Fontainebleau Terrace
Homes for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Fontainebleau Terrace is a low-volume, low-heat corner of the Panama City Beach market. With a market heat score of 25 and a median days-on-market of 107, this is not a community where listings move fast or where sellers can expect competing offers. Pricing power here sits with buyers willing to be patient.
The median price of $145,000 combined with flat year-over-year movement tells you this market has settled into a holding pattern rather than a growth phase. The longer view is more telling: values are up 230% since 2012, which reflects a long, slow climb rather than any recent spike. Anyone pricing a listing here should lean on that flat recent trend, not the decade-plus run-up, when setting expectations.
Fontainebleau Terrace right now
🟡 Still climbing. The trailing-12-month median ($145K) is up 0.0% from the prior 12 months ($145K) and up 230% since 2012. With about 16 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: Medium (11 and 15 sales in the two windows).
What's unique here: the median sale price is about 59% below the typical Bay County sale ($145K vs $350K, trailing 12 months, cpar records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Fontainebleau Terrace market snapshot (as of July 28, 2026): the median sale price is about $145K, and a median 107 days on market for closed sales. The trailing-12-month median is up 0% from the prior 12 months and up 230% since 2012, computed from record-level cpar closed sales (11 closings in the current window).
Fontainebleau Terrace trades at a median of $145,000 with a market that moves slowly — homes here typically sit well over three months before selling, and no community amenities are listed in current MLS data, suggesting this is a straightforward residential setting rather than an amenity-driven community.
Who Fontainebleau Terrace is best for.
Best for
- Buyers targeting a lower price point in the Panama City Beach area with flexible timing
- Investors comfortable underwriting against a small, thin comp set rather than a fast-turning market
- Sellers willing to price to the current flat trend and wait through a multi-month marketing period
Probably not for
- Sellers expecting a fast sale or multiple-offer conditions
- Buyers who want established community amenities as part of the purchase
- Anyone relying on recent comparable sales data given the low closing count
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($145K) IS the median in the snapshot above, and the move from 2025 ($145K) IS the +0.0% one-year change.
Windows contain 3 to 38 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Fontainebleau Terrace buying strategy.
If we were buying in Fontainebleau Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fontainebleau Terrace.
A Market Defined by Patience
With only 11 closings in the most recent window, Fontainebleau Terrace is a thin market. Small closing counts mean pricing can swing based on the condition and specifics of whatever happens to sell, rather than a deep, consistent comp set. Buyers and sellers alike should treat any single closing as a data point, not a trend.
The 107-day median days-on-market and a market heat score of 25 both point the same direction: this is a buyer-paced market. Sellers who price realistically and are willing to wait out the cycle tend to do better than those chasing a quick sale. Buyers, meanwhile, have room to negotiate and less pressure to move fast on a given listing.
The location and the amenities are priced into every listing in Fontainebleau Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Fontainebleau Terrace buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.3). Basis: Long-Term Appreciation +230% since 2012; Recent Direction +0.0% year-over-year; Pricing Power 80.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this thin, the difference between a fair price and an overpriced listing often comes down to reading a handful of recent closings correctly. We track those closings closely, price against what is actually selling rather than what is asking, and set timelines that match the 107-day reality here instead of a faster market's expectations.
Fontainebleau Terrace in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Fontainebleau Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fontainebleau Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Fontainebleau Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Fontainebleau Terrace home worth?
Get a no-obligation home value based on real comparable sales in Fontainebleau Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Fontainebleau Terrace?
How long do homes in Fontainebleau Terrace take to sell?
Do cash buyers compete in Fontainebleau Terrace?
Have Fontainebleau Terrace home prices gone up?
Who is the best real estate agent for Fontainebleau Terrace?
How do I find a top Panama City Beach real estate agent who knows Fontainebleau Terrace?
Can Momentum Realty connect me with an agent for Fontainebleau Terrace?
Should you buy in Fontainebleau Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | cpar closed sales, 12-month windows ending July 28, 2026 |
| Historical depth | Closed-sale records back to 2012 (210 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.
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