Dunes Of Amelia in Fernandina Beach

Dunes Of Amelia
Homes for Sale in Fernandina Beach, FL

All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
121 homesBuilt 2015–2020Median sale $758K
Free · No obligation
Talk to a Dunes Of Amelia Expert

True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
22/100
Market Heat
Cooler than normal
2018 → 2026 · 75 at the 2023 peak
0 is Dunes Of Amelia's coldest market since 2018, 100 its hottest. Today: 22. How it's scored

Photo courtesy of WATSON REALTY CORP · via realMLS

Built fromLive realMLS data9 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-10-01, 4 recorded sales closed at a median of $757,500, $316 per square foot, a median 136 days on market, sellers accepting 95% of original asking (+11% versus the prior year). Homes listed or recently sold were built 2016–2017; 3 of 3 report an HOA (median $42/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 13 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $10,060 ($9,550 with the full homestead exemption).

Part of the Amelia master-planned community in Fernandina Beach, FL — see all Amelia homes for sale (3 listings across 3 villages and sections in the MLS).

Live · Dunes Of Amelia Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$758K ▲
Median sold · 12 mo
up 11.1% vs the prior 12 months
+11.1% ▲
1-yr price change
n = 4 and 6 sales in the two windows
$317/sf
Sold $/sqft · 12 mo
peak $327 in 2025
94.8%
Sale vs ask
Nassau median: 96.0%
Tempo
136days
Median DOM · closed
7 days at the 2023 low
0 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 6 a year
Ownership and context
77%
Owner-occupied · Dunes Of Amelia
95 of 123 parcels homesteaded (FL DOR 2025)
23%
Non-owner-occupied · Dunes Of Amelia
incl. 11% trust or LLC-held · 7% out-of-state
121
Homes in the community
plus 2 vacant residential lots · 123 residential parcels (FL DOR 2025)
Track record · 9 years of records
14
Recorded sales · 2024-2025
median $704K · qualified sales on the county roll (FL DOR 2025)
Est. 2015
Community established
homes built 2015-2020, median 2017 (FL DOR 2025)
2,594sqft
Median sold home size
12-mo windows, closed sales
3.3%/yr
Turnover rate
about 4 of 121 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Dunes Of Amelia is a newer pocket in Fernandina Beach, with homes built between 2015 and 2020 and a median around 2,546 square feet. That recent vintage and consistent size do a lot of the pricing work here — the median sits at $747,500, or roughly $307 per square foot, and the spread across the community is driven more by condition, finishes, and lot position than by any wide gap in age or scale.

The market posture is slow and deliberate. Median days on market is around 175 — homes here take time to trade, and the heat score of 17 backs that up. Prices are up 9.6% year over year, so sellers have equity on their side, but the pace means realistic pricing and patience matter. For buyers, the long marketing times create room to negotiate rather than react.

Dunes Of Amelia Housing Pulse · Momentum Research · as of October 1, 2026

Dunes Of Amelia right now

🟢 Still climbing. The trailing-12-month median ($758K) is up 11.1% from the prior 12 months ($682K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 1. Confidence: Low (4 and 6 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside Dunes Of Amelia right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

552 SUNSET Road
$400K · 0.2 mi away
3 bd · 2 ba · 1,275 sqft
552 SUNSET Road
Listed by DIAMOND REALTY GROUP OF AMELIA ISLAND
2646 BAILEY Road
$920K · 0.3 mi away
4 bd · 3 ba · 2,534 sqft
2646 BAILEY Road
Listed by SOUTHEAST ATLANTIC REALTY
554 SANTA MARIA Drive
$975K · 0.3 mi away
4 bd · 3 ba · 2,626 sqft
554 SANTA MARIA Drive
Listed by BEYCOME OF FLORIDA LLC
547 PATRIOTS Way
$815K · 0.3 mi away
3 bd · 2 ba · 2,455 sqft
547 PATRIOTS Way
Listed by FERNANDINA BEACH REALTY
665 SPANISH Way
$749K · 0.5 mi away
3 bd · 2 ba · 2,484 sqft
665 SPANISH Way
Listed by ONE SOTHEBY'S INTERNATIONAL REALTY
2840 FERDINAND Court
$830K · 0.5 mi away
4 bd · 3 ba · 2,524 sqft
2840 FERDINAND Court
Listed by THE MASSEY REAL ESTATE GROUP INC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Dunes Of Amelia market snapshot (as of October 1, 2026): the median sale price is about $758K ($317 per sq ft over the trailing 12 months of closed sales), and a median 136 days on market for closed sales. The trailing-12-month median is up 11% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

County records show 14 qualified sales in Dunes Of Amelia across 2024–2025 (8 in 2024, 6 in 2025), median $704,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Dunes Of Amelia is a community of 121 homes in Fernandina Beach, Nassau County, built between 2015 and 2020 (median 2017), with a median living area of about 2,546 square feet. 77% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

A compact, newer-construction community of 121 homes in Fernandina Beach, where most owners occupy their homes and turnover is unhurried. Expect uniform, recent build quality and pricing that rewards careful comparison of condition rather than square footage alone.

Best for

  • Long-term buyers with a budget in the mid-$700s who value recent construction and low turnover
  • Move-up buyers seeking around 2,500 square feet without taking on an aging home
  • Patient shoppers willing to wait out the slow pace in exchange for negotiating room

Probably not for

  • Buyers on a tight timeline who need to close and resell quickly
  • Investors chasing rapid turnover or short-term appreciation
  • Shoppers looking for older, lower-priced inventory or a fast-moving market

Windows contain 1 to 16 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$400K$600K$800K20182020202220242026
Up 11.1% year over year.
Every sale since 2017 · price vs size
$0$250K$500K$750K2k2k3k
64 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$200$30020182020202220242026
Up from $159 in 2017 to a $327 peak in 2025; $317 now.
Median days on market · closed sales
05010015020182020202220242026
7 days at the 2023 low; 136 now.
Sale price vs original ask · median
95%100%105%20182020202220242026
94.8% now vs Nassau 96.0%.
Homes sold per 12-mo window
05101520182020202220242026
1 to 16 a year; 4 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2018202020222026
75 at the 2023 peak, 22 in the troughs, 22 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,866/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Dunes Of Amelia Market Scorecard

Balanced

Dunes Of Amelia is currently a balanced market..

$757,500
Median sold
0/0/3
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Dunes Of Amelia, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Dunes Of Amelia today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Dunes Of Amelia.

Best Buy
Buyers who want newer construction and plan to stay put.
Biggest Risk
Homes are slow to sell, with a median near 175 days on market.
Sweet Spot
A well-kept home near the 2,546 sqft median at the mid-$700s.
Avoid If
You need to transact quickly on either the buy or sell side.

A newer enclave that trades on its own clock

With a median year built of 2017 and the full range tucked between 2015 and 2020, Dunes Of Amelia avoids the maintenance surprises of older Fernandina Beach stock. Homes cluster near the 2,546-square-foot median, so the value question is less about size and more about how a given house has been finished and kept. When most of the inventory is similar, condition becomes the lever that moves price.

The homestead share sits at 77.2%, meaning the large majority of these homes are owner-occupied rather than turned over quickly or run as rentals. Combined with a median that has taken about 175 days to sell and a low heat score, this is a hold-and-live community, not a fast-flip one. That stability is a feature for a long-term buyer and a caution for anyone who needs speed on either side of a transaction.

“

The location and the amenities are priced into every listing in Dunes Of Amelia. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.7B+ · Buy Score
Recent Direction8.8/10
Owner Commitment7.7/10
Pricing Power6.5/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.7). Basis: Recent Direction +11.1% year-over-year; Owner Commitment 77% owner-occupied; Pricing Power 94.8% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market that moves this slowly, mispricing costs weeks or months, and the small closing count means every recent sale carries weight. We read those comps carefully, position for the actual pace here rather than a wished-for one, and use the long marketing timelines to a buyer's advantage or a seller's protection depending on which side of the table you sit.

