Oldsmar
Housing Market

City market report · Pinellas County, FL · 2 ZIP codes

Median sale price $364,750, down 3.4% year over year, with homes going under contract in about 61 days, 89 homes on the market.

58 communities reporting443 sales analyzedRefreshed twice dailyMomentum Score 44
Live Market Pulse
44/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 7% off asking. Recalculated every day from licensed MLS data · last refresh October 5, 2026 at 1:44 PM ET.
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Live · Oldsmar Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$365K ▼
Median sold · 12 moConfidence: High
down 3.4% vs the prior 12 months
-3.4% ▼
1-yr price change
n = 443 recent sales
$233/sf ▼
Sold $/sqft · 12 mo
Pinellas County: $286 · -0.4% vs prior yr
93.4% ▼
Sale vs ask
Pinellas County: 92.6% · -0.4pp vs prior yr
$371K ▼
Pinellas County home value
Zillow ZHVI, monthly · -0.8% vs a year ago
Tempo
4.8mo
Supply
3 to 6 months is the balanced band
61days ▲
Median DOM · closed
Pinellas County: 51 days · +22.0 days vs prior yr
15%
Under contract
Pinellas County: 22%
89 · 20
For sale · pending
live counts, refreshed twice daily
296 ▲
Sold · last 12 mo
closed across all tracked communities · +9.1% vs prior yr
Market context
29% ▼
Listings with price cuts
Pinellas County · Zillow · -0.4pp vs prior month
8,272 ▼
County for-sale inventory
Zillow, monthly · -3.6% vs prior month
32% ▼
Cash buyers
share of sales · peak 47% · -11.0pp vs prior yr
44/100
Momentum score
Buyer's Opportunity
58
Communities reporting
of 148 tracked in Oldsmar
Economy & people · county layer
$70,293
Median household income
U.S. Census ACS, county
960,565
County population
+0.3% since 2018
5.3×
Price to income
county home value vs median income
69%
Owner-occupied
U.S. Census ACS, county
$2,324/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 5, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.8 months of supply — balanced by the 3-to-6-month balanced benchmark, and 15% of listed homes are already under contract. Prices are down 3.4% versus the prior year, but sellers are still collecting 93.4% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 44
Momentum Score
Buyer leverage56
Seller leverage44

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 15% of inventory sits under contract.
  • Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Oldsmar data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.7 mo · balanced band · 23 active
$300K–$500K
3.2 mo · balanced band · 33 active
$500K–$750K
4.2 mo · balanced band · 31 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Oldsmar is hot — and where it isn't

Each dot is a community (56 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Oldsmar

The median sale price across Oldsmar currently stands at $364,750, down 3.4% from a year ago. Buyers are paying a median of $233 per square foot. The typical home goes under contract in about 61 days. Sellers are capturing 93.4% of their original asking price on average.

There are 89 active listings on the market, with 20 more already under contract. At the current sales pace that works out to 4.8 months of supply — roughly balanced conditions by the standard six-month benchmark. 296 homes closed here over the trailing 12 months.

Oldsmar prices sit below the Pinellas County median by roughly 7%. Zillow's home value index for Pinellas County stands at $370,534. About 29% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Oldsmar is 44 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.

Trends & History

Oldsmar since 2012 — and where it’s heading

A median home here sold for $167,755 in 2012 and $403,716 over the last recorded year — 141% appreciation across 14 years of recorded sales. Cash buyers took 32% of recent sales, down from a 47% peak.

Median sale price · 2012–2026 (3,779 recorded sales)

$163K$293K$424K$404K2012: $168K2013: $174K2014: $202K2015: $196K2016: $202K2017: $202K2018: $238K2019: $233K2021: $284K2022: $358K2023: $342K2024: $419K2025: $407K2026: $404K20122015201920232026

Days on market by year

5d34d63d61d2012: 54d2013: 61d2014: 56d2015: 49d2016: 49d2017: 39d2018: 40d2019: 62d2021: 10d2022: 7d2023: 24d2024: 25d2025: 39d2026: 61d20122015201920232026

Cash buyers · share of sales

26%37%48%32%2016: 47%2017: 40%2018: 38%2019: 27%2020: 32%2021: 31%2022: 42%2023: 28%2024: 35%2025: 42%2026: 32%20162018202120242026

Home value trend · Pinellas County (Zillow ZHVI)

$367K$370K$374K$371KAug '25: $374KSep '25: $370KOct '25: $369KNov '25: $368KDec '25: $367KJan '26: $367KFeb '26: $368KMar '26: $369KApr '26: $370KMay '26: $369KJun '26: $369KJul '26: $370KAug '26: $371KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

8,2458,9139,5808,272Aug '25: 9,554Sep '25: 9,179Oct '25: 8,988Nov '25: 8,858Dec '25: 8,671Jan '26: 8,618Feb '26: 8,685Mar '26: 9,007Apr '26: 9,075May '26: 9,047Jun '26: 8,839Jul '26: 8,577Aug '26: 8,272Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Pinellas County (MLS)

1,4654,3287,191Jul 07 · Active: 7,077Aug 03 · Active: 6,921Aug 04 · Active: 6,867Aug 05 · Active: 6,869Aug 06 · Active: 6,845Aug 07 · Active: 6,864Aug 08 · Active: 6,863Aug 09 · Active: 6,858Aug 10 · Active: 6,823Aug 11 · Active: 6,768Aug 12 · Active: 6,764Aug 13 · Active: 6,758Aug 15 · Active: 6,802Aug 17 · Active: 6,730Aug 19 · Active: 6,715Aug 22 · Active: 6,795Aug 23 · Active: 6,803Aug 28 · Active: 6,785Aug 29 · Active: 6,800Aug 30 · Active: 6,785Aug 31 · Active: 6,775Sep 07 · Active: 6,742Sep 09 · Active: 6,726Sep 11 · Active: 6,802Sep 12 · Active: 6,796Sep 13 · Active: 6,778Sep 14 · Active: 6,736Sep 15 · Active: 6,719Sep 16 · Active: 6,732Sep 17 · Active: 6,775Sep 19 · Active: 6,816Sep 20 · Active: 6,819Sep 21 · Active: 6,796Sep 22 · Active: 6,789Sep 23 · Active: 6,788Sep 24 · Active: 6,824Sep 25 · Active: 6,866Sep 26 · Active: 6,895Sep 28 · Active: 6,871Sep 29 · Active: 6,841Oct 01 · Active: 6,876Oct 04 · Active: 6,911Oct 05 · Active: 6,911Jul 07Sep 07Oct 05ActivePending

Median price · daily recalculation

$360K$362K$365K$365KAug 06: $360KAug 08: $360KAug 09: $360KAug 10: $360KAug 11: $360KAug 12: $360KAug 13: $360KAug 15: $360KAug 17: $360KAug 18: $360KAug 19: $360KAug 20: $360KAug 21: $360KAug 22: $360KAug 23: $360KAug 24: $360KAug 26: $360KAug 28: $360KAug 29: $360KAug 30: $360KAug 31: $360KSep 01: $360KSep 04: $360KSep 05: $360KSep 06: $360KSep 07: $360KSep 08: $360KSep 09: $360KSep 10: $360KSep 11: $360KSep 12: $365KSep 13: $365KSep 14: $365KSep 15: $365KSep 16: $365KSep 17: $365KSep 19: $365KSep 20: $365KSep 21: $365KSep 22: $365KSep 23: $365KSep 24: $365KSep 25: $365KSep 26: $365KSep 28: $365KSep 29: $365KSep 30: $365KOct 01: $365KOct 03: $365KOct 04: $365KOct 05: $365KAug 06Aug 21Sep 07Sep 21Oct 05
Single-family 43%Condo 42%Townhome 9%Villa 2%Manufactured Home - Post 1977 2%
Local Economics · county layer

What’s driving Oldsmar

Who’s moving here
-1,182 net residents/yr

Top inbound states: NY, CA, NJ, PA. Movers arriving report ~$95,596 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,911/yr avg premium

20,791 Citizens policies in force in Pinellas County — the state-backed insurer of last resort. Budget insurance into any Pinellas purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
4,198 units permitted +60% YoY

1,376 single-family · 2,822 multi-family · 4.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
oldsmar country club estates sec 2 ▲ 49%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$500K–$750K: 4.2 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Oldsmar right now.

Biggest opportunity
$300K–$500K: 3.2 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Pinellas County

MarketMedianActiveScore
Oldsmar ← this page$365K8944
St. Petersburg$439K1,06853Open →
Clearwater$312K41548Open →
Palm Harbor$365K23857Open →
Largo$342K22252Open →
Clearwater Beach$742K16139Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
oldsmar country club estates sec 2Oldsmar$357K▲ 49%
Gull-Aire Village Ph 2COldsmar$225K▲ 14%
SHOREVIEW PH IOldsmar$399K▲ 10%
eastlake oaks ph 1Oldsmar$560K▲ 9%
EAST LAKE WOODLANDSOldsmar$650K▲ 4%
Prices cooling fastest
East Lake Woodlands Cypress EstatesOldsmar$155K▼ 22%
Countryside KeyOldsmar$235K▼ 14%
East Lake Woodlands Woods Landing TwnhmsOldsmar$246K▼ 9%
East Lake Woodlands Condo Unit 7Oldsmar$192K▼ 9%
EAST LAKE WOODLANDS CONDOOldsmar$195K▼ 8%
Most homes for sale
east lake woodlandsOldsmar$599K9
harbor palms unit elevenOldsmar$365K8
Seaside EstatesOldsmar$504K8
west oldsmar sec 1Oldsmar$350K8
East Lake Woodlands Cluster HomesOldsmar$282K7
Selling fastest
SHOREVIEW PH IOldsmar$399K10 days
east lake woodlandsOldsmar$599K23 days
Cross Creek - Unit TwoOldsmar$555K25 days
manors of forest lakes the ph 2Oldsmar$470K28 days
eastlake oaks ph 1Oldsmar$560K38 days
Explore Deeper

Oldsmar ZIP codes

Most active communities

More on Oldsmar

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Oldsmar right now?

The data says conditions currently favor buyers in Oldsmar — the Momentum Score reads 44/100 with 4.8 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Oldsmar becoming more affordable?

Yes, modestly — the median sale price in Oldsmar is $364,750, down 3.4% versus the prior year, while sellers still capture 93.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Oldsmar?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are East Lake Woodlands Cypress Estates (-22%); Countryside Key (-14%); East Lake Woodlands Woods Landing Twnhms (-9%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Oldsmar neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are SHOREVIEW PH I (10 days); east lake woodlands (23 days); Cross Creek - Unit Two (25 days) — homes there go under contract well ahead of the market-wide pace of 61 days.

How does Oldsmar compare to the rest of Pinellas County?

Oldsmar's median of $364,750 runs 7% below the county-wide median of $393,000, and homes here take 61 days to go under contract versus 51 county-wide.

Questions

Oldsmar housing market FAQ

How is the housing market in Oldsmar right now?

As of October 5, 2026, the Oldsmar housing market is roughly balanced: the median sale price is $364,750 (down 3.4% year over year), 89 homes are for sale against 296 sales in the last 12 months, which is 4.8 months of supply, and the typical home goes under contract in about 61 days.

How much is a house in Oldsmar?

The median home sold for $364,750 in Oldsmar over the last 12 months, about $233 per square foot; asking prices on the 89 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Oldsmar?

By the numbers, sellers in Oldsmar are getting 93.4% of asking price and going under contract in about 61 days with 4.8 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Oldsmar housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Oldsmar median sale prices are down 3.4% year over year, inventory stands at 4.8 months of supply, and 15% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Oldsmar?

The median sale price in Oldsmar is currently $364,750, down 3.4% from a year ago, based on MLS sales data updated October 5, 2026.

Is Oldsmar a buyer's or seller's market right now?

The data currently is roughly balanced. Oldsmar scores 44 of 100 on the Momentum Score, with 4.8 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Oldsmar?

The typical home in Oldsmar goes under contract in about 61 days, per current MLS data.

How many homes are for sale in Oldsmar?

There are approximately 89 active listings in Oldsmar as of October 5, 2026.

Are home prices in Oldsmar rising or falling?

Median sale prices are down 3.4% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Oldsmar. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.