Emerald Beach Resort
Condos for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Emerald Beach Resort in Panama City Beach, FL has 10 homes for sale and 4 pending, asking from $335,000 to $529,000 (median $418,750). Over the 12 months ending 2026-11-11, 7 recorded sales closed at a median of $350,000, a median 147 days on market, sellers accepting 90% of original asking. Homes listed or recently sold were built 2007–2007; 14 of 14 report an HOA (median $1,095/mo); 14 of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 20 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $4,300 ($3,810 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32413 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Sale prices, last 12 months | $350,000 median across 7 closed sales |
| Days on market (closed sales) | 147 median |
| For sale right now | 10 active, 4 pending · median asking $418,750 · 17.1 months of supply |
Data as of November 11, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Emerald Beach Resort key facts,” movewithmomentum.com/neighborhoods/emerald-beach-resort, data as of November 11, 2026.
Last 30 days in Emerald Beach Resort: 2 new listings (median asking $434,950), 4 under contract right now. As of November 11, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Emerald Beach Resort
Live MLS inventory for Emerald Beach Resort. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 223 daysTop listing
Active · 558 days
Active · 3 days
Active · 126 days
Active · 235 days
Active · 246 days
Active · 168 days
Active · 0 days
Active · 170 days
Active · 494 daysActive and pending Emerald Beach Resort listings as of 2026-11-11, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Emerald Beach Resort Right Now (14)
All 14 active and pending Emerald Beach Resort listings with a detail page, newest first, refreshed twice a day from the MLS.
- 14701 Front Beach Road 1731, Panama City Beach, Fl 32413 · $495,000 · 2 bd / 2 ba · listed Oct 26, 2026 · listed by Lifes A Beach Real Estate, LLC
- 14701 Front Beach Road 1933, Panama City Beach, Fl 32413 · $374,900 · 1 bd / 2 ba · listed Oct 23, 2026 · listed by Coastal Real Estate Group, Inc
- 14701 Front Beach Road 826, Panama City Beach, Fl 32413 · $330,000 · 1 bd / 1 ba · pending · listed Oct 14, 2026 · listed by Counts Real Estate Group Inc
- 14701 Front Beach Road 529, Panama City Beach, Fl 32413 · $350,000 · 1 bd / 1 ba · pending · listed Aug 20, 2026 · listed by Counts Real Estate Group Inc
- 14701 Front Beach Road 330, Panama City Beach, Fl 32413 · $529,000 · 2 bd / 2 ba · listed Aug 13, 2026 · listed by Pineapple Properties
- 14701 Front Beach Road 825, Panama City Beach, Fl 32413 · $500,000 · 2 bd / 2 ba · listed Aug 13, 2026 · listed by Counts Real Estate Group Inc
- 14701 Front Beach Road 1825, Panama City Beach, Fl 32413 · $465,000 · 2 bd / 2 ba · listed Aug 13, 2026 · listed by eXp Realty, LLC
- 14701 Front Beach Rd Road 1327, Panama City Beach, Fl 32413 · $450,000 · 1 bd / 2 ba · listed Aug 13, 2026 · listed by Berkshire Hathaway HomeServices Beach Properties of Florida
- 14701 Front Beach Road 1627, Panama City Beach, Fl 32413 · $387,500 · 1 bd / 2 ba · listed Aug 13, 2026 · listed by Keller Williams Success Realty
- 14701 Front Beach Road 2034, Panama City Beach, Fl 32413 · $379,000 · 1 bd / 2 ba · listed Aug 13, 2026 · listed by Think Real Estate
- 14701 Front Beach Road 1526, Panama City Beach, Fl 32413 · $337,000 · 1 bd / 1 ba · listed Aug 13, 2026 · listed by Berkshire Hathaway HomeServices Beach Properties of Florida
- 14701 Front Beach Road 1229, Panama City Beach, Fl 32413 · $335,000 · 1 bd / 1 ba · listed Aug 13, 2026 · listed by Keller Williams Success Realty
- 14701 Front Beach Road 1931, Panama City Beach, Fl 32413 · $469,000 · 2 bd / 2 ba · pending · listed Aug 13, 2026 · listed by Christies International Real Estate Emerald Coast
- 14701 Front Beach Road 1232, Panama City Beach, Fl 32413 · $339,000 · 1 bd / 1 ba · pending · listed Aug 13, 2026 · listed by Pineapple Properties
Emerald Beach Resort is pricing off condition and unit position more than anything else right now. With a median of $442,500 and a market heat score sitting at just 15, this is a buyer's negotiating environment, not a seller's momentum story. The pullback of 10.1% year over year tells you sellers who bought at the recent peak need to price to the current market, not to last year's comps.