Dunes Of Amelia in 15 seconds.

Best forBuyers who want newer construction and plan to stay put.
Biggest advantageConsistent recent build quality and a high owner-occupancy rate.
Biggest riskHomes are slow to sell, with a median near 175 days on market.
Sweet spotA well-kept home near the 2,546 sqft median at the mid-$700s.
Avoid ifYou need to transact quickly on either the buy or sell side.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Dunes Of Amelia homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Dunes Of Amelia.
In short
  • HOA dues reported around $42/month (about $504/yr) · median of 66 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $42 per month ($504 a year) — the median AssociationFee across 66 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Dunes Of Amelia sales matched to your home.

What is your Dunes Of Amelia home worth?

Get a no-obligation home value based on real comparable sales in Dunes Of Amelia, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fernandina Beach →

Real comps, not an automated estimate.

Recently off market in Dunes Of Amelia

Homes in Dunes Of Amelia that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.

Frequently Asked Questions

What is the median home price in Dunes Of Amelia?
The median sale price in Dunes Of Amelia was $758K over the 12 months ending October 1, 2026 (4 closed sales, realMLS).
How long do homes in Dunes Of Amelia take to sell?
Homes that closed in the 12 months ending October 1, 2026 took a median 136 days on market (4 sales, realMLS).
How many homes are in Dunes Of Amelia?
The Florida DOR 2025 assessment roll shows 121 homes plus 2 vacant residential lots in Dunes Of Amelia (public records).
What share of Dunes Of Amelia is owner-occupied?
77% of Dunes Of Amelia parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Dunes Of Amelia built?
Homes in Dunes Of Amelia were built between 2015 and 2020, with a median year built of 2017 (FL DOR 2025 roll).
Who is the best real estate agent for Dunes Of Amelia?
The best agent for Dunes Of Amelia is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Dunes Of Amelia.
How do I find a top Fernandina Beach real estate agent who knows Dunes Of Amelia?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Dunes Of Amelia and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Dunes Of Amelia?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Dunes Of Amelia purchase or sale - no call center and no pressure.
Where is Dunes Of Amelia, and what county is it in?
Dunes Of Amelia is in Fernandina Beach, Nassau County, FL, ZIP 32034. The community's center is about 4 miles northeast of the center of Fernandina Beach (straight-line).
How far is Dunes Of Amelia from downtown Jacksonville and the beach?
About 23 miles from downtown Jacksonville and about 2 miles from the Atlantic beach at Fernandina Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Long-term buyers with a budget in the mid-$700s who value recent construction and low turnoverExcellent fit
Move-up buyers seeking around 2,500 square feet without taking on an aging homeExcellent fit
Patient shoppers willing to wait out the slow pace in exchange for negotiating roomExcellent fit
Buyers on a tight timeline who need to close and resell quicklyProbably not
Investors chasing rapid turnover or short-term appreciationProbably not
Shoppers looking for older, lower-priced inventory or a fast-moving marketProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Community market statsrealMLS closed sales, 12-month windows ending October 1, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2017 (64 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Dunes Of Amelia? 4 recorded closings; median 136 days on market (window ending 2026-10-01). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Dunes Of Amelia with Momentum Realty’s local guides.

Ocean Breeze Farms0.1 mi away · 26 homes, built 1935–21Pine Meadows0.1 mi away · 19 homes, built 1938–10Pinedale0.3 mi away · 7 homes, built 1925–19MCMarsh Cove0.3 mi awayIDIsle De Mai0.4 mi away · median $693K, 4 sales/12 moGrove Park0.4 mi away · 33 homes, built 1975–17Thomas Manor0.4 mi awayCWCashen Wood0.4 mi away · median $400K, 4 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Dunes Of Amelia. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Talk to a Local Dunes Of Amelia Expert
Call Get Listings