Lakeshore/Narcoossee Ph 2
Homes for Sale in St Cloud, FL

Community in St Cloud · Osceola County
313 homesBuilt 2015–2020
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Built fromLive Stellar MLS data5 years of closingsFL DOR public recordsUpdated twice daily
Live · Lakeshore/Narcoossee Ph 2 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
68%
Owner-occupied · Lakeshore/Narcoossee Ph 2
213 of 313 parcels homesteaded (FL DOR 2025)
32%
Non-owner-occupied · Lakeshore/Narcoossee Ph 2
incl. 4% trust or LLC-held · 9% out-of-state
0%
Cash buyers · Lakeshore/Narcoossee Ph 2
0 of 4 sales, 12 mo ending June 2023
313
Homes in the community
313 residential parcels (FL DOR 2025)
Track record · 5 years of records
Est. 2015
Community established
homes built 2015-2020, median 2018 (FL DOR 2025)
1
Failed listings · 2026
peaked at 5 in 2023
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Lakeshore/Narcoossee Ph 2 is a tightly-defined pocket of newer construction in St Cloud, with all 313 homes built in a compressed window between 2015 and 2020. When the housing stock is this uniform, price is driven less by vintage and more by condition, lot, and finish level — the median year built of 2018 tells you most of these homes are past their new-build warranty but well short of needing major systems work.

With no closings in the current window, there is no fresh sold data to anchor a number to, so both sides are working off listings and standing inventory rather than recent comps. That puts a premium on realistic pricing and patience; a seller who overreaches has nothing to point to, and a buyer has room to underwrite carefully rather than chase.

Best for

  • Buyers wanting a home built in the last decade without the premium or wait of brand-new construction
  • Owner-occupants planning to homestead and stay put in a stable, low-turnover setting
  • Buyers comfortable underwriting on condition and lot rather than a recent sold price

Probably not for

  • Buyers who require multiple recent comparable sales before they will make an offer
  • Investors looking for wide floor-plan or vintage variety to arbitrage
  • Anyone needing a fixer or an older home with room to add value through major renovation

The market around Lakeshore/Narcoossee Ph 2

Lakeshore/Narcoossee Ph 2 is a small community — 11 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).

The housing mix here is 96% townhouse, 4% ?.

ZIP and county figures describe the wider market, not Lakeshore/Narcoossee Ph 2 specifically. Momentum Research analysis of MLS records.

If we were buying in Lakeshore/Narcoossee Ph 2 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lakeshore/Narcoossee Ph 2.

Best Buy
Buyers who want newer construction in a consistent, owner-heavy St Cloud pocket.
Biggest Risk
No recent closings means less hard data to anchor either an offer or a list price.
Sweet Spot
A well-maintained home near the 2,050-sqft median where the finish level justifies the ask.
Avoid If
You need proven comps and a fast, data-backed valuation before committing.

A single-era subdivision reads through condition

The homes here landed within a five-year span, and the median living area of around 2,050 square feet points to a fairly consistent product rather than a mix of small and sprawling floor plans. That works in a buyer's favor: when the age and size envelope is this narrow, the variables you can actually evaluate — kitchen and flooring updates, yard, and how a given owner has maintained the home — do most of the pricing work.

Owner-occupancy runs high, with a homestead share near 68 percent. A community weighted toward homesteaded owners tends to turn over less frantically and show more consistent upkeep, which reinforces the point that condition, not vintage, is what separates one listing from the next here.

The location and the amenities are priced into every listing in Lakeshore/Narcoossee Ph 2. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With no recent closings to lean on, pricing this community is a judgment exercise, not a lookup. We underwrite each home on its condition, lot, and finish level against standing inventory, and we will tell you plainly when a list price is out of line with what the home actually offers.

Lakeshore/Narcoossee Ph 2 in 15 seconds.

Best forBuyers who want newer construction in a consistent, owner-heavy St Cloud pocket.
Biggest advantageA uniform stock built 2015–2020 makes condition easy to judge and comparisons clean.
Biggest riskNo recent closings means less hard data to anchor either an offer or a list price.
Sweet spotA well-maintained home near the 2,050-sqft median where the finish level justifies the ask.
Avoid ifYou need proven comps and a fast, data-backed valuation before committing.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lakeshore/Narcoossee Ph 2 sales matched to your home.

What is your Lakeshore/Narcoossee Ph 2 home worth?

Get a no-obligation home value based on real comparable sales in Lakeshore/Narcoossee Ph 2, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Lakeshore/Narcoossee Ph 2?
The Florida DOR 2025 assessment roll shows 313 homes in Lakeshore/Narcoossee Ph 2 (public records).
What share of Lakeshore/Narcoossee Ph 2 is owner-occupied?
68% of Lakeshore/Narcoossee Ph 2 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lakeshore/Narcoossee Ph 2 built?
Homes in Lakeshore/Narcoossee Ph 2 were built between 2015 and 2020, with a median year built of 2018.0 (FL DOR 2025 roll).
Do cash buyers compete in Lakeshore/Narcoossee Ph 2?
Cash buyers took 0% of Lakeshore/Narcoossee Ph 2 sales in the 12 months ending June 2023 (0 of 4 closings, Stellar MLS).
Who is the best real estate agent for Lakeshore/Narcoossee Ph 2?
The best agent for Lakeshore/Narcoossee Ph 2 is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lakeshore/Narcoossee Ph 2.
How do I find a top St Cloud real estate agent who knows Lakeshore/Narcoossee Ph 2?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lakeshore/Narcoossee Ph 2 and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Lakeshore/Narcoossee Ph 2?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lakeshore/Narcoossee Ph 2 purchase or sale - no call center and no pressure.
Buyers wanting a home built in the last decade without the premium or wait of brand-new constructionExcellent fit
Owner-occupants planning to homestead and stay put in a stable, low-turnover settingExcellent fit
Buyers comfortable underwriting on condition and lot rather than a recent sold priceExcellent fit
Buyers who require multiple recent comparable sales before they will make an offerProbably not
Investors looking for wide floor-plan or vintage variety to arbitrageProbably not
Anyone needing a fixer or an older home with room to add value through major renovationProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34771))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2021 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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