Dunes Of Amelia
Homes for Sale in Fernandina Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Dunes Of Amelia is a newer pocket in Fernandina Beach, with homes built between 2015 and 2020 and a median around 2,546 square feet. That recent vintage and consistent size do a lot of the pricing work here — the median sits at $747,500, or roughly $307 per square foot, and the spread across the community is driven more by condition, finishes, and lot position than by any wide gap in age or scale.
The market posture is slow and deliberate. Median days on market is around 175 — homes here take time to trade, and the heat score of 17 backs that up. Prices are up 9.6% year over year, so sellers have equity on their side, but the pace means realistic pricing and patience matter. For buyers, the long marketing times create room to negotiate rather than react.
Dunes Of Amelia right now
🟢 Still climbing. The trailing-12-month median ($748K) is up 9.6% from the prior 12 months ($682K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Low (4 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Dunes Of Amelia market snapshot (as of July 14, 2026): the median sale price is about $748K ($307 per sq ft over the trailing 12 months of closed sales), and a median 176 days on market for closed sales. The trailing-12-month median is up 10% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).
Dunes Of Amelia is a community of 121 homes in Fernandina Beach, Nassau County, built between 2015 and 2020 (median 2017), with a median living area of about 2,546 square feet. 77% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A compact, newer-construction community of 121 homes in Fernandina Beach, where most owners occupy their homes and turnover is unhurried. Expect uniform, recent build quality and pricing that rewards careful comparison of condition rather than square footage alone.
The setting & the homes.
Aerial and on-site photos of Dunes Of Amelia. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Dunes Of Amelia
Dunes Of Amelia
Dunes Of Amelia
Dunes Of Amelia
Dunes Of Amelia
Dunes Of AmeliaPhotos from realMLS listings in Dunes Of Amelia; content deemed reliable but not guaranteed.
Who Dunes Of Amelia is best for.
Best for
- Long-term buyers with a budget in the mid-$700s who value recent construction and low turnover
- Move-up buyers seeking around 2,500 square feet without taking on an aging home
- Patient shoppers willing to wait out the slow pace in exchange for negotiating room
Probably not for
- Buyers on a tight timeline who need to close and resell quickly
- Investors chasing rapid turnover or short-term appreciation
- Shoppers looking for older, lower-priced inventory or a fast-moving market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($748K) IS the median in the snapshot above, and the move from 2025 ($682K) IS the +9.6% one-year change.
Windows contain 2 to 16 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
25% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Dunes Of Amelia Market Scorecard
Dunes Of Amelia is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Dunes Of Amelia
Live MLS inventory for Dunes Of Amelia. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Dunes Of Amelia listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Dunes Of Amelia on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Dunes Of Amelia
- Spa/Hot Tub · reported on 1 of 3 listings
- Park · reported on 1 of 3 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Dunes Of Amelia buying strategy.
If we were buying in Dunes Of Amelia today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Dunes Of Amelia.
A newer enclave that trades on its own clock
With a median year built of 2017 and the full range tucked between 2015 and 2020, Dunes Of Amelia avoids the maintenance surprises of older Fernandina Beach stock. Homes cluster near the 2,546-square-foot median, so the value question is less about size and more about how a given house has been finished and kept. When most of the inventory is similar, condition becomes the lever that moves price.
The homestead share sits at 77.2%, meaning the large majority of these homes are owner-occupied rather than turned over quickly or run as rentals. Combined with a median that has taken about 175 days to sell and a low heat score, this is a hold-and-live community, not a fast-flip one. That stability is a feature for a long-term buyer and a caution for anyone who needs speed on either side of a transaction.
The location and the amenities are priced into every listing in Dunes Of Amelia. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Dunes Of Amelia buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.2). Basis: Recent Direction +9.6% year-over-year; Owner Commitment 77% owner-occupied; Pricing Power 93.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market that moves this slowly, mispricing costs weeks or months, and the small closing count means every recent sale carries weight. We read those comps carefully, position for the actual pace here rather than a wished-for one, and use the long marketing timelines to a buyer's advantage or a seller's protection depending on which side of the table you sit.
Dunes Of Amelia in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Dunes Of Amelia buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Dunes Of Amelia sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Dunes Of Amelia, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Dunes Of Amelia home worth?
Get a no-obligation home value based on real comparable sales in Dunes Of Amelia, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Dunes Of Amelia on the map →
Frequently Asked Questions
What is the median home price in Dunes Of Amelia?
How long do homes in Dunes Of Amelia take to sell?
How many homes are in Dunes Of Amelia?
What share of Dunes Of Amelia is owner-occupied?
When were the homes in Dunes Of Amelia built?
Do cash buyers compete in Dunes Of Amelia?
Who is the best real estate agent for Dunes Of Amelia?
How do I find a top Fernandina Beach real estate agent who knows Dunes Of Amelia?
Can Momentum Realty connect me with an agent for Dunes Of Amelia?
Should you buy in Dunes Of Amelia?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Dunes Of Amelia with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2017 (62 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.