Harbor Palms
Homes for Sale in Oldsmar, FL
All 172 homes for sale in Oldsmar, FL · median $329,450 · 150 homes for sale in 34677 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Nearby homes for sale
No active listings inside Harbor Palms-Unit Four right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
As of September 2026, the MLS records 8 closed sales in Harbor Palms-Unit Four in Oldsmar, FL since 2016, the most recent in December 2025. Across Oldsmar as a whole, 296 homes closed in the last 12 months at a median of $364,750, 61 median days on market, with 89 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,070 ($6,260 with the full homestead exemption).
Part of Harbor Palms Unit Eleven, Oldsmar, FL — see all Harbor Palms Unit Eleven homes for sale (10 listings across 9 sections in the MLS).
The market around Harbor Palms
Harbor Palms is too small for its own price trend, so here is the market around it.
In ZIP 34677, 184 homes are on the market and 21% are under contract — a steady corner of Oldsmar.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
ZIP and county figures describe the wider market, not Harbor Palms specifically. Momentum Research analysis of MLS records.
Harbor Palms by the numbers
From county property records and closed MLS sales for the Harbor Palms subdivision: 14 homes on record; built 1973–1989; typical size about 1,383 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 85%, townhome 14%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2019 | 1 | $214,000 |
| 2021 | 1 | $331,000 |
| 2022 | 2 | $532,500 |
| 2023 | 2 | $321,500 |
| 2024 | 2 | $265,000 |
| 2025 | 1 | $300,000 |
Newest recorded sale: $300,000 on 2025-12-05.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Harbor Palms buying strategy.
If we were buying in Harbor Palms today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Palms.
The location and the amenities are priced into every listing in Harbor Palms. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Palms buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Palms sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Palms, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Palms home worth?
Get a no-obligation home value based on real comparable sales in Harbor Palms, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Oldsmar →
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2016 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Harbor Palms fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Harbor Palms
Where is Harbor Palms?
Harbor Palms is a community in Oldsmar, Pinellas County, Florida, ZIP 34677.
How many homes are in Harbor Palms?
County property records list 14 homes in Harbor Palms, built between 1973 and 1989; the typical home is about 1,383 heated square feet.
What do homes in Harbor Palms sell for?
Harbor Palms has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2025 (1 sale, median $300,000). For context, ZIP 34677 has 184 homes on the market with 21% under contract.
Are there homes for sale in Harbor Palms right now?
No active listings inside Harbor Palms at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harbor Palms have an HOA or CDD?
No HOA is on record for Harbor Palms in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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