CASA CLARA
Homes for Sale in Key Colony, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Casa Clara in Key Colony sits in Monroe County — the Florida Keys — where the combination of limited inventory, water access, and hurricane-exposure risk creates a market that moves on its own logic. The median price here is $485,000, but what actually sets that number is condition, proximity to water, and whether a unit has been hardened and updated to current wind-mitigation standards. The spread between a neglected unit and a turn-key one is wide; the median is a midpoint, not a ceiling or a floor.
The current market posture is firmly in buyer territory. A market heat score of 28 signals soft demand, median days on market sit at 75, and the year-over-year price change is down nearly 20 percent. That is a meaningful correction, and sellers who haven't adjusted their expectations are still sitting. Buyers have time to negotiate and inspect carefully — but they should also ask hard questions about insurance costs, flood zone classification, and HOA financials, all of which drive real carrying costs in the Keys more than almost anywhere else in Florida.
CASA CLARA right now
🔴 Off the recent peak. The trailing-12-month median ($485K) is down 19.2% from the prior 12 months ($600K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level floridakeys closed sales, 12-month windows ending July 27. Confidence: Low (3 and 5 sales in the two windows).
What's unique here: the median sale price is about 49% below the typical Monroe County sale ($485K vs $950K, trailing 12 months, floridakeys records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 27, 2026 · Live data: floridakeys, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
CASA CLARA market snapshot (as of July 27, 2026): the median sale price is about $485K, and a median 75 days on market for closed sales. The trailing-12-month median is down 19% from the prior 12 months, computed from record-level floridakeys closed sales (3 closings in the current window).
Casa Clara is a small community in Key Colony, a self-governing municipality embedded in the Middle Keys, where the total land mass is measured in fractions of a square mile and every ownership decision involves the realities of coastal exposure, insurance markets, and island infrastructure. No community amenities have been identified from current MLS listings, so the draw here is location in the Keys, not on-site facilities.
Who CASA CLARA is best for.
Best for
- A buyer targeting Keys ownership as a long-term hold or second home, with the budget and patience to absorb high insurance premiums and a 75-day market before finding the right unit.
- A value-oriented buyer who can identify and price deferred maintenance accurately, and is prepared to negotiate in a market where sellers are still catching up to the correction.
- A cash buyer or one with a pre-approved conventional loan who can move decisively once due diligence is complete, since Monroe County transactions require lender familiarity with coastal flood and wind requirements.
Probably not for
- A buyer who needs to close quickly or cannot tolerate the extended timelines that Keys inspections, insurance underwriting, and HOA review typically require.
- Anyone whose purchase math depends on appreciation in the near term — the year-over-year trend is negative and the market heat score is low; this is not the environment to underwrite a flip or a short hold.
- A buyer whose budget is stretched to the median with no cushion, since carrying costs in Monroe County — insurance, flood policy, potential special assessments — can materially exceed what a comparable mainland price would imply.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 27 of each year, from record-level floridakeys closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($485K) IS the median in the snapshot above, and the move from 2025 ($600K) IS the -19.2% one-year change.
Windows contain 0 to 12 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The CASA CLARA buying strategy.
If we were buying in CASA CLARA today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CASA CLARA.
What the Numbers Are Actually Telling You
Three closings in the trailing window is a thin data set — enough to register a median of $485,000 and a sharp year-over-year decline of roughly 19 percent, but not enough to call the bottom with confidence. What that volume does tell you is that Casa Clara is not a high-turnover community. When units do trade, the stakes are high on both sides: buyers have little recent comparable data to anchor negotiations, and sellers have few transactions to point to when defending their ask.
Seventy-five days on market is nearly two and a half months. In a Keys community with no identified common amenities, that pace suggests buyers are doing real due diligence — insurance quotes, inspection findings, HOA reserve studies — before committing. That is appropriate. Anyone moving quickly in this market without completing that process is taking on risk the numbers don't fully capture.
The location and the amenities are priced into every listing in CASA CLARA. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Monroe County real estate doesn't behave like the mainland, and the margin for error on insurance, flood certification, and title work is narrow. Momentum brings a Northeast Florida market foundation built on honest numbers and disciplined buyer guidance — the same discipline that matters here, where a soft market and a thin transaction record mean every deal requires independent verification of value, not reliance on comps that may not exist. We will tell you when the asking price doesn't hold up, and we'll help you structure an offer that accounts for the carrying costs that don't show up in the list price.
CASA CLARA in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a CASA CLARA buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CASA CLARA sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in CASA CLARA, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your CASA CLARA home worth?
Get a no-obligation home value based on real comparable sales in CASA CLARA, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in CASA CLARA?
How long do homes in CASA CLARA take to sell?
Do cash buyers compete in CASA CLARA?
Who is the best real estate agent for CASA CLARA?
How do I find a top Key Colony real estate agent who knows CASA CLARA?
Can Momentum Realty connect me with an agent for CASA CLARA?
Should you buy in CASA CLARA?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | floridakeys closed sales, 12-month windows ending July 27, 2026 |
| Historical depth | Closed-sale records back to 2009 (61 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of floridakeys records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the floridakeys member average and 8 days faster, and we’ll price yours against live your area comps.
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More Key Colony & The Florida Keys & Monroe County guides
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