Middleburg
Homes for Sale in Middleburg, FL
All 369 homes for sale in Middleburg, FL · median $350,000 · 330 homes for sale in 32068 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLC · via realMLS
As of October 2026, Middleburg in Middleburg, FL has 10 homes for sale and 10 pending, asking from $110,000 to $620,000 (median $264,950). Over the 12 months ending 2026-10-01, 40 recorded sales closed at a median of $299,995, $176 per square foot, a median 37 days on market, sellers accepting 96% of original asking (+11% versus the prior year). Homes listed or recently sold were built 1970–2026 with 5 new construction; 20 listings state no HOA; 3 of the 32 geocoded homes sit in a FEMA special flood hazard zone (median elevation 85 ft). At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,520 ($3,920 with the full homestead exemption).
Homes For Sale Right Now in Middleburg
Live MLS inventory for Middleburg. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 49 daysTop listing
Active · 218 days
Active · 79 days
Active · 37 days
Active · 112 days
Active · 48 days
Active · 7 days
Active · 93 days
Active · 186 days
Active · 12 days
Pending · 712 days
Pending · 48 days
Pending · 109 days
Pending · 60 daysActive and pending Middleburg listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Middleburg's median sits at $260,000, down 13.9% from a year ago even as the community's price has climbed 214% since 2012 — a market correcting from a sharper run-up, not one in freefall. At $177.05 per square foot, pricing here still reflects a wide range of home condition and age rather than a single tier of product.
With 17 active listings and 4.5 months of supply, Middleburg sits in a balanced posture — not enough inventory to hand sellers full leverage, not enough demand to force overbidding. A median 32 days on market tells buyers they have room to inspect and negotiate before committing, and tells sellers realistic pricing still moves a home in about a month.
Middleburg right now
🟡 Balanced market. 3.1 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Very High (20 active and pending listings, 40 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($300K) is up 11.1% from the prior 12 months ($270K) and up 259% since 2012.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 1. Confidence: Very High (40 and 71 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Middleburg market snapshot (as of October 1, 2026): the median sale price is about $300K ($176 per sq ft over the trailing 12 months of closed sales), a median 38 days on market for closed sales, and 3.1 months of supply, a balanced market. The trailing-12-month median is up 11% from the prior 12 months and up 259% since 2012, computed from record-level realMLS closed sales (40 closings in the current window).
In ZIP 32068 (Middleburg), 1,340 homes closed in the last 12 months at a median of $315K ($183/sq ft), up 2.0% year over year, with a median 45 days on market. Right now 262 active and 116 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.
realMLS (Northeast Florida) sales records identify 586 homes in Middleburg that have changed hands since 2001, built between 1887 and 2027 (median 1999), with a median living area of about 1,624 sq ft and a typical 3-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Middleburg: of 30 listing addresses checked against the FEMA National Flood Hazard Layer, 90% sit outside the FEMA Special Flood Hazard Area (Zone X); 10% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Middleburg.
Middleburg's market has cooled from last year's pace but remains well above where it started this cycle, and with only 17 homes active at any time, available inventory turns over on a case-by-case basis rather than in bulk.
The setting & the homes.
Aerial and on-site photos of Middleburg. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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MiddleburgPhotos from realMLS listings in Middleburg; content deemed reliable but not guaranteed.
Who Middleburg is best for.
Best for
- Buyers targeting a purchase near the $260,000 median who can move within a roughly 32-day negotiating window.
- Sellers who can price realistically against a market that has pulled back 13.9% from last year rather than chase last year's numbers.
- Buyers comfortable with a smaller pool of active listings and doing extra diligence on comparables.
Probably not for
- Buyers who need dozens of active comparables to shop before committing.
- Sellers expecting last year's pricing despite the 13.9% year-over-year pullback.
- Anyone assuming continued appreciation at the pace seen since 2012 rather than the current balanced, corrective market.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($300K) IS the median in the snapshot above, and the move from 2025 ($270K) IS the +11.1% one-year change.
Windows contain 14 to 84 sales each (40 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
50% of homes for sale in Middleburg are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Middleburg Market Scorecard
Middleburg is currently a seller's market. About 3.1 months of supply, a median asking price of $264,950, and homes go under contract in about 64 days.
Typical home value in the 32068 ZIP is $327,605, about 19.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Middleburg on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Middleburg
- Master Sgt. John E. Hayes Memorial Park · 5-acre county park at 3788 Main Street, Middleburg, on the North Fork of Black Creek, with three pavilions, playground equipment, an 825-foot boardwalk through wetlands, three fishing piers, and hiking/nature trails.
- Foxmeadow Recreational Park · County park at 1155 Foxmeadow Trail, Middleburg, with a baseball field, covered pavilion, fitness station, horse riding trail, nature trails, playground equipment, and tennis courts.
- Omega Community Park · 16-acre county park at 4317 CR 218, Middleburg, with baseball, softball, and football fields, tennis courts, a playground, a covered pavilion, restrooms, and a concessions stand; leased to Middleburg Association of Athletics, Inc. for youth sports programs.
Sources: Clay County Government - Facility Directory; Clay County Government - Facility Directory; Clay County Government - Facility Directory; Clay County Government - Facility Directory. Amenity access and membership terms vary and can change; verify current details with the community.
How far is everything?
Everyday stops around Middleburg are close: the nearest groceries is about 3 minutes away.
- Kroger · Groceries3 min
- Royal Moose Coffee Company · Coffee3 min
- McDonald's · Dining4 min
- MSGT. John E. Hayes Memorial Park · Parks5 min
- Middleburg Village Center · Shopping6 min
- Ascension St Vincent's Clay County · Health8 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Middleburg with Momentum Realty’s local guides.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Tynes Elementary SchoolFLDOE grade B · PreK-6
- Wilkinson Junior High SchoolFLDOE grade A · 7-8
- Middleburg High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Middleburg address.
Shop the zone: Homes zoned for Wilkinson Middle School · Homes zoned for Lakeside Middle School · Homes zoned for Middleburg High School · Homes zoned for Fleming Island High School
Recent Developments in Middleburg
Development, infrastructure, retail, and school activity affecting Middleburg, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.
- June 2026Retail & Dining
Armstrong Plaza plan advances in Middleburg
A regional project update reported that Armstrong Plaza in Middleburg is moving ahead, with plans to turn an uncleared lot into a two story, roughly 10,000 square foot building. The proposed mix includes a cigar bar, a sit down restaurant and a drive thru liquor store.
What it may mean for the marketThe project could bring additional dining and retail space to Middleburg if it clears the remaining approvals, though timing was not stated.
Source: Jacksonville Daily Record - June 2026Retail & Dining
Take 5 Oil Change eyes third Clay County site in Middleburg
Take 5 Oil Change is proposing a Middleburg location on the east side of Blanding Boulevard, just south of Old Jennings Road and about 1.5 miles north of the First Coast Expressway, which would be its third Clay County store. BGE is the civil engineer and COR3 Design is the architect. The Clay County Development Review Committee was scheduled to review the proposal in late June.
What it may mean for the marketA new quick lube outparcel could add to commercial activity along Blanding Boulevard if it passes county review, but the plan was still early in the process.
Source: Jacksonville Daily Record - June 2026Development
Florida Credit Union plans its first Northeast Florida branch in Middleburg
Gainesville based Florida Credit Union is planning what would be its first Northeast Florida branch at Branan Field Road and Irvin Court off Blanding Boulevard in Middleburg. A development plan permit application lists a 5,600 square foot building with three drive-thru lanes, with CHW Professional Consultants as the civil engineer. County records show the credit union has owned the vacant parcel since 2013.
What it may mean for the marketA new financial services building near Branan Field Road could add to commercial development in the Blanding Boulevard area, though the project remains at the permit application stage.
Source: Jacksonville Daily Record - June 2026Retail & Dining
AutoZone proposed on County Road 220 in Middleburg
AutoZone Auto Parts is seeking to build a 6,815 square foot store at 2603 County Road 220 off Tara Farms Drive on a vacant Middleburg lot, which would be the chain's sixth location in Clay County. The plans are under county review, with the Development Review Committee set to discuss the project June 25 as an early step toward permitting. St. Louis based Casco Civil is listed as the civil engineer.
What it may mean for the marketA new auto parts store along County Road 220 could broaden everyday retail options in Middleburg, though the project is at an early review stage and approval is not assured.
Source: Jacksonville Daily Record - April 2026Development
Middleburg restaurant and cigar bar project (Armstrong Plaza) moves forward
Plans advanced for Armstrong Plaza, a two-story building proposed to host a cigar bar, sit-down restaurant and drive-thru liquor store on a roughly 2-acre site. Clay County required reducing the building from about 12,000 to 10,000 square feet to accommodate buffers and setbacks, with The Herron Group as contractor.
What it may mean for the marketA new commercial node in Middleburg could expand local dining and service options, though phased private projects can shift on timing.
Source: Jacksonville Daily Record - March 2026Retail & Dining
Daily's plans a Middleburg convenience store and fuel location
Convenience-store and fuel operator Daily's filed plans for a new Middleburg location. The project reflects continued commercial and fuel-retail interest along the Middleburg corridor.
What it may mean for the marketAdded convenience and fuel retail can follow traffic growth along the SR-21 and Branan Field corridors, which may signal rising daily-trip volumes locally.
Source: Jacksonville Daily Record - November 2025Retail & Dining
Clay Town Center retail and dining hub fills out near First Coast Expressway
Paradigm Development Partners announced that its 18,600-square-foot Clay Town Center near the First Coast Expressway was fully leased, with tenants opening on a rolling basis. Confirmed openings included Mattress Warehouse, Domino's, MedPlus Pharmacy and WingStop in 2025, with Anejo Cocina, Verde Vida, Sizzling Nails and Firehouse Subs phasing in through 2026.
What it may mean for the marketA fully leased mixed-use center near the new expressway interchange could establish Middleburg as a growing retail destination, which historically draws additional commercial interest nearby.
Source: ACCESS Newswire - August 2025Development
Two-story restaurant and retail project proposed in Middleburg
Early plans were submitted for a two-story restaurant and retail building in Middleburg, an uncleared lot proposed for commercial use. The filing was the initial step in what later advanced as the Armstrong Plaza concept.
What it may mean for the marketEarly-stage commercial filings indicate developer interest in Middleburg's main corridor, though such proposals can change as they move through county review.
Source: Jacksonville Daily Record - May 2025Development
Commercial development planned in Middleburg across from St. Luke Catholic Church
A commercial development was planned for a Middleburg site located across from St. Luke Catholic Church. The filing added to a cluster of commercial proposals along the Middleburg corridor during 2025.
What it may mean for the marketClustering of commercial filings along a single corridor can signal intensifying interest, which may affect nearby land values and traffic over time.
Source: Jacksonville Daily Record - January 2025Retail & Dining
TownePlace Suites by Marriott and 7Brew planned at Clay Town Center
Paradigm Development Partners broke ground on a 124-room TownePlace Suites by Marriott at Clay Town Center at Branan Field Road and Old Jennings Road, with a planned summer 2025 opening. Drive-thru coffee brand 7Brew was also slated to expand into the Middleburg community.
What it may mean for the marketExtended-stay lodging and national quick-service brands near the expressway could support visitor and commuter activity in the corridor, though hospitality timing can shift.
Source: Explore Clay
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Middleburg buying strategy.
If we were buying in Middleburg today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Middleburg.
What the numbers say about Middleburg right now
The math here is straightforward: a $260,000 median price at $177.05 per square foot puts Middleburg in a balanced band, not a market tilted decisively toward buyers or sellers. The 13.9% year-over-year pullback is a real adjustment worth factoring into any offer strategy, but it should be read against the 214% appreciation since 2012 — the market has simply given back some of a much larger gain, not reversed course.
A 32-day median days-on-market and 4.5 months of supply describe a market with enough listings to let buyers be selective, but not so many that sellers are forced into steep concessions. With only 17 active listings and a market heat score of 42, Middleburg isn't moving in high volume — each transaction here tends to be its own negotiation rather than part of a broader bidding pattern.
The location and the amenities are priced into every listing in Middleburg. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Middleburg buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (8.2). Basis: Long-Term Appreciation +259% since 2012; Recent Direction +11.1% year-over-year; Liquidity & Demand 3.1 months of supply; Pricing Power 95.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A market this size — 17 active listings, a 32-day median timeline, and a price that just moved double digits year over year — rewards an agent who tracks it closely rather than one working from broader averages. Momentum prices and negotiates Middleburg listings against these specific numbers, not a wider regional blend.
Middleburg in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Flood & Insurance Context
Of 8 sampled listing addresses: 88% outside the FEMA Special Flood Hazard Area (Zone X/B/C); 12% in an A-series SFHA zone.
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=8) · as of 2026-08
Tools for a Middleburg buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Middleburg sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Middleburg, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Middleburg home worth?
Get a no-obligation home value based on real comparable sales in Middleburg, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
Recently off market in Middleburg
Homes in Middleburg that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 12 on record.
- 1429 Wolf Trail · off market
- 212 N Mimosa Avenue · off market
- 2183 Maluke Lane · off market
- 232 Brickyard Road · off market
- 2355 Walters Road · off market
- 2471 Iris Street · off market
- 2490 Violet Way · off market
- 2963 Backwoods Drive · off market
Price History: What Homes Here Have Actually Sold For
Median sale prices in Middleburg year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
What is the median home price in Middleburg?
How long do homes in Middleburg take to sell?
Is Middleburg a buyer's or seller's market right now?
Have Middleburg home prices gone up?
What schools serve Middleburg?
Who is the best real estate agent for Middleburg?
How do I find a top Middleburg real estate agent who knows Middleburg?
Can Momentum Realty connect me with an agent for Middleburg?
Where is Middleburg, and what county is it in?
How far is Middleburg from downtown Jacksonville and the beach?
Is Middleburg in a flood zone?
Is Middleburg a good place to live?
How many homes has Momentum Realty sold in Middleburg?
Should you buy in Middleburg?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 1, 2026 |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (830 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Middleburg fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Middleburg
- Home values · What homes in Middleburg actually sell for