Dunes Of Amelia
Homes for Sale in Fernandina Beach, FL
All 233 homes for sale in Fernandina Beach, FL · median $661,000 · 229 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of WATSON REALTY CORP · via realMLS
Over the 12 months ending 2026-11-12, 3 recorded sales closed at a median of $710,000, $318 per square foot, a median 85 days on market, sellers accepting 96% of original asking. At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $9,430 ($8,920 with the full homestead exemption).
Part of the Amelia master-planned community in Fernandina Beach, FL — see all Amelia homes for sale (2 listings across 3 villages and sections in the MLS).

Dunes Of Amelia is a newer pocket in Fernandina Beach, with homes built between 2015 and 2020 and a median around 2,546 square feet. That recent vintage and consistent size do a lot of the pricing work here — the median sits at $747,500, or roughly $307 per square foot, and the spread across the community is driven more by condition, finishes, and lot position than by any wide gap in age or scale.
The market posture is slow and deliberate. Median days on market is around 175 — homes here take time to trade, and the heat score of 17 backs that up. Prices are up 9.6% year over year, so sellers have equity on their side, but the pace means realistic pricing and patience matter. For buyers, the long marketing times create room to negotiate rather than react.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Dunes Of Amelia right now
🟡 Still climbing. The trailing-12-month median ($710K) is up 2.5% from the prior 12 months ($692K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: Low (3 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Dunes Of Amelia right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Dunes Of Amelia market snapshot (as of November 12, 2026): the median sale price is about $710K ($318 per sq ft over the trailing 12 months of closed sales), and a median 85 days on market for closed sales. The trailing-12-month median is up 2% from the prior 12 months, computed from record-level realMLS closed sales (3 closings in the current window).
In ZIP 32034 (Fernandina Beach), 681 homes closed in the last 12 months at a median of $456K ($228/sq ft), up 0.3% year over year, with a median 55 days on market. Right now 158 active and 61 pending listings put supply at about 2.8 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
County records show 14 qualified sales in Dunes Of Amelia across 2024–2025 (8 in 2024, 6 in 2025), median $704,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Dunes Of Amelia is a community of 121 homes in Fernandina Beach, Nassau County, built between 2015 and 2020 (median 2017), with a median living area of about 2,546 square feet. 77% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A compact, newer-construction community of 121 homes in Fernandina Beach, where most owners occupy their homes and turnover is unhurried. Expect uniform, recent build quality and pricing that rewards careful comparison of condition rather than square footage alone.
The setting & the homes.
Aerial and on-site photos of Dunes Of Amelia. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Dunes Of Amelia; content deemed reliable but not guaranteed.
Who Dunes Of Amelia is best for.
Best for
- Long-term buyers with a budget in the mid-$700s who value recent construction and low turnover
- Move-up buyers seeking around 2,500 square feet without taking on an aging home
- Patient shoppers willing to wait out the slow pace in exchange for negotiating room
Probably not for
- Buyers on a tight timeline who need to close and resell quickly
- Investors chasing rapid turnover or short-term appreciation
- Shoppers looking for older, lower-priced inventory or a fast-moving market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($710K) IS the median in the snapshot above, and the move from 2025 ($692K) IS the +2.5% one-year change.
Windows contain 2 to 15 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
19% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
Dunes Of Amelia Market Scorecard
Dunes Of Amelia is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Life at Dunes Of Amelia
- Spa/Hot Tub · reported on 1 of 3 listings
- Park · reported on 1 of 3 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Dunes Of Amelia buying strategy.
If we were buying in Dunes Of Amelia today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Dunes Of Amelia.
A newer enclave that trades on its own clock
With a median year built of 2017 and the full range tucked between 2015 and 2020, Dunes Of Amelia avoids the maintenance surprises of older Fernandina Beach stock. Homes cluster near the 2,546-square-foot median, so the value question is less about size and more about how a given house has been finished and kept. When most of the inventory is similar, condition becomes the lever that moves price.
The homestead share sits at 77.2%, meaning the large majority of these homes are owner-occupied rather than turned over quickly or run as rentals. Combined with a median that has taken about 175 days to sell and a low heat score, this is a hold-and-live community, not a fast-flip one. That stability is a feature for a long-term buyer and a caution for anyone who needs speed on either side of a transaction.
The location and the amenities are priced into every listing in Dunes Of Amelia. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Dunes Of Amelia buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.3). Basis: Recent Direction +2.5% year-over-year; Owner Commitment 77% owner-occupied; Pricing Power 96.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market that moves this slowly, mispricing costs weeks or months, and the small closing count means every recent sale carries weight. We read those comps carefully, position for the actual pace here rather than a wished-for one, and use the long marketing timelines to a buyer's advantage or a seller's protection depending on which side of the table you sit.
Dunes Of Amelia in 15 seconds.
Tools for a Dunes Of Amelia buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Dunes Of Amelia sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Dunes Of Amelia, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Dunes Of Amelia home worth?
Get a no-obligation home value based on real comparable sales in Dunes Of Amelia, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Dunes Of Amelia
Homes in Dunes Of Amelia that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 2815 Turtle Shores Drive · off market
- 396 Sargasso Street · off market
- 415 Dunes Of Amelia Drive · off market
- 418 Sargasso Street · off market
| Location | Fernandina Beach, Nassau County, FL · ZIP 32034 |
|---|---|
| Sale prices, last 12 months | $710,000 median across 3 closed sales · $318 per sq ft · +2.5% vs the prior 12 months |
| Days on market (closed sales) | 85 median |
| For sale right now | 0 active, 0 pending |
Data as of November 12, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Dunes Of Amelia key facts,” movewithmomentum.com/neighborhoods/dunes-of-amelia-fernandina-beach, data as of November 12, 2026.
Housing distress & ownership in Dunes Of Amelia, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recently sold in Dunes Of Amelia Fernandina Beach
- 396 Sargasso Street · sold $710,000
- 418 Sargasso Street · sold $710,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Fernandina Beach guides & data
- Market data
- Cost of living
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- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
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- Florida property tax calculator
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- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
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What it really costs to own in Dunes Of Amelia
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $500/year (about $42/month) across 3 MLS listings (most billed annually; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Nassau County is $1,159/yr (389 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
Email me new listings in Dunes Of Amelia
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Dunes Of Amelia
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Dunes Of Amelia will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Dunes Of Amelia?
How long do homes in Dunes Of Amelia take to sell?
How many homes are in Dunes Of Amelia?
What share of Dunes Of Amelia is owner-occupied?
When were the homes in Dunes Of Amelia built?
Who is the best real estate agent for Dunes Of Amelia?
How do I find a top Fernandina Beach real estate agent who knows Dunes Of Amelia?
Can Momentum Realty connect me with an agent for Dunes Of Amelia?
Where is Dunes Of Amelia, and what county is it in?
How far is Dunes Of Amelia from downtown Jacksonville and the beach?
Should you buy in Dunes Of Amelia?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending November 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2017 (64 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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