Fontainebleau Terrace
Condos for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Fontainebleau Terrace in Panama City Beach, FL has 13 homes for sale and 1 pending, asking from $119,000 to $374,000 (median $194,900). Over the 12 months ending 2026-11-11, 4 recorded sales closed at a median of $150,000, a median 210 days on market, sellers accepting 78% of original asking. Homes listed or recently sold were built 1965–1965; 14 of 14 report an HOA (median $895/mo); 13 of the 14 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $1,840 ($1,360 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32413 |
|---|---|
| Home types (current listings and sales) | condos 86%, stockcooperative 14% |
| Sale prices, last 12 months | $150,000 median across 4 closed sales |
| Days on market (closed sales) | 210 median |
| For sale right now | 13 active, 1 pending · median asking $194,900 · 39.0 months of supply |
Data as of November 11, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Fontainebleau Terrace key facts,” movewithmomentum.com/neighborhoods/fontainebleau-terrace, data as of November 11, 2026.
Last 30 days in Fontainebleau Terrace: 3 new listings (median asking $215,000), 1 under contract right now. As of November 11, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Fontainebleau Terrace
Live MLS inventory for Fontainebleau Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 1 daysTop listing
Active · 186 days
Active · 108 days
Active · 1 days
Active · 1079 days
Active · 359 days
Active · 359 days
Active · 114 days
Active · 81 days
Active · 22 days
Active · 183 days
Active · 409 days
Active · 76 daysActive and pending Fontainebleau Terrace listings as of 2026-11-11, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Fontainebleau Terrace Right Now (14)
All 14 active and pending Fontainebleau Terrace listings with a detail page, newest first, refreshed twice a day from the MLS.
- 14401 Front Beach Road 317, Panama City Beach, Fl 32413 · $374,000 · 1 ba · listed Oct 29, 2026 · listed by Counts Real Estate Group Inc
- 14401 Front Beach Road 311, Panama City Beach, Fl 32413 · $215,000 · 1 ba · listed Sep 26, 2026 · listed by Hilltop Legacy Realty
- 14401 Front Beach Road 313, Panama City Beach, Fl 32413 · $119,000 · 1 ba · listed Sep 11, 2026 · listed by CENTURY 21 Commander Realty
- 14401 Front Beach Road 216, Panama City Beach, Fl 32413 · $165,000 · 1 ba · listed Sep 10, 2026 · listed by Berkshire Hathaway HomeServices Beach Properties of Florida
- 14401 Front Beach Road 312, Panama City Beach, Fl 32413 · $256,000 · 1 ba · listed Aug 29, 2026 · listed by Beachy Beach Real Estate
- 14401 Front Beach Road 220, Panama City Beach, Fl 32413 · $162,500 · 1 ba · listed Aug 19, 2026 · listed by LPT Realty LLC
- 14401 Front beach road 217, Panama City Beach, Fl 32413 · $369,000 · 1 ba · listed Aug 13, 2026 · listed by Piece of Parysdise
- 14401 Front Beach Road 307, Panama City Beach, Fl 32413 · $199,900 · 1 ba · listed Aug 13, 2026 · listed by Counts Real Estate Group Inc
- 14401 Front Beach Road 308, Panama City Beach, Fl 32413 · $194,900 · 1 ba · listed Aug 13, 2026 · listed by CENTURY 21 AllPoints Realty
- 14401 Front Beach Road 423, Panama City Beach, Fl 32413 · $194,900 · 1 ba · listed Aug 13, 2026 · listed by CENTURY 21 AllPoints Realty
- 14401 Front Beach Road 411, Panama City Beach, Fl 32413 · $140,000 · 1 ba · listed Aug 13, 2026 · listed by Coldwell Banker Realty
- 14401 Front Beach Road 301, Panama City Beach, Fl 32413 · $139,900 · 1 ba · listed Aug 13, 2026 · listed by CENTURY 21 Ryan Realty Inc
- 14401 Front Beach Road 305, Panama City Beach, Fl 32413 · $170,000 · 1 ba · listed Aug 13, 2026 · listed by Beachy Beach Real Estate
- 14401 Front Beach Road 229, Panama City Beach, Fl 32413 · $134,900 · 1 ba · pending · listed Aug 13, 2026 · listed by Anchor Realty Florida
Fontainebleau Terrace is a low-volume, low-heat corner of the Panama City Beach market. With a market heat score of 25 and a median days-on-market of 107, this is not a community where listings move fast or where sellers can expect competing offers. Pricing power here sits with buyers willing to be patient.
The median price of $145,000 combined with flat year-over-year movement tells you this market has settled into a holding pattern rather than a growth phase. The longer view is more telling: values are up 230% since 2012, which reflects a long, slow climb rather than any recent spike. Anyone pricing a listing here should lean on that flat recent trend, not the decade-plus run-up, when setting expectations.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Fontainebleau Terrace right now
🟢 Buyer-leaning market. 39.0 months of supply and 7% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of CPAR MLS records, as of November 11, 2026. Confidence: High (14 active and pending listings, 4 closed sales in 12 months).
What's unique here: the median sale price is about 57% below the typical Bay County sale ($150K vs $345K, trailing 12 months, CPAR MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 11, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Fontainebleau Terrace market snapshot (as of November 11, 2026): the median sale price is about $150K, a median 210 days on market for closed sales, and 39.0 months of supply, a buyer-leaning market.
Fontainebleau Terrace trades at a median of $145,000 with a market that moves slowly — homes here typically sit well over three months before selling, and no community amenities are listed in current MLS data, suggesting this is a straightforward residential setting rather than an amenity-driven community.
The setting & the homes.
Aerial and on-site photos of Fontainebleau Terrace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Fontainebleau TerraceFontainebleau TerraceFontainebleau TerraceFontainebleau TerraceFontainebleau TerraceFontainebleau TerraceFontainebleau TerraceFontainebleau TerracePhotos from CPAR MLS listings in Fontainebleau Terrace; content deemed reliable but not guaranteed.
Who Fontainebleau Terrace is best for.
Best for
- Buyers targeting a lower price point in the Panama City Beach area with flexible timing
- Investors comfortable underwriting against a small, thin comp set rather than a fast-turning market
- Sellers willing to price to the current flat trend and wait through a multi-month marketing period
Probably not for
- Sellers expecting a fast sale or multiple-offer conditions
- Buyers who want established community amenities as part of the purchase
- Anyone relying on recent comparable sales data given the low closing count
Housing distress & ownership in Fontainebleau Terrace, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Fontainebleau Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Fontainebleau Terrace buying strategy.
If we were buying in Fontainebleau Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fontainebleau Terrace.
A Market Defined by Patience
With only 11 closings in the most recent window, Fontainebleau Terrace is a thin market. Small closing counts mean pricing can swing based on the condition and specifics of whatever happens to sell, rather than a deep, consistent comp set. Buyers and sellers alike should treat any single closing as a data point, not a trend.
The 107-day median days-on-market and a market heat score of 25 both point the same direction: this is a buyer-paced market. Sellers who price realistically and are willing to wait out the cycle tend to do better than those chasing a quick sale. Buyers, meanwhile, have room to negotiate and less pressure to move fast on a given listing.
The location and the amenities are priced into every listing in Fontainebleau Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the difference between a fair price and an overpriced listing often comes down to reading a handful of recent closings correctly. We track those closings closely, price against what is actually selling rather than what is asking, and set timelines that match the 107-day reality here instead of a faster market's expectations.
Fontainebleau Terrace in 15 seconds.
Tools for a Fontainebleau Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fontainebleau Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Fontainebleau Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Fontainebleau Terrace home worth?
Get a no-obligation home value based on real comparable sales in Fontainebleau Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Fontainebleau Terrace
Homes in Fontainebleau Terrace that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 14401 Front Beach Road 319 · off market
- 14401 Front Beach Road 403 · off market
- 14401 Front Beach Road 416 · off market
- 14401 Front Beach Road 426 · off market
- 14401 Front Beach Road 432 · off market
Frequently Asked Questions
What is the median home price in Fontainebleau Terrace?
How long do homes in Fontainebleau Terrace take to sell?
Is Fontainebleau Terrace a buyer's or seller's market right now?
Who is the best real estate agent for Fontainebleau Terrace?
How do I find a top Panama City Beach real estate agent who knows Fontainebleau Terrace?
Can Momentum Realty connect me with an agent for Fontainebleau Terrace?
Should you buy in Fontainebleau Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Fontainebleau Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 11, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending November 11, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Fontainebleau Terrace fits the bigger picture — live prices, inventory, and Momentum Scores: