Middleburg in Middleburg

Middleburg
Homes for Sale in Middleburg, FL

Community in Middleburg · Clay County · ZIP 32068
Median sale $260K
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Live Market Pulse
40/100
Market Heat
Normal for Middleburg
2013 → 2026 · 78 at the 2022 peak
0 is Middleburg's coldest market since 2013, 100 its hottest. Today: 40. How it's scored

Photo courtesy of JANIE BOYD & ASSOCIATES REAL ESTATE SERVICES LLC · via realMLS

Built fromLive realMLS data25 years of closingsUpdated twice daily
Live · Middleburg Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$260K
Median sold · 12 mo
down 13.9% vs the prior 12 months
-13.9%
1-yr price change
n = 45 and 74 sales in the two windows
$177/sf
Sold $/sqft · 12 mo
peak $198 in 2024
96.4%
Sale vs ask
Clay median: 97.6%
+214%
T12M median vs 2012
from a $83K median in 2012
Tempo
4.9mo
Supply
3 to 6 months is the balanced band
32days
Median DOM · closed
22 days at the 2023 low
25%
Under contract
Clay: 29% (300 of 1,025)
18 · 6
For sale · pending
live counts, refreshed twice daily
45
Sold · last 12 mo
10-yr average: about 57 a year
Ownership and context
50%
Cash buyers · Middleburg
2 of 4 sales, 12 mo ending July 2026
Track record · 25 years of records
19
Failed listings · 2026
peaked at 63 in 2023
1,596sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Middleburg's median sits at $260,000, down 13.9% from a year ago even as the community's price has climbed 214% since 2012 — a market correcting from a sharper run-up, not one in freefall. At $177.05 per square foot, pricing here still reflects a wide range of home condition and age rather than a single tier of product.

With 17 active listings and 4.5 months of supply, Middleburg sits in a balanced posture — not enough inventory to hand sellers full leverage, not enough demand to force overbidding. A median 32 days on market tells buyers they have room to inspect and negotiate before committing, and tells sellers realistic pricing still moves a home in about a month.

Middleburg Housing Pulse · Momentum Research · as of July 15, 2026

Middleburg right now

🟡 Balanced market. 4.9 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Very High (24 active and pending listings, 45 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($260K) is down 13.9% from the prior 12 months ($302K) and up 214% since 2012.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 15. Confidence: Very High (45 and 74 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Middleburg market snapshot (as of July 15, 2026): the median sale price is about $260K ($177 per sq ft over the trailing 12 months of closed sales), a median 32 days on market for closed sales, and 4.9 months of supply, a balanced market. The trailing-12-month median is down 14% from the prior 12 months and up 214% since 2012, computed from record-level realMLS closed sales (45 closings in the current window).

Middleburg's market has cooled from last year's pace but remains well above where it started this cycle, and with only 17 homes active at any time, available inventory turns over on a case-by-case basis rather than in bulk.

Best for

  • Buyers targeting a purchase near the $260,000 median who can move within a roughly 32-day negotiating window.
  • Sellers who can price realistically against a market that has pulled back 13.9% from last year rather than chase last year's numbers.
  • Buyers comfortable with a smaller pool of active listings and doing extra diligence on comparables.

Probably not for

  • Buyers who need dozens of active comparables to shop before committing.
  • Sellers expecting last year's pricing despite the 13.9% year-over-year pullback.
  • Anyone assuming continued appreciation at the pace seen since 2012 rather than the current balanced, corrective market.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 15 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($260K) IS the median in the snapshot above, and the move from 2025 ($302K) IS the -13.9% one-year change.

Windows contain 8 to 78 sales each (45 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Down 13.9% year over year; up 214% since 2012.
Every sale since 2001 · price vs size
$0$500K$1M$1.5M2k4k
820 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$100$150$20020122014201620182020202220242026
Up from $42 in 2012 to a $198 peak in 2024; $177 now.
Median days on market · closed sales
25507520122014201620182020202220242026
22 days at the 2023 low; 32 now.
Sale price vs original ask · median
85%90%95%100%20122014201620182020202220242026
96.4% now vs Clay 97.6%.
Homes sold per 12-mo window
025507520122014201620182020202220242026
8 to 78 a year; 45 in the current window.
Indexed since 2012 · Middleburg vs Clay
200400Clay +407%Middleburg +214%20122014201620182020202220242026
Same realMLS record, indexed to 100 at 2012.
Sellers who gave up · failed listings per year
02040602004200820122016202020242026
Canceled, expired, or withdrawn. 63 quit in 2023; 19 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
78 at the 2022 peak, 26 in the troughs, 40 now. Same score as the hero card, full history.

Middleburg Market Scorecard

Balanced

Middleburg is currently a balanced. About 4.5 months of supply, a median asking price of $304,945, and homes go under contract in about 35 days.

4.5
Months supply
$304,945
Median list
$336,500
Median sold
$196
Per sqft
35
Days on mkt
16/6/43
Active/Pend/Sold

Typical home value in the 32068 ZIP is $327,915, about 20.3% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Middleburg

Live MLS inventory for Middleburg. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Middleburg listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Middleburg
On the water
Middleburg (Main Street) Boat Ramp at 3788 Main Street provides public access to Black Creek and the St. Johns River, with a single boat ramp lane, paved and overflow parking, two fishing piers, a restroom, a covered pavilion/picnic area, a playground, and wetland boardwalks.

Sources: Clay County Government - Facility Directory; Clay County Government - Facility Directory; Clay County Government - Facility Directory; Clay County Government - Facility Directory. Amenity access and membership terms vary and can change; verify current details with the community.

The takeaway

Everyday stops around Middleburg are close: the nearest groceries is about 3 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Schools

In short
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Tynes Elementary SchoolFLDOE grade B · PreK-6
  • Wilkinson Junior High SchoolFLDOE grade A · 7-8
  • Middleburg High SchoolFLDOE grade A · 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Middleburg address.

Recent Developments in Middleburg

Development, infrastructure, retail, and school activity affecting Middleburg, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Dev Momentum82/100 · High
  1. June 2026
    Retail & Dining

    Armstrong Plaza plan advances in Middleburg

    A regional project update reported that Armstrong Plaza in Middleburg is moving ahead, with plans to turn an uncleared lot into a two story, roughly 10,000 square foot building. The proposed mix includes a cigar bar, a sit down restaurant and a drive thru liquor store.

    What it may mean for the marketThe project could bring additional dining and retail space to Middleburg if it clears the remaining approvals, though timing was not stated.

    Source: Jacksonville Daily Record
  2. June 2026
    Retail & Dining

    Take 5 Oil Change eyes third Clay County site in Middleburg

    Take 5 Oil Change is proposing a Middleburg location on the east side of Blanding Boulevard, just south of Old Jennings Road and about 1.5 miles north of the First Coast Expressway, which would be its third Clay County store. BGE is the civil engineer and COR3 Design is the architect. The Clay County Development Review Committee was scheduled to review the proposal in late June.

    What it may mean for the marketA new quick lube outparcel could add to commercial activity along Blanding Boulevard if it passes county review, but the plan was still early in the process.

    Source: Jacksonville Daily Record
  3. June 2026
    Development

    Florida Credit Union plans its first Northeast Florida branch in Middleburg

    Gainesville based Florida Credit Union is planning what would be its first Northeast Florida branch at Branan Field Road and Irvin Court off Blanding Boulevard in Middleburg. A development plan permit application lists a 5,600 square foot building with three drive-thru lanes, with CHW Professional Consultants as the civil engineer. County records show the credit union has owned the vacant parcel since 2013.

    What it may mean for the marketA new financial services building near Branan Field Road could add to commercial development in the Blanding Boulevard area, though the project remains at the permit application stage.

    Source: Jacksonville Daily Record
  4. June 2026
    Retail & Dining

    AutoZone proposed on County Road 220 in Middleburg

    AutoZone Auto Parts is seeking to build a 6,815 square foot store at 2603 County Road 220 off Tara Farms Drive on a vacant Middleburg lot, which would be the chain's sixth location in Clay County. The plans are under county review, with the Development Review Committee set to discuss the project June 25 as an early step toward permitting. St. Louis based Casco Civil is listed as the civil engineer.

    What it may mean for the marketA new auto parts store along County Road 220 could broaden everyday retail options in Middleburg, though the project is at an early review stage and approval is not assured.

    Source: Jacksonville Daily Record
  5. April 2026
    Development

    Middleburg restaurant and cigar bar project (Armstrong Plaza) moves forward

    Plans advanced for Armstrong Plaza, a two-story building proposed to host a cigar bar, sit-down restaurant and drive-thru liquor store on a roughly 2-acre site. Clay County required reducing the building from about 12,000 to 10,000 square feet to accommodate buffers and setbacks, with The Herron Group as contractor.

    What it may mean for the marketA new commercial node in Middleburg could expand local dining and service options, though phased private projects can shift on timing.

    Source: Jacksonville Daily Record
  6. March 2026
    Retail & Dining

    Daily's plans a Middleburg convenience store and fuel location

    Convenience-store and fuel operator Daily's filed plans for a new Middleburg location. The project reflects continued commercial and fuel-retail interest along the Middleburg corridor.

    What it may mean for the marketAdded convenience and fuel retail can follow traffic growth along the SR-21 and Branan Field corridors, which may signal rising daily-trip volumes locally.

    Source: Jacksonville Daily Record
  7. November 2025
    Retail & Dining

    Clay Town Center retail and dining hub fills out near First Coast Expressway

    Paradigm Development Partners announced that its 18,600-square-foot Clay Town Center near the First Coast Expressway was fully leased, with tenants opening on a rolling basis. Confirmed openings included Mattress Warehouse, Domino's, MedPlus Pharmacy and WingStop in 2025, with Anejo Cocina, Verde Vida, Sizzling Nails and Firehouse Subs phasing in through 2026.

    What it may mean for the marketA fully leased mixed-use center near the new expressway interchange could establish Middleburg as a growing retail destination, which historically draws additional commercial interest nearby.

    Source: ACCESS Newswire
  8. August 2025
    Development

    Two-story restaurant and retail project proposed in Middleburg

    Early plans were submitted for a two-story restaurant and retail building in Middleburg, an uncleared lot proposed for commercial use. The filing was the initial step in what later advanced as the Armstrong Plaza concept.

    What it may mean for the marketEarly-stage commercial filings indicate developer interest in Middleburg's main corridor, though such proposals can change as they move through county review.

    Source: Jacksonville Daily Record
  9. May 2025
    Development

    Commercial development planned in Middleburg across from St. Luke Catholic Church

    A commercial development was planned for a Middleburg site located across from St. Luke Catholic Church. The filing added to a cluster of commercial proposals along the Middleburg corridor during 2025.

    What it may mean for the marketClustering of commercial filings along a single corridor can signal intensifying interest, which may affect nearby land values and traffic over time.

    Source: Jacksonville Daily Record
  10. January 2025
    Retail & Dining

    TownePlace Suites by Marriott and 7Brew planned at Clay Town Center

    Paradigm Development Partners broke ground on a 124-room TownePlace Suites by Marriott at Clay Town Center at Branan Field Road and Old Jennings Road, with a planned summer 2025 opening. Drive-thru coffee brand 7Brew was also slated to expand into the Middleburg community.

    What it may mean for the marketExtended-stay lodging and national quick-service brands near the expressway could support visitor and commuter activity in the corridor, though hospitality timing can shift.

    Source: Explore Clay

Development alerts for MiddleburgGet a short monthly email when something new is approved, funded, or opens near Middleburg.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Middleburg today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Middleburg.

Best Buy
Buyers and sellers comfortable transacting in a lower-volume, balanced market rather than a fast-moving one.
Biggest Risk
Thin inventory — only 17 active listings means fewer direct comparables to price against.
Sweet Spot
A median-priced home near $260,000 that sells within its typical 32-day window.
Avoid If
You need a large, fast-moving pool of comparable listings to benchmark against.

What the numbers say about Middleburg right now

The math here is straightforward: a $260,000 median price at $177.05 per square foot puts Middleburg in a balanced band, not a market tilted decisively toward buyers or sellers. The 13.9% year-over-year pullback is a real adjustment worth factoring into any offer strategy, but it should be read against the 214% appreciation since 2012 — the market has simply given back some of a much larger gain, not reversed course.

A 32-day median days-on-market and 4.5 months of supply describe a market with enough listings to let buyers be selective, but not so many that sellers are forced into steep concessions. With only 17 active listings and a market heat score of 42, Middleburg isn't moving in high volume — each transaction here tends to be its own negotiation rather than part of a broader bidding pattern.

The location and the amenities are priced into every listing in Middleburg. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
6.3B- · Buy Score
Long-Term Appreciation10.0/10
Recent Direction2.5/10
Liquidity & Demand5.1/10
Pricing Power7.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.3). Basis: Long-Term Appreciation +214% since 2012; Recent Direction -13.9% year-over-year; Liquidity & Demand 4.9 months of supply; Pricing Power 96.4% sale-to-list. Refreshed with each data update.

Why work with Momentum here

A market this size — 17 active listings, a 32-day median timeline, and a price that just moved double digits year over year — rewards an agent who tracks it closely rather than one working from broader averages. Momentum prices and negotiates Middleburg listings against these specific numbers, not a wider regional blend.

Middleburg in 15 seconds.

Best forBuyers and sellers comfortable transacting in a lower-volume, balanced market rather than a fast-moving one.
Biggest advantageBalanced footing — with 4.5 months of supply, neither side is forced into an unfavorable position.
Biggest riskThin inventory — only 17 active listings means fewer direct comparables to price against.
Sweet spotA median-priced home near $260,000 that sells within its typical 32-day window.
Avoid ifYou need a large, fast-moving pool of comparable listings to benchmark against.

HOA, CDD & Fees

In short
  • No CDD
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Middleburg sales matched to your home.

What is your Middleburg home worth?

Get a no-obligation home value based on real comparable sales in Middleburg, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Middleburg on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Middleburg?
The median sale price in Middleburg was $260K over the 12 months ending July 15, 2026 (45 closed sales, realMLS).
How long do homes in Middleburg take to sell?
Homes that closed in the 12 months ending July 15, 2026 took a median 32 days on market (45 sales, realMLS).
Is Middleburg a buyer's or seller's market right now?
As of July 15, 2026, Middleburg is roughly balanced: 4.9 months of supply at the current sales pace (realMLS live counts).
Do cash buyers compete in Middleburg?
Cash buyers took 50% of Middleburg sales in the 12 months ending July 2026 (2 of 4 closings, realMLS).
Have Middleburg home prices gone up?
The trailing-12-month median is up 214% since 2012, from $83K to $260K (realMLS closed records).
What schools serve Middleburg?
Middleburg is served by Clay County Public Schools, typically Tynes Elementary School, Wilkinson Junior High School and Middleburg High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Middleburg?
The best agent for Middleburg is one who actively works Middleburg and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Middleburg.
How do I find a top Middleburg real estate agent who knows Middleburg?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Middleburg and the wider Middleburg area.
Can Momentum Realty connect me with an agent for Middleburg?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Middleburg purchase or sale - no call center and no pressure.
Buyers targeting a purchase near the $260,000 median who can move within a roughly 32-day negotiating window.Excellent fit
Sellers who can price realistically against a market that has pulled back 13.9% from last year rather than chase last year's numbers.Excellent fit
Buyers comfortable with a smaller pool of active listings and doing extra diligence on comparables.Excellent fit
Buyers who need dozens of active comparables to shop before committing.Probably not
Sellers expecting last year's pricing despite the 13.9% year-over-year pullback.Probably not
Anyone assuming continued appreciation at the pace seen since 2012 rather than the current balanced, corrective market.Probably not

Nearby Communities

Explore more neighborhoods near Middleburg with Momentum Realty’s local guides.

PRPine Ridge Plantation MiddleburgMiddleburg, FL · 1.1 miBCBlack Creek Park MiddleburgMiddleburg, FL · 2.3 miLTLongbay Townhomes MiddleburgMiddleburg, FL · 2.9 miTRThe Ravines MiddleburgMiddleburg, FL · 3.1 miARAzalea Ridge MiddleburgMiddleburg, FL · 3.6 miJFJennings Farm MiddleburgMiddleburg, FL · 3.7 miDPDuck Pond MiddleburgMiddleburg, FL · 3.7 miLLLinda Lakes MiddleburgMiddleburg, FL · 4.1 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 15, 2026
Under-contract sharesrealMLS records, as of 2026-07-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2001 (820 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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