county southwest of Orange Park.

What kind of homes are in Duck Pond?

Midsize single-family homes with a wide size range, roughly 1,100 to 2,560 square feet, that vary in age and condition. Compare house-by-house (third-party data, June 2026).

Are homes here on well and septic?

Many rural Middleburg homes are on well and septic, though some have public utilities. Confirm the water and sewer setup for the specific home, since it affects cost and maintenance.

Is there an HOA?

It depends on the specific home; rural Middleburg neighborhoods often have few or no mandatory dues. Confirm whether an HOA applies and what it covers in writing.

What do homes cost in Duck Pond?

The reported median list price was around $349,000 in 2024 (third-party data, not MLS); pricing is best confirmed per home because size and condition vary. Confirm current pricing for a specific home.

Is Duck Pond in a flood zone?

Given the area's creeks, flood exposure should be checked per parcel. The FEMA map is authoritative, so confirm the determination and its effect on insurance.

How long is the commute to Jacksonville?

Downtown Jacksonville is roughly 35 to 45 minutes northeast via I-295, with Orange Park and Oakleaf closer. Confirm your real commute at your departure time.

Is there a CDD?

No CDD is expected in an established Middleburg neighborhood like Duck Pond, but confirm per parcel as a matter of course.

What should I check before buying here?

Confirm well and septic versus public utilities, the FEMA flood zone, any HOA, and the roof and systems, since those decide the real cost on a rural home.

What is nearby?

Middleburg and Blanding Boulevard shopping, Orange Park and Oakleaf retail, Black Creek and the Jennings State Forest for recreation, and I-295 access to Jacksonville.

What schools serve Duck Pond?

It is in the Clay County School District, assigned by address. Confirm the current zoned schools for the specific home with the district before you rely on it.

Should I use the listing agent to buy in Duck Pond?

No. The listing agent works for the seller. Having your own representation, which costs you nothing as the buyer, to check utilities, flood, and comps is the highest-leverage decision you make.

Who is the best real estate agent for Duck Pond?

The best agent for Duck Pond is one who actively works Middleburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Duck Pond.

How do I find a top Middleburg real estate agent who knows Duck Pond?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Duck Pond and the wider Middleburg area.

Can Momentum Realty connect me with an agent for Duck Pond?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Duck Pond purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Duck Pond?

An honest fit check. We will tell you when it is not your community.

You want an attainable, established home with space in Clay CountyExcellent fit

You prefer a quiet, semi-rural Middleburg setting near Black CreekExcellent fit

You will verify well/septic, flood zone, and any HOA per homeExcellent fit

You want a short commute to the Southside or downtown JacksonvilleProbably not

You want a gated amenity master plan or new constructionProbably not

You are unwilling to check well, septic, and flood exposureProbably not

Get the inside read on Duck Pond

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Duck Pond home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Duck Pond specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Duck Pond - what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Duck Pond Homes for Sale in Middleburg, FL

The 60-Second Overview

The course, the club, the gates.

Who Duck Pond is best for.

Best for

Probably not for

How Duck Pond is performing right now

Homes For Sale Right Now in Duck Pond

Duck Pond on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Duck Pond

Attainable Clay County space

Rural-home diligence (well, septic, flood)

Clay County millage and the tax bill

Clay County millage and assessments

The Duck Pond buying strategy.

The full read, only if you want it.

What your money buys in Duck Pond.

What ~$215K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Duck Pond holds value.

5 Mistakes Buyers Make in Duck Pond

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Duck Pond is different.

Which Lots & Views Hold Value Best

Duck Pond in 15 seconds.

HOA, CDD & Fees

Tools for a Duck Pond buy.

Thinking of selling in Duck Pond?

In Duck Pond, condition and view decide your number

What is your Duck Pond home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Duck Pond Market Scorecard

Frequently Asked Questions

Should you buy in Duck Pond?

Get the inside read on Duck Pond

You are all set.

Need to sell fast in Duval County?

You just read the data. Now see what your home is worth.