HARBOR OAKS I in TARPON SPRINGS

HARBOR OAKS I
Homes for Sale in TARPON SPRINGS, FL

Community in TARPON SPRINGS · Pinellas County · ZIP 34689
168 homesBuilt 1999–2002Median sale $425K
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Live Market Pulse
60/100
Market Heat
Hotter than normal
2013 → 2026 · 80 at the 2021 peak
0 is HARBOR OAKS I's coldest market since 2013, 100 its hottest. Today: 60. How it's scored
Built fromLive Stellar MLS data21 years of closingsFL DOR public recordsUpdated twice daily
Live · HARBOR OAKS I Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$425K
Median sold · 12 mo
down 10.0% vs the prior 12 months
-10.0%
1-yr price change
n = 4 and 9 sales in the two windows
$290/sf
Sold $/sqft · 12 mo
peak $296 in 2025
99.5%
Sale vs ask
Tempo
13days
Median DOM · closed
4 days at the 2022 low
0 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 5 a year
Ownership and context
79%
Owner-occupied · HARBOR OAKS I
133 of 168 parcels homesteaded (FL DOR 2025)
21%
Non-owner-occupied · HARBOR OAKS I
incl. 5% trust or LLC-held · 6% out-of-state
60%
Cash buyers · HARBOR OAKS I
3 of 5 sales, 12 mo ending June 2026
168
Homes in the community
168 residential parcels (FL DOR 2025)
Track record · 21 years of records
Est. 1999
Community established
homes built 1999-2002, median 2000 (FL DOR 2025)
0
Failed listings · 2024
peaked at 4 in 2015
1,294sqft
Median sold home size
12-mo windows, closed sales
2.4%/yr
Turnover rate
about 4 of 168 homes trade a year
HARBOR OAKS I Housing Pulse · Momentum Research · as of August 2, 2026

HARBOR OAKS I right now

🔴 Off the recent peak. The trailing-12-month median ($425K) is down 10.0% from the prior 12 months ($472K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Low (4 and 9 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

HARBOR OAKS I market snapshot (as of August 2, 2026): the median sale price is about $425K ($290 per sq ft over the trailing 12 months of closed sales), and a median 13 days on market for closed sales. The trailing-12-month median is down 10% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).

HARBOR OAKS I is a community of 168 homes in TARPON SPRINGS, Pinellas County, built between 1999 and 2002 (median 2000), with a median living area of about 2,144 square feet. 79% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 12 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K20122014201620182020202220242026
Down 10.0% year over year.
Every sale since 2005 · price vs size
$0$250K$500K$750K2k3k
88 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$200$30020122014201620182020202220242026
Up from $113 in 2012 to a $296 peak in 2025; $290 now.
Median days on market · closed sales
020406020122014201620182020202220242026
4 days at the 2022 low; 13 now.
Sale price vs original ask · median
90%95%100%105%20122014201620182020202220242026
99.5% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
0 to 12 a year; 4 in the current window.
Sellers who gave up · failed listings per year
02420062010201220142016201820222024
Canceled, expired, or withdrawn. 4 quit in 2015; 0 so far in 2024. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201420162018202220242026
80 at the 2021 peak, 20 in the troughs, 60 now. Same score as the hero card, full history.

Harbor Oaks Market Scorecard

Thin data

Harbor Oaks is currently a thin data market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Schools

In short
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Pinellas County Schools (verify by address) · Public
  • Confirm zoned elementary, middle, and high · By address
  • Belleair Elementary and Clearwater High commonly serve the area, confirm · By address

Zoned schools reflect the assignments reported on recent HARBOR OAKS I listings and can change; always confirm with Pinellas County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any HARBOR OAKS I address.

If we were buying in HARBOR OAKS I today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in HARBOR OAKS I.

A closer look at the HARBOR OAKS I market

At a median of $290 per square foot, HARBOR OAKS I prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

The trailing-12-month median down 10% year over year. Homes that do trade take a median 13 days on market, useful leverage on any listing that has lingered.

The housing stock is 168 homes built between 1999 and 2002, and 79% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in HARBOR OAKS I. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.0B · Buy Score
Recent Direction3.5/10
Owner Commitment7.9/10
Pricing Power9.7/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.0). Basis: Recent Direction -10.0% year-over-year; Owner Commitment 79% owner-occupied; Pricing Power 99.5% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed HARBOR OAKS I sales matched to your home.

What is your HARBOR OAKS I home worth?

Get a no-obligation home value based on real comparable sales in HARBOR OAKS I, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in HARBOR OAKS I on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in HARBOR OAKS I?
The median sale price in HARBOR OAKS I was $425K over the 12 months ending August 2, 2026 (4 closed sales, Stellar MLS).
How long do homes in HARBOR OAKS I take to sell?
Homes that closed in the 12 months ending August 2, 2026 took a median 13 days on market (4 sales, Stellar MLS).
How many homes are in HARBOR OAKS I?
The Florida DOR 2025 assessment roll shows 168 homes in HARBOR OAKS I (public records).
What share of HARBOR OAKS I is owner-occupied?
79% of HARBOR OAKS I parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in HARBOR OAKS I built?
Homes in HARBOR OAKS I were built between 1999 and 2002, with a median year built of 2000 (FL DOR 2025 roll).
Do cash buyers compete in HARBOR OAKS I?
Cash buyers took 60% of HARBOR OAKS I sales in the 12 months ending June 2026 (3 of 5 closings, Stellar MLS).
What schools serve HARBOR OAKS I?
HARBOR OAKS I is served by Pinellas County Public Schools, typically Pinellas County Schools (verify by address), Confirm zoned elementary, middle, and high and Belleair Elementary and Clearwater High commonly serve the area, confirm. Confirm the exact zoning by address with the district.
Who is the best real estate agent for HARBOR OAKS I?
The best agent for HARBOR OAKS I is one who actively works TARPON SPRINGS and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for HARBOR OAKS I.
How do I find a top TARPON SPRINGS real estate agent who knows HARBOR OAKS I?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows HARBOR OAKS I and the wider TARPON SPRINGS area.
Can Momentum Realty connect me with an agent for HARBOR OAKS I?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your HARBOR OAKS I purchase or sale - no call center and no pressure.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: June 24, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending August 2, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesStellar MLS records, as of 2026-08-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2005 (88 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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Thinking of selling in HARBOR OAKS I? 4 recorded closings; median 12 days on market (window ending 2026-08-02). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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