Fontainebleau Terrace
Condos for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of September 2026, Fontainebleau Terrace in Panama City Beach, FL has 15 homes for sale, asking from $139,900 to $374,000 (median $174,900). Over the 12 months ending 2026-07-28, 11 recorded sales closed at a median of $145,000, a median 107 days on market, sellers accepting 80% of original asking (+0% versus the prior year). Homes listed or recently sold were built 1965–1965; 15 of 15 report an HOA (median $895/mo); 15 of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 14 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $1,780 ($1,300 with the full homestead exemption).
Homes For Sale Right Now in Fontainebleau Terrace
Live MLS inventory for Fontainebleau Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Fontainebleau Terrace listings as of 2026-09-11, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Fontainebleau Terrace is a low-volume, low-heat corner of the Panama City Beach market. With a market heat score of 25 and a median days-on-market of 107, this is not a community where listings move fast or where sellers can expect competing offers. Pricing power here sits with buyers willing to be patient.
The median price of $145,000 combined with flat year-over-year movement tells you this market has settled into a holding pattern rather than a growth phase. The longer view is more telling: values are up 230% since 2012, which reflects a long, slow climb rather than any recent spike. Anyone pricing a listing here should lean on that flat recent trend, not the decade-plus run-up, when setting expectations.
Fontainebleau Terrace right now
🟡 Still climbing. The trailing-12-month median ($145K) is up 0.0% from the prior 12 months ($145K) and up 230% since 2012. With about 16 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending July 28. Confidence: Medium (11 and 15 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 28, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Fontainebleau Terrace market snapshot (as of July 28, 2026): the median sale price is about $145K, and a median 107 days on market for closed sales. The trailing-12-month median is up 0% from the prior 12 months and up 230% since 2012, computed from record-level CPAR MLS closed sales (11 closings in the current window).
Fontainebleau Terrace trades at a median of $145,000 with a market that moves slowly — homes here typically sit well over three months before selling, and no community amenities are listed in current MLS data, suggesting this is a straightforward residential setting rather than an amenity-driven community.
The setting & the homes.
Aerial and on-site photos of Fontainebleau Terrace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Fontainebleau TerracePhotos from CPAR MLS listings in Fontainebleau Terrace; content deemed reliable but not guaranteed.
Who Fontainebleau Terrace is best for.
Best for
- Buyers targeting a lower price point in the Panama City Beach area with flexible timing
- Investors comfortable underwriting against a small, thin comp set rather than a fast-turning market
- Sellers willing to price to the current flat trend and wait through a multi-month marketing period
Probably not for
- Sellers expecting a fast sale or multiple-offer conditions
- Buyers who want established community amenities as part of the purchase
- Anyone relying on recent comparable sales data given the low closing count
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 28 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($145K) IS the median in the snapshot above, and the move from 2025 ($145K) IS the +0.0% one-year change.
Windows contain 3 to 38 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Fontainebleau Terrace Market Scorecard
Fontainebleau Terrace is currently a thin data market. Limited supply, a median asking price of $174,900, and homes go under contract in about 184 days.
Typical home value in the 32413 ZIP is $470,917, about 24.3% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Fontainebleau Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Fontainebleau Terrace buying strategy.
If we were buying in Fontainebleau Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Fontainebleau Terrace.
A Market Defined by Patience
With only 11 closings in the most recent window, Fontainebleau Terrace is a thin market. Small closing counts mean pricing can swing based on the condition and specifics of whatever happens to sell, rather than a deep, consistent comp set. Buyers and sellers alike should treat any single closing as a data point, not a trend.
The 107-day median days-on-market and a market heat score of 25 both point the same direction: this is a buyer-paced market. Sellers who price realistically and are willing to wait out the cycle tend to do better than those chasing a quick sale. Buyers, meanwhile, have room to negotiate and less pressure to move fast on a given listing.
The location and the amenities are priced into every listing in Fontainebleau Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Fontainebleau Terrace buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.3). Basis: Long-Term Appreciation +230% since 2012; Recent Direction +0.0% year-over-year; Pricing Power 80.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this thin, the difference between a fair price and an overpriced listing often comes down to reading a handful of recent closings correctly. We track those closings closely, price against what is actually selling rather than what is asking, and set timelines that match the 107-day reality here instead of a faster market's expectations.
Fontainebleau Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Fontainebleau Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Fontainebleau Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Fontainebleau Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Fontainebleau Terrace home worth?
Get a no-obligation home value based on real comparable sales in Fontainebleau Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Fontainebleau Terrace on the map →
Recently off market in Fontainebleau Terrace
Homes in Fontainebleau Terrace that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 14401 Front Beach Road 403 · off market
- 14401 Front Beach Road 416 · off market
- 14401 Front Beach Road 432 · off market
Frequently Asked Questions
What is the median home price in Fontainebleau Terrace?
How long do homes in Fontainebleau Terrace take to sell?
Do cash buyers compete in Fontainebleau Terrace?
Have Fontainebleau Terrace home prices gone up?
Who is the best real estate agent for Fontainebleau Terrace?
How do I find a top Panama City Beach real estate agent who knows Fontainebleau Terrace?
Can Momentum Realty connect me with an agent for Fontainebleau Terrace?
Should you buy in Fontainebleau Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Fontainebleau Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Community market stats | CPAR MLS closed sales, 12-month windows ending July 28, 2026 |
| Historical depth | Closed-sale records back to 2012 (210 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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More Panama City Beach & Panama City & Bay County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Panama City & Bay County or the full Neighborhood Finder.
See how Fontainebleau Terrace fits the bigger picture — live prices, inventory, and Momentum Scores: