Lake Bernadette 02B
Homes for Sale in Zephyrhills, FL

Community in Zephyrhills · Pasco County
54 homesBuilt 1996–2001
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Built fromLive Stellar MLS data10 years of closingsFL DOR public recordsUpdated twice daily
Live · Lake Bernadette 02B Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
83%
Owner-occupied · Lake Bernadette 02B
45 of 54 parcels homesteaded (FL DOR 2025)
17%
Non-owner-occupied · Lake Bernadette 02B
incl. 7% trust or LLC-held · 7% out-of-state
0%
Cash buyers · Lake Bernadette 02B
0 of 3 sales, 12 mo ending June 2021
54
Homes in the community
54 residential parcels (FL DOR 2025)
Track record · 10 years of records
Est. 1996
Community established
homes built 1996-2001, median 2000 (FL DOR 2025)
0
Failed listings · 2020
peaked at 1 in 2015
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Lake Bernadette 02B is a small, tightly built section of 54 homes, all constructed within a five-year window from 1996 to 2001, with a median build year of 2000. That kind of construction consistency means most homes share similar structural systems and general layout logic, so price differences here tend to come down to updates, lot position, and condition rather than era or design generation.

The high homestead share, just over 83%, points to a market where turnover is naturally slower and inventory doesn't churn quickly. For a buyer, that means patience matters when a listing does come up. For a seller, it means the case for pricing right the first time is stronger than in a community with constant competing inventory.

Best for

  • Buyers who want a home built within a defined, consistent construction era rather than mixed-vintage housing stock
  • Buyers comfortable waiting for the right listing in a small, slow-turnover section of only 54 homes
  • Buyers who don't need built-in community amenities and are fine handling recreation and lifestyle needs independently

Probably not for

  • Buyers who want a resort-style or amenity-rich HOA community with clubhouses or organized recreation
  • Buyers needing a wide selection of floor plans, sizes, or architectural styles to choose from
  • Buyers expecting frequent, high-volume inventory turnover to compare many active listings at once

The market around Lake Bernadette 02B

Lake Bernadette 02B is a small community — 2 recorded sales on file, most recently in 2020 — too few for its own price trend. Here is the market around it.

Across Pasco County, 4,307 homes are active and 1,258 pending (23% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Lake Bernadette 02B specifically. Momentum Research analysis of MLS records.

If we were buying in Lake Bernadette 02B today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Bernadette 02B.

Best Buy
Buyers who want a single-era home with a consistent floor plan footprint rather than a mixed-vintage neighborhood.
Biggest Risk
A high homestead share means inventory can be thin and slow to turn over, testing buyer patience.
Sweet Spot
Homes near the median living area, around 2,212 square feet, tend to represent the section's typical offering.
Avoid If
Skip this section if you're relying on a community amenity package — none is currently identified from MLS data.

One Build Era, One Consistent Footprint

With every home dated to a six-year construction span and a median year built of 2000, this section reads as a single, cohesive build phase rather than a patchwork of additions and infill. Floor plans and square footage cluster tightly, with a median living area of roughly 2,212 square feet, so shoppers can expect a fairly narrow range of layouts to choose from rather than a wide mix of home sizes and styles.

No community amenities are identified from current MLS listings, which suggests this is a straightforward residential section without an attached clubhouse, pool, or recreational package baked into the HOA structure, at least as reflected in current listing data. Buyers should verify amenity and association details directly rather than assume a shared facility exists.

The location and the amenities are priced into every listing in Lake Bernadette 02B. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a section this small, with only 54 homes and a high share of long-held, homesteaded properties, listings are infrequent and easy to misprice in either direction. We track this pocket of Zephyrhills closely enough to know when a listing is genuinely competitive on condition and updates versus simply riding the build-era baseline, and we walk clients through that distinction before they write an offer or set an asking price.

Lake Bernadette 02B in 15 seconds.

Best forBuyers who want a single-era home with a consistent floor plan footprint rather than a mixed-vintage neighborhood.
Biggest advantageA tight construction window (1996-2001) means fewer surprises comparing one home's systems and age to another.
Biggest riskA high homestead share means inventory can be thin and slow to turn over, testing buyer patience.
Sweet spotHomes near the median living area, around 2,212 square feet, tend to represent the section's typical offering.
Avoid ifSkip this section if you're relying on a community amenity package — none is currently identified from MLS data.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Bernadette 02B sales matched to your home.

What is your Lake Bernadette 02B home worth?

Get a no-obligation home value based on real comparable sales in Lake Bernadette 02B, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Lake Bernadette 02B?
The Florida DOR 2025 assessment roll shows 54 homes in Lake Bernadette 02B (public records).
What share of Lake Bernadette 02B is owner-occupied?
83% of Lake Bernadette 02B parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lake Bernadette 02B built?
Homes in Lake Bernadette 02B were built between 1996 and 2001, with a median year built of 2000.0 (FL DOR 2025 roll).
Do cash buyers compete in Lake Bernadette 02B?
Cash buyers took 0% of Lake Bernadette 02B sales in the 12 months ending June 2021 (0 of 3 closings, Stellar MLS).
Who is the best real estate agent for Lake Bernadette 02B?
The best agent for Lake Bernadette 02B is one who actively works Zephyrhills and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake Bernadette 02B.
How do I find a top Zephyrhills real estate agent who knows Lake Bernadette 02B?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake Bernadette 02B and the wider Zephyrhills area.
Can Momentum Realty connect me with an agent for Lake Bernadette 02B?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake Bernadette 02B purchase or sale - no call center and no pressure.
Buyers who want a home built within a defined, consistent construction era rather than mixed-vintage housing stockExcellent fit
Buyers comfortable waiting for the right listing in a small, slow-turnover section of only 54 homesExcellent fit
Buyers who don't need built-in community amenities and are fine handling recreation and lifestyle needs independentlyExcellent fit
Buyers who want a resort-style or amenity-rich HOA community with clubhouses or organized recreationProbably not
Buyers needing a wide selection of floor plans, sizes, or architectural styles to choose fromProbably not
Buyers expecting frequent, high-volume inventory turnover to compare many active listings at onceProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 33541))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2016 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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