Lake Bernadette
Homes for Sale in Zephyrhills, FL
All 633 homes for sale in Zephyrhills, FL · median $299,000 · 307 homes for sale in 33541 · Pasco County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, Lake Bernadette Parcels 17 & 18A in Zephyrhills, FL has 1 home for sale. As of October 2026, the MLS records 19 closed sales in Lake Bernadette Parcels 17 & 18A in Zephyrhills, FL since 2014, the most recent in September 2026. Across Zephyrhills as a whole, 836 homes closed in the last 12 months at a median of $345,000, 59 median days on market, with 312 homes for sale today. At that median and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $5,570 ($4,920 with the full homestead exemption).

This is a built-out pocket of Lake Bernadette where the homes came up over roughly two decades, with construction running from 1991 through 2012 and a median build year of 2006. That spread matters more than any single number: what sets price here is condition and updating, not square footage alone, because two homes of similar size can be a generation apart in mechanicals, roofs, and finishes. The median home carries about 2,431 square feet, so this is a section of larger single-family product rather than starter stock.
The ownership posture is the tell. With just under three-quarters of homes homesteaded, turnover tends to be measured — sellers here are largely owner-occupants who move on their own timeline, not investors churning inventory. For a buyer, that means fewer listings and a market that rewards being ready when the right updated home lists. For a seller, it means your competition is often defined by condition, and a home that shows well and has its major systems addressed can separate itself.
Lake Bernadette right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
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· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lake Bernadette Parcels 17 & 18A is an established, essentially built-out section in Zephyrhills, in Pasco County, made up of 149 larger single-family homes. Age varies enough that due diligence on roof, HVAC, and other systems is the real work of buying here.
Stellar MLS sales records identify 639 homes in Lake Bernadette that have changed hands since 2004, built between 1979 and 2021 (median 2004), with a median living area of about 1,814 sq ft and a typical 3-bedroom, 2-bath layout; 72% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Lake Bernadette across 2024–2025 (3 in 2024, 2 in 2025), median $335,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Bernadette is best for.
Best for
- Owner-occupant buyers seeking a larger primary residence they plan to hold for years
- Buyers comfortable ordering inspections and budgeting for roof and HVAC based on a home's age
- Move-up buyers who value an established, built-out setting over a brand-new subdivision
Probably not for
- Buyers set on new construction or the latest floor plans and finishes
- Investors who need frequent inventory and quick turnover
- Buyers who want a large menu of active listings on the market at once
The market around Lake Bernadette
Lake Bernadette is too small for its own price trend, so here is the market around it.
In ZIP 33541, 408 homes are on the market and 23% are under contract — a steady corner of Zephyrhills.
Across Pasco County, 4,213 homes are active and 1,214 pending (22% under contract).
In ZIP 33541 (Zephyrhills), 1,578 homes closed in the last 12 months at a median of $400K ($182/sq ft), down 0.7% year over year, with a median 58 days on market. Right now 298 active and 88 pending listings put supply at about 4.9 months — a balanced market. See the live ZIP 33541 housing market and the Pasco County market.
ZIP and county figures describe the wider market, not Lake Bernadette specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Lake Bernadette Parcels 17 & 18A, Zephyrhills
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
The Lake Bernadette buying strategy.
If we were buying in Lake Bernadette today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Bernadette.
Condition, not size, is the variable
The build window from 1991 to 2012 is the single most useful fact for setting expectations. A home from the early stretch of that range is meaningfully different from one built near 2012, even at a similar footprint, and those differences — roof age, windows, kitchens and baths, and mechanical systems — are where value is won or lost. Read every listing through that lens rather than assuming the median build year of 2006 describes any specific house.
At a median of roughly 2,431 living square feet, this is a section of substantial floor plans. That works in a buyer's favor when comparing homes, because the space is fairly consistent and the price differences you see typically trace back to updates and upkeep. Ask for the age of the major systems early; it is the fastest way to understand why one home is priced above another.
The location and the amenities are priced into every listing in Lake Bernadette. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, mostly owner-occupied section like this, listings are limited and each one demands a close read on condition and system age. We track what actually trades here, translate build year and updates into real value, and keep you ready to move when the right home comes up — whether you are pricing a home to stand out or buying one you will not have to overhaul.
Lake Bernadette in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $45/month (about $540/yr) · median of 40 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $45 per month ($540 a year) — the median AssociationFee across 40 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Bernadette buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Bernadette sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Bernadette, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Bernadette home worth?
Get a no-obligation home value based on real comparable sales in Lake Bernadette, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Zephyrhills →
Recently off market in Lake Bernadette Parcels 17 & 18A
Homes in Lake Bernadette Parcels 17 & 18A that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 5912 Bramble Bush Court · off market
Frequently Asked Questions
Is Lake Bernadette a buyer's or seller's market right now?
How many homes are in Lake Bernadette?
What share of Lake Bernadette is owner-occupied?
When were the homes in Lake Bernadette built?
Who is the best real estate agent for Lake Bernadette?
How do I find a top Zephyrhills real estate agent who knows Lake Bernadette?
Can Momentum Realty connect me with an agent for Lake Bernadette?
Where is Lake Bernadette, and what county is it in?
Should you buy in Lake Bernadette?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 33541)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (19 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lake Bernadette Parcels 17 & 18A fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Lake Bernadette with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Lake Bernadette. These are the public schools most often assigned to other communities in ZIP 33541; zones change and vary by address, so confirm with the district before you buy.
- Raymond B. Stewart Middle School · Middle · FLDOE grade C (assigned to 5 nearby communities)
- Zephyrhills High School · High · FLDOE grade C (assigned to 5 nearby communities)
- West Zephyrhills Elementary School · Elementary · FLDOE grade C (assigned to 3 nearby communities)
- Chester W. Taylor Jr. Elementary School · K-5, Zephyrhills (per M/I, 2026; verify zoning) (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
