LAKE PALMS APTS CO-OP
Homes for Sale in ST PETERSBURG, FL
True comps, carrying-cost math, and listings before the portals.
Lake Palms is a co-op building, which changes the math from a typical condo purchase — financing, resale, and board approval all run differently, and that structure does more to set who buys here than square footage does. With a median living area of 1,394 sqft and a build range spanning 1950 to 2024 (median year built 1973), unit condition and any updates since the original construction will move value more than location within the building.
Only 2 active listings against 323 total homes is a thin slice of inventory, and at 3.4 months of supply the market here reads balanced rather than tilted toward either side. That combination means pricing power sits with whoever is willing to be patient — sellers aren't getting bid up, but buyers also don't have much to compare against at any given moment.
LAKE PALMS APTS CO-OP right now
🔴 Seller-leaning market. 1.7 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Medium (2 active and pending listings, 4 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
LAKE PALMS APTS CO-OP market snapshot (as of August 2, 2026): the median sale price is about $138K ($205 per sq ft over the trailing 12 months of closed sales), a median 75 days on market for closed sales, and 1.7 months of supply, a seller-leaning market.
LAKE PALMS APTS CO-OP is a community of 323 homes in ST PETERSBURG, Pinellas County, built between 1950 and 2024 (median 1973), with a median living area of about 1,394 square feet. 51% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Lake Palms is a co-op community in St Petersburg built out in stages from 1950 through 2024, with the bulk of the building dating to a 1973 median year built, and just over half of homes here carrying a homestead exemption.
The setting & the homes.
Aerial and on-site photos of LAKE PALMS APTS CO-OP. Swipe to explore the community.
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LAKE PALMS APTS CO-OPWho LAKE PALMS APTS CO-OP is best for.
Best for
- A buyer comfortable with co-op financing and board approval steps in exchange for a secured, amenity-equipped building.
- Someone prioritizing low-maintenance living with on-site laundry, storage, and elevator access over unit customization.
- A buyer willing to do extra diligence on co-op bylaws and financials given the thin comparable-sales pool.
Probably not for
- A buyer who needs standard conventional mortgage financing without co-op-specific underwriting.
- Anyone needing to park a truck, RV, or motorcycle on-site, given the building's stated vehicle restrictions.
- A buyer wanting a wide selection to compare — with 2 active listings, choice is limited at any given time.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($138K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Deemed reliable but not guaranteed.
Lake Palms Apts Co-op Market Scorecard
Lake Palms Apts Co-op is currently a seller's market. About 3.0 months of supply, a median asking price of $302,000, and homes go under contract in about 15 days.
Go deeper: county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in LAKE PALMS APTS CO-OP, ST PETERSBURG
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in LAKE PALMS APTS CO-OP
Live MLS inventory for LAKE PALMS APTS CO-OP. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending LAKE PALMS APTS CO-OP listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.
LAKE PALMS APTS CO-OP on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at LAKE PALMS APTS CO-OP
- Community Mailbox · reported on 3 of 5 listings
- Laundry · reported on 3 of 5 listings
- Gated Community - No Guard · reported on 2 of 5 listings
- Elevator(s) · reported on 2 of 5 listings
- Key Card Entry · reported on 1 of 5 listings
- Gated · reported on 1 of 5 listings
- Lobby Key Required · reported on 1 of 5 listings
- Storage · reported on 1 of 5 listings
- Vehicle Restrictions · reported on 1 of 5 listings
- No Truck/RV/Motorcycle Parking · reported on 1 of 5 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent LAKE PALMS APTS CO-OP listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any LAKE PALMS APTS CO-OP address.
The LAKE PALMS APTS CO-OP buying strategy.
If we were buying in LAKE PALMS APTS CO-OP today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in LAKE PALMS APTS CO-OP.
A co-op, not a condo
The building's amenity set is built around controlled access and low-maintenance living: key card entry, a staffed-free gated perimeter, elevators, on-site laundry, and storage. Vehicle restrictions and a no truck/RV/motorcycle policy signal this is a building that manages parking and traffic tightly rather than leaving it open — worth confirming directly with the HOA before you assume your vehicle fits the rules.
Because it's structured as a cooperative, buyers should expect a different approval and financing path than a standard condo purchase — lenders, closing timelines, and resale mechanics can all differ. With only 2 active listings at any given time, there isn't a deep pool of recent comparables to lean on, so due diligence on the co-op's financials and bylaws matters more here than in a larger condo association.
The location and the amenities are priced into every listing in LAKE PALMS APTS CO-OP. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in LAKE PALMS APTS CO-OP buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.0). Basis: Liquidity & Demand 1.7 months of supply; Owner Commitment 51% owner-occupied; Pricing Power 87.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Co-op transactions carry more procedural steps than a typical resale — board applications, financing that not every lender handles the same way, and bylaws that vary building to building. We walk buyers and sellers through that process specifically, and with inventory this thin, we track new listings and co-op paperwork closely enough to move when a unit does come up.
LAKE PALMS APTS CO-OP in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a LAKE PALMS APTS CO-OP buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed LAKE PALMS APTS CO-OP sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in LAKE PALMS APTS CO-OP, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your LAKE PALMS APTS CO-OP home worth?
Get a no-obligation home value based on real comparable sales in LAKE PALMS APTS CO-OP, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in LAKE PALMS APTS CO-OP on the map →
Frequently Asked Questions
What is the median home price in LAKE PALMS APTS CO-OP?
How long do homes in LAKE PALMS APTS CO-OP take to sell?
Is LAKE PALMS APTS CO-OP a buyer's or seller's market right now?
How many homes are in LAKE PALMS APTS CO-OP?
What share of LAKE PALMS APTS CO-OP is owner-occupied?
When were the homes in LAKE PALMS APTS CO-OP built?
Do cash buyers compete in LAKE PALMS APTS CO-OP?
What schools serve LAKE PALMS APTS CO-OP?
Who is the best real estate agent for LAKE PALMS APTS CO-OP?
How do I find a top ST PETERSBURG real estate agent who knows LAKE PALMS APTS CO-OP?
Can Momentum Realty connect me with an agent for LAKE PALMS APTS CO-OP?
Should you buy in LAKE PALMS APTS CO-OP?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near LAKE PALMS APTS CO-OP with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2015 (27 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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