Days on market running well past four months (138) means listings are sitting long enough for buyers to be selective and for sellers to feel the carrying cost. That combination — soft pricing, slow absorption, low heat — favors patient offers and inspection-driven negotiation over urgency.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Emerald Beach Resort right now
🟢 Buyer-leaning market. 17.1 months of supply and 29% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of CPAR MLS records, as of November 11, 2026. Confidence: High (14 active and pending listings, 7 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 11, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Emerald Beach Resort market snapshot (as of November 11, 2026): the median sale price is about $350K, a median 147 days on market for closed sales, and 17.1 months of supply, a buyer-leaning market.
Emerald Beach Resort sits within Panama City Beach's condo-resort corridor in Bay County, where pricing tends to move with unit condition and rental history rather than broad neighborhood trends.
The setting & the homes.
Aerial and on-site photos of Emerald Beach Resort. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Emerald Beach ResortEmerald Beach ResortEmerald Beach ResortEmerald Beach ResortEmerald Beach ResortEmerald Beach ResortEmerald Beach ResortEmerald Beach ResortPhotos from CPAR MLS listings in Emerald Beach Resort; content deemed reliable but not guaranteed.
Who Emerald Beach Resort is best for.
Best for
- Buyers who want a Panama City Beach condo and have flexibility on timeline while the market works through current inventory
- Buyers focused on value relative to the long-term price trend since 2012 rather than short-term momentum
- Buyers willing to negotiate on price given the extended median days on market
Probably not for
- Buyers who need a fast close in a low-inventory, high-competition environment
- Buyers who require confirmed on-site resort amenities as a condition of purchase, since none are currently identified from active listings
- Sellers expecting last year's pricing given the 10.1% year-over-year pullback
Housing distress & ownership in Emerald Beach Resort, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Emerald Beach Resort on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Emerald Beach Resort buying strategy.
If we were buying in Emerald Beach Resort today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Emerald Beach Resort.
A Market Correcting From a Peak
The long view here is still positive: values are up 191% since 2012, which is a meaningful multi-cycle gain for a resort-condo product. But the near-term picture has cooled — the 10.1% year-over-year decline and a heat score of 15 point to a market that has pulled back from its most competitive phase and is now working through inventory more slowly.
Only 13 closings in the current window is a thin sample, so any single sale can swing the median. That thinness, paired with 138 median days on market, means pricing strategy and patience matter more here than chasing a number from a recent sale down the hall. No community amenities are currently identified from active MLS listings, so buyers should confirm directly what a given unit or building offers rather than assuming resort-style features are included.
The location and the amenities are priced into every listing in Emerald Beach Resort. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 13 closings to reference and a wide spread in condition-driven pricing, reading this market well means knowing which recent sales are representative and which are outliers. We track that closing-by-closing so offers and listing prices are grounded in what is actually happening now, not in a stale comp.
Emerald Beach Resort in 15 seconds.
Tools for a Emerald Beach Resort buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Emerald Beach Resort sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Emerald Beach Resort, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Emerald Beach Resort home worth?
Get a no-obligation home value based on real comparable sales in Emerald Beach Resort, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Recently off market in Emerald Beach Resort
Homes in Emerald Beach Resort that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 14701 Front Beach Road 1127 · off market
- 14701 Front Beach Road 1132 · off market
- 14701 Front Beach Road 2128 · off market
- 14701 Front Beach Road 2525 · off market
- 14701 Front Beach Road 627 · off market
Frequently Asked Questions
What is the median home price in Emerald Beach Resort?
How long do homes in Emerald Beach Resort take to sell?
Is Emerald Beach Resort a buyer's or seller's market right now?
Who is the best real estate agent for Emerald Beach Resort?
How do I find a top Panama City Beach real estate agent who knows Emerald Beach Resort?
Can Momentum Realty connect me with an agent for Emerald Beach Resort?
Should you buy in Emerald Beach Resort?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Emerald Beach Resort with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 11, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending November 11, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Emerald Beach Resort fits the bigger picture — live prices, inventory, and Momentum Scores: