Fontainebleau Terrace
Condos for Sale in Panama City Beach, FL

Fontainebleau Terrace market snapshot (as of September 20, 2026): the median sale price is about $145K, and a median 165 days on market for closed sales. The trailing-12-month median is up 2% from the prior 12 months and up 235% since 2012, computed from record-level CPAR MLS closed sales (13 closings in the current window).

In ZIP 32407 (Panama City Beach), 1,458 homes closed in the last 12 months at a median of $398K ($183/sq ft), down 1.6% year over year, with a median 80 days on market. Right now 1,101 active and 151 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 32407 housing market and the Bay County market.

CPAR sales records identify 26 homes in Fontainebleau Terrace that have changed hands since 2018, built between 1965 and 1965 (median 1965), with a median living area of about 330 sq ft; 92% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Fontainebleau Terrace: of 9 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in a V-series coastal high-hazard zone. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City Beach.

Fontainebleau Terrace trades at a median of $145,000 with a market that moves slowly — homes here typically sit well over three months before selling, and no community amenities are listed in current MLS data, suggesting this is a straightforward residential setting rather than an amenity-driven community.

With only 11 closings in the most recent window, Fontainebleau Terrace is a thin market. Small closing counts mean pricing can swing based on the condition and specifics of whatever happens to sell, rather than a deep, consistent comp set. Buyers and sellers alike should treat any single closing as a data point, not a trend.

The 107-day median days-on-market and a market heat score of 25 both point the same direction: this is a buyer-paced market. Sellers who price realistically and are willing to wait out the cycle tend to do better than those chasing a quick sale. Buyers, meanwhile, have room to negotiate and less pressure to move fast on a given listing.

In a market this thin, the difference between a fair price and an overpriced listing often comes down to reading a handful of recent closings correctly. We track those closings closely, price against what is actually selling rather than what is asking, and set timelines that match the 107-day reality here instead of a faster market's expectations.

Listings in this community report association dues of about $895 per month ($10,740 a year) — the median AssociationFee across 284 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.