HOLIDAY HMESTES
Homes for Sale in Key Largo, FL

Community in Key Largo · Monroe County · ZIP 33037
288 homesBuilt 1943–2024
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True comps, carrying-cost math, and listings before the portals.

Built fromLive floridakeys data19 years of closingsFL DOR public recordsUpdated twice daily
Live · HOLIDAY HMESTES Housing Pulse floridakeys + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
2
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
35%
Owner-occupied · HOLIDAY HMESTES
108 of 312 parcels homesteaded (FL DOR 2025)
65%
Non-owner-occupied · HOLIDAY HMESTES
incl. 20% trust or LLC-held · 7% out-of-state
0%
Cash buyers · HOLIDAY HMESTES
0 of 3 sales, 12 mo ending July 2025
288
Homes in the community
plus 24 vacant residential lots · 312 residential parcels (FL DOR 2025)
Track record · 19 years of records
Est. 1943
Community established
homes built 1943-2024, median 1977 (FL DOR 2025)
0.7%/yr
Turnover rate
about 2 of 288 homes trade a year

If we were buying in HOLIDAY HMESTES today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in HOLIDAY HMESTES.

A closer look at the HOLIDAY HMESTES market

The housing stock is 288 homes built between 1943 and 2024, and 35% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in HOLIDAY HMESTES. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed HOLIDAY HMESTES sales matched to your home.

What is your HOLIDAY HMESTES home worth?

Get a no-obligation home value based on real comparable sales in HOLIDAY HMESTES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in HOLIDAY HMESTES on the map →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Monroe County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$5,590/mo
Monroe County typical true cost to own
$365/mo
Monroe County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in HOLIDAY HMESTES?
The Florida DOR 2025 assessment roll shows 288 homes plus 24 vacant residential lots in HOLIDAY HMESTES (public records).
What share of HOLIDAY HMESTES is owner-occupied?
35% of HOLIDAY HMESTES parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in HOLIDAY HMESTES built?
Homes in HOLIDAY HMESTES were built between 1943 and 2024, with a median year built of 1976.5 (FL DOR 2025 roll).
Do cash buyers compete in HOLIDAY HMESTES?
Cash buyers took 0% of HOLIDAY HMESTES sales in the 12 months ending July 2025 (0 of 3 closings, floridakeys).
Who is the best real estate agent for HOLIDAY HMESTES?
The best agent for HOLIDAY HMESTES is one who actively works Key Largo and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for HOLIDAY HMESTES.
How do I find a top Key Largo real estate agent who knows HOLIDAY HMESTES?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows HOLIDAY HMESTES and the wider Key Largo area.
Can Momentum Realty connect me with an agent for HOLIDAY HMESTES?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your HOLIDAY HMESTES purchase or sale - no call center and no pressure.

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (8 streets, ZIP 33037))
Historical depthClosed-sale records back to 2007 (49 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of floridakeys records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the floridakeys member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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More Key Largo & The Florida Keys & Monroe County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of The Florida Keys & Monroe County or the full Neighborhood Finder.

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